(HONE) HarborOne Bancorp - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US41165Y1001

HONE: Banking, Loans, Mortgages, Deposits, Financial Education

HarborOne Bancorp, Inc. is a financial holding company that operates through its subsidiary, HarborOne Bank, offering a range of banking and financial services tailored to individuals, families, small to mid-size businesses, and municipalities. Established in 1917 and headquartered in Brockton, Massachusetts, the company operates through two primary business segments: HarborOne Bank and HarborOne Mortgage. Its deposit product offerings include checking accounts, money market accounts, savings accounts, and term certificate of deposit accounts. On the lending side, the company provides commercial real estate loans, commercial loans, residential mortgages, home equity loans, and consumer loans. Additionally, HarborOne Mortgage engages in the origination, sale, and servicing of residential mortgage loans.

HarborOne Bancorp also emphasizes financial education through its HarborOne U program, which provides free digital content, webinars, and recorded sessions focused on small business and personal financial management. The company operates a network of full-service branches in Massachusetts and Rhode Island, complemented by commercial lending offices in Boston and Providence. It also maintains administrative offices in Brockton and a network of ATM locations across Massachusetts. With a strong commitment to community banking, HarborOne Bancorp has expanded its services to meet the evolving financial needs of its customers while maintaining a focus on local economic development.

Ticker Symbol: HONE
Exchange: NASDAQ
Type: Common Stock
Country Origin: United States
GICS Sub Industry: Regional Banks

Average Volume 20d: 243,211
Last Price: 11.50
SMA 20: 11.77
SMA 50: 11.89
SMA 200: 11.96
ATR: 0.42

Market Cap: $501.07M USD
P/E: 17.36
P/E Forward: 14.48
P/B: 0.90
P/S: 3.05
RoE: 1.95

3-Month Forecast: - Technical Outlook: HONEs price is currently below its SMA20 and SMA50, indicating bearish momentum. The ATR of 0.42 suggests moderate volatility, with potential price fluctuations within a range of $11.08 to $11.92 over the next three months. - Fundamental Outlook: The stocks P/E ratio of 17.36 is elevated compared to its forward P/E of 14.48, signaling potential overvaluation. However, the P/B ratio of 0.90 indicates the stock is trading near its book value, which may attract value investors. The low RoE of 1.95% reflects weaker profitability compared to peers. Overall, HONE is likely to experience sideways trading with limited upside potential in the near term.

Additional Sources for HONE Stock

HONE Stock Overview

Market Cap in USD 488m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2016-06-30

HONE Stock Ratings

Growth Rating 20.2
Fundamental 6.23
Dividend Rating 66.2
Rel. Strength -6.15
Analysts 3.5/5
Fair Price Momentum 10.27 USD
Fair Price DCF 5.78 USD

HONE Dividends

Dividend Yield 12m 2.08%
Yield on Cost 5y 3.49%
Annual Growth 5y 34.42%
Payout Consistency 94.7%

HONE Growth Ratios

Growth Correlation 3m -71.5%
Growth Correlation 12m -2.7%
Growth Correlation 5y 2.5%
CAGR 5y 10.51%
CAGR/Max DD 5y 0.22
Sharpe Ratio 12m 0.46
Alpha 3.34
Beta 0.990
Volatility 36.29%
Current Volume 630.4k
Average Volume 20d 266.2k
What is the price of HONE stocks?
As of May 01, 2025, the stock is trading at USD 11.32 with a total of 630,425 shares traded.
Over the past week, the price has changed by +13.77%, over one month by +10.23%, over three months by +5.16% and over the past year by +15.14%.
Is HarborOne Bancorp a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, HarborOne Bancorp is currently (May 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 6.23 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of HONE as of May 2025 is 10.27. This means that HONE is currently overvalued and has a potential downside of -9.28%.
Is HONE a buy, sell or hold?
HarborOne Bancorp has received a consensus analysts rating of 3.50. Therefor, it is recommend to hold HONE.
  • Strong Buy: 1
  • Buy: 0
  • Hold: 3
  • Sell: 0
  • Strong Sell: 0
What are the forecast for HONE stock price target?
According to ValueRays Forecast Model, HONE HarborOne Bancorp will be worth about 11.7 in May 2026. The stock is currently trading at 11.32. This means that the stock has a potential upside of +3%.
Issuer Forecast Upside
Wallstreet Target Price 14 23.7%
Analysts Target Price 13 14.8%
ValueRay Target Price 11.7 3%