(FBIZ) First Business Financial - Ratings and Ratios
Commercial Lending, Private Wealth Management, Treasury Management, Asset Based Lending, Banking Services
FBIZ EPS (Earnings per Share)
FBIZ Revenue
Description: FBIZ First Business Financial
First Business Financial Services, Inc. (NASDAQ:FBIZ) is a bank holding company that provides a comprehensive range of commercial banking products and services to small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in the Midwest region of the United States. The companys diverse product offerings include commercial real estate lending, asset-based lending, treasury management solutions, and private wealth management services, among others.
From a financial perspective, FBIZ has a market capitalization of approximately $392 million, indicating a relatively modest size compared to larger regional banks. However, its return on equity (ROE) of 14.53% suggests a strong ability to generate profits from shareholder capital. Additionally, the companys price-to-earnings (P/E) ratio of 8.60 and forward P/E ratio of 8.96 imply a relatively attractive valuation compared to its earnings growth prospects.
Some key performance indicators (KPIs) to monitor for FBIZ include its net interest margin (NIM), which measures the difference between interest income and expense, and its efficiency ratio, which assesses the companys ability to manage operating expenses. Other important metrics include its loan-to-deposit ratio, which indicates the banks liquidity position, and its allowance for loan losses (ALL) as a percentage of total loans, which reflects the companys credit risk management. A review of these KPIs can provide insight into FBIZs financial health and operational performance.
FBIZs business model is focused on serving the financial needs of small and medium-sized businesses and high net worth individuals, which can provide a relatively stable source of revenue. The companys private wealth management services and treasury management solutions also offer opportunities for cross-selling and deepening relationships with customers. Overall, FBIZs diversified product offerings and strong financial performance make it an attractive option for investors seeking exposure to the regional banking sector.
Additional Sources for FBIZ Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
FBIZ Stock Overview
Market Cap in USD | 455m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 2005-10-07 |
FBIZ Stock Ratings
Growth Rating | 87.0 |
Fundamental | 67.9 |
Dividend Rating | 81.2 |
Rel. Strength | 19.4 |
Analysts | 4.4 of 5 |
Fair Price Momentum | 60.62 USD |
Fair Price DCF | 48.39 USD |
FBIZ Dividends
Dividend Yield 12m | 2.62% |
Yield on Cost 5y | 9.48% |
Annual Growth 5y | 13.62% |
Payout Consistency | 99.0% |
Payout Ratio | 19.6% |
FBIZ Growth Ratios
Growth Correlation 3m | 58.2% |
Growth Correlation 12m | 68.3% |
Growth Correlation 5y | 90.9% |
CAGR 5y | 31.25% |
CAGR/Max DD 5y | 0.89 |
Sharpe Ratio 12m | 0.95 |
Alpha | 41.66 |
Beta | 0.865 |
Volatility | 32.24% |
Current Volume | 57.4k |
Average Volume 20d | 55.8k |
Stop Loss | 53.2 (-2.7%) |
As of July 08, 2025, the stock is trading at USD 54.69 with a total of 57,439 shares traded.
Over the past week, the price has changed by +7.95%, over one month by +13.94%, over three months by +23.91% and over the past year by +55.59%.
Yes, based on ValueRay´s Fundamental Analyses, First Business Financial (NASDAQ:FBIZ) is currently (July 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 67.88 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of FBIZ is around 60.62 USD . This means that FBIZ is currently undervalued and has a potential upside of +10.84% (Margin of Safety).
First Business Financial has received a consensus analysts rating of 4.40. Therefore, it is recommended to buy FBIZ.
- Strong Buy: 2
- Buy: 3
- Hold: 0
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, FBIZ First Business Financial will be worth about 72.7 in July 2026. The stock is currently trading at 54.69. This means that the stock has a potential upside of +33%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 57.6 | 5.3% |
Analysts Target Price | 58.2 | 6.4% |
ValueRay Target Price | 72.7 | 33% |