(AAPL) Apple - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0378331005

Smartphone, Computer, Tablet, Wearables, Accessories, Services

Technology Hardware, Storage & Peripherals
Market Cap in USD: 3,832,543m

IPO / Inception: 1980-12-12
Return 12m vs S&P 500: -9.07%

EPS (Earnings per Share)

EPS CAGR: -3.32%
EPS Trend: 10.5%

Last SUE: 2.38
Qual. Beats: 4

Revenue

Rev. CAGR: -4.95%
Rev. Trend: -1.1%

Last SUE: 0.07
Qual. Beats: 0

Dividends

Dividend Yield	0.40%
Yield on Cost 5y	0.82%
Yield CAGR 5y	4.46%
Payout Consistency	55.0%
Payout Ratio	13.8%

Risk via 5d forecast
Volatility	23.4%
Value at Risk 5%th	36.0%
Relative Tail Risk	-6.60%

Reward TTM
Sharpe Ratio	0.25
Alpha	-15.56
CAGR/Max DD	0.76

Character TTM
Hurst Exponent	0.358
Beta	1.252
Beta Downside	1.327

Drawdowns 3y
Max DD	33.36%
Mean DD	6.99%
Median DD	4.89%

Description: AAPL Apple November 30, 2025

Apple Inc. (NASDAQ:AAPL) designs, manufactures, and markets a broad portfolio that includes iPhone smartphones, Mac computers, iPad tablets, and a suite of wearables and accessories such as AirPods, Apple Watch, and the newly announced Apple Vision Pro. The company also runs a suite of high-margin services-App Store, iCloud, Apple Music, Apple TV+, Apple Fitness+, and Apple Arcade-plus financial products like Apple Card and Apple Pay, generating recurring revenue streams beyond hardware sales.

In fiscal 2024, services revenue grew 9% year-over-year to $78 billion, now representing roughly 22% of total revenue, while iPhone sales contributed about 55% of the $383 billion total. Apple’s gross margin remained above 43%, reflecting strong pricing power and a shift toward software-centric offerings. The firm’s exposure to macro-economic factors such as consumer discretionary spending, global chip supply constraints, and the rollout of 5G networks are key drivers of its top-line outlook.

Apple’s ecosystem lock-in-driven by the App Store’s 70% revenue share, the growing subscription base (over 900 million paid users), and its expanding presence in enterprise and education markets-provides a durable competitive moat that underpins long-term cash flow generation.

For a deeper, data-driven assessment of Apple’s valuation and risk profile, you may find ValueRay’s analytical tools worth exploring.

Piotroski VR‑10 (Strict, 0-10) 6.0

Net Income (112.01b TTM) > 0 and > 6% of Revenue (6% = 24.97b TTM)

FCFTA 0.27 (>2.0%) and ΔFCFTA -2.32pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -4.25% (prev -5.99%; Δ 1.74pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.31 (>3.0%) and CFO 111.48b <= Net Income 112.01b (YES >=105%, WARN >=100%)

Net Debt (78.84b) to EBITDA (145.12b) ratio: 0.54 <= 3.0 (WARN <= 3.5)

Current Ratio 0.89 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (15.00b) change vs 12m ago -2.62% (target <= -2.0% for YES)

Gross Margin 46.91% (prev 46.21%; Δ 0.70pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 114.9% (prev 107.1%; Δ 7.79pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 100.0k (EBITDA TTM 145.12b / Interest Expense TTM 1.00m) >= 6 (WARN >= 3)

Altman Z'' 2.30

(A) -0.05 = (Total Current Assets 147.96b - Total Current Liabilities 165.63b) / Total Assets 359.24b

(B) -0.04 = Retained Earnings (Balance) -14.26b / Total Assets 359.24b

(D) 0.26 = Book Value of Equity 73.73b / Total Liabilities 285.51b

Total Rating: 2.30 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 77.35

1. Piotroski 6.0pt

2. FCF Yield 2.51%

3. FCF Margin 23.73%

4. Debt/Equity 1.52

5. Debt/Ebitda 0.54

6. ROIC - WACC (= 56.62)%

7. RoE 164.0%

8. Rev. Trend -1.06%

9. EPS Trend 10.46%

What is the price of AAPL shares?

As of January 11, 2026, the stock is trading at USD 259.37 with a total of 39,911,019 shares traded.
Over the past week, the price has changed by -4.30%, over one month by -6.43%, over three months by +2.20% and over the past year by +10.00%.

Is AAPL a buy, sell or hold?

Apple has received a consensus analysts rating of 3.91. Therefore, it is recommended to buy AAPL.

Strong Buy: 20
Buy: 7
Hold: 16
Sell: 1
Strong Sell: 2

What are the forecasts/targets for the AAPL price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	287.8	11%
Analysts Target Price	287.8	11%
ValueRay Target Price	310.9	19.9%

AAPL Fundamental Data Overview January 10, 2026

P/E Trailing = 34.7216
P/E Forward = 31.25
P/S = 9.2093
P/B = 51.9125
P/EG = 2.6214
Beta = 1.093
Revenue TTM = 416.16b USD
EBIT TTM = 133.43b USD
EBITDA TTM = 145.12b USD
Long Term Debt = 78.33b USD (from longTermDebt, last quarter)
Short Term Debt = 22.45b USD (from shortTermDebt, last quarter)
Debt = 112.38b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 78.84b USD (from netDebt column, last quarter)
Enterprise Value = 3937.25b USD (3832.54b + Debt 112.38b - CCE 7.67b)
Interest Coverage Ratio = 133.4k (Ebit TTM 133.43b / Interest Expense TTM 1.00m)
EV/FCF = 39.86x (Enterprise Value 3937.25b / FCF TTM 98.77b)
FCF Yield = 2.51% (FCF TTM 98.77b / Enterprise Value 3937.25b)
FCF Margin = 23.73% (FCF TTM 98.77b / Revenue TTM 416.16b)
Net Margin = 26.92% (Net Income TTM 112.01b / Revenue TTM 416.16b)
Gross Margin = 46.91% ((Revenue TTM 416.16b - Cost of Revenue TTM 220.96b) / Revenue TTM)
Gross Margin QoQ = 47.18% (prev 46.49%)
Tobins Q-Ratio = 10.96 (Enterprise Value 3937.25b / Total Assets 359.24b)
Interest Expense / Debt = 0.00% (Interest Expense 1.00m / Debt 112.38b)
Taxrate = 16.27% (5.34b / 32.80b)
NOPAT = 111.72b (EBIT 133.43b * (1 - 16.27%))
Current Ratio = 0.89 (Total Current Assets 147.96b / Total Current Liabilities 165.63b)
Debt / Equity = 1.52 (Debt 112.38b / totalStockholderEquity, last quarter 73.73b)
Debt / EBITDA = 0.54 (Net Debt 78.84b / EBITDA 145.12b)
Debt / FCF = 0.80 (Net Debt 78.84b / FCF TTM 98.77b)
Total Stockholder Equity = 68.28b (last 4 quarters mean from totalStockholderEquity)
RoA = 30.93% (Net Income 112.01b / Total Assets 359.24b)
RoE = 164.0% (Net Income TTM 112.01b / Total Stockholder Equity 68.28b)
RoCE = 91.01% (EBIT 133.43b / Capital Employed (Equity 68.28b + L.T.Debt 78.33b))
RoIC = 66.85% (NOPAT 111.72b / Invested Capital 167.11b)
WACC = 10.23% (E(3832.54b)/V(3944.92b) * Re(10.53%) + D(112.38b)/V(3944.92b) * Rd(0.00%) * (1-Tc(0.16)))
Discount Rate = 10.53% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -1.85%
[DCF Debug] Terminal Value 69.62% ; FCFF base≈102.78b ; Y1≈98.78b ; Y5≈96.59b
Fair Price DCF = 76.06 (EV 1196.79b - Net Debt 78.84b = Equity 1117.95b / Shares 14.70b; r=10.23% [WACC]; 5y FCF grow -5.20% → 2.90% )
EPS Correlation: 10.46 | EPS CAGR: -3.32% | SUE: 2.38 | # QB: 4
Revenue Correlation: -1.06 | Revenue CAGR: -4.95% | SUE: 0.07 | # QB: 0
EPS next Quarter (2026-03-31): EPS=1.85 | Chg30d=+0.004 | Revisions Net=-2 | Analysts=29
EPS current Year (2026-09-30): EPS=8.27 | Chg30d=+0.010 | Revisions Net=+3 | Growth EPS=+10.8% | Growth Revenue=+8.8%
EPS next Year (2027-09-30): EPS=9.14 | Chg30d=+0.022 | Revisions Net=+5 | Growth EPS=+10.5% | Growth Revenue=+6.6%

Additional Sources for AAPL Stock

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