Overview Dividends

(APPF) Appfolio - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US03783C1009

Property Management Platform, AI Automation, Leasing Tools, Accounting Software, Tenant Screening

APPF EPS (Earnings per Share)

EPS Growth (3Y CAGR): 166.00%
EPS Trend (3Y Correlation): 89.5%

APPF Revenue

Revenue Growth (3Y CAGR): 28.90%
Revenue Trend (3Y Correlation): 98.4%

Risk via 10d forecast
Volatility	39.5%
Value at Risk 5%th	53.9%
Relative Tail Risk	-16.99%

Reward TTM
Sharpe Ratio	0.25
Alpha	-6.77

Character TTM
Hurst Exponent	0.940
Beta	0.818
Beta Downside	0.440

Drawdowns 3y
Max DD	30.49%
Mean DD	10.15%
Median DD	8.66%

Description: APPF Appfolio November 03, 2025

AppFolio, Inc. (NASDAQ: APPF) delivers a cloud-based SaaS platform that automates core property-management functions-leasing, maintenance, accounting, and related workflows-for U.S. real-estate operators. The platform now incorporates generative-AI tools that can answer user queries, execute routine tasks, and streamline repetitive processes, while also integrating third-party technology services.

The company’s product hierarchy includes:

Property Manager Core: a foundational system of record for day-to-day property-management operations.
Property Manager Plus: adds housing- and student-housing modules, complex accounting, advanced analytics, custom fields, and premium support.
Property Manager Max: provides full CRM capabilities, API-driven read/write database access, extensive customization, and dedicated support resources.
Investment Manager: targets investment- and asset-management teams with portfolio analytics, investor reporting, and relationship-management tools.

Beyond the core software, AppFolio offers value-added services such as electronic rent payment processing, tenant screening, and risk-mitigation solutions that further embed the company into its customers’ operational ecosystems. The firm was founded in 2006 and is headquartered in Santa Barbara, California.

Recent performance metrics (FY 2024) show revenue of approximately $1.2 billion, a year-over-year growth rate of ~20 %, and a net-revenue retention rate above 115 %, indicating strong upsell potential and relatively low churn (≈5 %). Macro-level drivers include sustained rental-price inflation, a tight housing supply that fuels demand for property-management efficiency, and the broader SaaS adoption trend in real-estate services, which together expand the addressable market (TAM) for cloud-based property-tech solutions.

For a deeper quantitative assessment of AppFolio’s valuation dynamics, you may find it useful to explore the detailed analytics available on ValueRay.

APPF Stock Overview

Market Cap in USD	9,139m
Sub-Industry	Application Software
IPO / Inception	2015-06-26
Return 12m vs S&P 500	-7.30%
Analyst Rating	3.88 of 5

APPF Dividends

Currently no dividends paid

APPF Growth Ratios

CAGR 3y	27.97%
CAGR/Max DD Calmar Ratio	0.92
CAGR/Mean DD Pain Ratio	2.76
Current Volume	225.3k
Average Volume	215.5k

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income (203.7m TTM) > 0 and > 6% of Revenue (6% = 54.4m TTM)

FCFTA 0.33 (>2.0%) and ΔFCFTA -0.15pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 22.33% (prev 43.48%; Δ -21.15pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.33 (>3.0%) and CFO 213.7m > Net Income 203.7m (YES >=105%, WARN >=100%)

Net Debt (-41.6m) to EBITDA (162.1m) ratio: -0.26 <= 3.0 (WARN <= 3.5)

Current Ratio 3.01 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (36.3m) change vs 12m ago -1.35% (target <= -2.0% for YES)

Gross Margin 62.89% (prev 63.66%; Δ -0.77pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 155.8% (prev 145.7%; Δ 10.07pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -30.95 (EBITDA TTM 162.1m / Interest Expense TTM -4.46m) >= 6 (WARN >= 3)

Altman Z'' 8.56

(A) 0.32 = (Total Current Assets 302.8m - Total Current Liabilities 100.4m) / Total Assets 640.5m

(B) 0.61 = Retained Earnings (Balance) 391.1m / Total Assets 640.5m

(D) 2.76 = Book Value of Equity 391.0m / Total Liabilities 141.6m

Total Rating: 8.56 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 88.87

1. Piotroski 5.0pt = 0.0

2. FCF Yield 2.36% = 1.18

3. FCF Margin 23.35% = 5.84

4. Debt/Equity 0.07 = 2.50

5. Debt/Ebitda -0.26 = 2.50

6. ROIC - WACC (= 17.41)% = 12.50

7. RoE 42.10% = 2.50

8. Rev. Trend 98.37% = 7.38

9. EPS Trend 89.52% = 4.48

What is the price of APPF shares?

As of November 15, 2025, the stock is trading at USD 247.96 with a total of 225,308 shares traded.
Over the past week, the price has changed by -1.53%, over one month by +8.99%, over three months by -6.57% and over the past year by +6.26%.

Is Appfolio a good stock to buy?

Yes, based on ValueRay´s Fundamental Analyses, Appfolio (NASDAQ:APPF) is currently (November 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 88.87 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of APPF is around 246.92 USD . This means that APPF is currently overvalued and has a potential downside of -0.42%.

Is APPF a buy, sell or hold?

Appfolio has received a consensus analysts rating of 3.88. Therefore, it is recommended to buy APPF.

Strong Buy: 3
Buy: 2
Hold: 2
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the APPF price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	320.2	29.1%
Analysts Target Price	320.2	29.1%
ValueRay Target Price	276.6	11.5%

APPF Fundamental Data Overview November 02, 2025

Market Cap USD = 9.14b (9.14b USD * 1.0 USD.USD)
P/E Trailing = 45.5968
P/S = 10.5944
P/B = 19.8958
P/EG = 5.3
Beta = 0.832
Revenue TTM = 906.3m USD
EBIT TTM = 138.2m USD
EBITDA TTM = 162.1m USD
Long Term Debt = 41.7m USD (from capitalLeaseObligations, last fiscal year)
Short Term Debt = 8.55m USD (from shortTermDebt, last fiscal year)
Debt = 34.5m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -41.6m USD (from netDebt column, last quarter)
Enterprise Value = 8.97b USD (9.14b + Debt 34.5m - CCE 200.1m)
Interest Coverage Ratio = -30.95 (Ebit TTM 138.2m / Interest Expense TTM -4.46m)
FCF Yield = 2.36% (FCF TTM 211.6m / Enterprise Value 8.97b)
FCF Margin = 23.35% (FCF TTM 211.6m / Revenue TTM 906.3m)
Net Margin = 22.48% (Net Income TTM 203.7m / Revenue TTM 906.3m)
Gross Margin = 62.89% ((Revenue TTM 906.3m - Cost of Revenue TTM 336.3m) / Revenue TTM)
Gross Margin QoQ = 63.31% (prev 64.42%)
Tobins Q-Ratio = 14.01 (Enterprise Value 8.97b / Total Assets 640.5m)
Interest Expense / Debt = 4.28% (Interest Expense 1.48m / Debt 34.5m)
Taxrate = 8.40% (3.09m / 36.7m)
NOPAT = 126.6m (EBIT 138.2m * (1 - 8.40%))
Current Ratio = 3.01 (Total Current Assets 302.8m / Total Current Liabilities 100.4m)
Debt / Equity = 0.07 (Debt 34.5m / totalStockholderEquity, last quarter 498.9m)
Debt / EBITDA = -0.26 (Net Debt -41.6m / EBITDA 162.1m)
Debt / FCF = -0.20 (Net Debt -41.6m / FCF TTM 211.6m)
Total Stockholder Equity = 484.0m (last 4 quarters mean from totalStockholderEquity)
RoA = 31.81% (Net Income 203.7m / Total Assets 640.5m)
RoE = 42.10% (Net Income TTM 203.7m / Total Stockholder Equity 484.0m)
RoCE = 26.28% (EBIT 138.2m / Capital Employed (Equity 484.0m + L.T.Debt 41.7m))
RoIC = 26.42% (NOPAT 126.6m / Invested Capital 479.0m)
WACC = 9.01% (E(9.14b)/V(9.17b) * Re(9.03%) + D(34.5m)/V(9.17b) * Rd(4.28%) * (1-Tc(0.08)))
Discount Rate = 9.03% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 2.82%
[DCF Debug] Terminal Value 78.30% ; FCFE base≈196.5m ; Y1≈242.4m ; Y5≈413.5m
Fair Price DCF = 253.8 (DCF Value 5.86b / Shares Outstanding 23.1m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 89.52 | EPS CAGR: 166.0% | SUE: -1.54 | # QB: 0
Revenue Correlation: 98.37 | Revenue CAGR: 28.90% | SUE: 1.02 | # QB: 2

Additional Sources for APPF Stock

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Fund Manager Positions: Dataroma | Stockcircle