(AMAL) Amalgamated Bank - Ratings and Ratios

Amalgamated Financial Corp., the bank holding company for Amalgamated Bank, offers a comprehensive suite of financial services including commercial and retail banking, investment management, trust, and custody services. Established in 1923 and headquartered in New York City, the bank is renowned for its commitment to social responsibility and sustainability, particularly in serving labor unions, not-for-profit organizations, and impact-driven businesses. Their deposit products encompass non-interest-bearing accounts, interest-bearing demand products, savings, money market, NOW accounts, time deposits, and CDs. The banks loan portfolio includes residential real estate mortgages, commercial and industrial loans, commercial real estate, multifamily mortgages, consumer solar loans, and other consumer loans. Additionally, they provide online banking, cash management, safe deposit boxes, debit/ATM cards, and investment products such as index and actively managed funds across equity, fixed-income, real estate, and alternative investments, along with brokerage, asset management, and insurance services. Their strong online platform includes mobile banking apps, catering to modern banking needs.

Based on the provided data, Amalgamated Financial Corp. (NASDAQ:AMAL) is trading at $29.50, above its 20-day SMA of $27.22 but below the 50-day SMA of $28.83 and 200-day SMA of $31.99, suggesting potential range-bound trading or a trend reversal. The ATR of 1.14 indicates moderate volatility. The P/E ratio of 8.13 suggests undervaluation, with a P/B ratio of 1.21 indicating assets are reasonably priced relative to equity. The RoE of 15.04 highlights efficient equity use, though the P/S ratio of 2.82 may reflect expected growth. Overall, the stock presents a balanced outlook with potential for stability and moderate growth.