(AFCG) AFC Gamma - Ratings and Ratios
Senior Secured Loans, Mortgage Loans, Debt Securities
AFCG EPS (Earnings per Share)
AFCG Revenue
Description: AFCG AFC Gamma
AFC Gamma Inc, now known as Advanced Flower Capital Inc, is a specialized finance company that provides senior secured loans and other debt securities to established cannabis industry operators. By structuring loans as senior debt secured by tangible assets, the company mitigates risk while capitalizing on the growth potential of the cannabis sector.
The companys business model is tailored to the unique needs of cannabis businesses, which often face challenges in accessing traditional capital due to regulatory hurdles. By providing financing solutions, Advanced Flower Capital Inc positions itself as a critical enabler of growth in this rapidly expanding industry.
As a Real Estate Investment Trust (REIT), Advanced Flower Capital Inc benefits from a favorable tax treatment, being exempt from federal corporate income taxes provided it distributes at least 90% of its taxable income to shareholders. This structure allows the company to pass on more value to its investors, potentially enhancing its attractiveness to income-seeking shareholders.
Analyzing the
Considering the
Forecasting based on the provided data, if the cannabis industry continues to expand and Advanced Flower Capital Inc maintains its position as a key financier, the company could see an increase in its loan portfolio and subsequently its earnings. Assuming the company can maintain its REIT status and continue to distribute a significant portion of its income to shareholders, it may attract more investors seeking yield, potentially driving up the stock price. Technically, a break above the 50-day SMA of $5.84 could signal a short-term bullish reversal, with a potential target near the 200-day SMA of $7.98. However, achieving this target would require a significant improvement in investor sentiment and possibly stronger earnings reports. Therefore, a potential short-term target could be $6.00, representing a 9.7% increase from the current price, driven by a combination of positive fundamental performance and technical trend reversal.
AFCG Stock Overview
Market Cap in USD | 98m |
Sector | Real Estate |
Industry | REIT - Mortgage |
GiC Sub-Industry | Mortgage REITs |
IPO / Inception | 2021-03-19 |
AFCG Stock Ratings
Growth Rating | -60.9 |
Fundamental | -1.47 |
Dividend Rating | 76.3 |
Rel. Strength | -47.6 |
Analysts | 4.00 of 5 |
Fair Price Momentum | 4.48 USD |
Fair Price DCF | 10.21 USD |
AFCG Dividends
Dividend Yield 12m | 16.95% |
Yield on Cost 5y | 12.52% |
Annual Growth 5y | 12.35% |
Payout Consistency | 94.6% |
Payout Ratio | 5.8% |
AFCG Growth Ratios
Growth Correlation 3m | -67.3% |
Growth Correlation 12m | -93.6% |
Growth Correlation 5y | -34.2% |
CAGR 5y | -13.23% |
CAGR/Max DD 5y | -0.24 |
Sharpe Ratio 12m | -1.17 |
Alpha | -68.26 |
Beta | 0.974 |
Volatility | 44.95% |
Current Volume | 97.2k |
Average Volume 20d | 132.2k |
Stop Loss | 4.2 (-5.8%) |
As of August 08, 2025, the stock is trading at USD 4.46 with a total of 97,158 shares traded.
Over the past week, the price has changed by +1.13%, over one month by -0.22%, over three months by -13.60% and over the past year by -45.34%.
Neither. Based on ValueRay´s Fundamental Analyses, AFC Gamma is currently (August 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -1.47 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of AFCG is around 4.48 USD . This means that AFCG is currently overvalued and has a potential downside of 0.45%.
AFC Gamma has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy AFCG.
- Strong Buy: 3
- Buy: 0
- Hold: 3
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, AFCG AFC Gamma will be worth about 5.1 in August 2026. The stock is currently trading at 4.46. This means that the stock has a potential upside of +14.57%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 8.8 | 96.4% |
Analysts Target Price | 9.1 | 103.1% |
ValueRay Target Price | 5.1 | 14.6% |
AFCG Fundamental Data Overview
CCE Cash And Equivalents = 3.32m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 4.8333
P/E Forward = 5.5188
P/S = 2.3952
P/B = 0.4906
Beta = 1.112
Revenue TTM = 40.8m USD
EBIT TTM = 27.9m USD
EBITDA TTM = 14.0m USD
Long Term Debt = 88.8m USD (last quarter)
Short Term Debt = 22.2m USD (last quarter)
Net Debt = 107.7m USD (last quarter)
Debt = 111.0m USD (Short Term 22.2m + Long Term 88.8m)
Enterprise Value = 206.0m USD (Market Cap 98.3m + Debt 111.0m - CCE 3.32m)
Interest Coverage Ratio = 4.25 (Ebit TTM 27.9m / Interest Expense TTM 6.55m)
FCF Yield = 9.28% (FCF TTM 19.1m / Enterprise Value 206.0m)
FCF Margin = 46.78% (FCF TTM 19.1m / Revenue TTM 40.8m)
Net Margin = 51.18% (Net Income TTM 20.9m / Revenue TTM 40.8m)
Gross Margin = 85.07% ((Revenue TTM 40.8m - Cost of Revenue TTM 6.10m) / Revenue TTM)
[93m Tobins Q-Ratio = -1.14 (Enterprise Value 206.0m / Book Value Of Equity -180.5m)
[39m Interest Expense / Debt = 1.64% (Interest Expense 1.82m / Debt 111.0m)
Taxrate = 3.13% (Income Tax Expense 447.6k / Income Before Tax 14.3m, last fiscal year)
NOPAT = 27.0m (EBIT 27.9m × (1 – 3.13%))
Current Ratio = 3.20 (Total Current Assets 283.7m / Total Current Liabilities 88.8m)
Debt / Equity = 0.55 (Debt 111.0m / last Quarter total Stockholder Equity 200.8m)
Debt / EBITDA = 7.92 (Net Debt 107.7m / EBITDA 14.0m)
Debt / FCF = 5.81 (Debt 111.0m / FCF TTM 19.1m)
Total Stockholder Equity = 230.6m (last 4 quarters mean)
RoA = 6.50%
RoE = 9.06% (Net Income TTM 20.9m / Total Stockholder Equity 230.6m)
RoCE = 8.72% (Ebit 27.9m / Total Stockholder Equity 230.6m + Long Term Debt 88.8m)
RoIC = 7.23% (NOPAT 27.0m / Invested Capital 373.5m)
WACC = 11.62% ((Market Cap / EV) * CAPM 22.92%) + (Debt / EV) * Interest Expense on Debt * (1 - Taxrate)
Shares Correlation 5-Years: 90.0 | Cagr: 9.87%
Discount Rate = 11.62% (= WACC)
Fair Price DCF = 10.21 (DCF Value 230.7m / Shares Outstanding 22.6m)
Revenue Correlation: -78.49 | Revenue CAGR: -31.94%
Revenue Growth Correlation: -65.96%
EPS Correlation: -43.48 | EPS CAGR: -31.90%
EPS Growth Correlation: 3.64%
Additional Sources for AFCG Stock
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Fund Manager Positions: Dataroma | Stockcircle