(EEFT) Euronet Worldwide - Overview
Sector: Technology | Industry: Software - Infrastructure | Exchange: NASDAQ (USA) | Market Cap: 2.637m USD | Total Return: -39.2% in 12m
Avg Turnover: 47.0M
EPS Trend: 98.3%
Qual. Beats: 1
Rev. Trend: 99.8%
Qual. Beats: 1
Warnings
Choppy Below Avwap Earnings
Tailwinds
No distinct edge detected
Euronet Worldwide, Inc. (EEFT) is a global provider of financial technology and transaction processing services. The company operates through three primary business segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. Its infrastructure supports a wide range of services including ATM management, point-of-sale (POS) processing, prepaid mobile airtime distribution, and international consumer-to-consumer remittances via brands such as Ria and Xe.
The company functions within the Data Processing & Outsourced Services sub-industry, a sector characterized by high barriers to entry due to the regulatory compliance and complex technical integrations required for cross-border capital movement. Euronet’s business model relies on transaction-based fees and currency conversion spreads, benefiting from the ongoing global transition from physical cash to digital and electronic payment methods.
For a deeper dive into the companys valuation metrics and historical performance, you may want to consult ValueRay. Euronet maintains a geographically diverse footprint, operating across Europe, the Middle East, Africa, the Asia-Pacific, and the Americas to mitigate regional economic volatility.
- Cross-border travel recovery drives dynamic currency conversion and ATM transaction volume
- Expansion of independent ATM networks in high-growth emerging markets boosts margins
- Digital money transfer competition pressures pricing power and Ria segment market share
- European and Indian regulatory shifts impact ATM interchange fees and processing revenue
- Strategic acquisitions in digital payments and fintech integration accelerate non-cash revenue growth
| Net Income: 308.6m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.04 > 0.02 and ΔFCF/TA -5.37 > 1.0 |
| NWC/Revenue: 20.81% < 20% (prev 38.67%; Δ -17.85% < -1%) |
| CFO/TA 0.07 > 3% & CFO 412.6m > Net Income 308.6m |
| Net Debt (720.1m) to EBITDA (686.0m): 1.05 < 3 |
| Current Ratio: 1.28 > 1.5 & < 3 |
| Outstanding Shares: last quarter (47.0m) vs 12m ago 1.62% < -2% |
| Gross Margin: 36.03% > 18% (prev 28.07%; Δ 7.96% > 0.5%) |
| Asset Turnover: 70.09% > 50% (prev 66.88%; Δ 3.21% > 0%) |
| Interest Coverage Ratio: 6.82 > 6 (EBIT TTM 539.8m / Interest Expense TTM 79.2m) |
| A: 0.14 (Total Current Assets 4.16b - Total Current Liabilities 3.26b) / Total Assets 6.33b |
| B: 0.36 (Retained Earnings 2.28b / Total Assets 6.33b) |
| C: 0.09 (EBIT TTM 539.8m / Avg Total Assets 6.19b) |
| D: 0.24 (Book Value of Equity 1.21b / Total Liabilities 5.11b) |
| Altman-Z'' = 2.95 = A |
| DSRI: 0.88 (Receivables 310.7m/330.5m, Revenue 4.34b/4.05b) |
| GMI: 0.78 (GM 28.07% / 36.03%) |
| AQI: 1.13 (AQ_t 0.26 / AQ_t-1 0.23) |
| SGI: 1.07 (Revenue 4.34b / 4.05b) |
| TATA: -0.02 (NI 308.6m - CFO 412.6m) / TA 6.33b) |
| Beneish M = -3.20 (Cap -4..+1) = AA |
As of June 07, 2026, the stock is trading at USD 66.74 with a total of 805,174 shares traded.
Over the past week, the price has changed by -7.92%,
over one month by -5.21%,
over three months by -10.08% and
over the past year by -39.18%.
Euronet Worldwide has received a consensus analysts rating of 4.30. Therefore, it is recommended to buy EEFT.
