EVER Stock Analysis: EverQuote | NASDAQ
Internet Content & Information | NASDAQ, USA | Market Cap: 894m USD | 12M Return: 3.6% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 14.3M
Qual. Beats: 0
Rev. Trend: 90.4%
Qual. Beats: 3
Warnings
No concerns identified
Tailwinds
Seasonality 8 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
EverQuote, Inc. (NASDAQ: EVER) operates an online insurance shopping marketplace in the United States, connecting consumers with providers of automotive, home, and renters insurance. The company also offers campaign management tools, generating revenue primarily through a performance-based, lead-generation model that serves insurance carriers, agents, and indirect distributors.
Originally incorporated in 2008 as AdHarmonics, Inc., the company rebranded to EverQuote in November 2014 and is headquartered in Cambridge, Massachusetts. It went public on June 28, 2018, and is classified within the Communication Services sector under the Interactive Media & Services sub-industry, reflecting its digital marketplace and online advertising-driven business model.
- Carrier ad budgets decline as auto insurance rates stabilize
- Home and renters insurance vertical expands beyond auto reliance
- Google insurance comparisons and direct carriers erode lead market share
| Net Income: 110.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.31 > 0.02 and ΔFCF/TA -1.78 > 1.0 |
| NWC/Revenue: 24.45% < 20% (prev 19.79%; Δ 4.66% < -1%) |
| CFO/TA 0.31 > 3% & CFO 101.7m > Net Income 110.0m |
| Net Debt (-27.3m) to EBITDA (80.9m): -0.34 < 3 |
| Current Ratio: 3.14 > 1.5 & < 3 |
| Outstanding Shares: last quarter (36.9m) vs 12m ago -1.92% < -2% |
| Gross Margin: error (current vs previous; cannot be calculated due to missing/invalid data or negative margin) |
| Asset Turnover: 257.8% > 50% (prev 248.0%; Δ 9.75% > 0%) |
| Interest Coverage Ratio: error (cannot be calculated; needs correct EBIT TTM and Interest Expense TTM) |
| A: 0.54 (Total Current Assets 257.1m - Total Current Liabilities 81.9m) / Total Assets 324.0m |
| B: -0.20 (Retained Earnings -63.2m / Total Assets 324.0m) |
| C: 0.28 (EBIT TTM 77.5m / Avg Total Assets 278.1m) |
| D: 2.90 (Book Value of Equity 240.9m / Total Liabilities 83.1m) |
| Altman-Z'' = 7.83 = AAA |
| DSRI: 0.10 (Receivables 3.37m/64.5m, Revenue 716.7m/575.8m) |
| GMI: 0.99 (GM 96.31% / 97.45%) |
| AQI: 1.43 (AQ_t 0.17 / AQ_t-1 0.12) |
| SGI: 1.24 (Revenue 716.7m / 575.8m) |
| TATA: 0.03 (NI 110.0m - CFO 101.7m) / TA 324.0m) |
| Beneish M = -3.34 (Cap -4..+1) = AA |
As of July 15, 2026, the stock is trading at USD 25.48 with a total of 556,345 shares traded. Over the past week, the price has changed by -2.90%, over one month by +25.89%, over three months by +64.07% and over the past year by +3.62%.
Current recommended Stop Loss: 22.50 (which is 11.7% or 2.3 ATR below the current price).
EverQuote has received a consensus analysts rating of 4.25. Therefore, it is recommended to buy EVER.
- StrongBuy: 4
- Buy: 2
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 26.2 | 2.8% |
P/E Trailing = 8.961
P/E Forward = 10.9529
P/S = 1.2471
P/B = 3.6531
Revenue TTM = 716.7m USD
EBIT TTM = 77.5m USD
EBITDA TTM = 80.9m USD
Long Term Debt = 972k USD (estimated: total debt 2.25m - short term 1.28m)
Short Term Debt = 1.28m USD (from shortTermDebt, last quarter)
Debt = 2.25m USD (from shortLongTermDebtTotal, last quarter) (leases 2.25m already included)
Net Debt = -27.3m USD (calculated: Debt 2.25m - CCE 29.6m)
Enterprise Value = 866.5m USD (893.9m + Debt 2.25m - CCE 29.6m)
Interest Coverage Ratio = unknown (Ebit TTM 77.5m / Interest Expense TTM 0.0)
EV/FCF = 8.77x (Enterprise Value 866.5m / FCF TTM 98.8m)
FCF Yield = 11.41% (FCF TTM 98.8m / Enterprise Value 866.5m)
FCF Margin = 13.79% (FCF TTM 98.8m / Revenue TTM 716.7m)
Net Margin = 15.35% (Net Income TTM 110.0m / Revenue TTM 716.7m)
Gross Margin = unknown ((Revenue TTM 716.7m - Cost of Revenue TTM 18.3m) / Revenue TTM)
Tobins Q-Ratio = 2.67 (Enterprise Value 866.5m / Total Assets 324.0m)
Interest Expense / Debt = 0.0% (Interest Expense 0.0 / Debt 2.25m)
Taxrate = 23.36% (5.69m / 24.4m)
NOPAT = 59.4m (EBIT 77.5m * (1 - 23.36%))
Current Ratio = 3.14 (Total Current Assets 257.1m / Total Current Liabilities 81.9m)
Debt / Equity = 0.01 (Debt 2.25m / totalStockholderEquity, last quarter 240.9m)
Debt / EBITDA = -0.34 (Net Debt -27.3m / EBITDA 80.9m)
Debt / FCF = -0.28 (Net Debt -27.3m / FCF TTM 98.8m)
Total Stockholder Equity = 206.0m (last 4 quarters mean from totalStockholderEquity)
RoA = 39.56% (Net Income 110.0m / Total Assets 324.0m)
RoE = 53.39% (Net Income TTM 110.0m / Total Stockholder Equity 206.0m)
RoCE = 37.45% (EBIT 77.5m / Capital Employed (Equity 206.0m + L.T.Debt 972k))
RoIC = 27.79% (NOPAT 59.4m / Invested Capital 213.8m)
WACC = 8.17% (E(893.9m)/V(896.1m) * Re(8.19%) + D(2.25m)/V(896.1m) * Rd(0.0%) * (1-Tc(0.23)))
Discount Rate = 8.19% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 74.37 | Cagr: 3.82%
[DCF] Terminal Value 77.97% ; FCFF base≈89.3m ; Y1≈102.3m ; Y5≈150.6m
[DCF] Fair Price = 72.21 (EV 2.27b - Net Debt -27.3m = Equity 2.29b / Shares 31.8m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.05 | # QB: 0
Revenue Correlation: 90.37 | Revenue CAGR: 43.82% | SUE: 1.55 | # QB: 3
EPS current Quarter (2026-06-30): EPS=0.65 | Chg30d=-2.99% | Revisions=+40% | Analysts=2
EPS next Quarter (2026-09-30): EPS=0.67 | Chg30d=-2.90% | Revisions=-40% | Analysts=2
EPS current Year (2026-12-31): EPS=2.60 | Chg30d=-3.46% | Revisions=+0% | GrowthEPS=-25.6% | GrowthRev=+15.0%
EPS next Year (2027-12-31): EPS=3.08 | Chg30d=-3.51% | Revisions=+40% | GrowthEPS=+18.3% | GrowthRev=+10.1%
[Analyst] Revisions Ratio: +18% (up=5, down=3)