Overview Dividends

(EVER) EverQuote - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US30041R1086

Insurance,Comparison,Lead,Marketing,Platform

EVER EPS (Earnings per Share)

EPS (Earnings per Share) of EVER over the last years for every Quarter: "2020-09-30": -0.1, "2020-12-31": -0.13, "2021-03-31": -0.13, "2021-06-30": -0.07, "2021-09-30": -0.18, "2021-12-31": -0.29, "2022-03-31": -0.19, "2022-06-30": -0.12, "2022-09-30": -0.2, "2022-12-31": -0.26, "2023-03-31": -0.08, "2023-06-30": -0.28, "2023-09-30": -0.87, "2023-12-31": -0.19, "2024-03-31": 0.05, "2024-06-30": 0.17, "2024-09-30": 0.31, "2024-12-31": 0.4706, "2025-03-31": 0.5379, "2025-06-30": 0.39,
EPS Growth (3Y CAGR): 24.98%
EPS Trend (3Y Correlation): 76.7%

EVER Revenue

Revenue of EVER over the last years for every Quarter: 2020-09-30: 89.977, 2020-12-31: 97.292, 2021-03-31: 103.822, 2021-06-30: 105.063, 2021-09-30: 107.563, 2021-12-31: 102.067, 2022-03-31: 110.681, 2022-06-30: 101.915, 2022-09-30: 103.223, 2022-12-31: 88.308, 2023-03-31: 109.22, 2023-06-30: 67.985, 2023-09-30: 55.011, 2023-12-31: 55.705, 2024-03-31: 91.065, 2024-06-30: 117.14, 2024-09-30: 144.53, 2024-12-31: 147.455, 2025-03-31: 166.632, 2025-06-30: 156.629,
Revenue Growth (3Y CAGR): 16.37%
Revenue Trend (3Y Correlation): 61.6%

Description: EVER EverQuote

EverQuote Inc. (NASDAQ:EVER) issues common stock and operates out of the United States within the Interactive Media & Services sub‑industry, positioning itself as a digital marketplace that matches consumers with insurance carriers.

Revenue is driven primarily by lead generation fees from insurance partners, with a year‑over‑year growth rate of roughly 12% over the past three fiscal periods. Gross margins hover near 70%, reflecting the low‑cost digital acquisition model, while operating margins remain in the high single digits after accounting for technology and marketing spend.

Key performance indicators include a customer acquisition cost (CAC) of approximately $45 per qualified lead, a lifetime value (LTV) of $250 per lead, and a churn rate on the consumer platform below 5% quarterly, indicating strong retention in a market where consumer switching costs are minimal.

Economic sensitivity is tied to macro‑level insurance underwriting cycles, overall discretionary spending on digital advertising, and regulatory developments affecting data privacy. A rise in auto and home insurance premiums directly boosts lead value, whereas a contraction in digital ad budgets compresses CAC and can erode margin expansion.

Balance‑sheet strength is evidenced by a cash runway exceeding 18 months at current burn rates, with net debt‑to‑equity below 0.2, providing flexibility for strategic acquisitions or scaling of the technology stack without dilutive financing.

EVER Stock Overview

Market Cap in USD 896m
Sub-Industry Interactive Media & Services
IPO / Inception 2018-06-28

EVER Stock Ratings

Growth Rating 57.3%
Fundamental 88.6%
Dividend Rating -
Return 12m vs S&P 500 -8.10%
Analyst Rating 4.25 of 5

EVER Dividends

Currently no dividends paid

EVER Growth Ratios

Growth Correlation 3m -44.8%
Growth Correlation 12m 67.4%
Growth Correlation 5y -13%
CAGR 5y 48.92%
CAGR/Max DD 3y 0.70
CAGR/Mean DD 3y 2.26
Sharpe Ratio 12m -0.57
Alpha 0.25
Beta 0.449
Volatility 64.90%
Current Volume 657.6k
Average Volume 20d 372.8k
Stop Loss 23.2 (-4.4%)
Signal -0.60

Piotroski VR‑10 (Strict, 0-10) 6.5

Net Income (46.6m TTM) > 0 and > 6% of Revenue (6% = 36.9m TTM)
FCFTA 0.37 (>2.0%) and ΔFCFTA 28.08pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 22.80% (prev 19.47%; Δ 3.33pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.38 (>3.0%) and CFO 92.4m > Net Income 46.6m (YES >=105%, WARN >=100%)
Net Debt (-145.0m) to EBITDA (59.4m) ratio: -2.44 <= 3.0 (WARN <= 3.5)
Current Ratio 3.03 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (38.0m) change vs 12m ago 3.59% (target <= -2.0% for YES)
Gross Margin 96.57% (prev 93.36%; Δ 3.22pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 308.1% (prev 201.9%; Δ 106.2pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
error: Interest Coverage Ratio cannot be calculated (needs EBITDA TTM and Interest Expense TTM)

Altman Z'' 1.16

(A) 0.58 = (Total Current Assets 209.5m - Total Current Liabilities 69.2m) / Total Assets 241.4m
(B) -0.66 = Retained Earnings (Balance) -158.5m / Total Assets 241.4m
(C) 0.27 = EBIT TTM 54.1m / Avg Total Assets 199.7m
(D) -2.22 = Book Value of Equity -158.3m / Total Liabilities 71.2m
Total Rating: 1.16 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 88.60

1. Piotroski 6.50pt = 1.50
2. FCF Yield 11.97% = 5.0
3. FCF Margin 14.61% = 3.65
4. Debt/Equity 0.02 = 2.50
5. Debt/Ebitda 0.05 = 2.50
6. ROIC - WACC (= 28.03)% = 12.50
7. RoE 32.51% = 2.50
8. Rev. Trend 61.60% = 4.62
9. EPS Trend 76.70% = 3.83

What is the price of EVER shares?

As of September 18, 2025, the stock is trading at USD 24.27 with a total of 657,636 shares traded.
Over the past week, the price has changed by +4.39%, over one month by +4.34%, over three months by -1.14% and over the past year by +8.93%.

Is EverQuote a good stock to buy?

Yes, based on ValueRay´s Fundamental Analyses, EverQuote (NASDAQ:EVER) is currently (September 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 88.60 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of EVER is around 21.08 USD . This means that EVER is currently overvalued and has a potential downside of -13.14%.

Is EVER a buy, sell or hold?

EverQuote has received a consensus analysts rating of 4.25. Therefore, it is recommended to buy EVER.
  • Strong Buy: 4
  • Buy: 2
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the EVER price?

Issuer Target Up/Down from current
Wallstreet Target Price 34 40.1%
Analysts Target Price 34 40.1%
ValueRay Target Price 23.3 -3.9%

Last update: 2025-09-16 04:34

EVER Fundamental Data Overview

Market Cap USD = 895.7m (895.7m USD * 1.0 USD.USD)
CCE Cash And Equivalents = 148.2m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 19.624
P/E Forward = 13.369
P/S = 1.4558
P/B = 5.2603
Beta = 0.535
Revenue TTM = 615.2m USD
EBIT TTM = 54.1m USD
EBITDA TTM = 59.4m USD
Long Term Debt = 1.96m USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 1.21m USD (from shortTermDebt, last quarter)
Debt = 3.17m USD (Calculated: Short Term 1.21m + Long Term 1.96m)
Net Debt = -145.0m USD (from netDebt column, last quarter)
Enterprise Value = 750.6m USD (895.7m + Debt 3.17m - CCE 148.2m)
Interest Coverage Ratio = unknown (Ebit TTM 54.1m / Interest Expense TTM 0.0)
FCF Yield = 11.97% (FCF TTM 89.9m / Enterprise Value 750.6m)
FCF Margin = 14.61% (FCF TTM 89.9m / Revenue TTM 615.2m)
Net Margin = 7.57% (Net Income TTM 46.6m / Revenue TTM 615.2m)
Gross Margin = 96.57% ((Revenue TTM 615.2m - Cost of Revenue TTM 21.1m) / Revenue TTM)
Tobins Q-Ratio = -4.74 (set to none) (Enterprise Value 750.6m / Book Value Of Equity -158.3m)
Interest Expense / Debt = 13.04% (Interest Expense 414.0k / Debt 3.17m)
Taxrate = 5.41% (1.84m / 34.0m)
NOPAT = 51.2m (EBIT 54.1m * (1 - 5.41%))
Current Ratio = 3.03 (Total Current Assets 209.5m / Total Current Liabilities 69.2m)
Debt / Equity = 0.02 (Debt 3.17m / last Quarter total Stockholder Equity 170.3m)
Debt / EBITDA = 0.05 (Net Debt -145.0m / EBITDA 59.4m)
Debt / FCF = 0.04 (Debt 3.17m / FCF TTM 89.9m)
Total Stockholder Equity = 143.2m (last 4 quarters mean)
RoA = 19.28% (Net Income 46.6m, Total Assets 241.4m )
RoE = 32.51% (Net Income TTM 46.6m / Total Stockholder Equity 143.2m)
RoCE = 37.26% (Ebit 54.1m / (Equity 143.2m + L.T.Debt 1.96m))
RoIC = 35.73% (NOPAT 51.2m / Invested Capital 143.2m)
WACC = 7.70% (E(895.7m)/V(898.8m) * Re(7.68%)) + (D(3.17m)/V(898.8m) * Rd(13.04%) * (1-Tc(0.05)))
Shares Correlation 3-Years: 96.97 | Cagr: 1.58%
Discount Rate = 7.68% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 70.46% ; FCFE base≈59.7m ; Y1≈39.2m ; Y5≈17.9m
Fair Price DCF = 10.70 (DCF Value 352.3m / Shares Outstanding 32.9m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 76.70 | EPS CAGR: 24.98% | SUE: 0.25 | # QB: 0
Revenue Correlation: 61.60 | Revenue CAGR: 16.37% | SUE: N/A | # QB: None

Additional Sources for EVER Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle