Overview Dividends

(EWBC) East West Bancorp - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US27579R1041

Checking Accounts, Savings Accounts, Loans, Credit Services, Wealth Management

EWBC EPS (Earnings per Share)

EPS Growth (3Y CAGR): 3.39%
EPS Trend (3Y Correlation): -24.1%

EWBC Revenue

Revenue Growth (3Y CAGR): 19.78%
Revenue Trend (3Y Correlation): 47.8%

Description: EWBC East West Bancorp

East West Bancorp, Inc. (NASDAQ:EWBC) is a bank holding company that operates through East West Bank, providing a comprehensive range of banking services to individuals and businesses across the United States, with a particular focus on facilitating transactions between the US and Asia.

The companys diverse product offerings include various deposit accounts, such as checking and savings accounts, money market accounts, and time deposits, as well as a broad array of loan products, including mortgage, commercial, and construction loans. Additionally, East West Bank provides specialized financing services, foreign exchange, treasury management, wealth management, and risk hedging services to its clients.

From a performance perspective, East West Bancorp has demonstrated a strong return on equity (RoE) of 15.34%, indicating effective utilization of shareholder capital. The companys price-to-earnings (P/E) ratio of 12.90 suggests a relatively attractive valuation compared to its earnings. With a market capitalization of $15.039 billion, EWBC is a sizable player in the regional banking sector.

Key performance indicators (KPIs) to monitor for EWBC include its net interest margin (NIM), which reflects the banks ability to generate income from its lending and deposit-taking activities. The companys efficiency ratio, which measures operating expenses as a percentage of revenue, is also an important metric. Furthermore, the Texas Ratio, a measure of credit risk, and the loan-to-deposit ratio, which assesses liquidity, are additional KPIs that can provide insights into EWBCs financial health and stability.

EWBC Stock Overview

Market Cap in USD	15,075m
Sub-Industry	Regional Banks
IPO / Inception	1999-02-08

EWBC Stock Ratings

Growth Rating	60.9%
Fundamental	67.5%
Dividend Rating	75.1%
Return 12m vs S&P 500	14.4%
Analyst Rating	4.0 of 5

EWBC Dividends

Dividend Yield 12m	2.32%
Yield on Cost 5y	8.10%
Annual Growth 5y	14.87%
Payout Consistency	94.4%
Payout Ratio	27.5%

EWBC Growth Ratios

Growth Correlation 3m	38.8%
Growth Correlation 12m	36.3%
Growth Correlation 5y	60.1%
CAGR 5y	17.47%
CAGR/Max DD 3y	0.37
CAGR/Mean DD 3y	1.86
Sharpe Ratio 12m	0.60
Alpha	0.02
Beta	0.914
Volatility	29.30%
Current Volume	1343.9k
Average Volume 20d	848.5k
Stop Loss	104.3 (-3%)
Signal	0.61

Piotroski VR‑10 (Strict, 0-10) 3.5

Net Income (1.19b TTM) > 0 and > 6% of Revenue (6% = 244.3m TTM)

FCFTA 0.02 (>2.0%) and ΔFCFTA -0.18pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -1480 % (prev -1092 %; Δ -387.7pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.02 (>3.0%) and CFO 1.44b > Net Income 1.19b (YES >=105%, WARN >=100%)

Net Debt (-891.7m) to EBITDA (1.69b) ratio: -0.53 <= 3.0 (WARN <= 3.5)

Current Ratio 0.07 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (138.8m) change vs 12m ago -0.72% (target <= -2.0% for YES)

Gross Margin 49.55% (prev 55.94%; Δ -6.39pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 5.41% (prev 5.91%; Δ -0.50pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.79 (EBITDA TTM 1.69b / Interest Expense TTM 1.85b) >= 6 (WARN >= 3)

Altman Z'' -4.50

(A) -0.77 = (Total Current Assets 4.86b - Total Current Liabilities 65.12b) / Total Assets 78.16b

(B) 0.10 = Retained Earnings (Balance) 7.74b / Total Assets 78.16b

(D) 0.10 = Book Value of Equity 7.28b / Total Liabilities 69.96b

Total Rating: -4.50 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 67.53

1. Piotroski 3.50pt = -1.50

2. FCF Yield 10.42% = 5.0

3. FCF Margin 35.43% = 7.50

4. Debt/Equity 0.44 = 2.40

5. Debt/Ebitda 2.15 = -0.29

6. ROIC - WACC (= 0.62)% = 0.77

7. RoE 15.14% = 1.26

8. Rev. Trend 47.85% = 3.59

9. EPS Trend -24.14% = -1.21

What is the price of EWBC shares?

As of September 18, 2025, the stock is trading at USD 107.53 with a total of 1,343,920 shares traded.
Over the past week, the price has changed by -0.43%, over one month by +5.27%, over three months by +18.03% and over the past year by +35.58%.

Is East West Bancorp a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, East West Bancorp (NASDAQ:EWBC) is currently (September 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 67.53 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of EWBC is around 108.54 USD . This means that EWBC is currently overvalued and has a potential downside of 0.94%.

Is EWBC a buy, sell or hold?

East West Bancorp has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy EWBC.

Strong Buy: 5
Buy: 2
Hold: 5
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the EWBC price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	120.4	12%
Analysts Target Price	120.4	12%
ValueRay Target Price	122	13.5%

Last update: 2025-09-15 04:35

EWBC Fundamental Data Overview

Market Cap USD = 15.07b (15.07b USD * 1.0 USD.USD)
CCE Cash And Equivalents = 4.86b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 12.778
P/E Forward = 16.5563
P/S = 6.1393
P/B = 1.838
P/EG = 5.5751
Beta = 0.969
Revenue TTM = 4.07b USD
EBIT TTM = 1.46b USD
EBITDA TTM = 1.69b USD
Long Term Debt = 3.54b USD (from longTermDebt, last quarter)
Short Term Debt = 87.0m USD (from shortTermDebt, last quarter)
Debt = 3.62b USD (Calculated: Short Term 87.0m + Long Term 3.54b)
Net Debt = -891.7m USD (from netDebt column, last quarter)
Enterprise Value = 13.84b USD (15.07b + Debt 3.62b - CCE 4.86b)
Interest Coverage Ratio = 0.79 (Ebit TTM 1.46b / Interest Expense TTM 1.85b)
FCF Yield = 10.42% (FCF TTM 1.44b / Enterprise Value 13.84b)
FCF Margin = 35.43% (FCF TTM 1.44b / Revenue TTM 4.07b)
Net Margin = 29.29% (Net Income TTM 1.19b / Revenue TTM 4.07b)
Gross Margin = 49.55% ((Revenue TTM 4.07b - Cost of Revenue TTM 2.05b) / Revenue TTM)
Tobins Q-Ratio = 1.90 (Enterprise Value 13.84b / Book Value Of Equity 7.28b)
Interest Expense / Debt = 12.20% (Interest Expense 441.9m / Debt 3.62b)
Taxrate = 21.34% (316.3m / 1.48b)
NOPAT = 1.15b (EBIT 1.46b * (1 - 21.34%))
Current Ratio = 0.07 (Total Current Assets 4.86b / Total Current Liabilities 65.12b)
Debt / Equity = 0.44 (Debt 3.62b / last Quarter total Stockholder Equity 8.20b)
Debt / EBITDA = 2.15 (Net Debt -891.7m / EBITDA 1.69b)
Debt / FCF = 2.51 (Debt 3.62b / FCF TTM 1.44b)
Total Stockholder Equity = 7.88b (last 4 quarters mean)
RoA = 1.53% (Net Income 1.19b, Total Assets 78.16b )
RoE = 15.14% (Net Income TTM 1.19b / Total Stockholder Equity 7.88b)
RoCE = 12.77% (Ebit 1.46b / (Equity 7.88b + L.T.Debt 3.54b))
RoIC = 10.04% (NOPAT 1.15b / Invested Capital 11.42b)
WACC = 9.42% (E(15.07b)/V(18.70b) * Re(9.38%)) + (D(3.62b)/V(18.70b) * Rd(12.20%) * (1-Tc(0.21)))
Shares Correlation 3-Years: -81.82 | Cagr: -0.21%
Discount Rate = 9.38% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 73.28% ; FCFE base≈1.45b ; Y1≈1.43b ; Y5≈1.47b
Fair Price DCF = 150.3 (DCF Value 20.71b / Shares Outstanding 137.8m; 5y FCF grow -2.42% → 3.0% )
EPS Correlation: -24.14 | EPS CAGR: 3.39% | SUE: 0.64 | # QB: 0
Revenue Correlation: 47.85 | Revenue CAGR: 19.78% | SUE: 1.89 | # QB: 2

Additional Sources for EWBC Stock

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Fund Manager Positions: Dataroma | Stockcircle