(ESQ) Esquire Financial Holdings - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US29667J1016
ESQ: Deposit Accounts, Loans, Merchant Services, Cash Management, Online Banking
Esquire Financial Holdings, Inc. serves as the bank holding company for Esquire Bank, National Association, delivering specialized commercial banking solutions tailored to the legal profession, small businesses, and individual consumers across the United States. The banks product suite includes a range of deposit accounts such as checking, savings, money market, and time deposits, along with certificates of deposit. Their lending portfolio is diverse, offering short-term commercial loans for operational needs, lines of credit, and real estate loans for residential and commercial properties. Additionally, they provide consumer loans for debt consolidation and other personal expenses, along with merchant services and cash management solutions. Esquire Bank also emphasizes online and mobile banking, individual retirement accounts, payment processing, and law firm-specific banking solutions designed to meet the unique needs of legal professionals.
Founded in 2006 and headquartered in Jericho, New York, Esquire Financial Holdings, Inc. has established itself as a key player in the banking sector, particularly within the legal and small business communities. Their strategic focus on niche markets allows them to offer tailored financial solutions that cater to the specific requirements of their clients. This specialized approach has enabled the company to build strong relationships with its target sectors, providing a steady foundation for growth and stability in the competitive banking landscape.
Additional Sources for ESQ Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
ESQ Stock Overview
Market Cap in USD | 724m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 2017-06-27 |
ESQ Stock Ratings
Growth Rating | 92.6 |
Fundamental | 32.2 |
Dividend Rating | 61.8 |
Rel. Strength | 46.5 |
Analysts | 3.33/5 |
Fair Price Momentum | 119.24 USD |
Fair Price DCF | 99.39 USD |
ESQ Dividends
Dividend Yield 12m | 0.80% |
Yield on Cost 5y | 3.88% |
Annual Growth 5y | 28.92% |
Payout Consistency | 100.0% |
ESQ Growth Ratios
Growth Correlation 3m | 22.3% |
Growth Correlation 12m | 88.7% |
Growth Correlation 5y | 98.1% |
CAGR 5y | 40.84% |
CAGR/Max DD 5y | 1.39 |
Sharpe Ratio 12m | 2.35 |
Alpha | 70.03 |
Beta | 0.790 |
Volatility | 29.02% |
Current Volume | 64.8k |
Average Volume 20d | 61.8k |
As of May 09, 2025, the stock is trading at USD 89.26 with a total of 64,772 shares traded.
Over the past week, the price has changed by +6.98%, over one month by +18.63%, over three months by +5.86% and over the past year by +79.33%.
Neither. Based on ValueRay Fundamental Analyses, Esquire Financial Holdings is currently (May 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 32.22 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ESQ as of May 2025 is 119.24. This means that ESQ is currently undervalued and has a potential upside of +33.59% (Margin of Safety).
Esquire Financial Holdings has received a consensus analysts rating of 3.33. Therefor, it is recommend to hold ESQ.
- Strong Buy: 0
- Buy: 1
- Hold: 2
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, ESQ Esquire Financial Holdings will be worth about 131.2 in May 2026. The stock is currently trading at 89.26. This means that the stock has a potential upside of +46.93%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 95 | 6.4% |
Analysts Target Price | 95 | 6.4% |
ValueRay Target Price | 131.2 | 46.9% |