Overview Dividends

(INTU) Intuit - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US4612021034

QuickBooks, TurboTax, Credit Karma, Mailchimp, Tax Software

Application Software
Market Cap in USD: 186,890m

IPO / Inception: 1993-03-12
Return 12m vs S&P 500: -9.38%

EPS (Earnings per Share)

EPS CAGR: 22.72%
EPS Trend: 42.8%

Last SUE: 0.95
Qual. Beats: 1

Revenue

Rev. CAGR: 10.49%
Rev. Trend: 34.5%

Last SUE: 2.25
Qual. Beats: 7

Dividends

Dividend Yield	0.82%
Yield on Cost 5y	1.49%
Yield CAGR 5y	23.84%
Payout Consistency	98.8%
Payout Ratio	21.3%

Risk via 5d forecast
Volatility	27.5%
Value at Risk 5%th	42.7%
Relative Tail Risk	-5.45%

Reward TTM
Sharpe Ratio	0.22
Alpha	-10.76
CAGR/Max DD	0.92

Character TTM
Hurst Exponent	0.474
Beta	0.870
Beta Downside	0.860

Drawdowns 3y
Max DD	22.83%
Mean DD	7.19%
Median DD	5.86%

Description: INTU Intuit December 01, 2025

Intuit Inc. (NASDAQ: INTU) delivers a suite of financial-management, payments, compliance and marketing solutions across four operating segments: Global Business Solutions, Consumer, Credit Karma, and ProTax. The company’s core products include QuickBooks for small- and mid-market businesses, TurboTax for individual tax filing, the Credit Karma personal-finance platform, and professional-tax software such as Lacerte and ProSeries.

In the Global Business Solutions segment, QuickBooks now generates roughly 70 % of Intuit’s total subscription revenue, with the online-only version growing at an annualized rate of ~13 % YoY (2023-24 FY). The segment also incorporates Mailchimp, which contributes modestly to total revenue but provides cross-sell opportunities to the SMB customer base.

The Consumer segment’s TurboTax business benefits from the annual U.S. tax filing cycle, delivering a predictable seasonal revenue spike. In FY 2024, TurboTax accounted for about 20 % of total revenue, with a reported 5 % increase in paid-filers versus the prior year, reflecting continued consumer migration to digital filing.

Credit Karma, acquired in 2020, adds a high-growth, data-driven channel for credit-card, loan and insurance referrals. Its user-base grew to ~120 million members in 2024, and referral revenue rose ~22 % YoY, driven by higher credit-card spend and a low-interest-rate environment that encourages borrowing.

The ProTax segment serves tax-professionals and accounts for roughly 10 % of total revenue. Adoption of the cloud-based ProConnect Tax Online platform accelerated, with a 19 % YoY increase in subscription seats, aligning with the broader industry shift toward SaaS tax solutions.

Key macro drivers include continued SMB digitization, which underpins QuickBooks adoption, and the U.S. fiscal policy environment-particularly interest-rate trends that affect borrowing demand and, consequently, Credit Karma’s referral volume. A high-single-digit subscription-revenue churn rate (~5 %) suggests strong product stickiness, but any slowdown in SMB hiring or a recession could pressure growth.

For a deeper quantitative view, you might explore ValueRay’s analyst dashboard to assess Intuit’s valuation metrics and scenario analyses.

Piotroski VR‑10 (Strict, 0-10) 8.0

Net Income (4.12b TTM) > 0 and > 6% of Revenue (6% = 1.17b TTM)

FCFTA 0.19 (>2.0%) and ΔFCFTA 3.64pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 14.93% (prev 12.70%; Δ 2.23pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.20 (>3.0%) and CFO 6.48b > Net Income 4.12b (YES >=105%, WARN >=100%)

Net Debt (3.28b) to EBITDA (6.16b) ratio: 0.53 <= 3.0 (WARN <= 3.5)

Current Ratio 1.39 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (281.0m) change vs 12m ago -0.71% (target <= -2.0% for YES)

Gross Margin 80.79% (prev 78.01%; Δ 2.78pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 58.55% (prev 49.98%; Δ 8.57pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 21.80 (EBITDA TTM 6.16b / Interest Expense TTM 245.0m) >= 6 (WARN >= 3)

Altman Z'' 6.76

(A) 0.09 = (Total Current Assets 10.42b - Total Current Liabilities 7.52b) / Total Assets 33.19b

(B) 0.60 = Retained Earnings (Balance) 19.77b / Total Assets 33.19b

(D) 3.01 = Book Value of Equity 41.72b / Total Liabilities 13.87b

Total Rating: 6.76 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 83.10

1. Piotroski 8.0pt

2. FCF Yield 3.34%

3. FCF Margin 32.69%

4. Debt/Equity 0.35

5. Debt/Ebitda 0.53

6. ROIC - WACC (= 7.75)%

7. RoE 21.36%

8. Rev. Trend 34.53%

9. EPS Trend 42.77%

What is the price of INTU shares?

As of December 25, 2025, the stock is trading at USD 674.83 with a total of 334,091 shares traded.
Over the past week, the price has changed by +2.13%, over one month by +3.31%, over three months by -2.70% and over the past year by +5.27%.

Is INTU a buy, sell or hold?

Intuit has received a consensus analysts rating of 4.32. Therefore, it is recommended to buy INTU.

Strong Buy: 18
Buy: 10
Hold: 5
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the INTU price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	803.9	19.1%
Analysts Target Price	803.9	19.1%
ValueRay Target Price	769.2	14%

INTU Fundamental Data Overview December 22, 2025

Market Cap USD = 186.89b (186.89b USD * 1.0 USD.USD)
P/E Trailing = 46.0741
P/E Forward = 28.9855
P/S = 9.6171
P/B = 9.668
P/EG = 1.8071
Beta = 1.267
Revenue TTM = 19.43b USD
EBIT TTM = 5.34b USD
EBITDA TTM = 6.16b USD
Long Term Debt = 5.39b USD (from longTermDebt, last quarter)
Short Term Debt = 749.0m USD (from shortTermDebt, last quarter)
Debt = 6.78b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.28b USD (from netDebt column, last quarter)
Enterprise Value = 189.98b USD (186.89b + Debt 6.78b - CCE 3.70b)
Interest Coverage Ratio = 21.80 (Ebit TTM 5.34b / Interest Expense TTM 245.0m)
FCF Yield = 3.34% (FCF TTM 6.35b / Enterprise Value 189.98b)
FCF Margin = 32.69% (FCF TTM 6.35b / Revenue TTM 19.43b)
Net Margin = 21.19% (Net Income TTM 4.12b / Revenue TTM 19.43b)
Gross Margin = 80.79% ((Revenue TTM 19.43b - Cost of Revenue TTM 3.73b) / Revenue TTM)
Gross Margin QoQ = 78.79% (prev 78.23%)
Tobins Q-Ratio = 5.72 (Enterprise Value 189.98b / Total Assets 33.19b)
Interest Expense / Debt = 0.86% (Interest Expense 58.0m / Debt 6.78b)
Taxrate = 20.50% (115.0m / 561.0m)
NOPAT = 4.25b (EBIT 5.34b * (1 - 20.50%))
Current Ratio = 1.39 (Total Current Assets 10.42b / Total Current Liabilities 7.52b)
Debt / Equity = 0.35 (Debt 6.78b / totalStockholderEquity, last quarter 19.32b)
Debt / EBITDA = 0.53 (Net Debt 3.28b / EBITDA 6.16b)
Debt / FCF = 0.52 (Net Debt 3.28b / FCF TTM 6.35b)
Total Stockholder Equity = 19.28b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.41% (Net Income 4.12b / Total Assets 33.19b)
RoE = 21.36% (Net Income TTM 4.12b / Total Stockholder Equity 19.28b)
RoCE = 21.66% (EBIT 5.34b / Capital Employed (Equity 19.28b + L.T.Debt 5.39b))
RoIC = 16.67% (NOPAT 4.25b / Invested Capital 25.47b)
WACC = 8.92% (E(186.89b)/V(193.67b) * Re(9.22%) + D(6.78b)/V(193.67b) * Rd(0.86%) * (1-Tc(0.20)))
Discount Rate = 9.22% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -81.65 | Cagr: -0.35%
[DCF Debug] Terminal Value 77.06% ; FCFE base≈5.87b ; Y1≈6.95b ; Y5≈10.78b
Fair Price DCF = 535.8 (DCF Value 149.11b / Shares Outstanding 278.3m; 5y FCF grow 19.61% → 3.0% )
EPS Correlation: 42.77 | EPS CAGR: 22.72% | SUE: 0.95 | # QB: 1
Revenue Correlation: 34.53 | Revenue CAGR: 10.49% | SUE: 2.25 | # QB: 7
EPS next Quarter (2026-01-31): EPS=3.69 | Chg30d=-0.138 | Revisions Net=-18 | Analysts=26
EPS current Year (2026-07-31): EPS=23.20 | Chg30d=+0.032 | Revisions Net=+10 | Growth EPS=+15.1% | Growth Revenue=+12.5%
EPS next Year (2027-07-31): EPS=26.41 | Chg30d=-0.015 | Revisions Net=+7 | Growth EPS=+13.8% | Growth Revenue=+12.5%

Additional Sources for INTU Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle