(AROW) Arrow Financial - Ratings and Ratios
Banking, Loans, Deposits, Investments, Insurance
AROW EPS (Earnings per Share)
AROW Revenue
Description: AROW Arrow Financial
Arrow Financial Corporation is a bank holding company that provides a range of commercial and consumer banking services, as well as financial products, in the United States. The companys diverse offerings include deposit products, commercial and consumer loans, and various financial services such as retirement planning, trust, and estate administration.
The companys lending activities are diversified across commercial loans, commercial real estate loans, consumer installment loans, and residential real estate loans, which reduces its exposure to any one particular market segment. Additionally, Arrow Financial Corporation offers insurance agency services, investment advisory services, and maintains a real estate investment trust, further diversifying its revenue streams.
To evaluate the companys performance, key performance indicators (KPIs) such as Net Interest Margin (NIM), Efficiency Ratio, and Loan-to-Deposit Ratio can be considered. AROWs NIM is likely to be around 3-4%, which is relatively stable for a regional bank. The Efficiency Ratio, which measures the companys ability to manage its expenses, is also an important metric. A lower ratio indicates better cost management. Furthermore, the Loan-to-Deposit Ratio can provide insights into the companys lending activities and funding requirements.
From a valuation perspective, AROWs Price-to-Book (P/B) ratio and Dividend Yield can be considered. Regional banks like AROW typically have a P/B ratio between 1-2. The Dividend Yield, which is around 3-4% for AROW, is also an attractive feature for income-seeking investors. Overall, AROWs diversified revenue streams, stable NIM, and attractive dividend yield make it a relatively stable investment opportunity in the regional banking space.
Additional Sources for AROW Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
AROW Stock Overview
Market Cap in USD | 433m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 1984-09-07 |
AROW Stock Ratings
Growth Rating | -13.8 |
Fundamental | 29.1 |
Dividend Rating | 64.2 |
Rel. Strength | -11.3 |
Analysts | 3 of 5 |
Fair Price Momentum | 26.20 USD |
Fair Price DCF | 17.94 USD |
AROW Dividends
Dividend Yield 12m | 4.05% |
Yield on Cost 5y | 4.69% |
Annual Growth 5y | 3.20% |
Payout Consistency | 93.4% |
Payout Ratio | 65.4% |
AROW Growth Ratios
Growth Correlation 3m | 72.4% |
Growth Correlation 12m | -63.3% |
Growth Correlation 5y | -24.3% |
CAGR 5y | 3.61% |
CAGR/Max DD 5y | 0.07 |
Sharpe Ratio 12m | -0.25 |
Alpha | 0.44 |
Beta | 0.989 |
Volatility | 28.83% |
Current Volume | 39.7k |
Average Volume 20d | 44.2k |
Stop Loss | 26.7 (-3.4%) |
As of July 09, 2025, the stock is trading at USD 27.65 with a total of 39,655 shares traded.
Over the past week, the price has changed by +1.84%, over one month by +6.51%, over three months by +15.66% and over the past year by +13.45%.
Neither. Based on ValueRay´s Fundamental Analyses, Arrow Financial is currently (July 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 29.09 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of AROW is around 26.20 USD . This means that AROW is currently overvalued and has a potential downside of -5.24%.
Arrow Financial has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold AROW.
- Strong Buy: 0
- Buy: 0
- Hold: 2
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, AROW Arrow Financial will be worth about 30.8 in July 2026. The stock is currently trading at 27.65. This means that the stock has a potential upside of +11.32%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 27.8 | 0.4% |
Analysts Target Price | 27.8 | 0.4% |
ValueRay Target Price | 30.8 | 11.3% |