(CHCO) City Holding - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US1778351056

CHCO: Deposit Accounts, Loans, Mortgages, Wealth Management, Digital Banking

City Holding Company (NASDAQ:CHCO) is a financial holding company that operates primarily through its subsidiary, City National Bank of West Virginia. The company provides a comprehensive suite of banking, trust, investment management, and other financial services across the United States. Its deposit products include checking, savings, money market accounts, certificates of deposit, and individual retirement accounts. On the lending side, the company offers a diverse portfolio of loans, including commercial and industrial loans to small to mid-size businesses, commercial real estate loans secured by nonresidential and multi-family properties, residential real estate loans for home purchases and refinancing, home equity loans and lines of credit, and consumer loans secured by automobiles, boats, and other personal property. Additionally, the company provides construction, land development, and line of credit services.

City Holding Company also engages in mortgage banking activities, including the origination of fixed and adjustable-rate mortgages, construction financing, and government-insured loans. It offers treasury management services, lockbox solutions, and other cash management tools, as well as merchant credit card services. Wealth management, trust, investment, and custodial services are available for both individual and institutional clients. The company further provides corporate trust and institutional custody services, financial and estate planning, and retirement plan solutions. Its digital banking offerings include mobile banking, interactive voice response systems, and credit and debit card services. Founded in 1957, the company is headquartered in Charleston, West Virginia, and operates through its website at https://www.bankatcity.com.

Based on the provided technical and fundamental data, here is a 3-month forecast for City Holding Company:

- Price Range: Expected to trade between $110 and $120, with potential resistance at the SMA 200 ($117.59) and support at the SMA 50 ($115.39). - Volume: Average daily volume of 73,249 shares suggests moderate liquidity, which may impact price movements. - Momentum: The stock is trading near its SMA 50 and SMA 200, indicating a neutral trend with potential for sideways movement. - Valuation: A forward P/E of 16.42 suggests expectations for moderate earnings growth, though rising interest rates may pressure net interest margins. - Risk Factors: Rising interest rates could lead to higher funding costs and slower loan growth, while economic uncertainty may impact credit quality.

Additional Sources for CHCO Stock

CHCO Stock Overview

Market Cap in USD 1,778m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 1993-02-19

CHCO Stock Ratings

Growth Rating 81.3
Fundamental 71.6
Dividend Rating 65.1
Rel. Strength -1.48
Analysts 3/5
Fair Price Momentum 125.49 USD
Fair Price DCF 178.82 USD

CHCO Dividends

Dividend Yield 12m 2.61%
Yield on Cost 5y 5.73%
Annual Growth 5y 5.18%
Payout Consistency 93.3%

CHCO Growth Ratios

Growth Correlation 3m 35%
Growth Correlation 12m 47.9%
Growth Correlation 5y 96.8%
CAGR 5y 17.31%
CAGR/Max DD 5y 0.93
Sharpe Ratio 12m -0.40
Alpha 11.30
Beta 0.550
Volatility 22.85%
Current Volume 51.9k
Average Volume 20d 51.5k
What is the price of CHCO stocks?
As of May 22, 2025, the stock is trading at USD 119.55 with a total of 51,937 shares traded.
Over the past week, the price has changed by -1.39%, over one month by +6.47%, over three months by +2.74% and over the past year by +19.29%.
Is City Holding a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, City Holding (NASDAQ:CHCO) is currently (May 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 71.61 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of CHCO as of May 2025 is 125.49. This means that CHCO is currently overvalued and has a potential downside of 4.97%.
Is CHCO a buy, sell or hold?
City Holding has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold CHCO.
  • Strong Buy: 0
  • Buy: 0
  • Hold: 6
  • Sell: 0
  • Strong Sell: 0
What are the forecast for CHCO stock price target?
According to ValueRays Forecast Model, CHCO City Holding will be worth about 141 in May 2026. The stock is currently trading at 119.55. This means that the stock has a potential upside of +17.92%.
Issuer Forecast Upside
Wallstreet Target Price 122.3 2.3%
Analysts Target Price 122.3 2.3%
ValueRay Target Price 141 17.9%