(CCC) CCC Intelligent Solutions - Overview
Sector: Technology | Industry: Software - Application | Exchange: NASDAQ (USA) | Market Cap: 2.759m USD | Total Return: -47.8% in 12m
Avg Turnover: 48.2M
EPS Trend: 90.8%
Qual. Beats: 2
Rev. Trend: 99.8%
Warnings
P/E ratio 78.3
Altman Z'' -0.39 < 1.0 - financial distress zone
Below Avwap Earnings
Tailwinds
Confidence
CCC Intelligent Solutions Holdings Inc. (NASDAQ: CCC) provides a cloud-based SaaS platform designed to digitize workflows within the property and casualty (P&C) insurance economy. The company’s technology integrates a multi-sided network of insurers, automotive repair facilities, parts suppliers, and vehicle manufacturers to streamline claims processing and automotive repairs. Its product suite utilizes artificial intelligence to manage estimating, total loss valuations, subrogation, and casualty claims.
The company operates within the vertical software sector, where high switching costs often lead to durable customer retention across fragmented supply chains. By acting as a central data exchange, the platform reduces administrative friction in the claims lifecycle, which historically relied on manual documentation and disconnected legacy systems. Investors may find it useful to examine ValueRay for deeper insights into the companys valuation metrics and market position.
Founded in 1980 and headquartered in Chicago, CCC serves a diverse ecosystem across the United States and China. The business model relies on recurring subscription revenue and transaction-based fees derived from its interconnected marketplace of industry participants.
- AI-driven claim automation adoption accelerates subscription revenue growth
- Expansion of multi-party network ecosystem increases high-margin recurring income
- Rising automotive repair complexity and labor costs drive software demand
- Strategic partnerships with major automakers enhance data monetization opportunities
- Competitive pressures in insurance software market impact long-term pricing power
| Net Income: 34.5m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.07 > 0.02 and ΔFCF/TA 0.77 > 1.0 |
| NWC/Revenue: 2.50% < 20% (prev 10.74%; Δ -8.25% < -1%) |
| CFO/TA 0.09 > 3% & CFO 314.4m > Net Income 34.5m |
| Net Debt (1.36b) to EBITDA (273.5m): 4.96 < 3 |
| Current Ratio: 1.14 > 1.5 & < 3 |
| Outstanding Shares: last quarter (607.0m) vs 12m ago -4.68% < -2% |
| Gross Margin: 74.08% > 18% (prev 75.42%; Δ -1.34% > 0.5%) |
| Asset Turnover: 30.69% > 50% (prev 26.83%; Δ 3.85% > 0%) |
| Interest Coverage Ratio: 1.41 > 6 (EBIT TTM 105.2m / Interest Expense TTM 74.4m) |
| A: 0.01 (Total Current Assets 227.4m - Total Current Liabilities 200.3m) / Total Assets 3.47b |
| B: -0.51 (Retained Earnings -1.78b / Total Assets 3.47b) |
| C: 0.03 (EBIT TTM 105.2m / Avg Total Assets 3.54b) |
| D: 0.98 (Book Value of Equity 1.72b / Total Liabilities 1.75b) |
| Altman-Z'' = -0.39 = B |
| DSRI: 1.29 (Receivables 157.4m/108.4m, Revenue 1.09b/969.1m) |
| GMI: 1.02 (GM 75.42% / 74.08%) |
| AQI: 1.02 (AQ_t 0.88 / AQ_t-1 0.86) |
| SGI: 1.12 (Revenue 1.09b / 969.1m) |
| TATA: -0.08 (NI 34.5m - CFO 314.4m) / TA 3.47b) |
| Beneish M = -2.68 (Cap -4..+1) = A |
As of June 07, 2026, the stock is trading at USD 4.66 with a total of 9,650,039 shares traded.
Over the past week, the price has changed by -0.85%,
over one month by -12.41%,
over three months by -24.35% and
over the past year by -47.76%.
CCC Intelligent Solutions has received a consensus analysts rating of 4.08. Therefore, it is recommended to buy CCC.
- StrongBuy: 6
- Buy: 3
- Hold: 3
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 8.6 | 85.4% |
P/E Trailing = 78.3333
P/E Forward = 11.1857
P/S = 2.5385
P/B = 1.6028
Revenue TTM = 1.09b USD
EBIT TTM = 105.2m USD
EBITDA TTM = 273.5m USD
Long Term Debt = 1.26b USD (from longTermDebt, last quarter)
Short Term Debt = 19.8m USD (from shortTermDebt, last quarter)
Debt = 1.39b USD (from shortLongTermDebtTotal, last quarter) + Leases 58.4m
Net Debt = 1.36b USD (calculated: Debt 1.39b - CCE 36.9m)
Enterprise Value = 4.11b USD (2.76b + Debt 1.39b - CCE 36.9m)
Interest Coverage Ratio = 1.41 (Ebit TTM 105.2m / Interest Expense TTM 74.4m)
EV/FCF = 16.30x (Enterprise Value 4.11b / FCF TTM 252.4m)
FCF Yield = 6.14% (FCF TTM 252.4m / Enterprise Value 4.11b)
FCF Margin = 23.23% (FCF TTM 252.4m / Revenue TTM 1.09b)
Net Margin = 3.18% (Net Income TTM 34.5m / Revenue TTM 1.09b)
Gross Margin = 74.08% ((Revenue TTM 1.09b - Cost of Revenue TTM 281.6m) / Revenue TTM)
Gross Margin QoQ = 75.81% (prev 73.71%)
Tobins Q-Ratio = 1.19 (Enterprise Value 4.11b / Total Assets 3.47b)
Interest Expense / Debt = 5.34% (Interest Expense 74.4m / Debt 1.39b)
Taxrate = 32.21% (11.5m / 35.8m)
NOPAT = 71.3m (EBIT 105.2m * (1 - 32.21%))
Current Ratio = 1.14 (Total Current Assets 227.4m / Total Current Liabilities 200.3m)
Debt / Equity = 0.81 (Debt 1.39b / totalStockholderEquity, last quarter 1.72b)
Debt / EBITDA = 4.96 (Net Debt 1.36b / EBITDA 273.5m)
Debt / FCF = 5.37 (Net Debt 1.36b / FCF TTM 252.4m)
Total Stockholder Equity = 1.94b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.97% (Net Income 34.5m / Total Assets 3.47b)
RoE = 1.78% (Net Income TTM 34.5m / Total Stockholder Equity 1.94b)
RoCE = 3.28% (EBIT 105.2m / Capital Employed (Equity 1.94b + L.T.Debt 1.26b))
RoIC = 2.19% (NOPAT 71.3m / Invested Capital 3.25b)
WACC = 6.68% (E(2.76b)/V(4.15b) * Re(8.23%) + D(1.39b)/V(4.15b) * Rd(5.34%) * (1-Tc(0.32)))
Discount Rate = 8.23% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 11.11 | Cagr: -0.79%
[DCF] Terminal Value 76.37% ; FCFF base≈245.4m ; Y1≈261.7m ; Y5≈312.4m
[DCF] Fair Price = 5.87 (EV 4.80b - Net Debt 1.36b = Equity 3.45b / Shares 586.9m; r=8.35% [WACC [floored]]; 5y FCF grow 7.45% → 2.50% )
EPS Correlation: 90.75 | EPS CAGR: 22.56% | SUE: 3.52 | # QB: 2
Revenue Correlation: 99.84 | Revenue CAGR: 10.47% | SUE: N/A | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.10 | Chg30d=+1.13% | Revisions=-11% | Analysts=11
EPS next Quarter (2026-09-30): EPS=0.11 | Chg30d=+5.71% | Revisions=+50% | Analysts=11
EPS current Year (2026-12-31): EPS=0.44 | Chg30d=+6.56% | Revisions=+71% | GrowthEPS=+22.2% | GrowthRev=+9.7%
EPS next Year (2027-12-31): EPS=0.51 | Chg30d=+6.40% | Revisions=+73% | GrowthEPS=+14.8% | GrowthRev=+8.8%
[Analyst] Revisions Ratio: +73%