(AMAL) Amalgamated Bank - Ratings and Ratios
Deposit, Loan, Investment, Trust, Online, Financial, Services
AMAL EPS (Earnings per Share)
AMAL Revenue
Description: AMAL Amalgamated Bank
Amalgamated Bank, operating under Amalgamated Financial Corp., is a multifaceted financial institution providing a broad spectrum of banking, investment, and trust services across the United States. The banks diverse product offerings cater to both commercial and retail clients, encompassing deposit accounts, various loan types, and digital banking services. Its loan portfolio includes residential real estate mortgages, commercial and industrial loans, and consumer loans, indicating a diversified risk profile. The bank also offers a range of trust, custody, and investment management services, positioning it as a comprehensive financial solutions provider.
From a financial standpoint, Amalgamated Bank has demonstrated a solid performance, as reflected in its return on equity (RoE) of 14.95%. This metric suggests efficient use of shareholder equity, indicating a potentially strong operational foundation. The banks market capitalization stands at $914.02 million, categorizing it as a mid-cap entity within the regional banks sub-industry. Its price-to-earnings ratio (P/E) is 8.89, which may imply that the stock is undervalued relative to its earnings, depending on industry comparisons and overall market conditions.
Technically, the stocks current price is $30.00, slightly below its 20-day simple moving average (SMA) of $30.22, but above its 50-day SMA of $29.28. The 200-day SMA stands at $31.85, indicating a longer-term downtrend. The average true range (ATR) is $0.81, representing a daily volatility of 2.71%. Given these technical indicators, the stock appears to be in a consolidation phase, with potential support around the 52-week low of $24.52 and resistance near the 52-week high of $37.80.
Forecasting the stocks future performance involves integrating both technical and fundamental analyses. Given the current technical setup, a breakout above the 200-day SMA could signal a bullish reversal, potentially targeting the 52-week high. Conversely, failure to break above this level may result in continued consolidation or a decline towards support levels. Fundamentally, the banks diversified service offerings and solid RoE position it for potential long-term growth, assuming it can maintain or improve its current financial performance. Therefore, a forecast for AMAL could involve a gradual appreciation towards $37.80, contingent upon a sustained breakout above $31.85 and positive fundamental performance.
Additional Sources for AMAL Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
AMAL Stock Overview
Market Cap in USD | 1,020m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 2018-08-09 |
AMAL Stock Ratings
Growth Rating | 65.3 |
Fundamental | 79.2 |
Dividend Rating | 65.3 |
Rel. Strength | 0.95 |
Analysts | 3.5 of 5 |
Fair Price Momentum | 33.15 USD |
Fair Price DCF | 30.61 USD |
AMAL Dividends
Dividend Yield 12m | 1.61% |
Yield on Cost 5y | 4.84% |
Annual Growth 5y | 7.53% |
Payout Consistency | 99.4% |
Payout Ratio | 14.7% |
AMAL Growth Ratios
Growth Correlation 3m | 82% |
Growth Correlation 12m | -13.8% |
Growth Correlation 5y | 88.8% |
CAGR 5y | 27.02% |
CAGR/Max DD 5y | 0.58 |
Sharpe Ratio 12m | -0.51 |
Alpha | 15.10 |
Beta | 1.103 |
Volatility | 37.04% |
Current Volume | 148.8k |
Average Volume 20d | 163.6k |
Stop Loss | 32 (-3.5%) |
As of July 09, 2025, the stock is trading at USD 33.17 with a total of 148,820 shares traded.
Over the past week, the price has changed by +3.24%, over one month by +8.22%, over three months by +28.83% and over the past year by +29.13%.
Yes, based on ValueRay´s Fundamental Analyses, Amalgamated Bank (NASDAQ:AMAL) is currently (July 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 79.17 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of AMAL is around 33.15 USD . This means that AMAL is currently overvalued and has a potential downside of -0.06%.
Amalgamated Bank has received a consensus analysts rating of 3.50. Therefor, it is recommend to hold AMAL.
- Strong Buy: 0
- Buy: 1
- Hold: 1
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, AMAL Amalgamated Bank will be worth about 39.7 in July 2026. The stock is currently trading at 33.17. This means that the stock has a potential upside of +19.6%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 35.5 | 7% |
Analysts Target Price | 35 | 5.5% |
ValueRay Target Price | 39.7 | 19.6% |