(ESQ) Esquire Financial Holdings - Ratings and Ratios

Esquire Financial Holdings, Inc. serves as the bank holding company for Esquire Bank, National Association, delivering specialized commercial banking solutions tailored to the legal profession, small businesses, and individual consumers across the United States. The banks product suite includes a range of deposit accounts such as checking, savings, money market, and time deposits, along with certificates of deposit. Their lending portfolio is diverse, offering short-term commercial loans for operational needs, lines of credit, and real estate loans for residential and commercial properties. Additionally, they provide consumer loans for debt consolidation and other personal expenses, along with merchant services and cash management solutions. Esquire Bank also emphasizes online and mobile banking, individual retirement accounts, payment processing, and law firm-specific banking solutions designed to meet the unique needs of legal professionals.

Founded in 2006 and headquartered in Jericho, New York, Esquire Financial Holdings, Inc. has established itself as a key player in the banking sector, particularly within the legal and small business communities. Their strategic focus on niche markets allows them to offer tailored financial solutions that cater to the specific requirements of their clients. This specialized approach has enabled the company to build strong relationships with its target sectors, providing a steady foundation for growth and stability in the competitive banking landscape.

Based on the provided and , Esquire Financial Holdings, Inc. (NASDAQ:ESQ) is currently trading at $87.33, above its 20-day SMA of $81.74 and 50-day SMA of $77.09, indicating a bullish short-term trend. The stock is also above its 200-day SMA of $71.93, suggesting a longer-term uptrend. The ATR of 2.83 reflects moderate volatility. From a fundamental perspective, the companys P/E ratio of 16.29 is in line with industry peers, while the P/B ratio of 2.89 and an ROE of 19.20% highlight strong profitability and shareholder value. The market capitalization of $723.78M underscores its position as a mid-sized regional bank. Considering these factors, the stock is expected to maintain its upward momentum, supported by strong earnings and manageable risk levels.