(AAPL) Apple - Ratings and Ratios
Smartphone, Computer, Tablet, Wearables, Accessories, Services
Dividends
| Dividend Yield | 0.37% |
| Yield on Cost 5y | 0.86% |
| Yield CAGR 5y | -21.56% |
| Payout Consistency | 50.9% |
| Payout Ratio | 13.8% |
| Risk via 10d forecast | |
|---|---|
| Volatility | 23.6% |
| Value at Risk 5%th | 36.4% |
| Relative Tail Risk | -6.16% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.47 |
| Alpha | -2.18 |
| CAGR/Max DD | 0.78 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.344 |
| Beta | 1.248 |
| Beta Downside | 1.324 |
| Drawdowns 3y | |
|---|---|
| Max DD | 33.36% |
| Mean DD | 7.15% |
| Median DD | 5.21% |
Description: AAPL Apple November 30, 2025
Apple Inc. (NASDAQ:AAPL) designs, manufactures, and markets a broad portfolio that includes iPhone smartphones, Mac computers, iPad tablets, and a suite of wearables and accessories such as AirPods, Apple Watch, and the newly announced Apple Vision Pro. The company also runs a suite of high-margin services-App Store, iCloud, Apple Music, Apple TV+, Apple Fitness+, and Apple Arcade-plus financial products like Apple Card and Apple Pay, generating recurring revenue streams beyond hardware sales.
In fiscal 2024, services revenue grew 9% year-over-year to $78 billion, now representing roughly 22% of total revenue, while iPhone sales contributed about 55% of the $383 billion total. Apple’s gross margin remained above 43%, reflecting strong pricing power and a shift toward software-centric offerings. The firm’s exposure to macro-economic factors such as consumer discretionary spending, global chip supply constraints, and the rollout of 5G networks are key drivers of its top-line outlook.
Apple’s ecosystem lock-in-driven by the App Store’s 70% revenue share, the growing subscription base (over 900 million paid users), and its expanding presence in enterprise and education markets-provides a durable competitive moat that underpins long-term cash flow generation.
For a deeper, data-driven assessment of Apple’s valuation and risk profile, you may find ValueRay’s analytical tools worth exploring.
Piotroski VR‑10 (Strict, 0-10) 6.0
| Net Income (112.01b TTM) > 0 and > 6% of Revenue (6% = 24.97b TTM) |
| FCFTA 0.27 (>2.0%) and ΔFCFTA -2.32pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -4.25% (prev -5.99%; Δ 1.74pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.31 (>3.0%) and CFO 111.48b <= Net Income 112.01b (YES >=105%, WARN >=100%) |
| Net Debt (62.72b) to EBITDA (145.12b) ratio: 0.43 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.89 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (15.00b) change vs 12m ago -2.62% (target <= -2.0% for YES) |
| Gross Margin 46.91% (prev 46.21%; Δ 0.70pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 114.9% (prev 107.1%; Δ 7.79pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 191.2 (EBITDA TTM 145.12b / Interest Expense TTM 698.0m) >= 6 (WARN >= 3) |
Altman Z'' 2.30
| (A) -0.05 = (Total Current Assets 147.96b - Total Current Liabilities 165.63b) / Total Assets 359.24b |
| (B) -0.04 = Retained Earnings (Balance) -14.26b / Total Assets 359.24b |
| (C) 0.37 = EBIT TTM 133.43b / Avg Total Assets 362.11b |
| (D) 0.26 = Book Value of Equity 73.73b / Total Liabilities 285.51b |
| Total Rating: 2.30 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 77.58
| 1. Piotroski 6.0pt |
| 2. FCF Yield 2.36% |
| 3. FCF Margin 23.73% |
| 4. Debt/Equity 1.34 |
| 5. Debt/Ebitda 0.43 |
| 6. ROIC - WACC (= 56.47)% |
| 7. RoE 164.0% |
| 8. Rev. Trend -1.06% |
| 9. EPS Trend 10.46% |
What is the price of AAPL shares?
Over the past week, the price has changed by -0.03%, over one month by +3.30%, over three months by +16.42% and over the past year by +15.22%.
Is AAPL a buy, sell or hold?
- Strong Buy: 20
- Buy: 7
- Hold: 16
- Sell: 1
- Strong Sell: 2
What are the forecasts/targets for the AAPL price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 281.8 | 1.1% |
| Analysts Target Price | 281.8 | 1.1% |
| ValueRay Target Price | 334.6 | 20% |
AAPL Fundamental Data Overview November 30, 2025
P/E Trailing = 37.3293
P/E Forward = 33.67
P/S = 9.9439
P/B = 55.8825
P/EG = 2.8219
Beta = 1.109
Revenue TTM = 416.16b USD
EBIT TTM = 133.43b USD
EBITDA TTM = 145.12b USD
Long Term Debt = 78.33b USD (from longTermDebt, last quarter)
Short Term Debt = 20.33b USD (from shortTermDebt, last quarter)
Debt = 98.66b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 62.72b USD (from netDebt column, last quarter)
Enterprise Value = 4182.20b USD (4138.24b + Debt 98.66b - CCE 54.70b)
Interest Coverage Ratio = 191.2 (Ebit TTM 133.43b / Interest Expense TTM 698.0m)
FCF Yield = 2.36% (FCF TTM 98.77b / Enterprise Value 4182.20b)
FCF Margin = 23.73% (FCF TTM 98.77b / Revenue TTM 416.16b)
Net Margin = 26.92% (Net Income TTM 112.01b / Revenue TTM 416.16b)
Gross Margin = 46.91% ((Revenue TTM 416.16b - Cost of Revenue TTM 220.96b) / Revenue TTM)
Gross Margin QoQ = 47.18% (prev 46.49%)
Tobins Q-Ratio = 11.64 (Enterprise Value 4182.20b / Total Assets 359.24b)
Interest Expense / Debt = 1.02% (Interest Expense 1.00b / Debt 98.66b)
Taxrate = 16.27% (5.34b / 32.80b)
NOPAT = 111.72b (EBIT 133.43b * (1 - 16.27%))
Current Ratio = 0.89 (Total Current Assets 147.96b / Total Current Liabilities 165.63b)
Debt / Equity = 1.34 (Debt 98.66b / totalStockholderEquity, last quarter 73.73b)
Debt / EBITDA = 0.43 (Net Debt 62.72b / EBITDA 145.12b)
Debt / FCF = 0.64 (Net Debt 62.72b / FCF TTM 98.77b)
Total Stockholder Equity = 68.28b (last 4 quarters mean from totalStockholderEquity)
RoA = 31.18% (Net Income 112.01b / Total Assets 359.24b)
RoE = 164.0% (Net Income TTM 112.01b / Total Stockholder Equity 68.28b)
RoCE = 91.01% (EBIT 133.43b / Capital Employed (Equity 68.28b + L.T.Debt 78.33b))
RoIC = 66.85% (NOPAT 111.72b / Invested Capital 167.11b)
WACC = 10.38% (E(4138.24b)/V(4236.90b) * Re(10.61%) + D(98.66b)/V(4236.90b) * Rd(1.02%) * (1-Tc(0.16)))
Discount Rate = 10.61% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -1.85%
[DCF Debug] Terminal Value 68.71% ; FCFE base≈102.78b ; Y1≈98.79b ; Y5≈96.83b
Fair Price DCF = 77.96 (DCF Value 1152.03b / Shares Outstanding 14.78b; 5y FCF grow -5.20% → 3.0% )
EPS Correlation: 10.46 | EPS CAGR: -3.32% | SUE: 2.38 | # QB: 4
Revenue Correlation: -1.06 | Revenue CAGR: -4.95% | SUE: 0.07 | # QB: 0
EPS next Quarter (2026-03-31): EPS=1.84 | Chg30d=+0.043 | Revisions Net=+11 | Analysts=28
EPS current Year (2026-09-30): EPS=8.25 | Chg30d=+0.263 | Revisions Net=+26 | Growth EPS=+10.6% | Growth Revenue=+8.8%
EPS next Year (2027-09-30): EPS=9.10 | Chg30d=+0.295 | Revisions Net=+10 | Growth EPS=+10.3% | Growth Revenue=+6.2%
Additional Sources for AAPL Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle