(EZPW) EZCORP - Ratings and Ratios

EZCORP, Inc. (NASDAQ:EZPW) is a leading provider of pawn services in the United States and Latin America, operating through three core segments: U.S. Pawn, Latin America Pawn, and Other Investments. The company specializes in offering pawn loans collateralized by a wide range of tangible personal property, including jewelry, consumer electronics, tools, sporting goods, and musical instruments. Additionally, EZCORP retails merchandise primarily consisting of collateral forfeited from pawn lending operations, as well as pre-owned items purchased directly from customers.

The company has expanded its digital presence through EZ+, a web-based application designed to enhance customer convenience. This platform enables users to manage their pawn transactions, layaways, and loyalty rewards online, streamlining the pawn process and improving customer engagement. EZCORP operates under several well-known brands, including EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo. Founded in 1989 and headquartered in Austin, Texas, the company has established a strong foothold in the consumer finance sector.

From a technical standpoint, EZPW is currently trading at $15.65, with a 20-day average volume of 1,882,225 shares. The stock is testing resistance at $15.7, with multiple support levels at $13.5, $12.2, $11.8, $11.3, and $10.3. The 20-day SMA stands at $15.79, while the 50-day and 200-day SMAs are $14.73 and $12.51, respectively. The Average True Range (ATR) is $0.60, indicating moderate volatility.

Fundamentally, EZCORP has a market capitalization of $862.07 million, with a price-to-earnings (P/E) ratio of 13.17 and a forward P/E of 12.69. The price-to-book (P/B) ratio is 1.06, and the price-to-sales (P/S) ratio is 0.72, suggesting a relatively undervalued position. The return on equity (RoE) is 10.52%, reflecting decent profitability. Based on these metrics, EZPW appears to be in a stable financial position with potential for near-term upside, supported by its strong market presence and operational efficiency.