CTRN Stock Analysis: Citi Trends | NASDAQ
Apparel Retail | NASDAQ, USA | Market Cap: 552m USD | 12M Return: 77.5% | US17306X1028 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 11.0M
Qual. Beats: 0
Rev. Trend: 92.3%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Citi Trends, Inc. (CTRN) is a U.S. value retailer of apparel, accessories, and home goods headquartered in Savannah, Georgia. Founded in 1946 as Allied Fashion, the company adopted its current name in 2001 and trades on NASDAQ as a small-cap stock within the Apparel Retail sub-industry of Consumer Discretionary.
The company serves a broad demographic range, offering apparel for women (juniors, missy, and plus size), men (including big & tall), and children (boys up to size 20, girls up to size 16, plus newborns, infants, and toddlers), as well as childrens uniforms and scrubs. Beyond apparel, Citi Trends sells accessories such as handbags, luggage, hats, belts, sunglasses, jewelry, and watches; underwear, socks, beauty, and fragrance products; home goods for bedroom, bathroom, and kitchen; and footwear for men, women, and children. Its merchandise mix also extends to books, food, tech, team sports products, toys, and seasonal items.
As a value retailer in the apparel sector, Citi Trends targets price-sensitive consumers by offering brand-name and private-label merchandise at lower price points, typically through a treasure-hunt shopping format with frequently refreshed inventory. Apparel retailers in this segment tend to be cyclical, with sales closely tied to discretionary consumer spending and macroeconomic conditions affecting lower- and middle-income households.
- Lower-income consumer spending trends drive comparable store sales
- Tariffs on Asian imports pressure merchandise gross margins
- Store closure program improves profitability and fleet productivity
| Net Income: 7.34m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 7.17 > 1.0 |
| NWC/Revenue: -9.57% < 20% (prev 2.79%; Δ -12.36% < -1%) |
| CFO/TA 0.11 > 3% & CFO 52.8m > Net Income 7.34m |
| Net Debt (351.0m) to EBITDA (27.3m): 12.87 < 3 |
| Current Ratio: 0.71 > 1.5 & < 3 |
| Outstanding Shares: last quarter (8.48m) vs 12m ago 2.04% < -2% |
| Gross Margin: 39.22% > 18% (prev 39.18%; Δ 0.04% > 0.5%) |
| Asset Turnover: 184.2% > 50% (prev 171.1%; Δ 13.12% > 0%) |
| Interest Coverage Ratio: 20.29 > 6 (EBIT TTM 7.16m / Interest Expense TTM 353k) |
| A: -0.17 (Total Current Assets 203.3m - Total Current Liabilities 286.6m) / Total Assets 487.0m |
| B: 0.59 (Retained Earnings 287.9m / Total Assets 487.0m) |
| C: 0.02 (EBIT TTM 7.16m / Avg Total Assets 472.2m) |
| D: 0.34 (Book Value of Equity 124.6m / Total Liabilities 362.4m) |
| Altman-Z'' = 1.27 = BB |
As of September 18, 2026, the stock is trading at USD 58.55 with a total of 165,490 shares traded. Over the past week, the price has changed by -8.46%, over one month by -19.43%, over three months by +3.01% and over the past year by +77.48%.
Current recommended Stop Loss: 51.80 (which is 11.5% or 2 ATR below the current price).
Citi Trends has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy CTRN.
- StrongBuy: 2
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 91 | 55.4% |
P/E Trailing = 81.7407
P/E Forward = 3.643
P/S = 0.6347
P/B = 4.7267
P/EG = 2.8531
Revenue TTM = 870.0m USD
EBIT TTM = 7.16m USD
EBITDA TTM = 27.3m USD
Long Term Debt = unknown (0.0)
Short Term Debt = 180.4m USD (from shortTermDebt, last quarter)
Debt = 406.8m USD (from shortLongTermDebtTotal, last quarter) + Leases 226.5m
Net Debt = 351.0m USD (calculated: Debt 406.8m - CCE 55.9m)
Enterprise Value = 903.1m USD (552.2m + Debt 406.8m - CCE 55.9m)
Interest Coverage Ratio = 20.29 (Ebit TTM 7.16m / Interest Expense TTM 353k)
EV/FCF = 31.42x (Enterprise Value 903.1m / FCF TTM 28.7m)
FCF Yield = 3.18% (FCF TTM 28.7m / Enterprise Value 903.1m)
FCF Margin = 3.30% (FCF TTM 28.7m / Revenue TTM 870.0m)
Net Margin = 0.84% (Net Income TTM 7.34m / Revenue TTM 870.0m)
Gross Margin = 39.22% ((Revenue TTM 870.0m - Cost of Revenue TTM 528.7m) / Revenue TTM)
Gross Margin QoQ = 38.01% (prev 39.95%)
Tobins Q-Ratio = 1.85 (Enterprise Value 903.1m / Total Assets 487.0m)
Interest Expense / Debt = 0.09% (Interest Expense 353k / Debt 406.8m)
Taxrate = 5.38% (296k / 5.50m)
NOPAT = 6.78m (EBIT 7.16m * (1 - 5.38%))
Current Ratio = 0.71 (Total Current Assets 203.3m / Total Current Liabilities 286.6m)
Debt / Equity = 3.26 (Debt 406.8m / totalStockholderEquity, last quarter 124.6m)
Debt / EBITDA = 12.87 (Net Debt 351.0m / EBITDA 27.3m)
Debt / FCF = 12.21 (Net Debt 351.0m / FCF TTM 28.7m)
Total Stockholder Equity = 118.5m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.55% (Net Income 7.34m / Total Assets 487.0m)
RoE = 6.19% (Net Income TTM 7.34m / Total Stockholder Equity 118.5m)
RoCE = 6.04% (EBIT 7.16m / Capital Employed (Equity 118.5m + L.T.Debt 0.0))
RoIC = 2.01% (NOPAT 6.78m / Invested Capital 337.3m)
WACC = 6.95% (E(552.2m)/V(959.0m) * Re(12.01%) + D(406.8m)/V(959.0m) * Rd(0.09%) * (1-Tc(0.05)))
Discount Rate = 12.01% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 37.23 | Cagr: 1.23%
[DCF] Terminal Value 75.44% ; FCFF base≈28.7m ; Y1≈28.9m ; Y5≈30.6m
[DCF] Fair Price = 14.93 (EV 475.5m - Net Debt 351.0m = Equity 124.5m / Shares 8.34m; r=8.35% [WACC [floored]]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.42 | # QB: 0
Revenue Correlation: 92.29 | Revenue CAGR: 5.56% | SUE: 0.60 | # QB: 0
EPS current Quarter (2026-10-31): EPS=-0.34 | Chg30d=-8.06% | Revisions=-40% | Analysts=2
EPS current Year (2027-01-31): EPS=1.93 | Chg30d=+22.93% | Revisions=+40% | GrowthEPS=+391.8% | GrowthRev=+10.9%
EPS next Year (2028-01-31): EPS=2.81 | Chg30d=+18.11% | Revisions=+40% | GrowthEPS=+45.3% | GrowthRev=+8.7%
[Analyst] Revisions Ratio: +22% (up=4, down=2)