Overview Dividends

(CCCS) CCC Intelligent Solutions - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US12510Q1004

Cloud Software, Claims Handling, Repair Estimating, Parts Network

CCCS EPS (Earnings per Share)

EPS Growth (3Y CAGR): 9.57%
EPS Trend (3Y Correlation): -7.8%

CCCS Revenue

Revenue Growth (3Y CAGR): 10.28%
Revenue Trend (3Y Correlation): 99.3%

Description: CCCS CCC Intelligent Solutions July 28, 2025

CCC Intelligent Solutions Holdings Inc. is a SaaS company catering to the property and casualty insurance economy in the US and China, providing a cloud-based platform that connects trading partners and facilitates commerce through AI-enabled digital workflows. The companys diverse suite of solutions supports various stakeholders, including insurers, repairers, and automakers, across the insurance value chain.

Key Performance Indicators (KPIs) that could be relevant for evaluating CCCS include revenue growth rate, customer acquisition cost, customer retention rate, and gross margin. Given the companys SaaS model, metrics such as Monthly Recurring Revenue (MRR) and Annual Recurring Revenue (ARR) would be crucial in assessing its financial health and scalability. Additionally, the companys ability to expand its ecosystem and increase its market share in the insurance technology sector could be an important driver of its long-term success.

From a competitive standpoint, CCCS operates in a niche segment of the application software industry, focusing on the insurance economy. The companys ability to maintain its market position and expand its offerings to adjacent markets or geographies could be critical in driving future growth. Key metrics to watch include the companys research and development expenses as a percentage of revenue, indicating its commitment to innovation, and its sales and marketing expenses, reflecting its efforts to acquire new customers and expand its reach.

CCCS Stock Overview

Market Cap in USD	5,705m
Sub-Industry	Application Software
IPO / Inception	2021-08-02

CCCS Stock Ratings

Growth Rating	-37.1%
Fundamental	58.1%
Dividend Rating	-
Return 12m vs S&P 500	-36.6%
Analyst Rating	4.14 of 5

CCCS Dividends

Currently no dividends paid

CCCS Growth Ratios

Growth Correlation 3m	-80.2%
Growth Correlation 12m	-56.9%
Growth Correlation 5y	-12.6%
CAGR 5y	-4.74%
CAGR/Max DD 3y (Calmar Ratio)	-0.11
CAGR/Mean DD 3y (Pain Ratio)	-0.30
Sharpe Ratio 12m	-0.94
Alpha	-40.93
Beta	0.721
Volatility	36.66%
Current Volume	9226.6k
Average Volume 20d	5739.2k
Stop Loss	7.4 (-5.5%)
Signal	-0.51

Piotroski VR‑10 (Strict, 0-10) 4.5

Net Income (-2.86m TTM) > 0 and > 6% of Revenue (6% = 61.5m TTM)

FCFTA 0.05 (>2.0%) and ΔFCFTA -1.42pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 10.98% (prev 34.62%; Δ -23.64pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.06 (>3.0%) and CFO 215.2m > Net Income -2.86m (YES >=105%, WARN >=100%)

Net Debt (-26.7m) to EBITDA (171.4m) ratio: -0.16 <= 3.0 (WARN <= 3.5)

Current Ratio 1.52 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (631.4m) change vs 12m ago -1.71% (target <= -2.0% for YES)

Gross Margin 73.83% (prev 75.65%; Δ -1.82pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 30.89% (prev 29.76%; Δ 1.13pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.52 (EBITDA TTM 171.4m / Interest Expense TTM 68.0m) >= 6 (WARN >= 3)

Altman Z'' -1.89

(A) 0.03 = (Total Current Assets 330.7m - Total Current Liabilities 218.0m) / Total Assets 3.53b

(B) -0.37 = Retained Earnings (Balance) -1.32b / Total Assets 3.53b

(D) -0.90 = Book Value of Equity -1.32b / Total Liabilities 1.46b

Total Rating: -1.89 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 58.06

1. Piotroski 4.50pt = -0.50

2. FCF Yield 3.11% = 1.56

3. FCF Margin 17.23% = 4.31

4. Debt/Equity 0.03 = 2.50

5. Debt/Ebitda -0.16 = 2.50

6. ROIC - WACC (= -7.46)% = -9.33

7. RoE -0.14% = -0.02

8. Rev. Trend 99.27% = 7.45

9. EPS Trend -7.81% = -0.39

What is the price of CCCS shares?

As of November 06, 2025, the stock is trading at USD 7.83 with a total of 9,226,636 shares traded.
Over the past week, the price has changed by -13.26%, over one month by -14.54%, over three months by -15.78% and over the past year by -23.92%.

Is CCC Intelligent Solutions a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, CCC Intelligent Solutions is currently (November 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 58.06 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CCCS is around 7.04 USD . This means that CCCS is currently overvalued and has a potential downside of -10.09%.

Is CCCS a buy, sell or hold?

CCC Intelligent Solutions has received a consensus analysts rating of 4.14. Therefore, it is recommended to buy CCCS.

Strong Buy: 6
Buy: 4
Hold: 4
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the CCCS price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	11.9	52.2%
Analysts Target Price	11.9	52.2%
ValueRay Target Price	7.9	0.4%

CCCS Fundamental Data Overview November 02, 2025

Market Cap USD = 5.71b (5.71b USD * 1.0 USD.USD)
P/E Forward = 22.4719
P/S = 5.5626
P/B = 2.8107
Beta = 0.721
Revenue TTM = 1.03b USD
EBIT TTM = 35.3m USD
EBITDA TTM = 171.4m USD
Long Term Debt = 761.1m USD (from longTermDebt, last fiscal year)
Short Term Debt = 17.7m USD (from shortTermDebt, last quarter)
Debt = 70.5m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -26.7m USD (from netDebt column, last quarter)
Enterprise Value = 5.68b USD (5.71b + Debt 70.5m - CCE 97.1m)
Interest Coverage Ratio = 0.52 (Ebit TTM 35.3m / Interest Expense TTM 68.0m)
FCF Yield = 3.11% (FCF TTM 176.7m / Enterprise Value 5.68b)
FCF Margin = 17.23% (FCF TTM 176.7m / Revenue TTM 1.03b)
Net Margin = -0.28% (Net Income TTM -2.86m / Revenue TTM 1.03b)
Gross Margin = 73.83% ((Revenue TTM 1.03b - Cost of Revenue TTM 268.4m) / Revenue TTM)
Gross Margin QoQ = 72.24% (prev 74.49%)
Tobins Q-Ratio = 1.61 (Enterprise Value 5.68b / Total Assets 3.53b)
Interest Expense / Debt = 25.69% (Interest Expense 18.1m / Debt 70.5m)
Taxrate = 114.7% (out of range, set to none) (15.4m / 13.4m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 1.52 (Total Current Assets 330.7m / Total Current Liabilities 218.0m)
Debt / Equity = 0.03 (Debt 70.5m / totalStockholderEquity, last quarter 2.13b)
Debt / EBITDA = -0.16 (Net Debt -26.7m / EBITDA 171.4m)
Debt / FCF = -0.15 (Net Debt -26.7m / FCF TTM 176.7m)
Total Stockholder Equity = 2.11b (last 4 quarters mean from totalStockholderEquity)
RoA = -0.08% (Net Income -2.86m / Total Assets 3.53b)
RoE = -0.14% (Net Income TTM -2.86m / Total Stockholder Equity 2.11b)
RoCE = 1.23% (EBIT 35.3m / Capital Employed (Equity 2.11b + L.T.Debt 761.1m))
RoIC = 1.10% (EBIT 35.3m / (Assets 3.53b - Curr.Liab 218.0m - Cash 97.1m))
WACC = 8.56% (E(5.71b)/V(5.78b) * Re(8.67%) + (debt cost/tax rate unavailable))
Discount Rate = 8.67% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 1.09%
[DCF Debug] Terminal Value 79.39% ; FCFE base≈186.1m ; Y1≈228.8m ; Y5≈387.5m
Fair Price DCF = 9.11 (DCF Value 5.85b / Shares Outstanding 642.0m; 5y FCF grow 24.56% → 3.0% )
EPS Correlation: -7.81 | EPS CAGR: 9.57% | SUE: 0.0 | # QB: 0
Revenue Correlation: 99.27 | Revenue CAGR: 10.28% | SUE: 1.23 | # QB: 3

Additional Sources for CCCS Stock

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