(ACGL) Arch Capital - Overview

Sector: Financial Services | Industry: Insurance - Diversified | Exchange: NASDAQ (USA) | Market Cap: 34.466m USD | Total Return: 14% in 12m

Insurance, Reinsurance, Mortgage
Total Rating 54
Safety 72
Buy Signal 0.65
Insurance - Diversified
Industry Rotation: +9.8
Market Cap: 34.5B
Avg Turnover: 171M USD
ATR: 1.85%
Peers RS (IBD): 68.5
Risk 5d forecast
Volatility22.2%
Rel. Tail Risk-0.90%
Reward TTM
Sharpe Ratio0.36
Alpha-6.35
Character TTM
Beta0.138
Beta Downside0.386
Drawdowns 3y
Max DD22.43%
CAGR/Max DD0.63
EPS (Earnings per Share) EPS (Earnings per Share) of ACGL over the last years for every Quarter: "2021-03": 0.59, "2021-06": 1, "2021-09": 0.74, "2021-12": 1.27, "2022-03": 1.1, "2022-06": 1.34, "2022-09": 0.28, "2022-12": 2.14, "2023-03": 1.73, "2023-06": 1.92, "2023-09": 2.31, "2023-12": 2.49, "2024-03": 2.45, "2024-06": 2.57, "2024-09": 1.99, "2024-12": 2.42, "2025-03": 1.54, "2025-06": 2.58, "2025-09": 2.77, "2025-12": 2.98, "2026-03": 0,
EPS CAGR: -40.53%
EPS Trend: 10.4%
Last SUE: -4.00
Qual. Beats: 0
Revenue Revenue of ACGL over the last years for every Quarter: 2021-03: 2210.551, 2021-06: 2427.758, 2021-09: 2036.325, 2021-12: 2251.511, 2022-03: 1942, 2022-06: 2268, 2022-09: 2491, 2022-12: 2951.721, 2023-03: 3168, 2023-06: 3096, 2023-09: 3293, 2023-12: 3787, 2024-03: 3878, 2024-06: 4062, 2024-09: 4480, 2024-12: 5020, 2025-03: 4592, 2025-06: 4973, 2025-09: 4977, 2025-12: 5387, 2026-03: null,
Rev. CAGR: 31.27%
Rev. Trend: 96.9%
Last SUE: 4.00
Qual. Beats: 3

Warnings

No concerns identified

Tailwinds

No distinct edge detected

Description: ACGL Arch Capital

Arch Capital Group Ltd. (ACGL) is a Bermuda-based company providing insurance, reinsurance, and mortgage insurance products globally.

The company operates through three core segments. The Insurance segment offers diverse commercial and specialty lines, including commercial multiperil and workers compensation. Property & Casualty Insurance is a mature industry, often characterized by underwriting cycles.

The Reinsurance segment provides coverage for various risks, such as property catastrophe and casualty. Reinsurance companies help primary insurers manage risk exposure and capital.

The Mortgage segment specializes in U.S. primary mortgage insurance, predominantly for government-sponsored enterprise loans, and international mortgage insurance. Mortgage insurance protects lenders against borrower default.

ACGL distributes its products through independent retail and wholesale brokers. Further research on ValueRay can provide deeper insights into ACGLs financial performance and market position.

