(CFFN) Capitol Federal Financial - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US14057J1016

CFFN: Deposit Accounts, Loan Products, Banking Services

Capitol Federal Financial, Inc. (NASDAQ:CFFN) is a banking holding company headquartered in Topeka, Kansas, with operations dating back to 1893. The company primarily operates through its subsidiary, Capitol Federal Savings Bank, offering a diverse range of retail banking products and services. Its deposit offerings include savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, certificates of deposit, and retirement accounts. On the lending side, the bank provides one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans, and consumer loans such as home equity loans, home improvement loans, vehicle loans, and savings-secured loans. Additionally, the bank offers mobile, telephone, and online banking services, bill payment services, and mortgage loans, while also operating a call center. The company serves metropolitan areas in Kansas, including Topeka, Wichita, Lawrence, Manhattan, Emporia, Salina, and a portion of the Kansas City metropolitan area. For more information, visit their website at https://capfed.com.

Based on the provided data, Capitol Federal Financial, Inc. (CFFN) is currently trading at $5.63 with a 20-day average volume of 871,658 shares. The stock is below its 20-day and 50-day moving averages of $5.38 and $5.52, respectively, but remains above its 200-day moving average of $5.80. This indicates a recent downtrend but overall stability in the stock price. The Average True Range (ATR) of 0.21 suggests moderate volatility. On the fundamental side, the company has a market cap of $746.60M, a trailing P/E ratio of 13.83, and a price-to-book (P/B) ratio of 0.71, which is below the industry average, indicating potential undervaluation relative to book value. The price-to-sales (P/S) ratio of 4.04 and a return on equity (RoE) of 5.10% suggest modest profitability and operating efficiency. Overall, the stock may appeal to investors seeking stability in the regional banking sector, with the current price levels potentially offering a buying opportunity for long-term investors.

Additional Sources for CFFN Stock

CFFN Stock Overview

Market Cap in USD 747m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 1999-04-01

CFFN Stock Ratings

Growth Rating -32.3
Fundamental 22.9
Dividend Rating 36.0
Rel. Strength -2.85
Analysts 3/5
Fair Price Momentum 5.43 USD
Fair Price DCF 5.25 USD

CFFN Dividends

Dividend Yield 12m 5.99%
Yield on Cost 5y 4.24%
Annual Growth 5y -6.27%
Payout Consistency 92.0%

CFFN Growth Ratios

Growth Correlation 3m -63.1%
Growth Correlation 12m 34%
Growth Correlation 5y -77.7%
CAGR 5y -6.57%
CAGR/Max DD 5y -0.10
Sharpe Ratio 12m -0.13
Alpha 10.45
Beta 0.665
Volatility 31.08%
Current Volume 1469.3k
Average Volume 20d 863.7k
What is the price of CFFN stocks?
As of May 09, 2025, the stock is trading at USD 5.70 with a total of 1,469,269 shares traded.
Over the past week, the price has changed by +0.97%, over one month by +11.27%, over three months by -4.84% and over the past year by +18.94%.
Is Capitol Federal Financial a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Capitol Federal Financial is currently (May 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 22.93 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of CFFN as of May 2025 is 5.43. This means that CFFN is currently overvalued and has a potential downside of -4.74%.
Is CFFN a buy, sell or hold?
Capitol Federal Financial has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold CFFN.
  • Strong Buy: 0
  • Buy: 0
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for CFFN stock price target?
According to ValueRays Forecast Model, CFFN Capitol Federal Financial will be worth about 5.9 in May 2026. The stock is currently trading at 5.70. This means that the stock has a potential upside of +2.81%.
Issuer Forecast Upside
Wallstreet Target Price 6.3 9.6%
Analysts Target Price 6.3 9.6%
ValueRay Target Price 5.9 2.8%