(BPOP) Popular - Overview
Sector: Financial ServicesIndustry: Banks - Regional | Exchange NASDAQ (USA) | Currency USD | Market Cap: 8.874m | Total Return 46.9% in 12m
Stock: Banking, Loans, Investments, Leasing, Insurance
Total Rating 57
Risk 31
Buy Signal 0.12
| Risk 5d forecast | |
|---|---|
| Volatility | 25.9% |
| Relative Tail Risk | -8.25% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 1.36 |
| Alpha | 30.28 |
| Character TTM | |
|---|---|
| Beta | 1.122 |
| Beta Downside | 1.497 |
| Drawdowns 3y | |
|---|---|
| Max DD | 22.63% |
| CAGR/Max DD | 1.69 |
EPS (Earnings per Share)
Revenue
Description: BPOP Popular March 05, 2026
Popular, Inc. (BPOP) operates as a regional bank offering diverse financial services.
Its core business includes retail, mortgage, and commercial banking. Regional banks typically focus on specific geographic areas, providing essential financial infrastructure to local communities.
The company provides various deposit accounts, including savings, money market, and certificates of deposit. Deposit-taking is a fundamental aspect of banking, allowing institutions to fund their lending activities.
Lending services encompass commercial, mortgage, and consumer loans, as well as construction and lease financing. Diversified loan portfolios help mitigate risk across different economic sectors.
Additional services include investment banking, auto/equipment leasing, broker-dealer activities, and insurance. This broad offering allows BPOP to capture multiple revenue streams within the financial services sector.
To gain further insights into BPOPs performance and valuation, consider exploring its detailed financials on ValueRay.
Headlines to watch out for
- Puerto Rico economic stability impacts loan demand
- Interest rate changes affect net interest margin
- US mainland economic growth drives commercial lending
- Regulatory compliance costs influence profitability
- Mortgage loan originations respond to housing market
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income: 833.2m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA 0.27 > 1.0 |
| NWC/Revenue: -1.56k% < 20% (prev -971.4%; Δ -589.1% < -1%) |
| CFO/TA 0.01 > 3% & CFO 878.4m > Net Income 833.2m |
| Net Debt (1.18b) to EBITDA (1.05b): 1.13 < 3 |
| Current Ratio: 0.01 > 1.5 & < 3 |
| Outstanding Shares: last quarter (66.0m) vs 12m ago -6.66% < -2% |
| Gross Margin: 65.31% > 18% (prev 0.61%; Δ 6.47k% > 0.5%) |
| Asset Turnover: 5.84% > 50% (prev 5.74%; Δ 0.10% > 0%) |
| Interest Coverage Ratio: 0.59 > 6 (EBITDA TTM 1.05b / Interest Expense TTM 1.24b) |
Altman Z'' -5.53
| A: -0.90 (Total Current Assets 439.3m - Total Current Liabilities 68.00b) / Total Assets 75.35b |
| B: 0.07 (Retained Earnings 5.21b / Total Assets 75.35b) |
| C: 0.01 (EBIT TTM 728.2m / Avg Total Assets 74.20b) |
| D: 0.06 (Book Value of Equity 4.03b / Total Liabilities 69.10b) |
| Altman-Z'' Score: -5.53 = D |
Beneish M -3.57
| DSRI: 0.00 (Receivables 245k/295.8m, Revenue 4.33b/4.19b) |
| GMI: 0.93 (GM 65.31% / 60.67%) |
| AQI: 1.54 (AQ_t 0.99 / AQ_t-1 0.64) |
| SGI: 1.03 (Revenue 4.33b / 4.19b) |
| TATA: -0.00 (NI 833.2m - CFO 878.4m) / TA 75.35b) |
| Beneish M-Score: -3.57 (Cap -4..+1) = AAA |
What is the price of BPOP shares?
As of March 26, 2026, the stock is trading at USD 133.43 with a total of 395,900 shares traded.
Over the past week, the price has changed by +3.50%, over one month by -5.03%, over three months by +6.49% and over the past year by +46.91%.
Over the past week, the price has changed by +3.50%, over one month by -5.03%, over three months by +6.49% and over the past year by +46.91%.
Is BPOP a buy, sell or hold?
Popular has received a consensus analysts rating of 4.11.
Therefore, it is recommended to buy BPOP.
- StrongBuy: 3
- Buy: 4
- Hold: 2
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the BPOP price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 157 | 17.7% |
| Analysts Target Price | 157 | 17.7% |
BPOP Fundamental Data Overview March 26, 2026
P/E Trailing = 10.7158
P/E Forward = 9.3197
P/S = 3.0193
P/B = 1.3642
P/EG = 1.3651
Revenue TTM = 4.33b USD
EBIT TTM = 728.2m USD
EBITDA TTM = 1.05b USD
Long Term Debt = 759.6m USD (from longTermDebt, last quarter)
Short Term Debt = 689.0m USD (from shortTermDebt, last quarter)
Debt = 1.58b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 1.18b USD (from netDebt column, last quarter)
Enterprise Value = 10.02b USD (8.87b + Debt 1.58b - CCE 439.3m)
Interest Coverage Ratio = 0.59 (Ebit TTM 728.2m / Interest Expense TTM 1.24b)
EV/FCF = 14.71x (Enterprise Value 10.02b / FCF TTM 681.0m)
FCF Yield = 6.80% (FCF TTM 681.0m / Enterprise Value 10.02b)
FCF Margin = 15.73% (FCF TTM 681.0m / Revenue TTM 4.33b)
Net Margin = 19.24% (Net Income TTM 833.2m / Revenue TTM 4.33b)
Gross Margin = 65.31% ((Revenue TTM 4.33b - Cost of Revenue TTM 1.50b) / Revenue TTM)
Gross Margin QoQ = 67.09% (prev 64.05%)
Tobins Q-Ratio = 0.13 (Enterprise Value 10.02b / Total Assets 75.35b)
Interest Expense / Debt = 18.85% (Interest Expense 297.9m / Debt 1.58b)
Taxrate = 16.05% (44.7m / 278.6m)
NOPAT = 611.3m (EBIT 728.2m * (1 - 16.05%))
Current Ratio = 0.01 (Total Current Assets 439.3m / Total Current Liabilities 68.00b)
Debt / Equity = 0.25 (Debt 1.58b / totalStockholderEquity, last quarter 6.25b)
Debt / EBITDA = 1.13 (Net Debt 1.18b / EBITDA 1.05b)
Debt / FCF = 1.73 (Net Debt 1.18b / FCF TTM 681.0m)
Total Stockholder Equity = 6.03b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.12% (Net Income 833.2m / Total Assets 75.35b)
RoE = 13.82% (Net Income TTM 833.2m / Total Stockholder Equity 6.03b)
RoCE = 10.73% (EBIT 728.2m / Capital Employed (Equity 6.03b + L.T.Debt 759.6m))
RoIC = 8.43% (NOPAT 611.3m / Invested Capital 7.26b)
WACC = 10.82% (E(8.87b)/V(10.45b) * Re(9.93%) + D(1.58b)/V(10.45b) * Rd(18.85%) * (1-Tc(0.16)))
Discount Rate = 9.93% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.16%
[DCF] Terminal Value 67.27% ; FCFF base≈593.1m ; Y1≈549.2m ; Y5≈499.6m
[DCF] Fair Price = 71.78 (EV 5.85b - Net Debt 1.18b = Equity 4.67b / Shares 65.1m; r=10.82% [WACC]; 5y FCF grow -9.35% → 3.0% )
EPS Correlation: -1.56 | EPS CAGR: 6.41% | SUE: 1.93 | # QB: 5
Revenue Correlation: 81.46 | Revenue CAGR: 15.57% | SUE: 2.38 | # QB: 1
EPS next Quarter (2026-06-30): EPS=3.51 | Chg7d=+0.000 | Chg30d=+0.000 | Revisions Net=+4 | Analysts=6
EPS current Year (2026-12-31): EPS=14.15 | Chg7d=+0.000 | Chg30d=+0.000 | Revisions Net=+4 | Growth EPS=+16.2% | Growth Revenue=+5.8%
EPS next Year (2027-12-31): EPS=16.05 | Chg7d=+0.000 | Chg30d=+0.000 | Revisions Net=+3 | Growth EPS=+13.5% | Growth Revenue=+4.9%
[Analyst] Revisions Ratio: +1.00 (4 Up / 0 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 0.6% (Discount Rate 9.9% - Earnings Yield 9.3%)
[Growth] Growth Spread = +4.3% (Analyst 4.9% - Implied 0.6%)
P/E Forward = 9.3197
P/S = 3.0193
P/B = 1.3642
P/EG = 1.3651
Revenue TTM = 4.33b USD
EBIT TTM = 728.2m USD
EBITDA TTM = 1.05b USD
Long Term Debt = 759.6m USD (from longTermDebt, last quarter)
Short Term Debt = 689.0m USD (from shortTermDebt, last quarter)
Debt = 1.58b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 1.18b USD (from netDebt column, last quarter)
Enterprise Value = 10.02b USD (8.87b + Debt 1.58b - CCE 439.3m)
Interest Coverage Ratio = 0.59 (Ebit TTM 728.2m / Interest Expense TTM 1.24b)
EV/FCF = 14.71x (Enterprise Value 10.02b / FCF TTM 681.0m)
FCF Yield = 6.80% (FCF TTM 681.0m / Enterprise Value 10.02b)
FCF Margin = 15.73% (FCF TTM 681.0m / Revenue TTM 4.33b)
Net Margin = 19.24% (Net Income TTM 833.2m / Revenue TTM 4.33b)
Gross Margin = 65.31% ((Revenue TTM 4.33b - Cost of Revenue TTM 1.50b) / Revenue TTM)
Gross Margin QoQ = 67.09% (prev 64.05%)
Tobins Q-Ratio = 0.13 (Enterprise Value 10.02b / Total Assets 75.35b)
Interest Expense / Debt = 18.85% (Interest Expense 297.9m / Debt 1.58b)
Taxrate = 16.05% (44.7m / 278.6m)
NOPAT = 611.3m (EBIT 728.2m * (1 - 16.05%))
Current Ratio = 0.01 (Total Current Assets 439.3m / Total Current Liabilities 68.00b)
Debt / Equity = 0.25 (Debt 1.58b / totalStockholderEquity, last quarter 6.25b)
Debt / EBITDA = 1.13 (Net Debt 1.18b / EBITDA 1.05b)
Debt / FCF = 1.73 (Net Debt 1.18b / FCF TTM 681.0m)
Total Stockholder Equity = 6.03b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.12% (Net Income 833.2m / Total Assets 75.35b)
RoE = 13.82% (Net Income TTM 833.2m / Total Stockholder Equity 6.03b)
RoCE = 10.73% (EBIT 728.2m / Capital Employed (Equity 6.03b + L.T.Debt 759.6m))
RoIC = 8.43% (NOPAT 611.3m / Invested Capital 7.26b)
WACC = 10.82% (E(8.87b)/V(10.45b) * Re(9.93%) + D(1.58b)/V(10.45b) * Rd(18.85%) * (1-Tc(0.16)))
Discount Rate = 9.93% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.16%
[DCF] Terminal Value 67.27% ; FCFF base≈593.1m ; Y1≈549.2m ; Y5≈499.6m
[DCF] Fair Price = 71.78 (EV 5.85b - Net Debt 1.18b = Equity 4.67b / Shares 65.1m; r=10.82% [WACC]; 5y FCF grow -9.35% → 3.0% )
EPS Correlation: -1.56 | EPS CAGR: 6.41% | SUE: 1.93 | # QB: 5
Revenue Correlation: 81.46 | Revenue CAGR: 15.57% | SUE: 2.38 | # QB: 1
EPS next Quarter (2026-06-30): EPS=3.51 | Chg7d=+0.000 | Chg30d=+0.000 | Revisions Net=+4 | Analysts=6
EPS current Year (2026-12-31): EPS=14.15 | Chg7d=+0.000 | Chg30d=+0.000 | Revisions Net=+4 | Growth EPS=+16.2% | Growth Revenue=+5.8%
EPS next Year (2027-12-31): EPS=16.05 | Chg7d=+0.000 | Chg30d=+0.000 | Revisions Net=+3 | Growth EPS=+13.5% | Growth Revenue=+4.9%
[Analyst] Revisions Ratio: +1.00 (4 Up / 0 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 0.6% (Discount Rate 9.9% - Earnings Yield 9.3%)
[Growth] Growth Spread = +4.3% (Analyst 4.9% - Implied 0.6%)