(GLAD) Gladstone Capital - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US3765358789

Debt, Equity, Mezzanine

EPS (Earnings per Share)

EPS (Earnings per Share) of GLAD over the last years for every Quarter: "2020-12": 0.2, "2021-03": 0.2, "2021-06": 0.2, "2021-09": 0.2, "2021-12": 0.27, "2022-03": 0.25, "2022-06": 0.2, "2022-09": 0.22, "2022-12": 0.25, "2023-03": 0.26, "2023-06": 0.31, "2023-09": 0.28, "2023-12": 0.27, "2024-03": 0.5, "2024-06": 0.57, "2024-09": 0.5, "2024-12": 0.5, "2025-03": 0.5, "2025-06": 0.5, "2025-09": 0.52,

Revenue

Revenue of GLAD over the last years for every Quarter: 2020-12: 15.536, 2021-03: 24.309, 2021-06: 21.329, 2021-09: 36.377, 2021-12: 14.499, 2022-03: 12.418, 2022-06: -2.842, 2022-09: 8.952, 2022-12: 11.257, 2023-03: 17.609, 2023-06: 17.006, 2023-09: 19.957, 2023-12: 25.059, 2024-03: 30.752, 2024-06: 25.905, 2024-09: 38.548, 2024-12: 31.626, 2025-03: 13.464, 2025-06: 12.112, 2025-09: 20.427,

Dividends

Dividend Yield 8.31%
Yield on Cost 5y 16.56%
Yield CAGR 5y 27.09%
Payout Consistency 94.0%
Payout Ratio 27.2%
Risk via 5d forecast
Volatility 19.2%
Value at Risk 5%th 33.0%
Relative Tail Risk 4.63%
Reward TTM
Sharpe Ratio -1.07
Alpha -37.04
CAGR/Max DD 0.34
Character TTM
Hurst Exponent 0.442
Beta 0.747
Beta Downside 0.859
Drawdowns 3y
Max DD 33.56%
Mean DD 8.64%
Median DD 7.00%

Description: GLAD Gladstone Capital December 26, 2025

Gladstone Capital Corporation (NASDAQ:GLAD) is a Business Development Company (BDC) that focuses on providing growth-capital and credit solutions to lower-middle-market U.S. companies, typically with $20 M–$150 M in revenue and $3 M–$25 M EBITDA.

The firm deploys a broad suite of financing structures-including senior term loans, unitranche, mezzanine, and equity-linked instruments-ranging from $8 M to $40 M per transaction, and it often takes minority equity positions to support add-on acquisitions and “buy-and-build” strategies.

Gladstone’s target industries are sector-agnostic but concentrate on business services, light and specialty manufacturing, niche industrial products, specialty consumer goods, energy services, transportation & logistics, healthcare & education, specialty chemicals, media & communications, and aerospace & defense.

From a market perspective, GLAD’s dividend yield (≈ 7.5% as of Q3 2025) and its net asset value (≈ $1.1 B) make it a relatively high-yielding BDC, while the firm’s performance is sensitive to credit-spread dynamics and the overall health of the U.S. lower-middle-market M&A environment.

Key economic drivers include the Federal Reserve’s policy stance-higher rates can compress loan pricing but also increase demand for refinancing-and the ongoing consolidation trend in fragmented industrial and service sectors, which fuels “buy-and-build” opportunities.

For a deeper quantitative view, you may want to explore GLAD’s metrics on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 2.0

Net Income: 58.1m TTM > 0 and > 6% of Revenue
FCF/TA: -0.02 > 0.02 and ΔFCF/TA -1.91 > 1.0
NWC/Revenue: 49.64% < 20% (prev 5.61%; Δ 44.03% < -1%)
CFO/TA -0.02 > 3% & CFO -13.8m > Net Income 58.1m
Net Debt (365.5m) to EBITDA (58.1m): 6.29 < 3
Current Ratio: 9.90 > 1.5 & < 3
Outstanding Shares: last quarter (23.8m) vs 12m ago 9.23% < -2%
Gross Margin: 74.25% > 18% (prev 0.82%; Δ 7344 % > 0.5%)
Asset Turnover: 9.03% > 50% (prev 14.80%; Δ -5.78% > 0%)
Interest Coverage Ratio: 2.91 > 6 (EBITDA TTM 58.1m / Interest Expense TTM 20.0m)

Altman Z'' 0.76

A: 0.04 (Total Current Assets 42.9m - Total Current Liabilities 4.33m) / Total Assets 907.6m
B: 0.01 (Retained Earnings 5.20m / Total Assets 907.6m)
C: 0.07 (EBIT TTM 58.1m / Avg Total Assets 860.0m)
D: 0.01 (Book Value of Equity 5.24m / Total Liabilities 425.6m)
Altman-Z'' Score: 0.76 = B

Beneish M

DSRI: 1.86 (Receivables 10.5m/8.72m, Revenue 77.6m/120.3m)
GMI: 1.10 (GM 74.25% / 81.94%)
AQI: none (AQ_t none / AQ_t-1 none)
SGI: 0.65 (Revenue 77.6m / 120.3m)
TATA: 0.08 (NI 58.1m - CFO -13.8m) / TA 907.6m)
Beneish M-Score: cannot calculate (missing components)

ValueRay F-Score (Strict, 0-100) 48.36

1. Piotroski: 2.0pt
2. FCF Yield: -1.63%
3. FCF Margin: -17.71%
4. Debt/Equity: 0.83
5. Debt/Ebitda: 6.29
6. ROIC - WACC: 0.50%
7. RoE: 11.91%
8. Revenue Trend: 42.04%
9. EPS Trend: 87.59%

What is the price of GLAD shares?

