(ATLC) Atlanticus Holdings - Ratings and Ratios

Atlanticus Holdings Corporation is a financial technology company that empowers lenders in the United States with innovative products and services, operating through two primary segments: Credit as a Service (CaaS) and Auto Finance. The CaaS segment is a multifaceted platform that offers a range of private label credit products and general-purpose credit cards under various brand names, including Curae, Fortiva, Aspire, and Imagine, catering to diverse industries such as healthcare, consumer electronics, and home improvement.

The companys CaaS offerings are designed to facilitate seamless transactions between lenders, retailers, and consumers, leveraging multiple channels, including point-of-sale locations, direct mail, and digital marketing. Additionally, Atlanticus provides comprehensive loan servicing solutions, including risk management and customer service outsourcing, to third-party clients. The Auto Finance segment focuses on purchasing and servicing loans secured by automobiles, providing floor plan financing, and installment lending products to a network of independent automotive dealers and finance companies.

With a strong foundation established in 1996, Atlanticus has evolved into a prominent player in the consumer finance industry, headquartered in Atlanta, Georgia. The companys commitment to innovation and customer-centric solutions has enabled it to maintain a competitive edge in the market.

Analyzing the , we observe that ATLCs stock price is currently at $50.96, with a 20-day SMA of $50.33, indicating a slight upward trend. The 50-day SMA at $52.35 and 200-day SMA at $49.42 suggest a potential resistance level and a longer-term uptrend, respectively. The ATR of 2.02 (3.97%) implies moderate volatility. Considering the , the companys Market Cap stands at $778.85M USD, with a P/E ratio of 9.96 and a Forward P/E of 7.87, indicating a relatively undervalued stock. The RoE of 23.11% demonstrates strong profitability.

Forecasting ATLCs future performance, we can expect the stock to continue its upward trajectory, driven by the companys diversified revenue streams, innovative products, and expanding market presence. As the consumer finance industry continues to evolve, Atlanticuss adaptability and commitment to technology-driven solutions will likely enable it to maintain its competitive edge. With a potential target price of $60, based on the convergence of technical and fundamental analysis, investors may consider accumulating ATLC stock, anticipating a potential long-term growth.