BMBL Stock Analysis: Bumble | NASDAQ
Internet Content & Information | NASDAQ, USA | Market Cap: 582m USD | 12M Return: 13.6% | US12047B1052 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 6.24M
Qual. Beats: 0
Rev. Trend: -77.3%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 5.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Bumble Inc. (NASDAQ: BMBL) is a U.S.-based company that operates online dating and social networking platforms across North America, Europe, and other international markets. The company generates revenue through subscription plans and in-app purchases on its websites and mobile applications. Its flagship product is Bumble, a dating app designed with women initiating conversations, alongside Badoo, a broader free-to-use dating platform, and Bumble BFF, which focuses on platonic friendships and group-based discovery. Bumble was incorporated in 2020 and is headquartered in Austin, Texas, having gone public on the NASDAQ in February 2021.
The company operates within the Communication Services sector, specifically the Interactive Media & Services sub-industry, which encompasses digital platforms that facilitate user-generated content, social interaction, and community building. Online dating platforms typically rely on a freemium business model, offering core functionality for free while monetizing through premium subscriptions, boosted visibility features, and in-app purchases. Bumbles women-centered matching approach is a notable differentiator within the broader online matchmaking industry.
- Bumble paying users decline as Gen Z dating shifts
- Match Group competition pressures Bumble subscription revenue growth
- Apple App Store fees continue squeezing Bumble gross margins
| Net Income: -526.9m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.21 > 0.02 and ΔFCF/TA 12.03 > 1.0 |
| NWC/Revenue: 11.94% < 20% (prev 26.93%; Δ -14.99% < -1%) |
| CFO/TA 0.22 > 3% & CFO 266.7m > Net Income -526.9m |
| Net Debt (314.6m) to EBITDA (91.5m): 3.44 < 3 |
| Current Ratio: 1.62 > 1.5 & < 3 |
| Outstanding Shares: last quarter (131.0m) vs 12m ago 26.61% < -2% |
| Gross Margin: 71.29% > 18% (prev 65.38%; Δ 5.92% > 0.5%) |
| Asset Turnover: 52.83% > 50% (prev 47.68%; Δ 5.15% > 0%) |
| Interest Coverage Ratio: 1.75 > 6 (EBIT TTM 73.5m / Interest Expense TTM 42.0m) |
| A: 0.09 (Total Current Assets 277.4m - Total Current Liabilities 170.7m) / Total Assets 1.22b |
| B: -1.20 (Retained Earnings -1.46b / Total Assets 1.22b) |
| C: 0.04 (EBIT TTM 73.5m / Avg Total Assets 1.69b) |
| D: 0.85 (Book Value of Equity 516.1m / Total Liabilities 603.6m) |
| Altman-Z'' = -2.13 = D |
| DSRI: 0.99 (Receivables 83.7m/97.4m, Revenue 893.2m/1.03b) |
| GMI: 0.92 (GM 65.38% / 71.29%) |
| AQI: 0.94 (AQ_t 0.76 / AQ_t-1 0.81) |
| SGI: 0.87 (Revenue 893.2m / 1.03b) |
| TATA: -0.65 (NI -526.9m - CFO 266.7m) / TA 1.22b) |
| Beneish M = -3.31 (Cap -4..+1) = AA |
As of October 14, 2026, the stock is trading at USD 5.95 with a total of 118,213,832 shares traded. Over the past week, the price has changed by +137.05%, over one month by +100.34%, over three months by +91.32% and over the past year by +13.55%.
Current recommended Stop Loss: 5.70 (which is 4.2% or 1.2 ATR below the current price).
Bumble has received a consensus analysts rating of 2.93. Therefore, it is recommended to hold BMBL.
- StrongBuy: 0
- Buy: 0
- Hold: 13
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 3.8 | -36.3% |
P/E Forward = 9.3197
P/S = 0.6518
P/B = 0.6853
Revenue TTM = 893.2m USD
EBIT TTM = 73.5m USD
EBITDA TTM = 91.5m USD
Long Term Debt = 398.9m USD (from longTermDebt, last quarter)
Short Term Debt = 56.0m USD (from shortTermDebt, last quarter)
Debt = 468.6m USD (from shortLongTermDebtTotal, last quarter) + Leases 8.78m
Net Debt = 314.6m USD (calculated: Debt 468.6m - CCE 154.0m)
Enterprise Value = 896.9m USD (582.2m + Debt 468.6m - CCE 154.0m)
Interest Coverage Ratio = 1.75 (Ebit TTM 73.5m / Interest Expense TTM 42.0m)
EV/FCF = 3.52x (Enterprise Value 896.9m / FCF TTM 255.0m)
FCF Yield = 28.44% (FCF TTM 255.0m / Enterprise Value 896.9m)
FCF Margin = 28.55% (FCF TTM 255.0m / Revenue TTM 893.2m)
Net Margin = -58.99% (Net Income TTM -526.9m / Revenue TTM 893.2m)
Gross Margin = 71.29% ((Revenue TTM 893.2m - Cost of Revenue TTM 256.4m) / Revenue TTM)
Gross Margin QoQ = 74.35% (prev 72.28%)
Tobins Q-Ratio = 0.73 (Enterprise Value 896.9m / Total Assets 1.22b)
Interest Expense / Debt = 8.95% (Interest Expense 42.0m / Debt 468.6m)
Taxrate = 21.0% (US federal default 21%)
NOPAT = 58.1m (EBIT 73.5m * (1 - 21.00%))
Current Ratio = 1.62 (Total Current Assets 277.4m / Total Current Liabilities 170.7m)
Debt / Equity = 0.91 (Debt 468.6m / totalStockholderEquity, last quarter 516.1m)
Debt / EBITDA = 3.44 (Net Debt 314.6m / EBITDA 91.5m)
Debt / FCF = 1.23 (Net Debt 314.6m / FCF TTM 255.0m)
Total Stockholder Equity = 592.2m (last 4 quarters mean from totalStockholderEquity)
RoA = -31.16% (Net Income -526.9m / Total Assets 1.22b)
RoE = -88.98% (Net Income TTM -526.9m / Total Stockholder Equity 592.2m)
RoCE = 7.42% (EBIT 73.5m / Capital Employed (Equity 592.2m + L.T.Debt 398.9m))
RoIC = 5.48% (NOPAT 58.1m / Invested Capital 1.06b)
WACC = 8.70% (E(582.2m)/V(1.05b) * Re(10.0%) + D(468.6m)/V(1.05b) * Rd(8.95%) * (1-Tc(0.21)))
Discount Rate = 10.0% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 14.24 | Cagr: 0.79%
[DCF] Terminal Value 76.86% ; FCFF base≈229.7m ; Y1≈263.3m ; Y5≈387.5m
[DCF] Fair Price = 39.28 (EV 5.50b - Net Debt 314.6m = Equity 5.18b / Shares 132.0m; r=8.70% [WACC]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.26 | # QB: 0
Revenue Correlation: -77.33 | Revenue CAGR: -5.29% | SUE: 0.03 | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.22 | Chg30d=-4.35% | Revisions=+0% | Analysts=2
EPS current Year (2026-12-31): EPS=0.35 | Chg30d=-63.16% | Revisions=+25% | GrowthEPS=-89.0% | GrowthRev=-13.7%
EPS next Year (2027-12-31): EPS=0.94 | Chg30d=+2.73% | Revisions=+0% | GrowthEPS=+168.6% | GrowthRev=-3.8%
[Analyst] Revisions Ratio: +12% (up=3, down=2)