Overview Dividends

(EVER) EverQuote - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US30041R1086

Automotive Insurance, Home Insurance, Renters Insurance, Campaign Tools

Interactive Media & Services
Market Cap in USD: 978m
IPO / Inception: 2018-06-28
Return 12m vs S&P 500: 14.7%

EPS (Earnings per Share)

EPS (Earnings per Share) of EVER over the last years for every Quarter: "2020-12": -0.13, "2021-03": -0.13, "2021-06": -0.07, "2021-09": -0.18, "2021-12": -0.29, "2022-03": -0.19, "2022-06": -0.12, "2022-09": -0.2, "2022-12": -0.26, "2023-03": -0.08, "2023-06": -0.28, "2023-09": -0.87, "2023-12": -0.19, "2024-03": 0.05, "2024-06": 0.17, "2024-09": 0.31, "2024-12": 0.4706, "2025-03": 0.5379, "2025-06": 0.39, "2025-09": 0.5, "2025-12": 0,
EPS CAGR: 6.59%
EPS Trend: 67.0%
Last SUE: -2.02
Qual. Beats: 0

Revenue

Revenue of EVER over the last years for every Quarter: 2020-12: 97.292, 2021-03: 103.822, 2021-06: 105.063, 2021-09: 107.563, 2021-12: 102.067, 2022-03: 110.681, 2022-06: 101.915, 2022-09: 103.223, 2022-12: 88.308, 2023-03: 109.22, 2023-06: 67.985, 2023-09: 55.011, 2023-12: 55.705, 2024-03: 91.065, 2024-06: 117.14, 2024-09: 144.53, 2024-12: 147.455, 2025-03: 166.632, 2025-06: 156.629, 2025-09: 173.94, 2025-12: null,
Rev. CAGR: 15.28%
Rev. Trend: 47.7%
Last SUE: 1.36
Qual. Beats: 1

Dividends

Currently no dividends paid
Risk via 5d forecast
Volatility 59.5%
Value at Risk 5%th 84.9%
Relative Tail Risk -13.35%
Reward TTM
Sharpe Ratio 0.75
Alpha 20.85
CAGR/Max DD 0.33
Character TTM
Hurst Exponent 0.498
Beta 1.033
Beta Downside 1.393
Drawdowns 3y
Max DD 69.54%
Mean DD 27.45%
Median DD 22.34%

Description: EVER EverQuote November 18, 2025

EverQuote, Inc. (NASDAQ: EVER) runs a U.S.-focused online marketplace that connects consumers with automotive, homeowners, and renters insurance options, while also providing campaign-management tools for carriers, agents, and indirect distributors. The company, originally incorporated as AdHarmonics in 2008, rebranded to EverQuote in November 2014 and is headquartered in Cambridge, Massachusetts.

Key recent metrics suggest the platform is scaling: EverQuote reported FY 2023 revenue of roughly $84 million, a year-over-year increase of about 30%, driven largely by higher traffic volumes and an expanding partner network. The average cost to acquire a qualified lead sits near $45, while the estimated churn rate for consumer users is under 15% annually-both favorable relative to the broader digital insurance-lead market. Macro-level, U.S. personal-lines insurance premiums are projected to grow 4–5% annually, bolstered by inflation-adjusted pricing and a continued shift toward online quote comparison tools.

For a deeper dive into EverQuote’s valuation metrics and peer comparison, you might explore the analysis on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 8.0

Net Income (53.9m TTM) > 0 and > 6% of Revenue (6% = 38.7m TTM)
FCFTA 0.34 (>2.0%) and ΔFCFTA 10.58pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 22.41% (prev 19.57%; Δ 2.84pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.35 (>3.0%) and CFO 88.5m > Net Income 53.9m (YES >=105%, WARN >=100%)
Net Debt (-142.9m) to EBITDA (65.4m) ratio: -2.18 <= 3.0 (WARN <= 3.5)
Current Ratio 2.82 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (37.7m) change vs 12m ago 1.39% (target <= -2.0% for YES)
Gross Margin 96.84% (prev 94.98%; Δ 1.86pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 295.3% (prev 226.2%; Δ 69.08pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 10.24 (EBITDA TTM 65.4m / Interest Expense TTM 5.95m) >= 6 (WARN >= 3)

Altman Z'' 1.99

(A) 0.56 = (Total Current Assets 224.0m - Total Current Liabilities 79.5m) / Total Assets 256.1m
(B) -0.55 = Retained Earnings (Balance) -139.6m / Total Assets 256.1m
(C) 0.28 = EBIT TTM 60.9m / Avg Total Assets 218.3m
(D) -1.72 = Book Value of Equity -139.5m / Total Liabilities 81.1m
Total Rating: 1.99 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 88.27

1. Piotroski 8.0pt
2. FCF Yield 10.32%
3. FCF Margin 13.37%
4. Debt/Equity 0.02
5. Debt/Ebitda -2.18
6. ROIC - WACC (= 29.58)%
7. RoE 34.19%
8. Rev. Trend 47.72%
9. EPS Trend 67.03%

What is the price of EVER shares?

As of January 01, 2026, the stock is trading at USD 27.00 with a total of 270,458 shares traded.
Over the past week, the price has changed by +0.82%, over one month by +0.22%, over three months by +18.06% and over the past year by +35.07%.

Is EVER a buy, sell or hold?

EverQuote has received a consensus analysts rating of 4.25. Therefore, it is recommended to buy EVER.
  • Strong Buy: 4
  • Buy: 2
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the EVER price?

Issuer Target Up/Down from current
Wallstreet Target Price 34.2 26.7%
Analysts Target Price 34.2 26.7%
ValueRay Target Price 27.9 3.5%

EVER Fundamental Data Overview December 26, 2025

Market Cap USD = 977.8m (977.8m USD * 1.0 USD.USD)
P/E Trailing = 18.5972
P/E Forward = 13.6612
P/S = 1.5168
P/B = 5.4942
Beta = 0.45
Revenue TTM = 644.7m USD
EBIT TTM = 60.9m USD
EBITDA TTM = 65.4m USD
Long Term Debt = 2.87m USD (from capitalLeaseObligations, last quarter)
Short Term Debt = 1.24m USD (from shortTermDebt, last quarter)
Debt = 2.87m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -142.9m USD (from netDebt column, last quarter)
Enterprise Value = 834.9m USD (977.8m + Debt 2.87m - CCE 145.8m)
Interest Coverage Ratio = 10.24 (Ebit TTM 60.9m / Interest Expense TTM 5.95m)
FCF Yield = 10.32% (FCF TTM 86.2m / Enterprise Value 834.9m)
FCF Margin = 13.37% (FCF TTM 86.2m / Revenue TTM 644.7m)
Net Margin = 8.36% (Net Income TTM 53.9m / Revenue TTM 644.7m)
Gross Margin = 96.84% ((Revenue TTM 644.7m - Cost of Revenue TTM 20.4m) / Revenue TTM)
Gross Margin QoQ = 97.29% (prev 96.91%)
Tobins Q-Ratio = 3.26 (Enterprise Value 834.9m / Total Assets 256.1m)
Interest Expense / Debt = 14.45% (Interest Expense 414.0k / Debt 2.87m)
Taxrate = -1.86% (negative due to tax credits) (-345.0k / 18.5m)
NOPAT = 62.1m (EBIT 60.9m * (1 - -1.86%)) [negative tax rate / tax credits]
Current Ratio = 2.82 (Total Current Assets 224.0m / Total Current Liabilities 79.5m)
Debt / Equity = 0.02 (Debt 2.87m / totalStockholderEquity, last quarter 174.9m)
Debt / EBITDA = -2.18 (Net Debt -142.9m / EBITDA 65.4m)
Debt / FCF = -1.66 (Net Debt -142.9m / FCF TTM 86.2m)
Total Stockholder Equity = 157.5m (last 4 quarters mean from totalStockholderEquity)
RoA = 21.04% (Net Income 53.9m / Total Assets 256.1m)
RoE = 34.19% (Net Income TTM 53.9m / Total Stockholder Equity 157.5m)
RoCE = 38.00% (EBIT 60.9m / Capital Employed (Equity 157.5m + L.T.Debt 2.87m))
RoIC = 39.41% (NOPAT 62.1m / Invested Capital 157.5m)
WACC = 9.83% (E(977.8m)/V(980.7m) * Re(9.82%) + D(2.87m)/V(980.7m) * Rd(14.45%) * (1-Tc(-0.02)))
Discount Rate = 9.82% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 5.42%
[DCF Debug] Terminal Value 62.87% ; FCFE base≈68.4m ; Y1≈44.9m ; Y5≈20.5m
Fair Price DCF = 9.54 (DCF Value 308.8m / Shares Outstanding 32.4m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 67.03 | EPS CAGR: 6.59% | SUE: -2.02 | # QB: 0
Revenue Correlation: 47.72 | Revenue CAGR: 15.28% | SUE: 1.36 | # QB: 1
EPS next Quarter (2026-03-31): EPS=0.66 | Chg30d=N/A | Revisions Net=+0 | Analysts=1
EPS next Year (2026-12-31): EPS=2.50 | Chg30d=+0.017 | Revisions Net=+2 | Growth EPS=+6.7% | Growth Revenue=+14.6%

Additional Sources for EVER Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle