(ACGL) Arch Capital - Overview
Sector: Financial Services | Industry: Insurance - Diversified | Exchange: NASDAQ (USA) | Market Cap: 33.496m USD | Total Return: 3.5% in 12m
Property Insurance, Casualty Insurance, Reinsurance, Mortgage Insurance
Total Rating 44
Safety 44
Buy Signal -0.38
Insurance - Diversified
Industry Rotation: +5.0
Industry Rotation: +5.0
Market Cap:
33.5B
Avg Turnover: 219M
Avg Turnover: 219M
Risk 3d forecast
Volatility22.7%
VaR 5th Pctl4.02%
VaR vs Median7.53%
Reward TTM
Sharpe Ratio0.07
Rel. Str. IBD31
Rel. Str. Peer Group46.6
Character TTM
Beta0.130
Beta Downside0.096
Hurst Exponent0.551
Drawdowns 3y
Max DD22.43%
CAGR/Max DD0.53
CAGR/Mean DD1.21
EPS (Earnings per Share)
EPS CAGR: 11.89%
EPS Trend: 69.8%
EPS Trend: 69.8%
Last SUE: 0.16
Qual. Beats: 0
Qual. Beats: 0
Revenue
Rev. CAGR: 22.93%
Rev. Trend: 97.9%
Rev. Trend: 97.9%
Last SUE: -0.16
Qual. Beats: 0
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Description: ACGL Arch Capital
Arch Capital Group Ltd. (ACGL) is a Bermuda-based provider of insurance, reinsurance, and mortgage insurance solutions across North America, Europe, and Australia. The company operates through three primary segments: Insurance, Reinsurance, and Mortgage, utilizing a diversified distribution network of independent retail and wholesale brokers.
The Mortgage segment specializes in primary insurance for loans sold to government-sponsored entities and credit-risk transfer business. In the broader property and casualty sector, companies like Arch Capital often benefit from hard market conditions, where reduced industry capacity allows for higher premium rates and more restrictive policy terms.
The Reinsurance division acts as a critical secondary layer of risk management, providing coverage for catastrophic events, aviation, and marine liabilities. Investors can evaluate the company’s specific performance metrics and valuation trends on ValueRay.
- Favorable pricing environment in casualty lines drives underwriting margin expansion
- Mortgage segment profitability remains sensitive to US housing market credit quality
- Catastrophe loss exposure impacts earnings volatility within the reinsurance business unit
- Higher reinvestment rates on fixed-income portfolio boost net investment income
- Strategic expansion into specialty insurance markets fuels gross premium written growth
Piotroski VR‑10 (Strict)
6.0
| Net Income: 4.87b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.07 > 0.02 and ΔFCF/TA -1.48 > 1.0 |
| NWC/Revenue: -82.67% < 20% (prev -90.50%; Δ 7.83% < -1%) |
| CFO/TA 0.07 > 3% & CFO 5.90b > Net Income 4.87b |
| Net Debt (-9.45b) to EBITDA (5.80b): -1.63 < 3 |
| Current Ratio: 0.68 > 1.5 & < 3 |
| Outstanding Shares: last quarter (359.7m) vs 12m ago -5.81% < -2% |
| Gross Margin: 42.83% > 18% (prev 0.34%; Δ 4.25k% > 0.5%) |
| Asset Turnover: 25.15% > 50% (prev 24.15%; Δ 1.00% > 0%) |
| Interest Coverage Ratio: 37.52 > 6 (EBITDA TTM 5.80b / Interest Expense TTM 150.0m) |
Altman Z''
0.80
| A: -0.20 (Total Current Assets 34.81b - Total Current Liabilities 51.10b) / Total Assets 81.45b |
| B: 0.34 (Retained Earnings 28.08b / Total Assets 81.45b) |
| C: 0.07 (EBIT TTM 5.63b / Avg Total Assets 78.31b) |
| D: 0.48 (Book Value of Equity 27.75b / Total Liabilities 57.26b) |
| Altman-Z'' = 0.80 = B |
What is the price of ACGL shares?
As of May 22, 2026, the stock is trading at USD 96.13 with a total of 1,968,998 shares traded.
Over the past week, the price has changed by +2.86%, over one month by -2.75%, over three months by -2.60% and over the past year by +3.53%.
Over the past week, the price has changed by +2.86%, over one month by -2.75%, over three months by -2.60% and over the past year by +3.53%.
Is ACGL a buy, sell or hold?
Arch Capital has received a consensus analysts rating of 4.14.
Therefore, it is recommended to buy ACGL.
- StrongBuy: 6
- Buy: 4
- Hold: 4
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the ACGL price?
| Analysts Target Price | 108.9 | 13.3% |
Arch Capital (ACGL) - Fundamental Data Overview
as of 20 May 2026
P/E Trailing = 7.3746 P/E Forward = 9.9502
P/S = 1.6937
P/B = 1.4032
P/EG = 1.0547
Revenue TTM = 19.70b USD
EBIT TTM = 5.63b USD
EBITDA TTM = 5.80b USD
Long Term Debt = 2.73b USD (from longTermDebt, last quarter)
Short Term Debt = unknown (none)
Debt = 2.73b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -9.45b USD (recalculated: Debt 2.73b - CCE 12.18b)
Enterprise Value = 24.05b USD (33.50b + Debt 2.73b - CCE 12.18b)
Interest Coverage Ratio = 37.52 (Ebit TTM 5.63b / Interest Expense TTM 150.0m)
EV/FCF = 4.10x (Enterprise Value 24.05b / FCF TTM 5.86b)
FCF Yield = 24.36% (FCF TTM 5.86b / Enterprise Value 24.05b)
FCF Margin = 29.74% (FCF TTM 5.86b / Revenue TTM 19.70b)
Net Margin = 24.73% (Net Income TTM 4.87b / Revenue TTM 19.70b)
Gross Margin = 42.83% ((Revenue TTM 19.70b - Cost of Revenue TTM 11.26b) / Revenue TTM)
Gross Margin QoQ = 52.10% (prev 43.22%)
Tobins Q-Ratio = 0.30 (Enterprise Value 24.05b / Total Assets 81.45b)
Interest Expense / Debt = 1.36% (Interest Expense 37.0m / Debt 2.73b)
Taxrate = 8.56% (98.0m / 1.15b)
NOPAT = 5.15b (EBIT 5.63b * (1 - 8.56%))
Current Ratio = 0.68 (Total Current Assets 34.81b / Total Current Liabilities 51.10b)
Debt / Equity = 0.11 (Debt 2.73b / totalStockholderEquity, last quarter 24.19b)
Debt / EBITDA = -1.63 (Net Debt -9.45b / EBITDA 5.80b)
Debt / FCF = -1.61 (Net Debt -9.45b / FCF TTM 5.86b)
Total Stockholder Equity = 23.79b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.22% (Net Income 4.87b / Total Assets 81.45b)
RoE = 20.48% (Net Income TTM 4.87b / Total Stockholder Equity 23.79b)
RoCE = 21.22% (EBIT 5.63b / Capital Employed (Equity 23.79b + L.T.Debt 2.73b))
RoIC = 20.03% (NOPAT 5.15b / Invested Capital 25.69b)
WACC = 6.05% (E(33.50b)/V(36.22b) * Re(6.44%) + D(2.73b)/V(36.22b) * Rd(1.36%) * (1-Tc(0.09)))
Discount Rate = 6.44% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.92%
Shares (quarterly) Correlation: -35.96 | Cagr: -2.39%
[DCF] Terminal Value 88.26% ; FCFF base≈6.12b ; Y1≈7.56b ; Y5≈12.89b
[DCF] Fair Price = 1.08k (EV 367.91b - Net Debt -9.45b = Equity 377.36b / Shares 349.4m; r=6.05% [WACC]; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 69.84 | EPS CAGR: 11.89% | SUE: 0.16 | # QB: 0
Revenue Correlation: 97.91 | Revenue CAGR: 22.93% | SUE: -0.16 | # QB: 0
EPS current Quarter (2026-06-30): EPS=2.41 | Chg30d=-3.16% | Revisions=-47% | Analysts=19
EPS next Quarter (2026-09-30): EPS=1.86 | Chg30d=-0.78% | Revisions=-16% | Analysts=19
EPS current Year (2026-12-31): EPS=9.28 | Chg30d=-1.20% | Revisions=-50% | GrowthEPS=-5.7% | GrowthRev=-0.8%
EPS next Year (2027-12-31): EPS=9.93 | Chg30d=-1.74% | Revisions=-50% | GrowthEPS=+6.9% | GrowthRev=+2.0%
[Analyst] Revisions Ratio: -50%