(FMBH) First Mid Illinois - Ratings and Ratios

First Mid Bancshares, Inc. (NASDAQ:FMBH) operates as a financial holding company, delivering a comprehensive suite of community banking solutions to commercial, retail, and agricultural clients across the United States. The institution offers a diverse range of deposit products, including demand deposits, savings accounts, money market deposits, and time deposits. Its loan portfolio encompasses commercial real estate, commercial and industrial loans, agricultural and agricultural real estate loans, residential real estate loans (both owner-occupied and non-owner-occupied), consumer loans, construction and land development loans, and loans for 1-4 family residential properties and multifamily residential properties. Additionally, the company provides municipal loans to support community projects such as infrastructure improvements and equipment purchases.

Beyond its core banking services, First Mid Bancshares offers wealth management services, including estate planning and investment services for individuals, employee benefit services for businesses, and farm management and brokerage services. The company also provides a range of insurance products, including property and casualty insurance, senior insurance products, group medical insurance for businesses, and personal lines insurance for individuals. Formerly known as First Mid-Illinois Bancshares, Inc., the company rebranded to First Mid Bancshares, Inc. in April 2019. With a rich history dating back to 1865, First Mid Bancshares is headquartered in Mattoon, Illinois, and maintains a strong commitment to serving its communities through personalized financial solutions. For more information, visit https://www.firstmid.com.

Ticker Symbol: FMBH
Exchange: NASDAQ
Type: common stock
Country Origin: United States
GICS Sub Industry: Regional Banks

Based on the provided data, First Mid Bancshares, Inc. (NASDAQ:FMBH) is currently trading at $35.91, with a 20-day average volume of 57,433 shares. The stocks short-term trend, as indicated by its SMA20 of $32.71 and SMA50 of $34.68, suggests a recent uptrend. However, the SMA200 of $37.51 indicates a longer-term downtrend, signaling potential resistance at higher levels. The ATR of 1.49 reflects moderate volatility. From a fundamental perspective, the companys market cap of $861.19M, P/E ratio of 10.66, and forward P/E of 12.05 suggest undervaluation with expectations of future earnings growth. The P/B ratio of 0.99 indicates the stock is trading near its book value, while the P/S ratio of 2.68 and RoE of 9.25% highlight moderate operational efficiency.