As of January 23, 2026, the stock is trading at USD 21.08 with a total of 112,477 shares traded.
Over the past week, the price has changed by -0.71%, over one month by +3.43%, over three months by +11.50% and over the past year by -24.05%.

Is GLAD a buy, sell or hold?

Gladstone Capital has received a consensus analysts rating of 3.33. Therefor, it is recommend to hold GLAD.
  • Strong Buy: 1
  • Buy: 0
  • Hold: 5
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the GLAD price?

Issuer Target Up/Down from current
Wallstreet Target Price 22.2 5.3%
Analysts Target Price 22.2 5.3%
ValueRay Target Price 24.5 16.2%

GLAD Fundamental Data Overview January 17, 2026

P/E Trailing = 8.3255
P/E Forward = 11.3895
P/S = 5.382
P/B = 0.9932
P/EG = 2.3116
Revenue TTM = 77.6m USD
EBIT TTM = 58.1m USD
EBITDA TTM = 58.1m USD
Long Term Debt = unknown (none)
Short Term Debt = 397.9m USD (from shortTermDebt, last fiscal year)
Debt = 397.9m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 365.5m USD (from netDebt column, last quarter)
Enterprise Value = 845.1m USD (479.7m + Debt 397.9m - CCE 32.4m)
Interest Coverage Ratio = 2.91 (Ebit TTM 58.1m / Interest Expense TTM 20.0m)
EV/FCF = -61.46x (Enterprise Value 845.1m / FCF TTM -13.8m)
FCF Yield = -1.63% (FCF TTM -13.8m / Enterprise Value 845.1m)
FCF Margin = -17.71% (FCF TTM -13.8m / Revenue TTM 77.6m)
Net Margin = 74.86% (Net Income TTM 58.1m / Revenue TTM 77.6m)
Gross Margin = 74.25% ((Revenue TTM 77.6m - Cost of Revenue TTM 20.0m) / Revenue TTM)
Gross Margin QoQ = 71.74% (prev 63.25%)
Tobins Q-Ratio = 0.93 (Enterprise Value 845.1m / Total Assets 907.6m)
Interest Expense / Debt = 1.45% (Interest Expense 5.77m / Debt 397.9m)
Taxrate = 21.0% (US default 21%)
NOPAT = 45.9m (EBIT 58.1m * (1 - 21.00%))
Current Ratio = 9.90 (Total Current Assets 42.9m / Total Current Liabilities 4.33m)
Debt / Equity = 0.83 (Debt 397.9m / totalStockholderEquity, last quarter 482.0m)
Debt / EBITDA = 6.29 (Net Debt 365.5m / EBITDA 58.1m)
Debt / FCF = -26.58 (negative FCF - burning cash) (Net Debt 365.5m / FCF TTM -13.8m)
Total Stockholder Equity = 487.8m (last 4 quarters mean from totalStockholderEquity)
RoA = 6.76% (Net Income 58.1m / Total Assets 907.6m)
RoE = 11.91% (Net Income TTM 58.1m / Total Stockholder Equity 487.8m)
RoCE = 6.43% (EBIT 58.1m / Capital Employed (Total Assets 907.6m - Current Liab 4.33m))
RoIC = 5.76% (NOPAT 45.9m / Invested Capital 797.6m)
WACC = 5.26% (E(479.7m)/V(877.5m) * Re(8.67%) + D(397.9m)/V(877.5m) * Rd(1.45%) * (1-Tc(0.21)))
Discount Rate = 8.67% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 4.55%
Fair Price DCF = unknown (Cash Flow -13.8m)
EPS Correlation: 87.59 | EPS CAGR: 19.10% | SUE: 0.69 | # QB: 0
Revenue Correlation: 42.04 | Revenue CAGR: 9.57% | SUE: 3.11 | # QB: 1
EPS next Quarter (2026-03-31): EPS=0.48 | Chg30d=-0.013 | Revisions Net=-1 | Analysts=7
EPS current Year (2026-09-30): EPS=1.91 | Chg30d=-0.074 | Revisions Net=-4 | Growth EPS=-5.3% | Growth Revenue=+12.5%
EPS next Year (2027-09-30): EPS=1.87 | Chg30d=N/A | Revisions Net=+0 | Growth EPS=-2.2% | Growth Revenue=+6.6%

Additional Sources for GLAD Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle