Overview Dividends

(CSGS) CSG Systems International - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US1263491094

Billing,Payments,Analytics,Customer,Monetization

CSGS EPS (Earnings per Share)

EPS Growth (3Y CAGR): 3.33%
EPS Trend (3Y Correlation): 59.6%

CSGS Revenue

Revenue Growth (3Y CAGR): 3.09%
Revenue Trend (3Y Correlation): 65.1%

Description: CSGS CSG Systems International

CSG Systems International Inc (NASDAQ:CSGS) is a US-based company operating in the Data Processing & Outsourced Services sub-industry. The companys financial performance is characterized by a notable Return on Equity (RoE) of 28.63%, indicating a strong ability to generate profits from shareholder equity.

The stocks valuation metrics suggest a Price-to-Earnings (P/E) ratio of 22.01, which is relatively moderate, and a Forward P/E of 13.40, implying expected earnings growth. The Market Capitalization stands at $1.83 billion, positioning CSGS as a mid-cap stock with a certain level of liquidity, as evidenced by an Average Volume of 195,626 shares.

Key economic drivers for CSGS likely include the demand for outsourced data processing services, the adoption of digital technologies by its clients, and the overall trend towards cloud-based solutions. As a provider of data processing and outsourced services, the companys performance is closely tied to the growth of the digital economy and the needs of its clients to manage complex data operations efficiently.

To evaluate CSGS performance, relevant KPIs could include revenue growth, customer acquisition rates, and the expansion of its service offerings into new areas such as cloud services or advanced data analytics. The companys ability to maintain a high RoE while navigating the competitive landscape of data processing and outsourced services will be crucial for its long-term success.

CSGS Stock Overview

Market Cap in USD	1,866m
Sub-Industry	Data Processing & Outsourced Services
IPO / Inception	1996-02-28

CSGS Stock Ratings

Growth Rating	49.8%
Fundamental	74.8%
Dividend Rating	60.5%
Return 12m vs S&P 500	16.7%
Analyst Rating	4.70 of 5

CSGS Dividends

Dividend Yield 12m	1.95%
Yield on Cost 5y	3.38%
Annual Growth 5y	6.30%
Payout Consistency	100.0%
Payout Ratio	25.2%

CSGS Growth Ratios

Growth Correlation 3m	72.1%
Growth Correlation 12m	80.4%
Growth Correlation 5y	50.6%
CAGR 5y	4.39%
CAGR/Max DD 3y (Calmar Ratio)	0.12
CAGR/Mean DD 3y (Pain Ratio)	0.28
Sharpe Ratio 12m	0.83
Alpha	19.44
Beta	0.930
Volatility	26.59%
Current Volume	157.9k
Average Volume 20d	169.4k
Stop Loss	62.8 (-3%)
Signal	-0.04

Piotroski VR‑10 (Strict, 0-10) 8.0

Net Income (82.0m TTM) > 0 and > 6% of Revenue (6% = 72.5m TTM)

FCFTA 0.11 (>2.0%) and ΔFCFTA 3.58pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 23.84% (prev 24.16%; Δ -0.32pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.12 (>3.0%) and CFO 170.8m > Net Income 82.0m (YES >=105%, WARN >=100%)

Net Debt (419.1m) to EBITDA (216.9m) ratio: 1.93 <= 3.0 (WARN <= 3.5)

Current Ratio 1.56 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (28.1m) change vs 12m ago -1.64% (target <= -2.0% for YES)

Gross Margin 49.66% (prev 45.57%; Δ 4.09pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 87.11% (prev 86.43%; Δ 0.68pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 4.80 (EBITDA TTM 216.9m / Interest Expense TTM 29.9m) >= 6 (WARN >= 3)

Altman Z'' 5.30

(A) 0.20 = (Total Current Assets 804.1m - Total Current Liabilities 516.0m) / Total Assets 1.42b

(B) 0.72 = Retained Earnings (Balance) 1.03b / Total Assets 1.42b

(D) 0.87 = Book Value of Equity 988.8m / Total Liabilities 1.13b

Total Rating: 5.30 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 74.83

1. Piotroski 8.0pt = 3.0

2. FCF Yield 6.70% = 3.35

3. FCF Margin 12.66% = 3.17

4. Debt/Equity 1.94 = 0.86

5. Debt/Ebitda 1.93 = 0.13

6. ROIC - WACC (= 3.26)% = 4.07

7. RoE 28.63% = 2.39

8. Rev. Trend 65.13% = 4.88

9. EPS Trend 59.60% = 2.98

What is the price of CSGS shares?

As of October 18, 2025, the stock is trading at USD 64.75 with a total of 157,944 shares traded.
Over the past week, the price has changed by +2.79%, over one month by -1.01%, over three months by +3.93% and over the past year by +34.71%.

Is CSG Systems International a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, CSG Systems International (NASDAQ:CSGS) is currently (October 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 74.83 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CSGS is around 64.16 USD . This means that CSGS is currently overvalued and has a potential downside of -0.91%.

Is CSGS a buy, sell or hold?

CSG Systems International has received a consensus analysts rating of 4.70. Therefore, it is recommended to buy CSGS.

Strong Buy: 8
Buy: 1
Hold: 1
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the CSGS price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	77.3	19.4%
Analysts Target Price	77.3	19.4%
ValueRay Target Price	70.9	9.4%

Last update: 2025-10-04 03:49

CSGS Fundamental Data Overview

Market Cap USD = 1.87b (1.87b USD * 1.0 USD.USD)
P/E Trailing = 22.5243
P/E Forward = 12.4844
P/S = 1.5444
P/B = 6.3668
P/EG = 1.2481
Beta = 0.93
Revenue TTM = 1.21b USD
EBIT TTM = 143.2m USD
EBITDA TTM = 216.9m USD
Long Term Debt = 537.8m USD (from longTermDebt, last quarter)
Short Term Debt = 9.30m USD (from shortTermDebt, last quarter)
Debt = 564.9m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 419.1m USD (from netDebt column, last quarter)
Enterprise Value = 2.29b USD (1.87b + Debt 564.9m - CCE 145.9m)
Interest Coverage Ratio = 4.80 (Ebit TTM 143.2m / Interest Expense TTM 29.9m)
FCF Yield = 6.70% (FCF TTM 153.0m / Enterprise Value 2.29b)
FCF Margin = 12.66% (FCF TTM 153.0m / Revenue TTM 1.21b)
Net Margin = 6.78% (Net Income TTM 82.0m / Revenue TTM 1.21b)
Gross Margin = 49.66% ((Revenue TTM 1.21b - Cost of Revenue TTM 608.3m) / Revenue TTM)
Gross Margin QoQ = 49.47% (prev 48.41%)
Tobins Q-Ratio = 1.61 (Enterprise Value 2.29b / Total Assets 1.42b)
Interest Expense / Debt = 1.31% (Interest Expense 7.40m / Debt 564.9m)
Taxrate = 38.45% (7.66m / 19.9m)
NOPAT = 88.1m (EBIT 143.2m * (1 - 38.45%))
Current Ratio = 1.56 (Total Current Assets 804.1m / Total Current Liabilities 516.0m)
Debt / Equity = 1.94 (Debt 564.9m / totalStockholderEquity, last quarter 290.7m)
Debt / EBITDA = 1.93 (Net Debt 419.1m / EBITDA 216.9m)
Debt / FCF = 2.74 (Net Debt 419.1m / FCF TTM 153.0m)
Total Stockholder Equity = 286.2m (last 4 quarters mean from totalStockholderEquity)
RoA = 5.77% (Net Income 82.0m / Total Assets 1.42b)
RoE = 28.63% (Net Income TTM 82.0m / Total Stockholder Equity 286.2m)
RoCE = 17.38% (EBIT 143.2m / Capital Employed (Equity 286.2m + L.T.Debt 537.8m))
RoIC = 10.69% (NOPAT 88.1m / Invested Capital 824.5m)
WACC = 7.43% (E(1.87b)/V(2.43b) * Re(9.44%) + D(564.9m)/V(2.43b) * Rd(1.31%) * (1-Tc(0.38)))
Discount Rate = 9.44% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -1.24%
[DCF Debug] Terminal Value 77.04% ; FCFE base≈130.7m ; Y1≈161.2m ; Y5≈275.1m
Fair Price DCF = 126.5 (DCF Value 3.64b / Shares Outstanding 28.8m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 59.60 | EPS CAGR: 3.33% | SUE: 0.82 | # QB: 0
Revenue Correlation: 65.13 | Revenue CAGR: 3.09% | SUE: 0.87 | # QB: 1

Additional Sources for CSGS Stock

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Fund Manager Positions: Dataroma | Stockcircle