(ESQ) Esquire Financial Holdings - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US29667J1016

ESQ: Deposit Accounts, Loans, Merchant Services, Cash Management, Online Banking

Esquire Financial Holdings, Inc. serves as the bank holding company for Esquire Bank, National Association, delivering specialized commercial banking solutions tailored to the legal profession, small businesses, and individual consumers across the United States. The banks product suite includes a range of deposit accounts such as checking, savings, money market, and time deposits, along with certificates of deposit. Their lending portfolio is diverse, offering short-term commercial loans for operational needs, lines of credit, and real estate loans for residential and commercial properties. Additionally, they provide consumer loans for debt consolidation and other personal expenses, along with merchant services and cash management solutions. Esquire Bank also emphasizes online and mobile banking, individual retirement accounts, payment processing, and law firm-specific banking solutions designed to meet the unique needs of legal professionals.

Founded in 2006 and headquartered in Jericho, New York, Esquire Financial Holdings, Inc. has established itself as a key player in the banking sector, particularly within the legal and small business communities. Their strategic focus on niche markets allows them to offer tailored financial solutions that cater to the specific requirements of their clients. This specialized approach has enabled the company to build strong relationships with its target sectors, providing a steady foundation for growth and stability in the competitive banking landscape.

Based on the provided and , Esquire Financial Holdings, Inc. (NASDAQ:ESQ) is currently trading at $87.33, above its 20-day SMA of $81.74 and 50-day SMA of $77.09, indicating a bullish short-term trend. The stock is also above its 200-day SMA of $71.93, suggesting a longer-term uptrend. The ATR of 2.83 reflects moderate volatility. From a fundamental perspective, the companys P/E ratio of 16.29 is in line with industry peers, while the P/B ratio of 2.89 and an ROE of 19.20% highlight strong profitability and shareholder value. The market capitalization of $723.78M underscores its position as a mid-sized regional bank. Considering these factors, the stock is expected to maintain its upward momentum, supported by strong earnings and manageable risk levels.

Additional Sources for ESQ Stock

ESQ Stock Overview

Market Cap in USD 724m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2017-06-27

ESQ Stock Ratings

Growth Rating 92.6
Fundamental 32.2
Dividend Rating 61.8
Rel. Strength 46.5
Analysts 3.33/5
Fair Price Momentum 119.24 USD
Fair Price DCF 99.39 USD

ESQ Dividends

Dividend Yield 12m 0.80%
Yield on Cost 5y 3.88%
Annual Growth 5y 28.92%
Payout Consistency 100.0%

ESQ Growth Ratios

Growth Correlation 3m 22.3%
Growth Correlation 12m 88.7%
Growth Correlation 5y 98.1%
CAGR 5y 40.84%
CAGR/Max DD 5y 1.39
Sharpe Ratio 12m 2.35
Alpha 70.03
Beta 0.790
Volatility 29.02%
Current Volume 64.8k
Average Volume 20d 61.8k
What is the price of ESQ stocks?
As of May 09, 2025, the stock is trading at USD 89.26 with a total of 64,772 shares traded.
Over the past week, the price has changed by +6.98%, over one month by +18.63%, over three months by +5.86% and over the past year by +79.33%.
Is Esquire Financial Holdings a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Esquire Financial Holdings is currently (May 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 32.22 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ESQ as of May 2025 is 119.24. This means that ESQ is currently undervalued and has a potential upside of +33.59% (Margin of Safety).
Is ESQ a buy, sell or hold?
Esquire Financial Holdings has received a consensus analysts rating of 3.33. Therefor, it is recommend to hold ESQ.
  • Strong Buy: 0
  • Buy: 1
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for ESQ stock price target?
According to ValueRays Forecast Model, ESQ Esquire Financial Holdings will be worth about 131.2 in May 2026. The stock is currently trading at 89.26. This means that the stock has a potential upside of +46.93%.
Issuer Forecast Upside
Wallstreet Target Price 95 6.4%
Analysts Target Price 95 6.4%
ValueRay Target Price 131.2 46.9%