(CHCO) City Holding - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US1778351056
CHCO: Deposit Accounts, Loans, Mortgages, Wealth Management, Digital Banking
City Holding Company (NASDAQ:CHCO) is a financial holding company that operates primarily through its subsidiary, City National Bank of West Virginia. The company provides a comprehensive suite of banking, trust, investment management, and other financial services across the United States. Its deposit products include checking, savings, money market accounts, certificates of deposit, and individual retirement accounts. On the lending side, the company offers a diverse portfolio of loans, including commercial and industrial loans to small to mid-size businesses, commercial real estate loans secured by nonresidential and multi-family properties, residential real estate loans for home purchases and refinancing, home equity loans and lines of credit, and consumer loans secured by automobiles, boats, and other personal property. Additionally, the company provides construction, land development, and line of credit services.
City Holding Company also engages in mortgage banking activities, including the origination of fixed and adjustable-rate mortgages, construction financing, and government-insured loans. It offers treasury management services, lockbox solutions, and other cash management tools, as well as merchant credit card services. Wealth management, trust, investment, and custodial services are available for both individual and institutional clients. The company further provides corporate trust and institutional custody services, financial and estate planning, and retirement plan solutions. Its digital banking offerings include mobile banking, interactive voice response systems, and credit and debit card services. Founded in 1957, the company is headquartered in Charleston, West Virginia, and operates through its website at https://www.bankatcity.com.
Based on the provided technical and fundamental data, here is a 3-month forecast for City Holding Company:
Additional Sources for CHCO Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
CHCO Stock Overview
| Market Cap in USD | 1,778m |
| Sector | Financial Services |
| Industry | Banks - Regional |
| GiC Sub-Industry | Regional Banks |
| IPO / Inception | 1993-02-19 |
CHCO Stock Ratings
| Growth Rating | 81.3 |
| Fundamental | 71.6 |
| Dividend Rating | 65.1 |
| Rel. Strength | -1.48 |
| Analysts | 3/5 |
| Fair Price Momentum | 125.49 USD |
| Fair Price DCF | 178.82 USD |
CHCO Dividends
| Dividend Yield 12m | 2.61% |
| Yield on Cost 5y | 5.73% |
| Annual Growth 5y | 5.18% |
| Payout Consistency | 93.3% |
CHCO Growth Ratios
| Growth Correlation 3m | 35% |
| Growth Correlation 12m | 47.9% |
| Growth Correlation 5y | 96.8% |
| CAGR 5y | 17.31% |
| CAGR/Max DD 5y | 0.93 |
| Sharpe Ratio 12m | -0.40 |
| Alpha | 11.30 |
| Beta | 0.550 |
| Volatility | 22.85% |
| Current Volume | 51.9k |
| Average Volume 20d | 51.5k |
As of May 22, 2025, the stock is trading at USD 119.55 with a total of 51,937 shares traded.
Over the past week, the price has changed by -1.39%, over one month by +6.47%, over three months by +2.74% and over the past year by +19.29%.
Yes, based on ValueRay Fundamental Analyses, City Holding (NASDAQ:CHCO) is currently (May 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 71.61 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of CHCO as of May 2025 is 125.49. This means that CHCO is currently overvalued and has a potential downside of 4.97%.
City Holding has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold CHCO.
- Strong Buy: 0
- Buy: 0
- Hold: 6
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, CHCO City Holding will be worth about 141 in May 2026. The stock is currently trading at 119.55. This means that the stock has a potential upside of +17.92%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 122.3 | 2.3% |
| Analysts Target Price | 122.3 | 2.3% |
| ValueRay Target Price | 141 | 17.9% |