(ACGL) Arch Capital - Overview

Exchange: NASDAQ • Country: Bermuda • Currency: USD • Type: Common Stock • ISIN: BMG0450A1053

Stock:

Total Rating 57

Risk 90

Buy Signal 0.54

Insurance - Diversified +12.7
Property & Casualty Insurance +3.8

Market Cap: 35,661m
Avg Trading Vol: 196M USD

ATR: 2.40%
Peers RS (IBD): 71.93

Risk 5d forecast
Volatility	23.0%
Relative Tail Risk	-1.87%

Reward TTM
Sharpe Ratio	0.42
Alpha	3.04

Character TTM
Beta	0.410
Beta Downside	0.630

Drawdowns 3y
Max DD	22.43%
CAGR/Max DD	0.65

EPS (Earnings per Share)

EPS CAGR: 30.44%
EPS Trend: 59.6%

Last SUE: 1.38
Qual. Beats: 5

Revenue

Rev. CAGR: 27.14%
Rev. Trend: 96.0%

Last SUE: 4.00
Qual. Beats: 3

Description: ACGL Arch Capital

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; casualty; marine and aviation; excess and surplus casualty; construction and national accounts; alternative market risks and employer's liability; travel, accident, and health; contract and commercial surety coverage; and other insurance products, as well as Lloyd's syndicates; programs; and warranty and lenders solutions. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.

Piotroski VR‑10 (Strict, 0-10) 5.5

Net Income: 4.40b TTM > 0 and > 6% of Revenue
FCF/TA: 0.08 > 0.02 and ΔFCF/TA -1.52 > 1.0
NWC/Revenue: error (cannot be calculated; needs Current Assets/Liabilities and Revenue current+prev)
CFO/TA 0.08 > 3% & CFO 6.34b > Net Income 4.40b
Net Debt (2.73b) to EBITDA (5.38b): 0.51 < 3
Current Ratio: error (cannot be calculated; needs correct Total Current Assets and Liabilities)
Outstanding Shares: last quarter (376.1m) vs 12m ago -1.75% < -2%
Gross Margin: 39.22% > 18% (prev 0.35%; Δ 3887 % > 0.5%)
Asset Turnover: 25.75% > 50% (prev 23.88%; Δ 1.87% > 0%)
Interest Coverage Ratio: 35.05 > 6 (EBITDA TTM 5.38b / Interest Expense TTM 148.0m)

Altman Z''

A: error (Total Current Assets 7.51b - Total Current Liabilities none) / Total Assets 79.19b
B: 0.33 (Retained Earnings 25.82b / Total Assets 79.19b)
C: 0.07 (EBIT TTM 5.19b / Avg Total Assets 75.05b)
D: error (Book Value of Equity 0.0 / Total Liabilities none)

Beneish M

DSRI: none (Receivables none/16.05b, Revenue 19.32b/16.93b)
GMI: 0.89 (GM 39.22% / 35.07%)
AQI: none (AQ_t none / AQ_t-1 none)
SGI: 1.14 (Revenue 19.32b / 16.93b)
TATA: -0.02 (NI 4.40b - CFO 6.34b) / TA 79.19b)
Beneish M-Score: cannot calculate (missing components)

What is the price of ACGL shares?

As of February 24, 2026, the stock is trading at USD 98.70 with a total of 0 shares traded.
Over the past week, the price has changed by -0.18%, over one month by +6.17%, over three months by +7.35% and over the past year by +10.22%.

Is ACGL a buy, sell or hold?

Arch Capital has received a consensus analysts rating of 4.14. Therefore, it is recommended to buy ACGL.

StrongBuy: 6
Buy: 4
Hold: 4
Sell: 0
StrongSell: 0

What are the forecasts/targets for the ACGL price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	109.3	10.8%
Analysts Target Price	109.3	10.8%

ACGL Fundamental Data Overview February 21, 2026

P/E Trailing = 8.4776
P/E Forward = 10.4058
P/S = 1.7894
P/B = 1.5104
P/EG = 2.24
Revenue TTM = 19.32b USD
EBIT TTM = 5.19b USD
EBITDA TTM = 5.38b USD
Long Term Debt = 2.73b USD (from longTermDebt, two quarters ago)
Short Term Debt = unknown (none)
Debt = 2.73b USD (from shortLongTermDebtTotal, two quarters ago)
Net Debt = 2.73b USD (using Total Debt 2.73b, CCE unavailable)
Enterprise Value = 38.39b USD (35.66b + Debt 2.73b - (null CCE))
Interest Coverage Ratio = 35.05 (Ebit TTM 5.19b / Interest Expense TTM 148.0m)
EV/FCF = 6.10x (Enterprise Value 38.39b / FCF TTM 6.29b)
FCF Yield = 16.40% (FCF TTM 6.29b / Enterprise Value 38.39b)
FCF Margin = 32.58% (FCF TTM 6.29b / Revenue TTM 19.32b)
Net Margin = 22.77% (Net Income TTM 4.40b / Revenue TTM 19.32b)
Gross Margin = 39.22% ((Revenue TTM 19.32b - Cost of Revenue TTM 11.74b) / Revenue TTM)
Gross Margin QoQ = 52.29% (prev 40.00%)
Tobins Q-Ratio = 0.48 (Enterprise Value 38.39b / Total Assets 79.19b)
Interest Expense / Debt = 1.39% (Interest Expense 38.0m / Debt 2.73b)
Taxrate = 14.50% (210.0m / 1.45b)
NOPAT = 4.44b (EBIT 5.19b * (1 - 14.50%))
Current Ratio = unknown (Total Current Assets 7.51b / Total Current Liabilities none)
Debt / Equity = 0.12 (Debt 2.73b / totalStockholderEquity, two quarters ago 23.72b)
Debt / EBITDA = 0.51 (Net Debt 2.73b / EBITDA 5.38b)
Debt / FCF = 0.43 (Net Debt 2.73b / FCF TTM 6.29b)
Total Stockholder Equity = 22.28b (last 4 quarters mean from totalStockholderEquity)
RoA = 5.86% (Net Income 4.40b / Total Assets 79.19b)
RoE = 19.74% (Net Income TTM 4.40b / Total Stockholder Equity 22.28b)
RoCE = 20.74% (EBIT 5.19b / Capital Employed (Equity 22.28b + L.T.Debt 2.73b))
RoIC = 17.98% (NOPAT 4.44b / Invested Capital 24.67b)
WACC = 6.99% (E(35.66b)/V(38.39b) * Re(7.43%) + D(2.73b)/V(38.39b) * Rd(1.39%) * (1-Tc(0.15)))
Discount Rate = 7.43% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.95%
Shares Correlation 3-Years: -33.33 | Cagr: -0.49%
[DCF Debug] Terminal Value 84.63% ; FCFF base≈6.46b ; Y1≈7.97b ; Y5≈13.58b
Fair Price DCF = 795.0 (EV 288.14b - Net Debt 2.73b = Equity 285.42b / Shares 359.0m; r=6.99% [WACC]; 5y FCF grow 25.0% → 2.90% )
EPS Correlation: 59.63 | EPS CAGR: 30.44% | SUE: 1.38 | # QB: 5
Revenue Correlation: 95.99 | Revenue CAGR: 27.14% | SUE: 4.0 | # QB: 3
EPS next Quarter (2026-03-31): EPS=2.47 | Chg30d=+0.018 | Revisions Net=+1 | Analysts=18
EPS current Year (2026-12-31): EPS=9.38 | Chg30d=+0.025 | Revisions Net=-1 | Growth EPS=-4.7% | Growth Revenue=+2.1%
EPS next Year (2027-12-31): EPS=10.10 | Chg30d=-0.043 | Revisions Net=+0 | Growth EPS=+7.7% | Growth Revenue=+3.9%

Additional Sources for ACGL Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle