(INTU) Intuit - Ratings and Ratios
QuickBooks, TurboTax, Mailchimp, Credit Karma, Tax Desktop
INTU EPS (Earnings per Share)
INTU Revenue
Description: INTU Intuit
Intuit Inc. is a leading provider of financial management, compliance, and marketing products and services, operating through four key segments: Small Business & Self-Employed, Consumer, Credit Karma, and ProTax. The companys diverse portfolio includes QuickBooks for small and mid-market businesses, TurboTax for individual tax preparation, and Credit Karma for personal finance management.
From a business perspective, Intuits revenue streams are diversified across its segments, with a strong presence in the accounting and tax preparation software markets. Key performance indicators (KPIs) to watch include revenue growth, customer acquisition costs, and customer retention rates. For instance, the companys ability to drive growth through its cloud-based offerings, such as QuickBooks Online and TurboTax, is crucial. Additionally, the integration of Mailchimp, a marketing automation and customer relationship management platform, into Intuits ecosystem is expected to enhance its value proposition for small businesses.
To evaluate Intuits financial health, we can examine key metrics such as revenue growth rate, operating margin, and return on equity (RoE). With a RoE of 18.58%, Intuit demonstrates a strong ability to generate profits from shareholder equity. Furthermore, the companys forward P/E ratio of 34.60 suggests that the market expects continued growth in earnings. Other important KPIs include the companys debt-to-equity ratio, free cash flow margin, and the percentage of revenue derived from subscription-based services.
From a competitive standpoint, Intuit operates in a rapidly evolving market, with key competitors including companies like Sage, Xero, and tax preparation services like H&R Block. Intuits ability to innovate and expand its product offerings, as well as its strategic acquisitions, such as Credit Karma, will be critical in maintaining its market position. As the company continues to shift towards cloud-based services and expand its ecosystem, monitoring its progress in these areas will be essential for investors.
INTU Stock Overview
| Market Cap in USD | 184,660m |
| Sub-Industry | Application Software |
| IPO / Inception | 1993-03-12 |
INTU Stock Ratings
| Growth Rating | 63.7% |
| Fundamental | 78.0% |
| Dividend Rating | 64.4% |
| Return 12m vs S&P 500 | -14.7% |
| Analyst Rating | 4.32 of 5 |
INTU Dividends
| Dividend Yield 12m | 0.83% |
| Yield on Cost 5y | 1.80% |
| Annual Growth 5y | 18.66% |
| Payout Consistency | 98.8% |
| Payout Ratio | 20.6% |
INTU Growth Ratios
| Growth Correlation 3m | -70.9% |
| Growth Correlation 12m | 50.7% |
| Growth Correlation 5y | 74.9% |
| CAGR 5y | 16.34% |
| CAGR/Max DD 3y | 0.72 |
| CAGR/Mean DD 3y | 2.92 |
| Sharpe Ratio 12m | 0.00 |
| Alpha | -18.64 |
| Beta | 0.985 |
| Volatility | 29.17% |
| Current Volume | 2171.3k |
| Average Volume 20d | 2071.1k |
| Stop Loss | 631.7 (-3%) |
| Signal | 0.22 |
Piotroski VR‑10 (Strict, 0-10) 8.0
| Net Income (3.87b TTM) > 0 and > 6% of Revenue (6% = 1.13b TTM) |
| FCFTA 0.16 (>2.0%) and ΔFCFTA 2.04pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 19.84% (prev 13.43%; Δ 6.42pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.17 (>3.0%) and CFO 6.21b > Net Income 3.87b (YES >=105%, WARN >=100%) |
| Net Debt (3.69b) to EBITDA (5.89b) ratio: 0.63 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.36 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (282.0m) change vs 12m ago -0.70% (target <= -2.0% for YES) |
| Gross Margin 80.18% (prev 77.99%; Δ 2.20pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 54.51% (prev 50.68%; Δ 3.83pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 20.57 (EBITDA TTM 5.89b / Interest Expense TTM 247.0m) >= 6 (WARN >= 3) |
Altman Z'' 3.38
| (A) 0.10 = (Total Current Assets 14.11b - Total Current Liabilities 10.37b) / Total Assets 36.96b |
| (B) 0.53 = Retained Earnings (Balance) 19.59b / Total Assets 36.96b |
| (C) 0.15 = EBIT TTM 5.08b / Avg Total Assets 34.55b |
| (D) 0.0 = Book Value of Equity 0.0 / Total Liabilities 17.25b |
| Total Rating: 3.38 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 77.96
| 1. Piotroski 8.0pt = 3.0 |
| 2. FCF Yield 3.08% = 1.54 |
| 3. FCF Margin 32.30% = 7.50 |
| 4. Debt/Equity 0.88 = 2.13 |
| 5. Debt/Ebitda 2.93 = -1.67 |
| 6. ROIC - WACC 7.43% = 9.28 |
| 7. RoE 20.38% = 1.70 |
| 8. Rev. Trend 39.93% = 2.99 |
| 9. EPS Trend 29.49% = 1.47 |
What is the price of INTU shares?
Over the past week, the price has changed by -3.03%, over one month by -9.13%, over three months by -15.09% and over the past year by +1.44%.
Is Intuit a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of INTU is around 600.06 USD . This means that INTU is currently overvalued and has a potential downside of -7.87%.
Is INTU a buy, sell or hold?
- Strong Buy: 18
- Buy: 10
- Hold: 5
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the INTU price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 819.7 | 25.9% |
| Analysts Target Price | 819.7 | 25.9% |
| ValueRay Target Price | 671.1 | 3% |
Last update: 2025-09-04 02:49
INTU Fundamental Data Overview
CCE Cash And Equivalents = 4.55b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 48.4265
P/E Forward = 28.9017
P/S = 9.8062
P/B = 9.4398
P/EG = 1.8794
Beta = 1.287
Revenue TTM = 18.83b USD
EBIT TTM = 5.08b USD
EBITDA TTM = 5.89b USD
Long Term Debt = 6.88b USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 10.37b USD (from totalCurrentLiabilities, last quarter)
Debt = 17.25b USD (Calculated: Short Term 10.37b + Long Term 6.88b)
Net Debt = 3.69b USD (from netDebt column, last quarter)
Enterprise Value = 197.36b USD (184.66b + Debt 17.25b - CCE 4.55b)
Interest Coverage Ratio = 20.57 (Ebit TTM 5.08b / Interest Expense TTM 247.0m)
FCF Yield = 3.08% (FCF TTM 6.08b / Enterprise Value 197.36b)
FCF Margin = 32.30% (FCF TTM 6.08b / Revenue TTM 18.83b)
Net Margin = 20.55% (Net Income TTM 3.87b / Revenue TTM 18.83b)
Gross Margin = 80.18% ((Revenue TTM 18.83b - Cost of Revenue TTM 3.73b) / Revenue TTM)
Tobins Q-Ratio = unknown (Enterprise Value 197.36b / Book Value Of Equity 0.0)
Interest Expense / Debt = 0.34% (Interest Expense 59.0m / Debt 17.25b)
Taxrate = 19.96% (965.0m / 4.83b)
NOPAT = 4.07b (EBIT 5.08b * (1 - 19.96%))
Current Ratio = 1.36 (Total Current Assets 14.11b / Total Current Liabilities 10.37b)
Debt / Equity = 0.88 (Debt 17.25b / last Quarter total Stockholder Equity 19.71b)
Debt / EBITDA = 2.93 (Net Debt 3.69b / EBITDA 5.89b)
Debt / FCF = 2.84 (Debt 17.25b / FCF TTM 6.08b)
Total Stockholder Equity = 18.98b (last 4 quarters mean)
RoA = 10.47% (Net Income 3.87b, Total Assets 36.96b )
RoE = 20.38% (Net Income TTM 3.87b / Total Stockholder Equity 18.98b)
RoCE = 19.65% (Ebit 5.08b / (Equity 18.98b + L.T.Debt 6.88b))
RoIC = 16.27% (NOPAT 4.07b / Invested Capital 25.00b)
WACC = 8.84% (E(184.66b)/V(201.91b) * Re(9.64%)) + (D(17.25b)/V(201.91b) * Rd(0.34%) * (1-Tc(0.20)))
Shares Correlation 3-Years: -23.34 | Cagr: -0.06%
Discount Rate = 9.64% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 75.60% ; FCFE base≈5.50b ; Y1≈6.46b ; Y5≈9.82b
Fair Price DCF = 456.1 (DCF Value 127.21b / Shares Outstanding 278.9m; 5y FCF grow 18.49% → 3.0% )
EPS Correlation: 29.49 | EPS CAGR: 20.15% | SUE: 0.36 | # QB: False
Revenue Correlation: 39.93 | Revenue CAGR: 15.19%
Additional Sources for INTU Stock
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Fund Manager Positions: Dataroma | Stockcircle