(ECPG) Encore Capital - Ratings and Ratios

Encore Capital Group, Inc. (NASDAQ:ECPG), a global leader in specialty finance, specializes in debt recovery and consumer finance solutions. The company purchases and manages portfolios of defaulted consumer receivables, working directly with individuals to facilitate repayment and financial recovery. Its services extend to early-stage collections, business process outsourcing, and contingent collection services. Additionally, Encore provides debt servicing, portfolio management, and credit management solutions for credit originators dealing with non-performing loans. Founded in 1999 and headquartered in San Diego, California, the company operates across multiple regions, leveraging advanced data analytics and technology to optimize recovery processes and improve consumer outcomes. Encore Capital Group is recognized for its scalable platform and expertise in navigating complex regulatory environments worldwide.

From a financial perspective, Encore Capital Group, Inc. currently holds a market capitalization of $835.93 million USD. The stock trades at a forward P/E ratio of 5.54, indicating potential undervaluation relative to future earnings expectations. The price-to-book (P/B) ratio of 1.09 suggests that the stock is trading near its book value. The price-to-sales (P/S) ratio of 0.63 reflects a relatively low valuation compared to its revenue. However, the return on equity (RoE) stands at -14.82%, indicating profitability challenges. On the technical side, the stocks price of $35.50 is above its 20-day and 50-day simple moving averages (SMA) of $32.05 and $34.52, respectively, but below its 200-day SMA of $44.70. The average true range (ATR) of 1.89 signals moderate volatility.

Based on and , Encore Capital Group, Inc. (NASDAQ:ECPG) is trading in a range-bound pattern with potential upside driven by its low forward P/E ratio of 5.54. However, the negative RoE of -14.82% and the stocks position below its 200-day SMA of $44.70 suggest short-term challenges. The average volume of 289,393 shares indicates moderate liquidity, while the ATR of 1.89 reflects manageable risk. Overall, the stock may offer value for long-term investors despite near-term headwinds.