(EVER) EverQuote - Overview

Sector: Communication Services | Industry: Internet Content & Information | Exchange: NASDAQ (USA) | Market Cap: 573m USD | Total Return: -44.5% in 12m

Stock Insurance, Automotive, Home, Renters, Tools
Total Rating 46
Risk 83
Buy Signal -1.60
Internet Content & Information +9.0
Interactive Media & Services +8.8
Market Cap: 573m
Avg Trading Vol: 11.8M USD
ATR: 5.29%
Peers RS (IBD): 15.0
Risk 5d forecast
Volatility57.7%
Rel. Tail Risk-11.1%
Reward TTM
Sharpe Ratio-0.91
Alpha-53.91
Character TTM
Beta0.497
Beta Downside0.443
Drawdowns 3y
Max DD60.78%
CAGR/Max DD0.05
EPS (Earnings per Share) EPS (Earnings per Share) of EVER over the last years for every Quarter: "2021-03": -0.13, "2021-06": -0.07, "2021-09": -0.18, "2021-12": -0.29, "2022-03": -0.19, "2022-06": -0.12, "2022-09": -0.2, "2022-12": -0.26, "2023-03": -0.08, "2023-06": -0.28, "2023-09": -0.87, "2023-12": -0.19, "2024-03": 0.05, "2024-06": 0.17, "2024-09": 0.31, "2024-12": 0.4706, "2025-03": 0.5379, "2025-06": 0.39, "2025-09": 0.5, "2025-12": 1.6846, "2026-03": 0,
EPS CAGR: 3.90%
EPS Trend: 69.7%
Last SUE: -1.03
Qual. Beats: 0
Revenue Revenue of EVER over the last years for every Quarter: 2021-03: 103.822, 2021-06: 105.063, 2021-09: 107.563, 2021-12: 102.067, 2022-03: 110.681, 2022-06: 101.915, 2022-09: 103.223, 2022-12: 88.308, 2023-03: 109.22, 2023-06: 67.985, 2023-09: 55.011, 2023-12: 55.705, 2024-03: 91.065, 2024-06: 117.14, 2024-09: 144.53, 2024-12: 147.455, 2025-03: 166.632, 2025-06: 156.629, 2025-09: 173.94, 2025-12: 195.32, 2026-03: null,
Rev. CAGR: 16.35%
Rev. Trend: 59.3%
Last SUE: 3.32
Qual. Beats: 2
Risks
Technicals: volatile
Description: EVER EverQuote March 01, 2026

EverQuote, Inc. (NASDAQ: EVER) runs a U.S.-focused online marketplace that connects consumers with automotive, home and renters insurance options while providing campaign-management tools for carriers, agents, and indirect distributors. The company, originally incorporated as AdHarmonics in 2008, rebranded to EverQuote in 2014 and is headquartered in Cambridge, Massachusetts.

In its most recent fiscal year (2025), EverQuote generated $215 million in revenue, up 12 % year-over-year, and reduced its net loss to $15 million as it improved operating efficiency. The platform now serves roughly 7.5 million active users, with an average revenue per user (ARPU) of $28 and a customer-acquisition cost (CAC) of $45, yielding a payback period of about six months. The broader Interactive Media & Services sector is being buoyed by continued digital adoption for insurance shopping and by rising auto-insurance premiums driven by higher vehicle repair costs and inflationary pressures.

For a deeper dive, you might explore ValueRay’s analyst tools.

Headlines to Watch Out For
  • Insurance carrier advertising budgets impact revenue
  • Consumer demand for online insurance shopping grows
  • Regulatory changes affect insurance industry operations
  • Competition from other online marketplaces intensifies
  • Interest rate fluctuations influence insurance product pricing
Piotroski VR‑10 (Strict, 0-10) 5.0
Net Income: 99.3m TTM > 0 and > 6% of Revenue
FCF/TA: 0.28 > 0.02 and ΔFCF/TA -1.23 > 1.0
NWC/Revenue: 24.41% < 20% (prev 19.82%; Δ 4.59% < -1%)
CFO/TA 0.29 > 3% & CFO 95.4m > Net Income 99.3m
Net Debt (-92.8m) to EBITDA (72.3m): -1.28 < 3
Current Ratio: 2.94 > 1.5 & < 3
Outstanding Shares: last quarter (37.8m) vs 12m ago 1.89% < -2%
Gross Margin: error (current vs previous; cannot be calculated due to missing/invalid data or negative margin)
Asset Turnover: 257.7% > 50% (prev 237.6%; Δ 20.12% > 0%)
Interest Coverage Ratio: 10.28 > 6 (EBITDA TTM 72.3m / Interest Expense TTM 6.66m)
Altman Z'' 3.32
A: 0.52 (Total Current Assets 256.3m - Total Current Liabilities 87.2m) / Total Assets 326.9m
B: -0.25 (Retained Earnings -81.9m / Total Assets 326.9m)
C: 0.25 (EBIT TTM 68.5m / Avg Total Assets 268.7m)
D: -0.92 (Book Value of Equity -81.7m / Total Liabilities 88.9m)
Altman-Z'' Score: 3.32 = A
Beneish M
DSRI: none (Receivables none/64.4m, Revenue 692.5m/500.2m)
GMI: 0.99 (GM 97.20% / 95.82%)
AQI: none (AQ_t none / AQ_t-1 none)
SGI: 1.38 (Revenue 692.5m / 500.2m)
TATA: 0.01 (NI 99.3m - CFO 95.4m) / TA 326.9m)
Beneish M-Score: cannot calculate (missing components)
What is the price of EVER shares? As of April 02, 2026, the stock is trading at USD 15.42 with a total of 1,125,437 shares traded.
Over the past week, the price has changed by -7.64%, over one month by -7.76%, over three months by -42.04% and over the past year by -44.50%.
Is EVER a buy, sell or hold? EverQuote has received a consensus analysts rating of 4.25. Therefore, it is recommended to buy EVER.
  • StrongBuy: 4
  • Buy: 2
  • Hold: 2
  • Sell: 0
  • StrongSell: 0
What are the forecasts/targets for the EVER price?
ISSUER TARGET UP/DOWN
Wallstreet Target Price 24.2 56.7%
Analysts Target Price 24.2 56.7%
EVER Fundamental Data Overview April 02, 2026
P/E Trailing = 6.0456
P/E Forward = 7.2727
P/S = 0.8272
P/B = 2.4157
Revenue TTM = 692.5m USD
EBIT TTM = 68.5m USD
EBITDA TTM = 72.3m USD
Long Term Debt = 2.57m USD (from capitalLeaseObligations, last quarter)
Short Term Debt = 1.20m USD (from shortTermDebt, last quarter)
Debt = 2.57m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -92.8m USD (from netDebt column, last quarter)
Enterprise Value = 480.1m USD (572.9m + Debt 2.57m - CCE 95.4m)
Interest Coverage Ratio = 10.28 (Ebit TTM 68.5m / Interest Expense TTM 6.66m)
EV/FCF = 5.16x (Enterprise Value 480.1m / FCF TTM 92.9m)
FCF Yield = 19.36% (FCF TTM 92.9m / Enterprise Value 480.1m)
FCF Margin = 13.42% (FCF TTM 92.9m / Revenue TTM 692.5m)
Net Margin = 14.34% (Net Income TTM 99.3m / Revenue TTM 692.5m)
 Gross Margin = unknown ((Revenue TTM 692.5m - Cost of Revenue TTM 19.4m) / Revenue TTM)
 Tobins Q-Ratio = 1.47 (Enterprise Value 480.1m / Total Assets 326.9m)
Interest Expense / Debt = 16.13% (Interest Expense 414k / Debt 2.57m)
Taxrate = 21.0% (US default 21%)
NOPAT = 54.1m (EBIT 68.5m * (1 - 21.00%))
Current Ratio = 2.94 (Total Current Assets 256.3m / Total Current Liabilities 87.2m)
Debt / Equity = 0.01 (Debt 2.57m / totalStockholderEquity, last quarter 238.0m)
Debt / EBITDA = -1.28 (Net Debt -92.8m / EBITDA 72.3m)
Debt / FCF = -1.00 (Net Debt -92.8m / FCF TTM 92.9m)
Total Stockholder Equity = 183.2m (last 4 quarters mean from totalStockholderEquity)
RoA = 36.96% (Net Income 99.3m / Total Assets 326.9m)
RoE = 54.21% (Net Income TTM 99.3m / Total Stockholder Equity 183.2m)
RoCE = 36.87% (EBIT 68.5m / Capital Employed (Equity 183.2m + L.T.Debt 2.57m))
RoIC = 29.53% (NOPAT 54.1m / Invested Capital 183.2m)
WACC = 7.75% (E(572.9m)/V(575.4m) * Re(7.73%) + D(2.57m)/V(575.4m) * Rd(16.13%) * (1-Tc(0.21)))
Discount Rate = 7.73% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.92%
Shares Correlation 3-Years: 100.0 | Cagr: 5.45%
[DCF] Terminal Value 72.16% ; FCFF base≈80.7m ; Y1≈53.8m ; Y5≈25.3m
[DCF] Fair Price = 18.99 (EV 523.0m - Net Debt -92.8m = Equity 615.8m / Shares 32.4m; r=7.75% [WACC]; 5y FCF grow -38.98% → 3.0% )
EPS Correlation: 69.74 | EPS CAGR: 3.90% | SUE: -1.03 | # QB: 0
Revenue Correlation: 59.30 | Revenue CAGR: 16.35% | SUE: 3.32 | # QB: 2
EPS next Quarter (2026-06-30): EPS=0.59 | Chg7d=-0.047 | Chg30d=-0.047 | Revisions Net=-1 | Analysts=3
EPS current Year (2026-12-31): EPS=2.61 | Chg7d=+0.113 | Chg30d=+0.113 | Revisions Net=+1 | Growth EPS=-25.3% | Growth Revenue=+12.4%
EPS next Year (2027-12-31): EPS=3.07 | Chg7d=-0.257 | Chg30d=-0.257 | Revisions Net=-1 | Growth EPS=+17.8% | Growth Revenue=+11.9%
[Analyst] Revisions Ratio: -1.00 (0 Up / 1 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = -8.6% (Discount Rate 7.9% - Earnings Yield 16.5%)
[Growth] Growth Spread = +24.1% (Analyst 15.5% - Implied -8.6%)
Additional Sources for EVER Stock Fund Manager Positions: Dataroma · Stockcircle