(ALRS) Alerus Financial - Ratings and Ratios

Alerus Financial Corporation is a bank holding company that provides a diverse range of financial services to businesses and individuals across the United States. The companys comprehensive suite of services includes banking, retirement and benefit services, and wealth management, catering to various customer needs.

The companys banking segment offers a range of deposit products, including demand deposits, interest-bearing transaction accounts, and certificates of deposit, as well as treasury management services such as electronic receivables management and remote deposit capture. Additionally, Alerus provides a variety of lending products, including commercial loans, business term loans, and consumer lending products, such as residential first mortgage loans and installment loans.

Beyond traditional banking, Alerus offers a range of specialized services, including retirement plan administration, investment advisory services, and employee stock ownership plan management. The companys wealth management segment provides financial planning, investment management, and personal and corporate trust services, as well as estate administration and custody services. The company also offers digital banking solutions, including online and mobile banking, and debit and credit cards.

With a history dating back to 1879, Alerus has established itself as a trusted financial services provider, with a strong presence in the US market. The companys headquarters is located in Grand Forks, North Dakota, and it operates under the ticker symbol ALRS on the NASDAQ.

Analyzing the companys and , we can identify potential trends and insights. The stocks current price is $22.26, with a 20-day SMA of $21.33 and a 50-day SMA of $20.57, indicating a positive short-term trend. The 200-day SMA of $20.49 suggests a longer-term uptrend. The ATR of 0.48 (2.17%) indicates moderate volatility. The companys market capitalization is $534.20M, with a P/E ratio of 20.25 and a RoE of 5.58. Based on these indicators, a potential forecast is that the stock may continue its upward trend, potentially reaching the 52-week high of $23.85 in the near term, driven by the companys solid financial performance and diversified services.

Our analysis suggests that Alerus is well-positioned for growth, with a strong foundation in banking, retirement, and wealth management services. The companys diversified product offerings and digital banking capabilities are likely to attract and retain customers, driving long-term profitability. With a P/E ratio of 20.25, the stock appears to be fairly valued, but the potential for continued growth and the attractiveness of the dividend yield may support further price appreciation.