(FITB) Fifth Third Bancorp - Ratings and Ratios
Loans, Deposits, CreditCards, WealthManagement, Investments
FITB EPS (Earnings per Share)
FITB Revenue
Description: FITB Fifth Third Bancorp
Fifth Third Bancorp is a bank holding company that provides a range of financial products and services through its three main segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. The companys diverse offerings cater to various customer needs, from credit intermediation and cash management to wealth planning and investment management.
From a business perspective, Fifth Third Bancorps Commercial Banking segment is a significant contributor, providing financial services to businesses, governments, and professionals. The Consumer and Small Business Banking segment is also substantial, offering deposit and loan products, home equity loans, and credit cards to individuals and small businesses. Additionally, the Wealth and Asset Management segment provides a range of wealth management services, including retail brokerage, investment management, and trust and estate services.
Some key performance indicators (KPIs) that can be used to evaluate Fifth Third Bancorps performance include its net interest margin (NIM), return on assets (ROA), and efficiency ratio. The companys NIM is a crucial metric, as it indicates the banks ability to generate income from its lending and deposit-taking activities. A higher NIM generally indicates better profitability. The ROA metric measures the banks ability to generate income from its assets, while the efficiency ratio indicates the banks ability to manage its expenses relative to its revenue.
Based on the available data, Fifth Third Bancorps return on equity (RoE) is 11.54%, indicating a relatively stable return on shareholder equity. The companys price-to-earnings (P/E) ratio is 13.67, which is slightly lower than the industry average, suggesting that the stock may be undervalued. The forward P/E ratio is 12.47, indicating a slight decrease in expected earnings growth.
To further analyze Fifth Third Bancorps stock performance, it is essential to examine its support and resistance levels. The current price is 42.61, with support levels at 42.0, 40.8, and 39.3, and resistance levels at 44.0 and 42.7. The stocks 52-week high and low are 47.14 and 33.02, respectively, indicating a relatively stable price range.
FITB Stock Overview
| Market Cap in USD | 30,156m |
| Sub-Industry | Diversified Banks |
| IPO / Inception | 1990-03-26 |
FITB Stock Ratings
| Growth Rating | 41.0% |
| Fundamental | 54.3% |
| Dividend Rating | 79.3% |
| Return 12m vs S&P 500 | -5.56% |
| Analyst Rating | 3.96 of 5 |
FITB Dividends
| Dividend Yield 12m | 4.27% |
| Yield on Cost 5y | 10.91% |
| Annual Growth 5y | 5.92% |
| Payout Consistency | 88.5% |
| Payout Ratio | 46.0% |
FITB Growth Ratios
| Growth Correlation 3m | 68.4% |
| Growth Correlation 12m | -11.9% |
| Growth Correlation 5y | 48.8% |
| CAGR 5y | 15.08% |
| CAGR/Max DD 3y | 0.40 |
| CAGR/Mean DD 3y | 1.80 |
| Sharpe Ratio 12m | 0.24 |
| Alpha | 0.01 |
| Beta | 0.745 |
| Volatility | 26.32% |
| Current Volume | 4946k |
| Average Volume 20d | 4120.6k |
| Stop Loss | 44.5 (-3.1%) |
| Signal | 1.00 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (2.34b TTM) > 0 and > 6% of Revenue (6% = 771.2m TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA 0.19pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -859.7% (prev -811.2%; Δ -48.56pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.02 (>3.0%) and CFO 4.30b > Net Income 2.34b (YES >=105%, WARN >=100%) |
| Net Debt (15.09b) to EBITDA (3.47b) ratio: 4.34 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.34 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (674.0m) change vs 12m ago -2.47% (target <= -2.0% for YES) |
| Gross Margin 61.03% (prev 60.43%; Δ 0.60pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 6.07% (prev 6.10%; Δ -0.02pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.68 (EBITDA TTM 3.47b / Interest Expense TTM 4.32b) >= 6 (WARN >= 3) |
Altman Z'' -2.85
| (A) -0.53 = (Total Current Assets 57.27b - Total Current Liabilities 167.78b) / Total Assets 209.99b |
| (B) 0.12 = Retained Earnings (Balance) 24.72b / Total Assets 209.99b |
| (C) 0.01 = EBIT TTM 2.95b / Avg Total Assets 211.63b |
| (D) 0.12 = Book Value of Equity 23.22b / Total Liabilities 188.87b |
| Total Rating: -2.85 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 54.31
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield -63.15% = -5.0 |
| 3. FCF Margin 28.93% = 7.23 |
| 4. Debt/Equity 0.86 = 2.15 |
| 5. Debt/Ebitda 5.20 = -2.50 |
| 6. ROIC - WACC (= -0.74)% = -0.93 |
| 7. RoE 11.40% = 0.95 |
| 8. Rev. Trend 74.62% = 5.60 |
| 9. EPS Trend -43.70% = -2.18 |
What is the price of FITB shares?
Over the past week, the price has changed by +0.88%, over one month by +7.34%, over three months by +21.55% and over the past year by +11.94%.
Is Fifth Third Bancorp a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of FITB is around 45.83 USD . This means that FITB is currently overvalued and has a potential downside of -0.17%.
Is FITB a buy, sell or hold?
- Strong Buy: 9
- Buy: 5
- Hold: 10
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the FITB price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 48.5 | 5.5% |
| Analysts Target Price | 48.5 | 5.5% |
| ValueRay Target Price | 50.5 | 9.9% |
Last update: 2025-09-13 05:02
FITB Fundamental Data Overview
CCE Cash And Equivalents = 54.11b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 14.1931
P/E Forward = 11.3122
P/S = 3.7727
P/B = 1.5764
P/EG = 2.5722
Beta = 0.952
Revenue TTM = 12.85b USD
EBIT TTM = 2.95b USD
EBITDA TTM = 3.47b USD
Long Term Debt = 14.49b USD (from longTermDebt, last quarter)
Short Term Debt = 3.57b USD (from shortTermDebt, last quarter)
Debt = 18.06b USD (Calculated: Short Term 3.57b + Long Term 14.49b)
Net Debt = 15.09b USD (from netDebt column, last quarter)
Enterprise Value = -5.89b USD (30.16b + Debt 18.06b - CCE 54.11b)
Interest Coverage Ratio = 0.68 (Ebit TTM 2.95b / Interest Expense TTM 4.32b)
FCF Yield = -63.15% (FCF TTM 3.72b / Enterprise Value -5.89b)
FCF Margin = 28.93% (FCF TTM 3.72b / Revenue TTM 12.85b)
Net Margin = 18.17% (Net Income TTM 2.34b / Revenue TTM 12.85b)
Gross Margin = 61.03% ((Revenue TTM 12.85b - Cost of Revenue TTM 5.01b) / Revenue TTM)
Tobins Q-Ratio = -0.25 (set to none) (Enterprise Value -5.89b / Book Value Of Equity 23.22b)
Interest Expense / Debt = 5.48% (Interest Expense 989.0m / Debt 18.06b)
Taxrate = 20.64% (602.0m / 2.92b)
NOPAT = 2.34b (EBIT 2.95b * (1 - 20.64%))
Current Ratio = 0.34 (Total Current Assets 57.27b / Total Current Liabilities 167.78b)
Debt / Equity = 0.86 (Debt 18.06b / last Quarter total Stockholder Equity 21.12b)
Debt / EBITDA = 5.20 (Net Debt 15.09b / EBITDA 3.47b)
Debt / FCF = 4.86 (Debt 18.06b / FCF TTM 3.72b)
Total Stockholder Equity = 20.49b (last 4 quarters mean)
RoA = 1.11% (Net Income 2.34b, Total Assets 209.99b )
RoE = 11.40% (Net Income TTM 2.34b / Total Stockholder Equity 20.49b)
RoCE = 8.44% (Ebit 2.95b / (Equity 20.49b + L.T.Debt 14.49b))
RoIC = 6.36% (NOPAT 2.34b / Invested Capital 36.85b)
WACC = 7.11% (E(30.16b)/V(48.22b) * Re(8.76%)) + (D(18.06b)/V(48.22b) * Rd(5.48%) * (1-Tc(0.21)))
Shares Correlation 3-Years: -63.64 | Cagr: -0.27%
Discount Rate = 8.76% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 74.11% ; FCFE base≈3.58b ; Y1≈3.26b ; Y5≈2.86b
Fair Price DCF = 68.41 (DCF Value 45.28b / Shares Outstanding 661.9m; 5y FCF grow -11.32% → 3.0% )
EPS Correlation: -43.70 | EPS CAGR: -1.21% | SUE: 0.17 | # QB: 0
Revenue Correlation: 74.62 | Revenue CAGR: 10.92% | SUE: N/A | # QB: None
Additional Sources for FITB Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle