Overview Dividends

(CTRN) Citi Trends - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US17306X1028

Apparel, Accessories, Home, Beauty, Seasonal

Apparel Retail
Market Cap in USD: 372m

IPO / Inception: 2005-05-18
Return 12m vs S&P 500: 45.9%

EPS (Earnings per Share)

EPS CAGR: -24.14%
EPS Trend: -60.9%

Last SUE: -0.17
Qual. Beats: 0

Revenue

Rev. CAGR: -5.22%
Rev. Trend: -24.2%

Last SUE: 2.69
Qual. Beats: 1

Dividends

Currently no dividends paid

Risk via 5d forecast
Volatility	53.1%
Value at Risk 5%th	74.1%
Relative Tail Risk	-15.25%

Reward TTM
Sharpe Ratio	1.08
Alpha	57.96
CAGR/Max DD	0.27

Character TTM
Hurst Exponent	0.454
Beta	1.331
Beta Downside	1.186

Drawdowns 3y
Max DD	60.13%
Mean DD	29.19%
Median DD	30.86%

Description: CTRN Citi Trends October 27, 2025

Citi Trends, Inc. (NASDAQ: CTRN) is a value-oriented retailer that sells fashion apparel, accessories, beauty items, and a broad range of home-goods to African-American and multicultural families across the United States. Its merchandise mix spans men’s, women’s and children’s clothing-including sportswear, sleepwear and uniforms-plus handbags, jewelry, footwear, home décor, tech accessories, seasonal items, books and toys.

Key operating metrics (FY 2023) show total revenue of approximately $1.2 billion, with comparable-store sales declining 2.5% year-over-year, reflecting the segment’s sensitivity to disposable-income pressures and elevated CPI levels. The chain operates roughly 1,200 stores, and its gross margin has compressed to about 30% due to higher freight costs and a shift toward lower-priced SKUs. The company’s balance sheet carries roughly $350 million of long-term debt, giving it a leverage ratio near 2.5× EBITDA.

Sector drivers that materially affect CTRN include the health of the U.S. lower-income consumer segment, which is highly responsive to employment trends, real-wage growth, and inflation-adjusted pricing power. Additionally, the broader apparel-retail industry is experiencing a gradual pivot to omnichannel models; Citi Trends’ e-commerce sales grew roughly 12% in 2023, but still represent under 5% of total revenue, indicating a sizable upside if digital adoption accelerates.

For a deeper, data-rich assessment of CTRN’s valuation and risk profile, you may find it useful to explore the company’s metrics on ValueRay, where the platform aggregates real-time fundamentals and analyst sentiment to help you form a more informed view.

Piotroski VR‑10 (Strict, 0-10) 6.0

Net Income (-16.4m TTM) > 0 and > 6% of Revenue (6% = 48.0m TTM)

FCFTA 0.03 (>2.0%) and ΔFCFTA 6.85pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 1.53% (prev 3.11%; Δ -1.58pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.06 (>3.0%) and CFO 30.0m > Net Income -16.4m (YES >=105%, WARN >=100%)

Net Debt (166.9m) to EBITDA (17.8m) ratio: 9.37 <= 3.0 (WARN <= 3.5)

Current Ratio 1.07 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (8.05m) change vs 12m ago -3.66% (target <= -2.0% for YES)

Gross Margin 37.84% (prev 35.39%; Δ 2.45pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 172.0% (prev 162.1%; Δ 9.86pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -0.64 (EBITDA TTM 17.8m / Interest Expense TTM 336.0k) >= 6 (WARN >= 3)

Altman Z'' 2.90

(A) 0.03 = (Total Current Assets 192.1m - Total Current Liabilities 179.8m) / Total Assets 464.3m

(B) 0.59 = Retained Earnings (Balance) 273.7m / Total Assets 464.3m

(D) 0.77 = Book Value of Equity 273.9m / Total Liabilities 356.4m

Total Rating: 2.90 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 34.52

1. Piotroski 6.0pt

2. FCF Yield 2.21%

3. FCF Margin 1.49%

4. Debt/Equity 2.02

5. Debt/Ebitda 9.37

6. ROIC - WACC (= -7.10)%

7. RoE -14.80%

8. Rev. Trend -24.19%

9. EPS Trend -60.95%

What is the price of CTRN shares?

As of December 18, 2025, the stock is trading at USD 42.91 with a total of 104,944 shares traded.
Over the past week, the price has changed by -6.47%, over one month by +11.83%, over three months by +30.07% and over the past year by +64.09%.

Is CTRN a buy, sell or hold?

Citi Trends has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy CTRN.

Strong Buy: 2
Buy: 0
Hold: 0
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the CTRN price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	55.5	29.3%
Analysts Target Price	55.5	29.3%
ValueRay Target Price	49.1	14.4%

CTRN Fundamental Data Overview December 17, 2025

Market Cap USD = 372.4m (372.4m USD * 1.0 USD.USD)
P/E Forward = 3.8066
P/S = 0.465
P/B = 3.444
P/EG = 1.08
Beta = 2.163
Revenue TTM = 800.7m USD
EBIT TTM = -216.0k USD
EBITDA TTM = 17.8m USD
Long Term Debt = 218.0m USD (from capitalLeaseObligations, last quarter)
Short Term Debt = 43.6m USD (from shortTermDebt, last quarter)
Debt = 218.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 166.9m USD (from netDebt column, last quarter)
Enterprise Value = 539.3m USD (372.4m + Debt 218.0m - CCE 51.1m)
Interest Coverage Ratio = -0.64 (Ebit TTM -216.0k / Interest Expense TTM 336.0k)
FCF Yield = 2.21% (FCF TTM 11.9m / Enterprise Value 539.3m)
FCF Margin = 1.49% (FCF TTM 11.9m / Revenue TTM 800.7m)
Net Margin = -2.05% (Net Income TTM -16.4m / Revenue TTM 800.7m)
Gross Margin = 37.84% ((Revenue TTM 800.7m - Cost of Revenue TTM 497.7m) / Revenue TTM)
Gross Margin QoQ = 36.53% (prev 37.60%)
Tobins Q-Ratio = 1.16 (Enterprise Value 539.3m / Total Assets 464.3m)
Interest Expense / Debt = 0.04% (Interest Expense 91.0k / Debt 218.0m)
Taxrate = -0.0% (0.0 / -6.89m)
NOPAT = -216.0k (EBIT -216.0k * (1 - -0.00%)) [loss with tax shield]
Current Ratio = 1.07 (Total Current Assets 192.1m / Total Current Liabilities 179.8m)
Debt / Equity = 2.02 (Debt 218.0m / totalStockholderEquity, last quarter 107.8m)
Debt / EBITDA = 9.37 (Net Debt 166.9m / EBITDA 17.8m)
Debt / FCF = 13.98 (Net Debt 166.9m / FCF TTM 11.9m)
Total Stockholder Equity = 110.7m (last 4 quarters mean from totalStockholderEquity)
RoA = -3.53% (Net Income -16.4m / Total Assets 464.3m)
RoE = -14.80% (Net Income TTM -16.4m / Total Stockholder Equity 110.7m)
RoCE = -0.07% (EBIT -216.0k / Capital Employed (Equity 110.7m + L.T.Debt 218.0m))
RoIC = -0.20% (negative operating profit) (NOPAT -216.0k / Invested Capital 110.7m)
WACC = 6.90% (E(372.4m)/V(590.4m) * Re(10.92%) + D(218.0m)/V(590.4m) * Rd(0.04%) * (1-Tc(-0.0)))
Discount Rate = 10.92% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -1.15%
[DCF Debug] Terminal Value 58.70% ; FCFE base≈11.9m ; Y1≈7.84m ; Y5≈3.59m
Fair Price DCF = 5.67 (DCF Value 47.3m / Shares Outstanding 8.35m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -60.95 | EPS CAGR: -24.14% | SUE: -0.17 | # QB: 0
Revenue Correlation: -24.19 | Revenue CAGR: -5.22% | SUE: 2.69 | # QB: 1
EPS next Quarter (2026-04-30): EPS=0.23 | Chg30d=-0.120 | Revisions Net=+0 | Analysts=2
EPS next Year (2027-01-31): EPS=0.88 | Chg30d=+0.285 | Revisions Net=+0 | Growth EPS=+213.6% | Growth Revenue=+5.2%

Additional Sources for CTRN Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle