(FBIZ) First Business Financial - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US3193901002

Commercial Lending, Private Wealth Management, Treasury Management, Asset Based Lending, Banking Services

FBIZ EPS (Earnings per Share)

EPS (Earnings per Share) of FBIZ over the last years for every Quarter: "2020-03": 0.39, "2020-06": 0.4, "2020-09": 0.51, "2020-12": 0.72, "2021-03": 1.15, "2021-06": 0.98, "2021-09": 1.1, "2021-12": 1.04, "2022-03": 1.05, "2022-06": 1.36, "2022-09": 1.32, "2022-12": 1.24, "2023-03": 1.1, "2023-06": 1.03, "2023-09": 1.23, "2023-12": 1.2, "2024-03": 1.09, "2024-06": 1.29, "2024-09": 1.3, "2024-12": 1.78, "2025-03": 1.37,

FBIZ Revenue

Revenue of FBIZ over the last years for every Quarter: 2020-03: 29.673, 2020-06: 27.239, 2020-09: 29.571, 2020-12: 32.241, 2021-03: 31.001, 2021-06: 30.92, 2021-09: 31.029, 2021-12: 31.144, 2022-03: 31.621, 2022-06: 33.903, 2022-09: 39.983, 2022-12: 45.291, 2023-03: 50.474, 2023-06: 54.535, 2023-09: 59.371, 2023-12: 61.855, 2024-03: 62.54, 2024-06: 65.335, 2024-09: 66.391, 2024-12: 68.115, 2025-03: 67.109,

Description: FBIZ First Business Financial

First Business Financial Services, Inc. (NASDAQ:FBIZ) is a bank holding company that provides a comprehensive range of commercial banking products and services to small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in the Midwest region of the United States. The companys diverse product offerings include commercial real estate lending, asset-based lending, treasury management solutions, and private wealth management services, among others.

From a financial perspective, FBIZ has a market capitalization of approximately $392 million, indicating a relatively modest size compared to larger regional banks. However, its return on equity (ROE) of 14.53% suggests a strong ability to generate profits from shareholder capital. Additionally, the companys price-to-earnings (P/E) ratio of 8.60 and forward P/E ratio of 8.96 imply a relatively attractive valuation compared to its earnings growth prospects.

Some key performance indicators (KPIs) to monitor for FBIZ include its net interest margin (NIM), which measures the difference between interest income and expense, and its efficiency ratio, which assesses the companys ability to manage operating expenses. Other important metrics include its loan-to-deposit ratio, which indicates the banks liquidity position, and its allowance for loan losses (ALL) as a percentage of total loans, which reflects the companys credit risk management. A review of these KPIs can provide insight into FBIZs financial health and operational performance.

FBIZs business model is focused on serving the financial needs of small and medium-sized businesses and high net worth individuals, which can provide a relatively stable source of revenue. The companys private wealth management services and treasury management solutions also offer opportunities for cross-selling and deepening relationships with customers. Overall, FBIZs diversified product offerings and strong financial performance make it an attractive option for investors seeking exposure to the regional banking sector.

Additional Sources for FBIZ Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

FBIZ Stock Overview

Market Cap in USD 455m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2005-10-07

FBIZ Stock Ratings

Growth Rating 87.0
Fundamental 67.9
Dividend Rating 81.2
Rel. Strength 19.4
Analysts 4.4 of 5
Fair Price Momentum 60.62 USD
Fair Price DCF 48.39 USD

FBIZ Dividends

Dividend Yield 12m 2.62%
Yield on Cost 5y 9.48%
Annual Growth 5y 13.62%
Payout Consistency 99.0%
Payout Ratio 19.6%

FBIZ Growth Ratios

Growth Correlation 3m 58.2%
Growth Correlation 12m 68.3%
Growth Correlation 5y 90.9%
CAGR 5y 31.25%
CAGR/Max DD 5y 0.89
Sharpe Ratio 12m 0.95
Alpha 41.66
Beta 0.865
Volatility 32.24%
Current Volume 57.4k
Average Volume 20d 55.8k
Stop Loss 53.2 (-2.7%)
What is the price of FBIZ shares?
As of July 08, 2025, the stock is trading at USD 54.69 with a total of 57,439 shares traded.
Over the past week, the price has changed by +7.95%, over one month by +13.94%, over three months by +23.91% and over the past year by +55.59%.
Is First Business Financial a good stock to buy?
Yes, based on ValueRay´s Fundamental Analyses, First Business Financial (NASDAQ:FBIZ) is currently (July 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 67.88 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of FBIZ is around 60.62 USD . This means that FBIZ is currently undervalued and has a potential upside of +10.84% (Margin of Safety).
Is FBIZ a buy, sell or hold?
First Business Financial has received a consensus analysts rating of 4.40. Therefore, it is recommended to buy FBIZ.
  • Strong Buy: 2
  • Buy: 3
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0
What are the forecasts for FBIZ share price target?
According to our own proprietary Forecast Model, FBIZ First Business Financial will be worth about 72.7 in July 2026. The stock is currently trading at 54.69. This means that the stock has a potential upside of +33%.
Issuer Target Up/Down from current
Wallstreet Target Price 57.6 5.3%
Analysts Target Price 58.2 6.4%
ValueRay Target Price 72.7 33%