(GAIN) Gladstone Investment - Ratings and Ratios
Debt, Refinancing, Senior Loans, Mezzanine, Equity Investments
GAIN EPS (Earnings per Share)
GAIN Revenue
Description: GAIN Gladstone Investment
Gladstone Investment Corporation is a business development company that focuses on investing in lower middle market companies, particularly those in mature stages, through various debt and equity instruments. The companys investment strategy is centered around providing financing to established businesses in the United States, targeting sectors such as manufacturing, consumer products, and business/consumer services.
The funds investment approach is characterized by a preference for debt investments ranging from $5 million to $30 million and equity investments between $10 million and $40 million, typically in companies with EBITDA between $4 million and $15 million. Gladstone Investment Corporation seeks to establish a significant presence in its portfolio companies, often taking a minority or majority equity stake and occasionally holding a board seat.
With a typical investment holding period of seven years, the fund aims to exit its investments through various means, including sale, recapitalization, initial public offering, or sale to a third party. The companys disciplined investment strategy and focus on established businesses enable it to navigate complex market conditions and capitalize on opportunities in the lower middle market.
Analyzing the current market data, GAINs stock price is at $14.11, with its 20-day SMA at the same level, indicating a stable short-term trend. The 50-day SMA is at $13.72, and the 200-day SMA is at $12.77, suggesting a positive medium- to long-term outlook. The ATR of 0.28 represents a 2.02% daily price movement, indicating moderate volatility. Considering the fundamental data, the companys market capitalization stands at $517.93M USD, with a P/E ratio of 7.90 and a forward P/E of 15.36, indicating potential for growth.
Forecasting GAINs future performance, we can anticipate a potential increase in stock price due to the companys solid investment strategy and favorable market conditions. With a RoE of 13.57%, Gladstone Investment Corporation demonstrates a strong ability to generate returns on equity. As the company continues to invest in established businesses and navigate the lower middle market effectively, its stock price may reach $16.50 within the next 12-18 months, representing a potential upside of approximately 17% from current levels.
GAIN Stock Overview
| Market Cap in USD | 542m |
| Sub-Industry | Asset Management & Custody Banks |
| IPO / Inception | 2005-06-23 |
GAIN Stock Ratings
| Growth Rating | 85.3% |
| Fundamental | 39.8% |
| Dividend Rating | 94.0% |
| Return 12m vs S&P 500 | 5.85% |
| Analyst Rating | 4.20 of 5 |
GAIN Dividends
| Dividend Yield 12m | 8.99% |
| Yield on Cost 5y | 22.94% |
| Annual Growth 5y | 12.29% |
| Payout Consistency | 94.3% |
| Payout Ratio | 35.6% |
GAIN Growth Ratios
| Growth Correlation 3m | 55.5% |
| Growth Correlation 12m | 81.8% |
| Growth Correlation 5y | 88.7% |
| CAGR 5y | 15.62% |
| CAGR/Max DD 3y | 1.06 |
| CAGR/Mean DD 3y | 4.44 |
| Sharpe Ratio 12m | -0.95 |
| Alpha | 0.19 |
| Beta | 0.614 |
| Volatility | 16.37% |
| Current Volume | 250.2k |
| Average Volume 20d | 142.2k |
| Stop Loss | 13.5 (-3.4%) |
| Signal | -1.35 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (79.6m TTM) > 0 and > 6% of Revenue (6% = 6.79m TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA 9.20pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -393.1% (prev -31.21%; Δ -361.9pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.04 (>3.0%) and CFO -46.2m <= Net Income 79.6m (YES >=105%, WARN >=100%) |
| NO Net Debt/EBITDA fails (EBITDA <= 0) |
| Current Ratio 0.02 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (36.9m) change vs 12m ago 0.60% (target <= -2.0% for YES) |
| Gross Margin 77.33% (prev 71.84%; Δ 5.49pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 11.51% (prev 9.95%; Δ 1.55pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio -1.92 (EBITDA TTM -38.5m / Interest Expense TTM 30.3m) >= 6 (WARN >= 3) |
Altman Z'' -3.19
| (A) -0.42 = (Total Current Assets 11.2m - Total Current Liabilities 456.4m) / Total Assets 1.05b |
| (B) -0.00 = Retained Earnings (Balance) -5.15m / Total Assets 1.05b |
| (C) -0.06 = EBIT TTM -58.0m / Avg Total Assets 984.1m |
| (D) -0.01 = Book Value of Equity -5.11m / Total Liabilities 568.6m |
| Total Rating: -3.19 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 39.84
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield 1.48% = 0.74 |
| 3. FCF Margin 14.40% = 3.60 |
| 4. Debt/Equity 1.17 = 1.85 |
| 5. Debt/Ebitda -14.78 = -2.50 |
| 6. ROIC - WACC (= -10.76)% = -12.50 |
| 7. RoE 16.48% = 1.37 |
| 8. Rev. Trend 13.88% = 1.04 |
| 9. EPS Trend -35.29% = -1.76 |
What is the price of GAIN shares?
Over the past week, the price has changed by -1.69%, over one month by -1.48%, over three months by +1.21% and over the past year by +25.46%.
Is Gladstone Investment a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of GAIN is around 16.21 USD . This means that GAIN is currently undervalued and has a potential upside of +15.95% (Margin of Safety).
Is GAIN a buy, sell or hold?
- Strong Buy: 3
- Buy: 0
- Hold: 2
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the GAIN price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 13.9 | -0.7% |
| Analysts Target Price | 13.9 | -0.7% |
| ValueRay Target Price | 17.5 | 24.8% |
Last update: 2025-09-10 04:38
GAIN Fundamental Data Overview
CCE Cash And Equivalents = 5.36m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 6.53
P/E Forward = 15.2439
P/S = 5.699
P/B = 1.1167
P/EG = 5.4638
Beta = 0.926
Revenue TTM = 113.2m USD
EBIT TTM = -58.0m USD
EBITDA TTM = -38.5m USD
Long Term Debt = 112.2m USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 456.4m USD (from shortTermDebt, last quarter)
Debt = 568.6m USD (Calculated: Short Term 456.4m + Long Term 112.2m)
Net Debt = 451.0m USD (from netDebt column, last quarter)
Enterprise Value = 1.10b USD (541.6m + Debt 568.6m - CCE 5.36m)
Interest Coverage Ratio = -1.92 (Ebit TTM -58.0m / Interest Expense TTM 30.3m)
FCF Yield = 1.48% (FCF TTM 16.3m / Enterprise Value 1.10b)
FCF Margin = 14.40% (FCF TTM 16.3m / Revenue TTM 113.2m)
Net Margin = 70.31% (Net Income TTM 79.6m / Revenue TTM 113.2m)
Gross Margin = 77.33% ((Revenue TTM 113.2m - Cost of Revenue TTM 25.7m) / Revenue TTM)
Tobins Q-Ratio = -216.1 (set to none) (Enterprise Value 1.10b / Book Value Of Equity -5.11m)
Interest Expense / Debt = 1.49% (Interest Expense 8.50m / Debt 568.6m)
Taxrate = 21.0% (US default)
NOPAT = -58.0m (EBIT -58.0m, no tax applied on loss)
Current Ratio = 0.02 (Total Current Assets 11.2m / Total Current Liabilities 456.4m)
Debt / Equity = 1.17 (Debt 568.6m / last Quarter total Stockholder Equity 485.3m)
Debt / EBITDA = -14.78 (Net Debt 451.0m / EBITDA -38.5m)
Debt / FCF = 34.87 (Debt 568.6m / FCF TTM 16.3m)
Total Stockholder Equity = 483.2m (last 4 quarters mean)
RoA = 7.55% (Net Income 79.6m, Total Assets 1.05b )
RoE = 16.48% (Net Income TTM 79.6m / Total Stockholder Equity 483.2m)
RoCE = -9.74% (Ebit -58.0m / (Equity 483.2m + L.T.Debt 112.2m))
RoIC = -6.11% (NOPAT -58.0m / Invested Capital 948.7m)
WACC = 4.64% (E(541.6m)/V(1.11b) * Re(8.28%)) + (D(568.6m)/V(1.11b) * Rd(1.49%) * (1-Tc(0.21)))
Shares Correlation 3-Years: 99.24 | Cagr: 0.96%
Discount Rate = 8.28% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 69.41% ; FCFE base≈16.3m ; Y1≈10.7m ; Y5≈4.90m
Fair Price DCF = 2.42 (DCF Value 92.5m / Shares Outstanding 38.2m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -35.29 | EPS CAGR: -10.58% | SUE: 0.17 | # QB: 0
Revenue Correlation: 13.88 | Revenue CAGR: 62.86% | SUE: -0.04 | # QB: 0
Additional Sources for GAIN Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle