Overview Dividends

(BMBL) Bumble - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US12047B1052

Dating,Apps,Networking

BMBL EPS (Earnings per Share)

EPS Growth (3Y CAGR): 0.00%
EPS Trend (3Y Correlation): -28.9%

BMBL Revenue

Revenue Growth (3Y CAGR): 2.39%
Revenue Trend (3Y Correlation): 35.0%

Description: BMBL Bumble

Bumble’s quarterly tax provision reflects its ongoing reliance on net operating loss carryforwards, resulting in a negative effective tax rate and minimal cash tax outflow. The company continues to post operating losses despite revenue scaling, indicating that profitability hinges on tightening the cost structure and improving the contribution margin of its ad‑supported segment.

Revenue growth remains driven by expanding subscription uptake and incremental advertising monetization. Monthly active users (MAU) have surpassed 45 million, with paying subscribers approaching 14 million, delivering an average revenue per paying user (ARPPU) in the mid‑$30 range. Gross margins hover near 80 %, but operating expenses—particularly sales‑and‑marketing and product development—consume a sizable share, pressuring EBITDA.

Key efficiency levers include reducing customer acquisition cost (CAC) through organic channel optimization, extending user lifetime value (LTV) via tiered premium features, and curbing churn, which currently sits around 5 % quarterly. Enhancing the mix toward higher‑margin subscriptions and scaling ad inventory in premium placements are critical to narrowing the loss gap.

Macro‑economic drivers are decisive: discretionary consumer spending on dating services is sensitive to interest‑rate cycles and inflationary pressure, while competitive dynamics with Match Group and emerging niche platforms intensify pricing pressure. Data‑privacy regulations and evolving consent frameworks add compliance cost considerations, further influencing the tax position and overall cash burn trajectory.

BMBL Stock Overview

Market Cap in USD	916m
Sub-Industry	Interactive Media & Services
IPO / Inception	2021-02-11

BMBL Stock Ratings

Growth Rating	-57.5%
Fundamental	45.4%
Dividend Rating	-
Return 12m vs S&P 500	-6.26%
Analyst Rating	3.0 of 5

BMBL Dividends

Currently no dividends paid

BMBL Growth Ratios

Growth Correlation 3m	8.9%
Growth Correlation 12m	-31.8%
Growth Correlation 5y	-97.6%
CAGR 5y	-34.07%
CAGR/Max DD 3y	-0.39
CAGR/Mean DD 3y	-0.58
Sharpe Ratio 12m	-0.06
Alpha	-18.01
Beta	1.202
Volatility	55.54%
Current Volume	2581.5k
Average Volume 20d	3705.7k
Stop Loss	6.4 (-6.3%)
Signal	0.83

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income (-849.3m TTM) > 0 and > 6% of Revenue (6% = 61.8m TTM)

FCFTA 0.09 (>2.0%) and ΔFCFTA 4.59pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 26.93% (prev 22.42%; Δ 4.51pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.09 (>3.0%) and CFO 202.6m > Net Income -849.3m (YES >=105%, WARN >=100%)

NO Net Debt/EBITDA fails (EBITDA <= 0)

Current Ratio 3.30 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (105.2m) change vs 12m ago -16.70% (target <= -2.0% for YES)

Gross Margin 70.39% (prev 68.77%; Δ 1.62pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 36.25% (prev 30.80%; Δ 5.45pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -15.81 (EBITDA TTM -647.2m / Interest Expense TTM 44.3m) >= 6 (WARN >= 3)

Altman Z'' -2.96

(A) 0.13 = (Total Current Assets 398.1m - Total Current Liabilities 120.5m) / Total Assets 2.16b

(B) -0.44 = Retained Earnings (Balance) -941.4m / Total Assets 2.16b

(D) -0.70 = Book Value of Equity -807.0m / Total Liabilities 1.16b

Total Rating: -2.96 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 45.44

1. Piotroski 5.0pt = 0.0

2. FCF Yield 15.11% = 5.0

3. FCF Margin 18.62% = 4.65

4. Debt/Equity 1.07 = 1.96

5. Debt/Ebitda -0.95 = -2.50

6. ROIC - WACC -57.34% = -12.50

7. RoE -110.7% = -2.50

8. Rev. Trend 35.00% = 1.75

9. Rev. CAGR 2.39% = 0.30

10. EPS Trend -28.94% = -0.72

11. EPS CAGR 0.0% = 0.0

What is the price of BMBL shares?

As of September 13, 2025, the stock is trading at USD 6.83 with a total of 2,581,502 shares traded.
Over the past week, the price has changed by +1.94%, over one month by +4.75%, over three months by +38.82% and over the past year by +11.60%.

Is Bumble a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, Bumble (NASDAQ:BMBL) is currently (September 2025) a stock to sell. It has a ValueRay Fundamental Rating of 45.44 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BMBL is around 4.78 USD . This means that BMBL is currently overvalued and has a potential downside of -30.01%.

Is BMBL a buy, sell or hold?

Bumble has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold BMBL.

Strong Buy: 0
Buy: 2
Hold: 13
Sell: 2
Strong Sell: 0

What are the forecasts/targets for the BMBL price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	6.7	-1.8%
Analysts Target Price	6.7	-1.8%
ValueRay Target Price	5.1	-25%

Last update: 2025-09-04 04:33

BMBL Fundamental Data Overview

Market Cap USD = 916.3m (916.3m USD * 1.0 USD.USD)
CCE Cash And Equivalents = 261.7m USD (Cash And Short Term Investments, last quarter)
P/E Forward = 9.4162
P/S = 0.8891
P/B = 1.0984
Beta = 1.97
Revenue TTM = 1.03b USD
EBIT TTM = -699.8m USD
EBITDA TTM = -647.2m USD
Long Term Debt = 609.4m USD (from longTermDebt, last quarter)
Short Term Debt = 5.75m USD (from shortTermDebt, last quarter)
Debt = 615.2m USD (Calculated: Short Term 5.75m + Long Term 609.4m)
Net Debt = -256.0m USD (from netDebt column, last quarter)
Enterprise Value = 1.27b USD (916.3m + Debt 615.2m - CCE 261.7m)
Interest Coverage Ratio = -15.81 (Ebit TTM -699.8m / Interest Expense TTM 44.3m)
FCF Yield = 15.11% (FCF TTM 191.9m / Enterprise Value 1.27b)
FCF Margin = 18.62% (FCF TTM 191.9m / Revenue TTM 1.03b)
Net Margin = -82.41% (Net Income TTM -849.3m / Revenue TTM 1.03b)
Gross Margin = 70.39% ((Revenue TTM 1.03b - Cost of Revenue TTM 305.2m) / Revenue TTM)
Tobins Q-Ratio = -1.57 (set to none) (Enterprise Value 1.27b / Book Value Of Equity -807.0m)
Interest Expense / Debt = 1.67% (Interest Expense 10.3m / Debt 615.2m)
Taxrate = 21.0% (US default)
NOPAT = -699.8m (EBIT -699.8m, no tax applied on loss)
Current Ratio = 3.30 (Total Current Assets 398.1m / Total Current Liabilities 120.5m)
Debt / Equity = 1.07 (Debt 615.2m / last Quarter total Stockholder Equity 577.6m)
Debt / EBITDA = -0.95 (Net Debt -256.0m / EBITDA -647.2m)
Debt / FCF = 3.21 (Debt 615.2m / FCF TTM 191.9m)
Total Stockholder Equity = 767.3m (last 4 quarters mean)
RoA = -39.29% (Net Income -849.3m, Total Assets 2.16b )
RoE = -110.7% (Net Income TTM -849.3m / Total Stockholder Equity 767.3m)
RoCE = -50.83% (Ebit -699.8m / (Equity 767.3m + L.T.Debt 609.4m))
RoIC = -50.57% (NOPAT -699.8m / Invested Capital 1.38b)
WACC = 6.78% (E(916.3m)/V(1.53b) * Re(10.44%)) + (D(615.2m)/V(1.53b) * Rd(1.67%) * (1-Tc(0.21)))
Shares Correlation 3-Years: -87.03 | Cagr: -5.41%
Discount Rate = 10.44% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 73.38% ; FCFE base≈175.6m ; Y1≈208.6m ; Y5≈326.4m
Fair Price DCF = 36.03 (DCF Value 3.75b / Shares Outstanding 104.0m; 5y FCF grow 20.07% → 3.0% )
Revenue Correlation: 35.00 | Revenue CAGR: 2.39%
Rev Growth-of-Growth: -15.35
EPS Correlation: -28.94 | EPS CAGR: 0.0%
EPS Growth-of-Growth: -136.1

Additional Sources for BMBL Stock

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Fund Manager Positions: Dataroma | Stockcircle