(CTRN) Citi Trends - Ratings and Ratios
Apparel, Accessories, Home, Beauty, Seasonal
CTRN EPS (Earnings per Share)
CTRN Revenue
Description: CTRN Citi Trends October 27, 2025
Citi Trends, Inc. (NASDAQ: CTRN) is a value-oriented retailer that sells fashion apparel, accessories, beauty items, and a broad range of home-goods to African-American and multicultural families across the United States. Its merchandise mix spans men’s, women’s and children’s clothing-including sportswear, sleepwear and uniforms-plus handbags, jewelry, footwear, home décor, tech accessories, seasonal items, books and toys.
Key operating metrics (FY 2023) show total revenue of approximately $1.2 billion, with comparable-store sales declining 2.5% year-over-year, reflecting the segment’s sensitivity to disposable-income pressures and elevated CPI levels. The chain operates roughly 1,200 stores, and its gross margin has compressed to about 30% due to higher freight costs and a shift toward lower-priced SKUs. The company’s balance sheet carries roughly $350 million of long-term debt, giving it a leverage ratio near 2.5× EBITDA.
Sector drivers that materially affect CTRN include the health of the U.S. lower-income consumer segment, which is highly responsive to employment trends, real-wage growth, and inflation-adjusted pricing power. Additionally, the broader apparel-retail industry is experiencing a gradual pivot to omnichannel models; Citi Trends’ e-commerce sales grew roughly 12% in 2023, but still represent under 5% of total revenue, indicating a sizable upside if digital adoption accelerates.
For a deeper, data-rich assessment of CTRN’s valuation and risk profile, you may find it useful to explore the company’s metrics on ValueRay, where the platform aggregates real-time fundamentals and analyst sentiment to help you form a more informed view.
CTRN Stock Overview
| Market Cap in USD | 290m |
| Sub-Industry | Apparel Retail |
| IPO / Inception | 2005-05-18 |
CTRN Stock Ratings
| Growth Rating | 50.9% |
| Fundamental | 30.8% |
| Dividend Rating | 10.6% |
| Return 12m vs S&P 500 | 73.5% |
| Analyst Rating | 5.0 of 5 |
CTRN Dividends
Currently no dividends paidCTRN Growth Ratios
| Growth Correlation 3m | 38.7% |
| Growth Correlation 12m | 79.9% |
| Growth Correlation 5y | -53.4% |
| CAGR 5y | 22.74% |
| CAGR/Max DD 3y (Calmar Ratio) | 0.38 |
| CAGR/Mean DD 3y (Pain Ratio) | 0.77 |
| Sharpe Ratio 12m | 0.97 |
| Alpha | 68.73 |
| Beta | 2.195 |
| Volatility | 47.62% |
| Current Volume | 144.4k |
| Average Volume 20d | 65.8k |
| Stop Loss | 37.3 (-4.7%) |
| Signal | -0.14 |
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income (-16.6m TTM) > 0 and > 6% of Revenue (6% = 47.0m TTM) |
| FCFTA -0.02 (>2.0%) and ΔFCFTA -0.61pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 2.79% (prev 3.91%; Δ -1.12pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.01 (>3.0%) and CFO 3.03m > Net Income -16.6m (YES >=105%, WARN >=100%) |
| Net Debt (167.1m) to EBITDA (16.4m) ratio: 10.18 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.13 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (8.31m) change vs 12m ago -0.28% (target <= -2.0% for YES) |
| Gross Margin 38.61% (prev 35.02%; Δ 3.59pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 162.4% (prev 149.5%; Δ 12.87pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio -5.42 (EBITDA TTM 16.4m / Interest Expense TTM 324.0k) >= 6 (WARN >= 3) |
Altman Z'' 3.14
| (A) 0.05 = (Total Current Assets 189.2m - Total Current Liabilities 167.4m) / Total Assets 457.4m |
| (B) 0.61 = Retained Earnings (Balance) 280.6m / Total Assets 457.4m |
| (C) -0.00 = EBIT TTM -1.76m / Avg Total Assets 482.1m |
| (D) 0.82 = Book Value of Equity 280.8m / Total Liabilities 344.2m |
| Total Rating: 3.14 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 30.79
| 1. Piotroski 3.50pt = -1.50 |
| 2. FCF Yield -2.02% = -1.01 |
| 3. FCF Margin -1.18% = -0.44 |
| 4. Debt/Equity 1.92 = 0.89 |
| 5. Debt/Ebitda 10.18 = -2.50 |
| 6. ROIC - WACC (= -9.59)% = -11.98 |
| 7. RoE -14.31% = -2.38 |
| 8. Rev. Trend 11.00% = 0.83 |
| 9. EPS Trend -22.12% = -1.11 |
What is the price of CTRN shares?
Over the past week, the price has changed by +10.40%, over one month by +23.61%, over three months by +28.60% and over the past year by +99.19%.
Is Citi Trends a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CTRN is around 37.43 USD . This means that CTRN is currently overvalued and has a potential downside of -4.42%.
Is CTRN a buy, sell or hold?
- Strong Buy: 2
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the CTRN price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 48 | 22.6% |
| Analysts Target Price | 48 | 22.6% |
| ValueRay Target Price | 41.6 | 6.2% |
CTRN Fundamental Data Overview October 24, 2025
P/E Forward = 3.8066
P/S = 0.3706
P/B = 2.3449
P/EG = 1.08
Beta = 2.195
Revenue TTM = 782.7m USD
EBIT TTM = -1.76m USD
EBITDA TTM = 16.4m USD
Long Term Debt = 217.5m USD (from capitalLeaseObligations, last quarter)
Short Term Debt = 43.3m USD (from shortTermDebt, last quarter)
Debt = 217.5m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 167.1m USD (from netDebt column, last quarter)
Enterprise Value = 457.1m USD (290.0m + Debt 217.5m - CCE 50.4m)
Interest Coverage Ratio = -5.42 (Ebit TTM -1.76m / Interest Expense TTM 324.0k)
FCF Yield = -2.02% (FCF TTM -9.23m / Enterprise Value 457.1m)
FCF Margin = -1.18% (FCF TTM -9.23m / Revenue TTM 782.7m)
Net Margin = -2.13% (Net Income TTM -16.6m / Revenue TTM 782.7m)
Gross Margin = 38.61% ((Revenue TTM 782.7m - Cost of Revenue TTM 480.5m) / Revenue TTM)
Gross Margin QoQ = 37.60% (prev 37.40%)
Tobins Q-Ratio = 1.00 (Enterprise Value 457.1m / Total Assets 457.4m)
Interest Expense / Debt = 0.04% (Interest Expense 88.0k / Debt 217.5m)
Taxrate = 0.0% (0.0 / 3.82m)
NOPAT = -1.76m (EBIT -1.76m * (1 - 0.00%)) [loss with tax shield]
Current Ratio = 1.13 (Total Current Assets 189.2m / Total Current Liabilities 167.4m)
Debt / Equity = 1.92 (Debt 217.5m / totalStockholderEquity, last quarter 113.2m)
Debt / EBITDA = 10.18 (Net Debt 167.1m / EBITDA 16.4m)
Debt / FCF = -18.11 (negative FCF - burning cash) (Net Debt 167.1m / FCF TTM -9.23m)
Total Stockholder Equity = 116.3m (last 4 quarters mean from totalStockholderEquity)
RoA = -3.64% (Net Income -16.6m / Total Assets 457.4m)
RoE = -14.31% (Net Income TTM -16.6m / Total Stockholder Equity 116.3m)
RoCE = -0.53% (EBIT -1.76m / Capital Employed (Equity 116.3m + L.T.Debt 217.5m))
RoIC = -1.51% (negative operating profit) (NOPAT -1.76m / Invested Capital 116.3m)
WACC = 8.08% (E(290.0m)/V(507.5m) * Re(14.10%) + D(217.5m)/V(507.5m) * Rd(0.04%) * (1-Tc(0.0)))
Discount Rate = 14.10% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 0.46%
Fair Price DCF = unknown (Cash Flow -9.23m)
EPS Correlation: -22.12 | EPS CAGR: -11.84% | SUE: 0.97 | # QB: 1
Revenue Correlation: 11.00 | Revenue CAGR: -0.30% | SUE: 0.57 | # QB: 0
Additional Sources for CTRN Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle