(BMBL) Bumble - Overview
Sector: Communication Services | Industry: Internet Content & Information | Exchange: NASDAQ (USA) | Market Cap: 472m USD | Total Return: -47.1% in 12m
Avg Turnover: 9.55M
Qual. Beats: 0
Rev. Trend: -42.3%
Qual. Beats: 0
Warnings
Interest Coverage Ratio -20.4 is critical
Altman Z'' -7.05 < 1.0 - financial distress zone
Below Avwap Earnings
Tailwinds
No distinct edge detected
Bumble Inc. (BMBL) operates a portfolio of social networking platforms, including Bumble, Badoo, and Bumble BFF. The company utilizes a freemium business model, generating revenue through tiered subscriptions and one-time in-app purchases for premium features. Headquartered in Austin, Texas, the firm focuses on matching users for romantic relationships, platonic friendships, and professional networking.
The company competes within the Interactive Media & Services sector, where user acquisition costs and retention rates are primary drivers of long-term profitability. Unlike traditional social media, the online dating industry relies heavily on a virtuous cycle of gender balance to maintain platform utility and network effects. Investors may find additional context on these industry dynamics by reviewing the latest reports on ValueRay.
Bumble’s flagship application distinguishes itself by requiring women to initiate contact in heterosexual matches, a structural design intended to improve user safety and engagement quality. This differentiated approach allows the company to segment the market against broader competitors while expanding its footprint across North America and Europe.
- Declining average revenue per paying user pressures quarterly top-line growth targets
- High marketing spend to acquire Gen Z users erodes adjusted EBITDA margins
- Competitive pressure from Match Group impacts North American market share dominance
- Expansion into friendship and professional networking segments diversifies revenue beyond dating
- App store fee structures and regulatory changes affect net platform profitability
| Net Income: -661.4m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.18 > 0.02 and ΔFCF/TA 12.26 > 1.0 |
| NWC/Revenue: 6.82% < 20% (prev 20.78%; Δ -13.96% < -1%) |
| CFO/TA 0.19 > 3% & CFO 284.3m > Net Income -661.4m |
| Net Debt/EBITDA: error (EBITDA <= 0) |
| Current Ratio: 1.22 > 1.5 & < 3 |
| Outstanding Shares: last quarter (105.2m) vs 12m ago 0.0% < -2% |
| Gross Margin: 71.75% > 18% (prev 0.70%; Δ 7.10k% > 0.5%) |
| Asset Turnover: 46.77% > 50% (prev 41.90%; Δ 4.87% > 0%) |
| Interest Coverage Ratio: -20.45 > 6 (EBITDA TTM -763.7m / Interest Expense TTM 38.4m) |
| A: 0.04 (Total Current Assets 357.0m - Total Current Liabilities 293.5m) / Total Assets 1.47b |
| B: -0.92 (Retained Earnings -1.35b / Total Assets 1.47b) |
| C: -0.39 (EBIT TTM -784.4m / Avg Total Assets 1.99b) |
| D: -1.62 (Book Value of Equity -1.19b / Total Liabilities 737.7m) |
| Altman-Z'' = -7.05 = D |
| DSRI: 0.76 (Receivables 66.2m/98.1m, Revenue 930.9m/1.05b) |
| GMI: 0.98 (GM 71.75% / 70.42%) |
| AQI: 0.87 (AQ_t 0.75 / AQ_t-1 0.86) |
| SGI: 0.89 (Revenue 930.9m / 1.05b) |
| TATA: -0.64 (NI -661.4m - CFO 284.3m) / TA 1.47b) |
| Beneish M = -4.06 (Cap -4..+1) = AAA |
As of May 30, 2026, the stock is trading at USD 3.17 with a total of 2,736,634 shares traded.
Over the past week, the price has changed by +3.59%,
over one month by -24.70%,
over three months by +4.28% and
over the past year by -47.08%.
Bumble has received a consensus analysts rating of 3.00. Therefore, it is recommended to hold BMBL.
- StrongBuy: 0
- Buy: 2
- Hold: 13
- Sell: 2
- StrongSell: 0
| Analysts Target Price | 4.4 | 37.9% |
P/E Forward = 6.0205
P/S = 0.5067
P/B = 0.6595
Revenue TTM = 930.9m USD
EBIT TTM = -784.4m USD
EBITDA TTM = -763.7m USD
Long Term Debt = 428.8m USD (from longTermDebt, last quarter)
Short Term Debt = 158.7m USD (from shortTermDebt, last quarter)
Debt = 597.3m USD (corrected: LT Debt 428.8m + ST Debt 158.7m) + Leases 9.78m
Net Debt = 351.7m USD (calculated: Debt 597.3m - CCE 245.6m)
Enterprise Value = 823.4m USD (471.7m + Debt 597.3m - CCE 245.6m)
Interest Coverage Ratio = -20.45 (Ebit TTM -784.4m / Interest Expense TTM 38.4m)
EV/FCF = 3.03x (Enterprise Value 823.4m / FCF TTM 271.7m)
FCF Yield = 32.99% (FCF TTM 271.7m / Enterprise Value 823.4m)
FCF Margin = 29.18% (FCF TTM 271.7m / Revenue TTM 930.9m)
Net Margin = -71.04% (Net Income TTM -661.4m / Revenue TTM 930.9m)
Gross Margin = 71.75% ((Revenue TTM 930.9m - Cost of Revenue TTM 263.0m) / Revenue TTM)
Gross Margin QoQ = 74.19% (prev 71.18%)
Tobins Q-Ratio = 0.56 (Enterprise Value 823.4m / Total Assets 1.47b)
Interest Expense / Debt = 6.42% (Interest Expense 38.4m / Debt 597.3m)
Taxrate = 17.82% (11.4m / 64.0m)
NOPAT = -644.6m (EBIT -784.4m * (1 - 17.82%)) [loss with tax shield]
Current Ratio = 1.22 (Total Current Assets 357.0m / Total Current Liabilities 293.5m)
Debt / Equity = 0.97 (Debt 597.3m / totalStockholderEquity, last quarter 617.1m)
Debt / EBITDA = -0.46 (negative EBITDA) (Net Debt 351.7m / EBITDA -763.7m)
Debt / FCF = 1.29 (Net Debt 351.7m / FCF TTM 271.7m)
Total Stockholder Equity = 607.6m (last 4 quarters mean from totalStockholderEquity)
RoA = -33.22% (Net Income -661.4m / Total Assets 1.47b)
RoE = -33.80% (Net Income TTM -661.4m / Total Stockholder Equity 1.96b)
RoCE = -32.88% (EBIT -784.4m / Capital Employed (Equity 1.96b + L.T.Debt 428.8m))
RoIC = -59.00% (negative operating profit) (NOPAT -644.6m / Invested Capital 1.09b)
WACC = 7.17% (E(471.7m)/V(1.07b) * Re(9.57%) + D(597.3m)/V(1.07b) * Rd(6.42%) * (1-Tc(0.18)))
Discount Rate = 9.57% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -88.19 | Cagr: -9.20%
[DCF] Terminal Value 77.97% ; FCFF base≈225.1m ; Y1≈258.0m ; Y5≈379.7m
[DCF] Fair Price = 41.11 (EV 5.71b - Net Debt 351.7m = Equity 5.36b / Shares 130.4m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.06 | # QB: 0
Revenue Correlation: -42.27 | Revenue CAGR: -2.32% | SUE: 0.34 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.24 | Chg30d=-4.10% | Revisions=-20% | Analysts=3
EPS next Quarter (2026-09-30): EPS=0.25 | Chg30d=-4.11% | Revisions=-20% | Analysts=3
EPS current Year (2026-12-31): EPS=1.02 | Chg30d=+4.04% | Revisions=+0% | GrowthEPS=-68.0% | GrowthRev=-12.5%
EPS next Year (2027-12-31): EPS=1.00 | Chg30d=-3.54% | Revisions=-33% | GrowthEPS=-1.8% | GrowthRev=-1.4%
[Analyst] Revisions Ratio: -33%