(CBC) Central Bancompany, Common - Overview
Sector: Financial Services | Industry: Banks - Regional | Exchange: NASDAQ (USA) | Market Cap: 6.582m USD | Total Return: 44.4% in 12m
Avg Turnover: 15.2M
Rev. Trend: 98.3%
Warnings
P/E ratio 686.3
Extended 1w
Tailwinds
Supp Ema20, Confidence
Central Bancompany, Inc. (CBC) functions as a bank holding company for The Central Trust Bank, headquartered in Jefferson City, Missouri. Established in 1902, the firm operates through three primary segments: Consumer Banking, Commercial Banking, and Wealth Management. Its regional footprint spans Missouri, Kansas, Oklahoma, and Colorado, providing a localized service model common among mid-tier financial institutions.
The company’s portfolio includes diverse lending products such as commercial real estate, agricultural, and residential mortgage loans, alongside treasury management and fiduciary services. As a diversified bank, Central Bancompany relies on a spread-based business model, generating revenue from the difference between interest earned on loans and interest paid on deposits. This sector is heavily influenced by regional economic conditions and federal interest rate cycles.
Investors can further analyze these fundamental drivers and valuation metrics on ValueRay. The firm also maintains a suite of digital banking and merchant services to support its brick-and-mortar office network.
- Net interest margin performance hinges on Federal Reserve monetary policy shifts
- Regional economic growth in Missouri and Kansas dictates loan portfolio expansion
- Mortgage origination volume fluctuates based on long-term residential interest rate trends
- Wealth management fee revenue scales with assets under management and equity markets
- Credit quality in commercial real estate portfolios impacts provision for loan losses
| Net Income: 390.9m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA -0.55 > 1.0 |
| NWC/Revenue: error (cannot be calculated; needs Current Assets/Liabilities and Revenue current+prev) |
| CFO/TA 0.01 > 3% & CFO 248.2m > Net Income 390.9m |
| Net Debt/EBITDA: error (cannot be calculated) |
| Current Ratio: error (cannot be calculated; needs correct Total Current Assets and Liabilities) |
| Outstanding Shares: last fiscal year (241.1m) vs prev 5.37k% < -2% |
| Gross Margin: error (current vs previous; cannot be calculated due to missing/invalid data or negative margin) |
| Asset Turnover: 5.31% > 50% (prev 4.67%; Δ 0.64% > 0%) |
| Interest Coverage Ratio: 3.53 > 6 (EBITDA TTM 726.8m / Interest Expense TTM 200.3m) |
As of May 24, 2026, the stock is trading at USD 28.53 with a total of 957,028 shares traded.
Over the past week, the price has changed by +7.41%,
over one month by +11.34%,
over three months by +17.52% and
over the past year by +44.37%.
Central Bancompany, Common has no consensus analysts rating.
P/S = 6.3445
P/B = 1.7287
Revenue TTM = 1.02b USD
EBIT TTM = 706.8m USD
EBITDA TTM = 726.8m USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = unknown
Net Debt = unknown
Enterprise Value = 4.52b USD (6.58b + (null Debt) - CCE 2.06b)
Interest Coverage Ratio = 3.53 (Ebit TTM 706.8m / Interest Expense TTM 200.3m)
EV/FCF = 19.52x (Enterprise Value 4.52b / FCF TTM 231.4m)
FCF Yield = 5.12% (FCF TTM 231.4m / Enterprise Value 4.52b)
FCF Margin = 22.66% (FCF TTM 231.4m / Revenue TTM 1.02b)
Net Margin = 38.27% (Net Income TTM 390.9m / Revenue TTM 1.02b)
Gross Margin = unknown ((Revenue TTM 1.02b - Cost of Revenue TTM 0.0) / Revenue TTM)
Tobins Q-Ratio = 0.23 (Enterprise Value 4.52b / Total Assets 19.2b)
Interest Expense / Debt = unknown (Interest Expense 200.3m / Debt none)
Taxrate = 22.99% (32.1m / 139.7m)
NOPAT = 544.4m (EBIT 706.8m * (1 - 22.99%))
Current Ratio = unknown (Total Current Assets 8.44b / Total Current Liabilities none)
Debt / Equity = unknown (Debt none)
Debt / EBITDA = unknown (Net Debt none / EBITDA 726.8m)
Debt / FCF = unknown (Net Debt none / FCF TTM 231.4m)
Total Stockholder Equity = 3.78b (last fiscal year from totalStockholderEquity)
RoA = 2.03% (Net Income 390.9m / Total Assets 19.2b)
RoE = 10.33% (Net Income TTM 390.9m / Total Stockholder Equity 3.78b)
RoCE = unknown (EBIT 706.8m / Capital Employed )
RoIC = unknown (NOPAT 544.4m, Invested Capital 0.0, EBIT 706.8m)
WACC = 6.40% (E(6.58b)/V(6.58b) * Re(6.40%) + (debt-free company))
Discount Rate = 6.40% (= CAPM, Blume Beta Adj.)
Shares (yearly) Correlation: 100.0 | Cagr: 5.37k%
[DCF] Terminal Value 73.10% ; FCFF base≈274.1m ; Y1≈240.4m ; Y5≈194.2m
[DCF] Fair Price = 13.00 (EV 3.12b - Net Debt 0.0 = Equity 3.12b / Shares 239.8m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: N/A | # QB: 0
Revenue Correlation: 98.33 | Revenue CAGR: 10.26% | SUE: N/A | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.47 | Chg30d=+2.61% | Revisions=+33% | Analysts=5
EPS next Quarter (2026-09-30): EPS=0.49 | Chg30d=+1.67% | Revisions=+33% | Analysts=5
EPS current Year (2026-12-31): EPS=1.91 | Chg30d=+2.25% | Revisions=+33% | GrowthEPS=+5.6% | GrowthRev=+8.7%
EPS next Year (2027-12-31): EPS=2.04 | Chg30d=+4.38% | Revisions=+50% | GrowthEPS=+6.6% | GrowthRev=+5.2%
[Analyst] Revisions Ratio: +50%