(FITB) Fifth Third Bancorp - Overview

Sector: Financial Services | Industry: Banks - Regional | Exchange: NASDAQ (USA) | Market Cap: 43.449m USD | Total Return: 29.5% in 12m

Commercial Loans, Deposits, Mortgages, Wealth Management, Credit Cards
Total Rating 40
Safety 22
Buy Signal -0.24
Banks - Regional
Industry Rotation: +1.5
Market Cap: 43.4B
Avg Turnover: 254M
Risk 3d forecast
Volatility27.8%
VaR 5th Pctl4.70%
VaR vs Median2.84%
Reward TTM
Sharpe Ratio0.98
Rel. Str. IBD52.3
Rel. Str. Peer Group29.2
Character TTM
Beta0.961
Beta Downside1.112
Hurst Exponent0.560
Drawdowns 3y
Max DD29.95%
CAGR/Max DD0.99
CAGR/Mean DD3.97
EPS (Earnings per Share) EPS (Earnings per Share) of FITB over the last years for every Quarter: "2021-03": 0.93, "2021-06": 0.94, "2021-09": 0.88, "2021-12": 0.91, "2022-03": 0.68, "2022-06": 0.76, "2022-09": 0.91, "2022-12": 1, "2023-03": 0.79, "2023-06": 0.82, "2023-09": 0.91, "2023-12": 0.96, "2024-03": 0.7, "2024-06": 0.81, "2024-09": 0.78, "2024-12": 0.85, "2025-03": 0.71, "2025-06": 0.88, "2025-09": 0.91, "2025-12": 1.04, "2026-03": 0.15,
EPS CAGR: -3.50%
EPS Trend: -58.8%
Last SUE: 4.00
Qual. Beats: 1
Revenue Revenue of FITB over the last years for every Quarter: 2021-03: 1973, 2021-06: 1974, 2021-09: 2033, 2021-12: 1974, 2022-03: 1879, 2022-06: 2140, 2022-09: 2432, 2022-12: 2297, 2023-03: 2213, 2023-06: 3002, 2023-09: 3174, 2023-12: 3298, 2024-03: 3269, 2024-06: 3259, 2024-09: 3311, 2024-12: 3234, 2025-03: 3075, 2025-06: 3212, 2025-09: 3300, 2025-12: 3279, 2026-03: 3867,
Rev. CAGR: 8.47%
Rev. Trend: 77.7%
Last SUE: 0.71
Qual. Beats: 0

Warnings

Share dilution 22.8% YoY

Tailwinds

No distinct edge detected

Description: FITB Fifth Third Bancorp

Fifth Third Bancorp (FITB) is a diversified financial services holding company headquartered in Cincinnati, Ohio. The firm operates through three primary segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. Its service suite includes traditional credit intermediation, residential mortgage servicing, investment management, and specialized financing for solar energy and home improvements.

As a diversified bank, FITB generates revenue primarily through net interest income-the spread between interest earned on loans and interest paid on deposits-and non-interest income from fiduciary and capital markets fees. The regional banking sector is currently characterized by heightened competition for low-cost deposits and a strategic focus on digital transformation to reduce overhead costs.

Investors may find additional valuation metrics and historical performance data on ValueRay to assist in their analysis.

Headlines to Watch Out For
  • Net interest margin sensitivity to Federal Reserve interest rate policy
  • Commercial loan demand fluctuations within the Midwestern manufacturing sector
  • Credit quality performance across solar and home improvement lending portfolios
  • Expansion of wealth management and advisory services fee income streams
  • Regulatory capital requirement shifts impacting dividend growth and share buybacks
Piotroski VR‑10 (Strict) 2.5
Net Income: 2.17b TTM > 0 and > 6% of Revenue
FCF/TA: 0.01 > 0.02 and ΔFCF/TA -0.83 > 1.0
NWC/Revenue: 20.46% < 20% (prev -860.7%; Δ 881.2% < -1%)
CFO/TA 0.01 > 3% & CFO 2.17b > Net Income 2.17b
Net Debt (15.96b) to EBITDA (3.03b): 5.26 < 3
Current Ratio: 3.17 > 1.5 & < 3
Outstanding Shares: last quarter (830.3m) vs 12m ago 22.81% < -2%
Gross Margin: 66.60% > 18% (prev 0.60%; Δ 6.60k% > 0.5%)
Asset Turnover: 5.36% > 50% (prev 6.06%; Δ -0.70% > 0%)
Interest Coverage Ratio: 0.41 > 6 (EBITDA TTM 3.03b / Interest Expense TTM 3.96b)
Altman Z'' 0.48
A: 0.01 (Total Current Assets 4.08b - Total Current Liabilities 1.29b) / Total Assets 297.04b
B: 0.08 (Retained Earnings 25.25b / Total Assets 297.04b)
C: 0.01 (EBIT TTM 1.65b / Avg Total Assets 254.85b)
D: 0.09 (Book Value of Equity 24.60b / Total Liabilities 262.93b)
Altman-Z'' Score: 0.48 = B
Beneish M 1.00
DSRI: 36.48 (Receivables 120.40b/3.11b, Revenue 13.66b/12.88b)
GMI: 0.90 (GM 66.60% / 59.80%)
AQI: 1.39 (AQ_t 0.98 / AQ_t-1 0.70)
SGI: 1.06 (Revenue 13.66b / 12.88b)
TATA: -0.00 (NI 2.17b - CFO 2.17b) / TA 297.04b)
Beneish M-Score: 26.36 (Cap -4..+1) = D
What is the price of FITB shares? As of May 21, 2026, the stock is trading at USD 48.86 with a total of 4,638,543 shares traded.
Over the past week, the price has changed by +3.58%, over one month by -4.16%, over three months by -8.05% and over the past year by +29.54%.
Is FITB a buy, sell or hold? Fifth Third Bancorp has received a consensus analysts rating of 3.96. Therefore, it is recommended to buy FITB.
  • StrongBuy: 9
  • Buy: 5
  • Hold: 10
  • Sell: 0
  • StrongSell: 0
What are the forecasts/targets for the FITB price?
Analysts Target Price 57.4 17.5%
Fifth Third Bancorp (FITB) - Fundamental Data Overview as of 20 May 2026
P/E Trailing = 16.1414
P/E Forward = 12.0337
P/S = 4.8276
P/B = 1.4005
P/EG = 1.88
Revenue TTM = 13.66b USD
EBIT TTM = 1.65b USD
EBITDA TTM = 3.03b USD
Long Term Debt = 18.75b USD (from longTermDebt, last quarter)
Short Term Debt = 1.29b USD (from shortTermDebt, last quarter)
Debt = 20.04b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 15.96b USD (from netDebt column, last quarter)
Enterprise Value = 59.41b USD (43.45b + Debt 20.04b - CCE 4.08b)
Interest Coverage Ratio = 0.41 (Ebit TTM 1.65b / Interest Expense TTM 3.96b)
EV/FCF = 29.94x (Enterprise Value 59.41b / FCF TTM 1.98b)
FCF Yield = 3.34% (FCF TTM 1.98b / Enterprise Value 59.41b)
FCF Margin = 14.53% (FCF TTM 1.98b / Revenue TTM 13.66b)
Net Margin = 15.91% (Net Income TTM 2.17b / Revenue TTM 13.66b)
Gross Margin = 66.60% ((Revenue TTM 13.66b - Cost of Revenue TTM 4.56b) / Revenue TTM)
Gross Margin QoQ = 67.29% (prev 71.36%)
Tobins Q-Ratio = 0.20 (Enterprise Value 59.41b / Total Assets 297.04b)
Interest Expense / Debt = 5.18% (Interest Expense 1.04b / Debt 20.04b)
Taxrate = 20.29% (42.0m / 207.0m)
NOPAT = 1.31b (EBIT 1.65b * (1 - 20.29%))
Current Ratio = 3.17 (Total Current Assets 4.08b / Total Current Liabilities 1.29b)
Debt / Equity = 0.59 (Debt 20.04b / totalStockholderEquity, last quarter 34.11b)
Debt / EBITDA = 5.26 (Net Debt 15.96b / EBITDA 3.03b)
Debt / FCF = 8.04 (Net Debt 15.96b / FCF TTM 1.98b)
Total Stockholder Equity = 24.52b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.85% (Net Income 2.17b / Total Assets 297.04b)
RoE = 8.86% (Net Income TTM 2.17b / Total Stockholder Equity 24.52b)
RoCE = 3.80% (EBIT 1.65b / Capital Employed (Equity 24.52b + L.T.Debt 18.75b))
RoIC = 3.28% (NOPAT 1.31b / Invested Capital 39.93b)
WACC = 7.71% (E(43.45b)/V(63.49b) * Re(9.36%) + D(20.04b)/V(63.49b) * Rd(5.18%) * (1-Tc(0.20)))
Discount Rate = 9.36% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -46.67 | Cagr: 8.73%
[DCF] Terminal Value 75.66% ; FCFF base≈2.47b ; Y1≈1.94b ; Y5≈1.27b
[DCF] Fair Price = 10.23 (EV 25.23b - Net Debt 15.96b = Equity 9.28b / Shares 906.3m; r=7.71% [WACC]; 5y FCF grow -25.67% → 3.0% )
EPS Correlation: -58.76 | EPS CAGR: -3.50% | SUE: 4.0 | # QB: 1
Revenue Correlation: 77.67 | Revenue CAGR: 8.47% | SUE: 0.71 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.83 | Chg30d=-2.77% | Revisions=-29% | Analysts=17
EPS next Quarter (2026-09-30): EPS=0.88 | Chg30d=-5.62% | Revisions=-22% | Analysts=16
EPS current Year (2026-12-31): EPS=3.06 | Chg30d=-1.88% | Revisions=-16% | GrowthEPS=-13.3% | GrowthRev=+42.1%
EPS next Year (2027-12-31): EPS=4.87 | Chg30d=+0.97% | Revisions=+44% | GrowthEPS=+59.2% | GrowthRev=+7.6%
[Analyst] Revisions Ratio: +44%