Headlines to Watch Out For
  • Catastrophe losses impact property and casualty reinsurance segment earnings
  • Mortgage insurance volume sensitive to interest rate fluctuations
  • Investment portfolio performance affects overall profitability
  • Regulatory changes in insurance markets create compliance costs
Piotroski VR‑10 (Strict) 6.0
Net Income: 4.40b TTM > 0 and > 6% of Revenue
FCF/TA: 0.09 > 0.02 and ΔFCF/TA -0.20 > 1.0
NWC/Revenue: 7.75% < 20% (prev -92.78%; Δ 100.5% < -1%)
CFO/TA 0.09 > 3% & CFO 6.17b > Net Income 4.40b
Net Debt (-8.81b) to EBITDA (5.35b): -1.65 < 3
Current Ratio: 1.21 > 1.5 & < 3
Outstanding Shares: last quarter (376.1m) vs 12m ago -1.49% < -2%
Gross Margin: 37.16% > 18% (prev 0.37%; Δ 3.68k% > 0.5%)
Asset Turnover: 28.89% > 50% (prev 24.60%; Δ 4.29% > 0%)
Interest Coverage Ratio: 34.86 > 6 (EBITDA TTM 5.35b / Interest Expense TTM 148.0m)
Altman Z'' 2.63
A: 0.02 (Total Current Assets 8.99b - Total Current Liabilities 7.44b) / Total Assets 67.06b
B: 0.40 (Retained Earnings 27.05b / Total Assets 67.06b)
C: 0.07 (EBIT TTM 5.16b / Avg Total Assets 68.98b)
D: 0.63 (Book Value of Equity 27.05b / Total Liabilities 42.85b)
Altman-Z'' Score: 2.63 = A
What is the price of ACGL shares? As of April 08, 2026, the stock is trading at USD 96.92 with a total of 1,649,097 shares traded.
Over the past week, the price has changed by +0.97%, over one month by +1.36%, over three months by +1.85% and over the past year by +14.04%.
Is ACGL a buy, sell or hold? Arch Capital has received a consensus analysts rating of 4.14. Therefore, it is recommended to buy ACGL.
  • StrongBuy: 6
  • Buy: 4
  • Hold: 4
  • Sell: 0
  • StrongSell: 0
What are the forecasts/targets for the ACGL price?
Analysts Target Price 109.3 12.8%
Arch Capital (ACGL) - Fundamental Data Overview as of 06 April 2026
P/E Trailing = 8.3397
P/E Forward = 10.2145
P/S = 1.7294
P/B = 1.4746
P/EG = 1.0547
Revenue TTM = 19.93b USD
EBIT TTM = 5.16b USD
EBITDA TTM = 5.35b USD
Long Term Debt = 2.73b USD (from longTermDebt, last quarter)
 Short Term Debt = unknown (none)
 Debt = 2.73b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -8.81b USD (recalculated: Debt 2.73b - CCE 11.54b)
Enterprise Value = 25.65b USD (34.47b + Debt 2.73b - CCE 11.54b)
Interest Coverage Ratio = 34.86 (Ebit TTM 5.16b / Interest Expense TTM 148.0m)
EV/FCF = 4.19x (Enterprise Value 25.65b / FCF TTM 6.13b)
FCF Yield = 23.89% (FCF TTM 6.13b / Enterprise Value 25.65b)
FCF Margin = 30.75% (FCF TTM 6.13b / Revenue TTM 19.93b)
Net Margin = 22.07% (Net Income TTM 4.40b / Revenue TTM 19.93b)
Gross Margin = 37.16% ((Revenue TTM 19.93b - Cost of Revenue TTM 12.52b) / Revenue TTM)
Gross Margin QoQ = 43.22% (prev 40.00%)
Tobins Q-Ratio = 0.38 (Enterprise Value 25.65b / Total Assets 67.06b)
Interest Expense / Debt = 1.39% (Interest Expense 38.0m / Debt 2.73b)
Taxrate = 14.50% (210.0m / 1.45b)
NOPAT = 4.41b (EBIT 5.16b * (1 - 14.50%))
Current Ratio = 1.21 (Total Current Assets 8.99b / Total Current Liabilities 7.44b)
Debt / Equity = 0.11 (Debt 2.73b / totalStockholderEquity, last quarter 24.21b)
Debt / EBITDA = -1.65 (Net Debt -8.81b / EBITDA 5.35b)
Debt / FCF = -1.44 (Net Debt -8.81b / FCF TTM 6.13b)
Total Stockholder Equity = 23.13b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.38% (Net Income 4.40b / Total Assets 67.06b)
RoE = 19.02% (Net Income TTM 4.40b / Total Stockholder Equity 23.13b)
RoCE = 19.95% (EBIT 5.16b / Capital Employed (Equity 23.13b + L.T.Debt 2.73b))
RoIC = 17.62% (NOPAT 4.41b / Invested Capital 25.03b)
WACC = 6.08% (E(34.47b)/V(37.19b) * Re(6.47%) + D(2.73b)/V(37.19b) * Rd(1.39%) * (1-Tc(0.15)))
Discount Rate = 6.47% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.92%
Shares Correlation 3-Years: -33.33 | Cagr: -0.49%
[DCF] Terminal Value 88.14% ; FCFF base≈6.33b ; Y1≈7.80b ; Y5≈13.31b
[DCF] Fair Price = 1.08k (EV 375.68b - Net Debt -8.81b = Equity 384.50b / Shares 356.3m; r=6.08% [WACC]; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 10.37 | EPS CAGR: -40.53% | SUE: -4.0 | # QB: 0
Revenue Correlation: 96.85 | Revenue CAGR: 31.27% | SUE: 4.0 | # QB: 3
EPS next Quarter (2026-06-30): EPS=2.49 | Chg7d=+0.000 | Chg30d=-0.002 | Revisions Net=-1 | Analysts=18
EPS current Year (2026-12-31): EPS=9.38 | Chg7d=+0.005 | Chg30d=+0.005 | Revisions Net=+0 | Growth EPS=-4.7% | Growth Revenue=+1.8%
EPS next Year (2027-12-31): EPS=10.11 | Chg7d=+0.001 | Chg30d=+0.009 | Revisions Net=+1 | Growth EPS=+7.8% | Growth Revenue=+3.8%
[Analyst] Revisions Ratio: -0.33 (1 Up / 2 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = -4.1% (Discount Rate 7.9% - Earnings Yield 12.0%)
[Growth] Growth Spread = +5.1% (Analyst 1.1% - Implied -4.1%)
External Resources
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