(BSY) Bentley Systems - Overview

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US08265T2087

Stock: Infrastructure, Modeling, Simulation, Geoprofessional, Cloud

Total Rating 26
Risk 66
Buy Signal -1.38
Risk 5d forecast
Volatility 29.4%
Relative Tail Risk 0.01%
Reward TTM
Sharpe Ratio -1.05
Alpha -39.41
Character TTM
Beta 0.806
Beta Downside 0.556
Drawdowns 3y
Max DD 45.70%
CAGR/Max DD -0.12

EPS (Earnings per Share)

EPS (Earnings per Share) of BSY over the last years for every Quarter: "2020-12": 0.17, "2021-03": 0.2, "2021-06": 0.23, "2021-09": 0.18, "2021-12": 0.23, "2022-03": 0.24, "2022-06": 0.22, "2022-09": 0.19, "2022-12": 0.19, "2023-03": 0.25, "2023-06": 0.24, "2023-09": 0.22, "2023-12": 0.2, "2024-03": 0.31, "2024-06": 0.31, "2024-09": 0.24, "2024-12": 0.21, "2025-03": 0.35, "2025-06": 0.22, "2025-09": 0.27, "2025-12": 0,

Revenue

Revenue of BSY over the last years for every Quarter: 2020-12: 219.567, 2021-03: 222.005, 2021-06: 223.921, 2021-09: 251.388, 2021-12: 271.63, 2022-03: 275.517, 2022-06: 268.285, 2022-09: 268.332, 2022-12: 286.948, 2023-03: 314.411, 2023-06: 296.749, 2023-09: 306.612, 2023-12: 310.641, 2024-03: 337.763, 2024-06: 330.337, 2024-09: 335.173, 2024-12: 349.822, 2025-03: 370.542, 2025-06: 364.106, 2025-09: 375.549, 2025-12: null,

Description: BSY Bentley Systems February 13, 2026

Bentley Systems, Inc. (NASDAQ:BSY) develops and sells a broad portfolio of infrastructure-engineering software, ranging from open-modeling tools (e.g., MicroStation, OpenRoads, OpenRail) to simulation packages (e.g., STAAD, ADINA) and geoprofessional solutions (e.g., GeoStudio, PLAXIS). The suite also includes cloud-native platforms such as ProjectWise, AssetWise, and the iTwin digital-twin ecosystem (iTwin Capture, Experience, and IoT).

The company’s addressable market spans civil, structural, geotechnical, and process engineers, architects, geospatial professionals, city planners, contractors, fabricators, and O&M engineers across the Americas, EMEA, and APAC. Its solutions are positioned to capture the accelerating shift toward digital twins and 4D/5D asset modeling in global infrastructure projects.

Recent financials (FY 2023) show total revenue of approximately $1.02 billion, a 13 % year-over-year increase, with subscription and cloud-based services now representing ~70 % of revenue and annual recurring revenue (ARR) growing 28 % YoY. R&D intensity remains high at roughly 20 % of revenue, underscoring continued product innovation.

Macro-level drivers include the World Bank’s forecast of $15 trillion in global infrastructure spending through 2030 and the rapid adoption of digital-twin technology, which the iTwin platform directly targets. Additionally, the U.S. federal “Infrastructure Investment and Jobs Act” is expected to boost demand for BIM and asset-management software in the near term.

For a concise, data-driven valuation perspective, you may find ValueRay’s analyst notes useful.

Piotroski VR‑10 (Strict, 0-10) 6.5

Net Income: 269.3m TTM > 0 and > 6% of Revenue
FCF/TA: 0.13 > 0.02 and ΔFCF/TA 0.74 > 1.0
NWC/Revenue: -22.85% < 20% (prev -28.80%; Δ 5.95% < -1%)
CFO/TA 0.14 > 3% & CFO 478.5m > Net Income 269.3m
Net Debt (1.12b) to EBITDA (425.3m): 2.63 < 3
Current Ratio: 0.61 > 1.5 & < 3
Outstanding Shares: last quarter (333.2m) vs 12m ago -0.17% < -2%
Gross Margin: 81.20% > 18% (prev 0.80%; Δ 8039 % > 0.5%)
Asset Turnover: 42.56% > 50% (prev 38.68%; Δ 3.88% > 0%)
Interest Coverage Ratio: 22.01 > 6 (EBITDA TTM 425.3m / Interest Expense TTM 16.3m)

Altman Z'' 0.02

A: -0.10 (Total Current Assets 526.8m - Total Current Liabilities 860.5m) / Total Assets 3.46b
B: -0.00 (Retained Earnings -13.9m / Total Assets 3.46b)
C: 0.10 (EBIT TTM 358.9m / Avg Total Assets 3.43b)
D: -0.04 (Book Value of Equity -88.3m / Total Liabilities 2.27b)
Altman-Z'' Score: 0.02 = B

Beneish M -3.06

DSRI: 0.98 (Receivables 286.2m/262.8m, Revenue 1.46b/1.31b)
GMI: 0.99 (GM 81.20% / 80.39%)
AQI: 0.96 (AQ_t 0.83 / AQ_t-1 0.86)
SGI: 1.11 (Revenue 1.46b / 1.31b)
TATA: -0.06 (NI 269.3m - CFO 478.5m) / TA 3.46b)
Beneish M-Score: -3.06 (Cap -4..+1) = AA

What is the price of BSY shares?

As of February 20, 2026, the stock is trading at USD 34.17 with a total of 2,743,302 shares traded.
Over the past week, the price has changed by +0.21%, over one month by -10.34%, over three months by -15.53% and over the past year by -27.53%.

Is BSY a buy, sell or hold?

Bentley Systems has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy BSY.
  • StrongBuy: 7
  • Buy: 3
  • Hold: 5
  • Sell: 1
  • StrongSell: 0

What are the forecasts/targets for the BSY price?

Issuer Target Up/Down from current
Wallstreet Target Price 53.7 57.2%
Analysts Target Price 53.7 57.2%

BSY Fundamental Data Overview February 19, 2026

P/E Trailing = 40.5854
P/E Forward = 25.3807
P/S = 6.921
P/B = 8.6651
P/EG = 1.5236
Revenue TTM = 1.46b USD
EBIT TTM = 358.9m USD
EBITDA TTM = 425.3m USD
Long Term Debt = 1.25b USD (from longTermDebt, last quarter)
Short Term Debt = 11.8m USD (from shortTermDebt, last quarter)
Debt = 1.28b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 1.12b USD (from netDebt column, last quarter)
Enterprise Value = 11.22b USD (10.10b + Debt 1.28b - CCE 165.4m)
Interest Coverage Ratio = 22.01 (Ebit TTM 358.9m / Interest Expense TTM 16.3m)
EV/FCF = 24.39x (Enterprise Value 11.22b / FCF TTM 460.1m)
FCF Yield = 4.10% (FCF TTM 460.1m / Enterprise Value 11.22b)
FCF Margin = 31.52% (FCF TTM 460.1m / Revenue TTM 1.46b)
Net Margin = 18.45% (Net Income TTM 269.3m / Revenue TTM 1.46b)
Gross Margin = 81.20% ((Revenue TTM 1.46b - Cost of Revenue TTM 274.5m) / Revenue TTM)
Gross Margin QoQ = 80.78% (prev 81.11%)
Tobins Q-Ratio = 3.24 (Enterprise Value 11.22b / Total Assets 3.46b)
Interest Expense / Debt = 0.13% (Interest Expense 1.68m / Debt 1.28b)
Taxrate = 31.43% (26.3m / 83.5m)
NOPAT = 246.1m (EBIT 358.9m * (1 - 31.43%))
Current Ratio = 0.61 (Total Current Assets 526.8m / Total Current Liabilities 860.5m)
Debt / Equity = 1.07 (Debt 1.28b / totalStockholderEquity, last quarter 1.20b)
Debt / EBITDA = 2.63 (Net Debt 1.12b / EBITDA 425.3m)
Debt / FCF = 2.43 (Net Debt 1.12b / FCF TTM 460.1m)
Total Stockholder Equity = 1.12b (last 4 quarters mean from totalStockholderEquity)
RoA = 7.85% (Net Income 269.3m / Total Assets 3.46b)
RoE = 23.96% (Net Income TTM 269.3m / Total Stockholder Equity 1.12b)
RoCE = 15.14% (EBIT 358.9m / Capital Employed (Equity 1.12b + L.T.Debt 1.25b))
RoIC = 10.23% (NOPAT 246.1m / Invested Capital 2.41b)
WACC = 7.90% (E(10.10b)/V(11.39b) * Re(8.89%) + D(1.28b)/V(11.39b) * Rd(0.13%) * (1-Tc(0.31)))
Discount Rate = 8.89% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -0.03%
[DCF Debug] Terminal Value 80.20% ; FCFF base≈446.5m ; Y1≈507.0m ; Y5≈692.2m
Fair Price DCF = 37.78 (EV 12.15b - Net Debt 1.12b = Equity 11.03b / Shares 292.0m; r=7.90% [WACC]; 5y FCF grow 15.81% → 2.90% )
EPS Correlation: -10.56 | EPS CAGR: -47.78% | SUE: -4.0 | # QB: 0
Revenue Correlation: 96.82 | Revenue CAGR: 9.02% | SUE: 1.37 | # QB: 1
EPS next Quarter (2026-03-31): EPS=0.36 | Chg30d=-0.000 | Revisions Net=+2 | Analysts=12
EPS next Year (2026-12-31): EPS=1.34 | Chg30d=-0.000 | Revisions Net=-1 | Growth EPS=+14.0% | Growth Revenue=+10.5%

Additional Sources for BSY Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle