(BL) Blackline - Ratings and Ratios
Cloud Accounting, Close Software, Journal Tool, AR Suite, Treasury Netting
BL EPS (Earnings per Share)
BL Revenue
Description: BL Blackline
BlackLine, Inc. (NASDAQ:BL) is a provider of cloud-based solutions that automate and streamline accounting and finance operations globally. The companys suite of products includes financial close and consolidation solutions, journal entry, variance analysis, and compliance, among others, which cater to the needs of multinational corporations, large domestic enterprises, and mid-market companies across various industries.
From a business perspective, BlackLines solutions can be seen as a key enabler for companies to optimize their financial operations, improve efficiency, and reduce risk. The companys product portfolio is comprehensive, covering various aspects of financial management, including account reconciliations, transaction matching, task management, and financial reporting analytics. Additionally, BlackLine offers implementation, optimization, training, and support services to its customers, which can contribute to its revenue growth and customer retention.
Some key performance indicators (KPIs) that can be used to evaluate BlackLines performance include revenue growth rate, customer acquisition cost, customer retention rate, and average revenue per user (ARPU). With a market capitalization of $3.35 billion and a return on equity (RoE) of 40.15%, BlackLine demonstrates a strong financial position. The companys price-to-earnings (P/E) ratio of 38.97 and forward P/E ratio of 48.54 suggest that investors have high expectations for its future growth.
To further assess BlackLines prospects, it is essential to analyze its sales and marketing strategy, customer base diversification, and product innovation pipeline. The companys ability to expand its customer base, enhance its product offerings, and maintain a strong brand presence in the market will be crucial in driving its long-term growth. With a strong direct sales force and a growing presence in the cloud-based accounting and finance solutions market, BlackLine is well-positioned to capitalize on the increasing demand for digital transformation in the finance and accounting sector.
BL Stock Overview
| Market Cap in USD | 3,365m |
| Sub-Industry | Application Software |
| IPO / Inception | 2016-10-28 |
BL Stock Ratings
| Growth Rating | -32.4% |
| Fundamental | 84.6% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | -8.02% |
| Analyst Rating | 3.57 of 5 |
BL Dividends
Currently no dividends paidBL Growth Ratios
| Growth Correlation 3m | -61.9% |
| Growth Correlation 12m | -31.8% |
| Growth Correlation 5y | -84.1% |
| CAGR 5y | -5.31% |
| CAGR/Max DD 3y | -0.12 |
| CAGR/Mean DD 3y | -0.20 |
| Sharpe Ratio 12m | 0.66 |
| Alpha | 0.15 |
| Beta | 0.541 |
| Volatility | 35.15% |
| Current Volume | 458.4k |
| Average Volume 20d | 756.4k |
| Stop Loss | 52.9 (-3.2%) |
| Signal | 0.84 |
Piotroski VR‑10 (Strict, 0-10) 7.0
| Net Income (88.0m TTM) > 0 and > 6% of Revenue (6% = 40.5m TTM) |
| FCFTA 0.10 (>2.0%) and ΔFCFTA 2.08pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 61.15% (prev 94.58%; Δ -33.43pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.10 (>3.0%) and CFO 178.8m > Net Income 88.0m (YES >=105%, WARN >=100%) |
| Net Debt (462.3m) to EBITDA (111.5m) ratio: 4.14 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.64 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (64.4m) change vs 12m ago -11.17% (target <= -2.0% for YES) |
| Gross Margin 75.37% (prev 75.37%; Δ 0.00pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 36.61% (prev 33.03%; Δ 3.59pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 8.44 (EBITDA TTM 111.5m / Interest Expense TTM 10.3m) >= 6 (WARN >= 3) |
Altman Z'' 1.73
| (A) 0.23 = (Total Current Assets 1.06b - Total Current Liabilities 643.8m) / Total Assets 1.79b |
| (B) -0.02 = Retained Earnings (Balance) -37.4m / Total Assets 1.79b |
| (C) 0.05 = EBIT TTM 86.5m / Avg Total Assets 1.84b |
| (D) -0.03 = Book Value of Equity -36.9m / Total Liabilities 1.34b |
| Total Rating: 1.73 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 84.60
| 1. Piotroski 7.0pt = 2.0 |
| 2. FCF Yield 5.12% = 2.56 |
| 3. FCF Margin 25.90% = 6.48 |
| 4. Debt/Equity 2.18 = 0.50 |
| 5. Debt/Ebitda 8.08 = -2.50 |
| 6. ROIC - WACC (= 11.75)% = 12.50 |
| 7. RoE 21.38% = 1.78 |
| 8. Rev. Trend 98.20% = 7.36 |
| 9. EPS Trend 78.36% = 3.92 |
What is the price of BL shares?
Over the past week, the price has changed by +0.15%, over one month by +6.20%, over three months by -1.19% and over the past year by +9.21%.
Is Blackline a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BL is around 47.21 USD . This means that BL is currently overvalued and has a potential downside of -13.65%.
Is BL a buy, sell or hold?
- Strong Buy: 4
- Buy: 2
- Hold: 6
- Sell: 2
- Strong Sell: 0
What are the forecasts/targets for the BL price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 61.8 | 13.1% |
| Analysts Target Price | 61.8 | 13.1% |
| ValueRay Target Price | 52.4 | -4.1% |
Last update: 2025-09-03 04:32
BL Fundamental Data Overview
CCE Cash And Equivalents = 857.4m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 42.1473
P/E Forward = 48.5437
P/S = 4.9899
P/B = 8.1267
P/EG = 5.4883
Beta = 0.914
Revenue TTM = 674.3m USD
EBIT TTM = 86.5m USD
EBITDA TTM = 111.5m USD
Long Term Debt = 664.8m USD (from longTermDebt, last quarter)
Short Term Debt = 237.0m USD (from shortTermDebt, last quarter)
Debt = 901.8m USD (Calculated: Short Term 237.0m + Long Term 664.8m)
Net Debt = 462.3m USD (from netDebt column, last quarter)
Enterprise Value = 3.41b USD (3.36b + Debt 901.8m - CCE 857.4m)
Interest Coverage Ratio = 8.44 (Ebit TTM 86.5m / Interest Expense TTM 10.3m)
FCF Yield = 5.12% (FCF TTM 174.7m / Enterprise Value 3.41b)
FCF Margin = 25.90% (FCF TTM 174.7m / Revenue TTM 674.3m)
Net Margin = 13.05% (Net Income TTM 88.0m / Revenue TTM 674.3m)
Gross Margin = 75.37% ((Revenue TTM 674.3m - Cost of Revenue TTM 166.1m) / Revenue TTM)
Tobins Q-Ratio = -92.32 (set to none) (Enterprise Value 3.41b / Book Value Of Equity -36.9m)
Interest Expense / Debt = 0.28% (Interest Expense 2.53m / Debt 901.8m)
Taxrate = -34.54% (set to none) (-43.1m / 124.7m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 1.64 (Total Current Assets 1.06b / Total Current Liabilities 643.8m)
Debt / Equity = 2.18 (Debt 901.8m / last Quarter total Stockholder Equity 414.0m)
Debt / EBITDA = 8.08 (Net Debt 462.3m / EBITDA 111.5m)
Debt / FCF = 5.16 (Debt 901.8m / FCF TTM 174.7m)
Total Stockholder Equity = 411.6m (last 4 quarters mean)
RoA = 4.91% (Net Income 88.0m, Total Assets 1.79b )
RoE = 21.38% (Net Income TTM 88.0m / Total Stockholder Equity 411.6m)
RoCE = 8.04% (Ebit 86.5m / (Equity 411.6m + L.T.Debt 664.8m))
RoIC = 11.75% (Ebit 86.5m / (Assets 1.79b - Current Assets 1.06b))
WACC = unknown (E(3.36b)/V(4.27b) * Re(8.01%)) + (D(901.8m)/V(4.27b) * Rd(0.28%) * (1-Tc(none)))
Shares Correlation 3-Years: 42.42 | Cagr: 0.69%
Discount Rate = 8.01% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 81.43% ; FCFE base≈162.7m ; Y1≈200.7m ; Y5≈342.5m
Fair Price DCF = 94.12 (DCF Value 5.82b / Shares Outstanding 61.9m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 78.36 | EPS CAGR: 47.37% | SUE: 0.50 | # QB: 0
Revenue Correlation: 98.20 | Revenue CAGR: 9.43% | SUE: N/A | # QB: None
Additional Sources for BL Stock
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Fund Manager Positions: Dataroma | Stockcircle