(FCAP) First Capital - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US31942S1042
FCAP: Deposit Accounts, Loans, Securities, Investments
First Capital, Inc., operating through its subsidiary First Harrison Bank, is a regional banking institution providing a comprehensive range of financial services to individuals and businesses across the United States, with a particular presence in Indiana. The banks diverse product offerings include various deposit accounts such as checking and savings accounts, certificates of deposit, and retirement savings plans, catering to the financial needs of its customer base.
The companys lending capabilities encompass a broad spectrum, including residential mortgage loans, construction loans for both residential and commercial properties, commercial real estate loans, and business loans, thereby supporting both personal and commercial financial requirements. Additionally, First Capital, Inc. engages in originating a variety of loan types, including multi-family residential, commercial real estate, business, and consumer loans, further diversifying its revenue streams.
First Capital, Inc.s investment portfolio includes mortgage-backed securities and collateralized mortgage obligations, which contribute to its revenue through interest income. With a history dating back to 1891 and headquartered in Corydon, Indiana, the company has established a strong local presence while operating within the broader U.S. banking landscape.
Analyzing the provided technical data, the stocks recent price movements indicate a bullish trend, with the last price at $48.13, above both its 20-day SMA ($46.26) and 50-day SMA ($41.45), and significantly above its 200-day SMA ($34.83). The Average True Range (ATR) stands at 1.82, representing a 3.78% daily volatility. Given the stocks 52-week high and low range ($51.67 and $27.06, respectively), it is currently trading near the upper end of its recent price range, suggesting potential for continued growth or a correction.
From a fundamental perspective, First Capital, Inc.s market capitalization is $169.38 million, with a price-to-earnings ratio of 14.14, indicating a relatively moderate valuation compared to its earnings. The return on equity (RoE) of 7.45% suggests a decent profitability level. Combining these insights, a forecast for FCAP could involve a continued upward trajectory, driven by its strong technical indicators and reasonable valuation. However, the proximity to its 52-week high may necessitate a cautious approach, potentially looking for dips towards the $46-$47 range (near the 20-day SMA) as a buying opportunity, with a target price potentially exceeding $55 in the next 6-12 months, based on sustained growth and maintaining its current RoE.
Additional Sources for FCAP Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
FCAP Stock Overview
Market Cap in USD | 169m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 1999-01-04 |
FCAP Stock Ratings
Growth Rating | -1.89 |
Fundamental | 70.4 |
Dividend Rating | 57.6 |
Rel. Strength | 40.9 |
Analysts | - |
Fair Price Momentum | 56.29 USD |
Fair Price DCF | 145.34 USD |
FCAP Dividends
Dividend Yield 12m | 2.78% |
Yield on Cost 5y | 2.16% |
Annual Growth 5y | 3.13% |
Payout Consistency | 98.2% |
FCAP Growth Ratios
Growth Correlation 3m | 91.5% |
Growth Correlation 12m | 83.6% |
Growth Correlation 5y | -52.7% |
CAGR 5y | -1.36% |
CAGR/Max DD 5y | -0.02 |
Sharpe Ratio 12m | -0.11 |
Alpha | 67.26 |
Beta | -0.123 |
Volatility | 55.50% |
Current Volume | 6.5k |
Average Volume 20d | 13.4k |
As of May 22, 2025, the stock is trading at USD 49.42 with a total of 6,544 shares traded.
Over the past week, the price has changed by +3.71%, over one month by +21.72%, over three months by +38.37% and over the past year by +70.62%.
Yes, based on ValueRay Fundamental Analyses, First Capital (NASDAQ:FCAP) is currently (May 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 70.37 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of FCAP as of May 2025 is 56.29. This means that FCAP is currently undervalued and has a potential upside of +13.9% (Margin of Safety).
First Capital has no consensus analysts rating.
According to ValueRays Forecast Model, FCAP First Capital will be worth about 61.4 in May 2026. The stock is currently trading at 49.42. This means that the stock has a potential upside of +24.14%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | - | - |
Analysts Target Price | - | - |
ValueRay Target Price | 61.4 | 24.1% |