- StrongBuy: 6
- Buy: 1
- Hold: 3
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 88.6 | 32.7% |
P/E Trailing = 10.1569
P/E Forward = 6.3857
P/S = 0.6076
P/B = 2.1772
P/EG = 0.4911
Revenue TTM = 4.34b USD
EBIT TTM = 539.8m USD
EBITDA TTM = 686.0m USD
Long Term Debt = 1.58b USD (from longTermDebt, last quarter)
Short Term Debt = 1.03b USD (from shortTermDebt, last quarter)
Debt = 2.85b USD (from shortLongTermDebtTotal, last quarter) + Leases 149.8m
Net Debt = 720.1m USD (calculated: Debt 2.85b - CCE 2.13b)
Enterprise Value = 3.36b USD (2.64b + Debt 2.85b - CCE 2.13b)
Interest Coverage Ratio = 6.82 (Ebit TTM 539.8m / Interest Expense TTM 79.2m)
EV/FCF = 11.91x (Enterprise Value 3.36b / FCF TTM 281.8m)
FCF Yield = 8.39% (FCF TTM 281.8m / Enterprise Value 3.36b)
FCF Margin = 6.49% (FCF TTM 281.8m / Revenue TTM 4.34b)
Net Margin = 7.11% (Net Income TTM 308.6m / Revenue TTM 4.34b)
Gross Margin = 36.03% ((Revenue TTM 4.34b - Cost of Revenue TTM 2.78b) / Revenue TTM)
Gross Margin QoQ = 16.27% (prev 40.01%)
Tobins Q-Ratio = 0.53 (Enterprise Value 3.36b / Total Assets 6.33b)
Interest Expense / Debt = 2.77% (Interest Expense 79.2m / Debt 2.85b)
Taxrate = 33.50% (157.1m / 469.0m)
NOPAT = 359.0m (EBIT 539.8m * (1 - 33.50%))
Current Ratio = 1.28 (Total Current Assets 4.16b / Total Current Liabilities 3.26b)
Debt / Equity = 2.36 (Debt 2.85b / totalStockholderEquity, last quarter 1.21b)
Debt / EBITDA = 1.05 (Net Debt 720.1m / EBITDA 686.0m)
Debt / FCF = 2.56 (Net Debt 720.1m / FCF TTM 281.8m)
Total Stockholder Equity = 1.28b (last 4 quarters mean from totalStockholderEquity)
RoA = 4.98% (Net Income 308.6m / Total Assets 6.33b)
RoE = 24.04% (Net Income TTM 308.6m / Total Stockholder Equity 1.28b)
RoCE = 18.82% (EBIT 539.8m / Capital Employed (Equity 1.28b + L.T.Debt 1.58b))
RoIC = 9.25% (NOPAT 359.0m / Invested Capital 3.88b)
WACC = 5.53% (E(2.64b)/V(5.49b) * Re(9.51%) + D(2.85b)/V(5.49b) * Rd(2.77%) * (1-Tc(0.33)))
Discount Rate = 9.51% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -46.67 | Cagr: -1.90%
[DCF] Terminal Value 73.10% ; FCFF base≈406.9m ; Y1≈356.8m ; Y5≈288.3m
[DCF] Fair Price = 102.6 (EV 4.63b - Net Debt 720.1m = Equity 3.91b / Shares 38.1m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 98.30 | EPS CAGR: 13.77% | SUE: 1.05 | # QB: 1
Revenue Correlation: 99.79 | Revenue CAGR: 7.78% | SUE: 1.99 | # QB: 1
EPS current Quarter (2026-06-30): EPS=2.99 | Chg30d=-0.80% | Revisions=+9% | Analysts=9
EPS next Quarter (2026-09-30): EPS=3.87 | Chg30d=+0.75% | Revisions=-9% | Analysts=8
EPS current Year (2026-12-31): EPS=10.96 | Chg30d=+1.10% | Revisions=+54% | GrowthEPS=+14.1% | GrowthRev=+7.3%
EPS next Year (2027-12-31): EPS=12.18 | Chg30d=+0.20% | Revisions=+27% | GrowthEPS=+11.1% | GrowthRev=+5.1%
[Analyst] Revisions Ratio: +54%