(BWIN) The Baldwin Insurance - Ratings and Ratios

The Baldwin Insurance Group, Inc. (NASDAQ:BWIN) is a leading independent insurance distribution firm specializing in comprehensive insurance and risk management solutions across the United States. The company operates through three distinct segments: Insurance Advisory Solutions, Underwriting, Capacity & Technology Solutions, and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment caters to private risk management, commercial risk management, employee benefits, and Medicare insurance solutions, targeting businesses, high-net-worth individuals, and their families. The Underwriting, Capacity & Technology Solutions segment focuses on manufacturing technology-enabled insurance products, offering a suite of personal, commercial, and professional lines through its MGA platform. The Mainstreet Insurance Solutions segment provides personalized insurance services, including personal and commercial insurance, life and health solutions, reinsurance brokerage, and consultation for government assistance programs such as Medicare Advantage and the Affordable Care Act. This segment primarily serves individuals and small businesses through a network of independent contractor agents.

Formerly known as BRP Group, Inc., the company rebranded as The Baldwin Insurance Group, Inc. in May 2024, reflecting its strategic evolution in the insurance market. Founded in 2011 and headquartered in Tampa, Florida, Baldwin Insurance Group has established itself as a key player in the insurance brokerage industry, leveraging its expertise and technology-driven approach to deliver tailored solutions to its clients. The companys focus on innovation, combined with its extensive network and deep industry knowledge, positions it as a competitive force in the U.S. insurance landscape.

Ticker Symbol: BWIN Exchange: NASDAQ Type: common stock Country Origin: United States GICS Sub Industry: Insurance Brokers

3-Month Forecast: Based on the provided and , BWIN is currently trading near its 20-day SMA of 42.63, with a last price of 42.23, indicating potential short-term resistance. The 50-day SMA of 41.85 suggests a slightly bearish trend, while the 200-day SMA of 43.82 indicates longer-term stability. The ATR of 2.34 signals moderate volatility, with expected price fluctuations within a range of 40.89 to 44.57 over the next three months. Fundamentally, the forward P/E of 22.37 reflects investor expectations of future growth, though the negative RoE of -4.20 raises concerns about profitability. The P/B ratio of 4.92 and P/S ratio of 2.07 suggest the stock is trading at a premium relative to its book value and sales. Overall, BWIN is likely to experience sideways to slightly downward movement in the near term, with potential upside if the company demonstrates improved earnings performance.