(CTRN) Citi Trends - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US17306X1028

Apparel, Accessories, Home, Beauty, Seasonal

Dividends

Currently no dividends paid
Risk via 10d forecast
Volatility 48.8%
Value at Risk 5%th 68.2%
Relative Tail Risk -15.03%
Reward TTM
Sharpe Ratio 1.16
Alpha 73.37
CAGR/Max DD 0.26
Character TTM
Hurst Exponent 0.428
Beta 1.371
Beta Downside 1.157
Drawdowns 3y
Max DD 60.13%
Mean DD 29.29%
Median DD 30.86%

Description: CTRN Citi Trends October 27, 2025

Citi Trends, Inc. (NASDAQ: CTRN) is a value-oriented retailer that sells fashion apparel, accessories, beauty items, and a broad range of home-goods to African-American and multicultural families across the United States. Its merchandise mix spans men’s, women’s and children’s clothing-including sportswear, sleepwear and uniforms-plus handbags, jewelry, footwear, home décor, tech accessories, seasonal items, books and toys.

Key operating metrics (FY 2023) show total revenue of approximately $1.2 billion, with comparable-store sales declining 2.5% year-over-year, reflecting the segment’s sensitivity to disposable-income pressures and elevated CPI levels. The chain operates roughly 1,200 stores, and its gross margin has compressed to about 30% due to higher freight costs and a shift toward lower-priced SKUs. The company’s balance sheet carries roughly $350 million of long-term debt, giving it a leverage ratio near 2.5× EBITDA.

Sector drivers that materially affect CTRN include the health of the U.S. lower-income consumer segment, which is highly responsive to employment trends, real-wage growth, and inflation-adjusted pricing power. Additionally, the broader apparel-retail industry is experiencing a gradual pivot to omnichannel models; Citi Trends’ e-commerce sales grew roughly 12% in 2023, but still represent under 5% of total revenue, indicating a sizable upside if digital adoption accelerates.

For a deeper, data-rich assessment of CTRN’s valuation and risk profile, you may find it useful to explore the company’s metrics on ValueRay, where the platform aggregates real-time fundamentals and analyst sentiment to help you form a more informed view.

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income (-16.4m TTM) > 0 and > 6% of Revenue (6% = 48.0m TTM)
FCFTA -0.02 (>2.0%) and ΔFCFTA -0.46pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 1.53% (prev 3.11%; Δ -1.58pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.01 (>3.0%) and CFO 3.03m > Net Income -16.4m (YES >=105%, WARN >=100%)
Net Debt (166.9m) to EBITDA (17.8m) ratio: 9.37 <= 3.0 (WARN <= 3.5)
Current Ratio 1.07 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (8.05m) change vs 12m ago -3.66% (target <= -2.0% for YES)
Gross Margin 37.84% (prev 35.39%; Δ 2.45pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 172.0% (prev 162.1%; Δ 9.86pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio -0.64 (EBITDA TTM 17.8m / Interest Expense TTM 336.0k) >= 6 (WARN >= 3)

Altman Z'' 2.92

(A) 0.03 = (Total Current Assets 192.1m - Total Current Liabilities 179.8m) / Total Assets 464.3m
(B) 0.59 = Retained Earnings (Balance) 275.9m / Total Assets 464.3m
(C) -0.00 = EBIT TTM -216.0k / Avg Total Assets 465.7m
(D) 0.77 = Book Value of Equity 276.1m / Total Liabilities 356.4m
Total Rating: 2.92 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 29.54

1. Piotroski 4.0pt
2. FCF Yield -1.69%
3. FCF Margin -1.15%
4. Debt/Equity 2.02
5. Debt/Ebitda 9.37
6. ROIC - WACC (= -7.28)%
7. RoE -14.80%
8. Rev. Trend -24.19%
9. EPS Trend -60.95%

What is the price of CTRN shares?

As of December 08, 2025, the stock is trading at USD 45.76 with a total of 87,647 shares traded.
Over the past week, the price has changed by +3.83%, over one month by +18.24%, over three months by +20.99% and over the past year by +87.93%.

Is CTRN a buy, sell or hold?

Citi Trends has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy CTRN.
  • Strong Buy: 2
  • Buy: 0
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the CTRN price?

Issuer Target Up/Down from current
Wallstreet Target Price 55.5 21.3%
Analysts Target Price 55.5 21.3%
ValueRay Target Price 53.5 16.9%

CTRN Fundamental Data Overview December 07, 2025

Market Cap USD = 380.1m (380.1m USD * 1.0 USD.USD)
P/E Forward = 3.8066
P/S = 0.4747
P/B = 3.3746
P/EG = 1.08
Beta = 2.163
Revenue TTM = 800.7m USD
EBIT TTM = -216.0k USD
EBITDA TTM = 17.8m USD
Long Term Debt = 220.4m USD (from capitalLeaseObligations, last fiscal year)
Short Term Debt = 43.6m USD (from shortTermDebt, last quarter)
Debt = 218.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 166.9m USD (from netDebt column, last quarter)
Enterprise Value = 547.0m USD (380.1m + Debt 218.0m - CCE 51.1m)
Interest Coverage Ratio = -0.64 (Ebit TTM -216.0k / Interest Expense TTM 336.0k)
FCF Yield = -1.69% (FCF TTM -9.23m / Enterprise Value 547.0m)
FCF Margin = -1.15% (FCF TTM -9.23m / Revenue TTM 800.7m)
Net Margin = -2.05% (Net Income TTM -16.4m / Revenue TTM 800.7m)
Gross Margin = 37.84% ((Revenue TTM 800.7m - Cost of Revenue TTM 497.7m) / Revenue TTM)
Gross Margin QoQ = 36.53% (prev 37.60%)
Tobins Q-Ratio = 1.18 (Enterprise Value 547.0m / Total Assets 464.3m)
Interest Expense / Debt = 0.04% (Interest Expense 91.0k / Debt 218.0m)
Taxrate = -15.63% (negative due to tax credits) (5.84m / -37.3m)
NOPAT = -249.8k (EBIT -216.0k * (1 - -15.63%)) [loss with tax shield] [negative tax rate / tax credits]
Current Ratio = 1.07 (Total Current Assets 192.1m / Total Current Liabilities 179.8m)
Debt / Equity = 2.02 (Debt 218.0m / totalStockholderEquity, last quarter 107.8m)
Debt / EBITDA = 9.37 (Net Debt 166.9m / EBITDA 17.8m)
Debt / FCF = -18.09 (negative FCF - burning cash) (Net Debt 166.9m / FCF TTM -9.23m)
Total Stockholder Equity = 110.7m (last 4 quarters mean from totalStockholderEquity)
RoA = -3.53% (Net Income -16.4m / Total Assets 464.3m)
RoE = -14.80% (Net Income TTM -16.4m / Total Stockholder Equity 110.7m)
RoCE = -0.07% (EBIT -216.0k / Capital Employed (Equity 110.7m + L.T.Debt 220.4m))
RoIC = -0.22% (negative operating profit) (NOPAT -249.8k / Invested Capital 111.7m)
WACC = 7.05% (E(380.1m)/V(598.1m) * Re(11.07%) + D(218.0m)/V(598.1m) * Rd(0.04%) * (1-Tc(-0.16)))
Discount Rate = 11.07% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 0.0 | Cagr: 0.0%
Fair Price DCF = unknown (Cash Flow -9.23m)
EPS Correlation: -60.95 | EPS CAGR: -24.14% | SUE: -0.17 | # QB: 0
Revenue Correlation: -24.19 | Revenue CAGR: -5.22% | SUE: 2.69 | # QB: 1
EPS next Quarter (2026-04-30): EPS=0.23 | Chg30d=-0.120 | Revisions Net=+0 | Analysts=2
EPS next Year (2027-01-31): EPS=0.88 | Chg30d=+0.285 | Revisions Net=+0 | Growth EPS=+213.6% | Growth Revenue=+5.2%

Additional Sources for CTRN Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle