(BOKF) BOK Financial - Ratings and Ratios

BOK Financial Corporation (NASDAQ:BOKF) is a regional financial holding company headquartered in Tulsa, Oklahoma, with operations spanning Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. Established in 1910, the company provides a diverse range of financial services through its three primary business segments: Commercial Banking, Consumer Banking, and Wealth Management.

The Commercial Banking segment caters to small businesses, middle-market companies, and larger commercial clients, offering lending solutions, treasury management, cash management, and commodity risk management products. Additionally, it operates the TransFund electronic funds transfer network, facilitating secure and efficient transactions. The segment also specializes in sector-specific loans, including healthcare, manufacturing, energy, and wholesale/retail industries, as well as commercial real estate loans for construction and investment purposes.

The Consumer Banking segment focuses on retail lending and deposit services, primarily through its branch network. It also engages in mortgage origination and servicing activities. Furthermore, the company provides residential mortgage loans, personal loans, and convenient banking services such as ATM access, call centers, and internet and mobile banking platforms.

The Wealth Management segment delivers fiduciary services, private banking, insurance, and investment advisory solutions. It also operates in brokerage and trading, primarily focused on U.S. government agency mortgage-backed securities and related derivative contracts to provide liquidity to mortgage markets. The segment underwrites state and municipal securities, further diversifying its revenue streams.

From a technical perspective, BOKF is currently trading at $92.00, slightly below its 20-day simple moving average (SMA) of $92.85 but significantly below its 50-day SMA of $100.26 and 200-day SMA of $105.00. The average 20-day volume is 216,666 shares, with an average true range (ATR) of 3.46, indicating moderate volatility. Over the next three months, the stock may face resistance at the 50-day SMA level of $100.26, with potential support near the 200-day SMA of $105.00.

From a fundamental perspective, BOK Financial Corporation has a market capitalization of $5.65 billion, with a trailing P/E ratio of 10.79 and a forward P/E ratio of 10.10, suggesting undervaluation relative to future earnings expectations. The price-to-book (P/B) ratio of 1.02 indicates that the stock is trading near its book value, while the price-to-sales (P/S) ratio of 2.78 reflects a moderate valuation relative to revenue. The return on equity (RoE) of 9.41% highlights the companys ability to generate profits from shareholders equity.

Over the next three months, BOKFs stock price is expected to range between $90 and $105, influenced by broader market conditions, interest rate movements, and the companys ability to maintain its profitability metrics. The stocks technical setup suggests a potential bullish reversal if it regains the 50-day SMA level, while the fundamental data underscores its stability and moderate growth prospects in the regional banking sector.

For more detailed information, visit the companys investor relations website at https://investor.bokf.com.