INTU Stock Analysis: Intuit | NASDAQ

Accounting Software, Tax Preparation, Personal Finance, Marketing Automation

Total Rating 47

Safety 66

Buy Signal -1.33

Software - Application
Industry Rotation: -16.0

Market Cap: 83.7B
Avg Turnover: 1.23B

Risk 3d forecast

Volatility50.8%

VaR 5^th Pctl8.93%

VaR vs Median6.75%

Reward TTM

Sharpe Ratio-1.44

Rel. Str. IBD6.2

Rel. Str. Peer Group6.7

Character TTM

Beta0.127

Beta Downside0.426

Hurst Exponent0.495

Drawdowns 3y

Max DD68.19%

CAGR/Max DD-0.22

CAGR/Mean DD-0.82

EPS (Earnings per Share)

EPS CAGR: 14.56%
EPS Trend: 97.1%

Last SUE: 0.18
Qual. Beats: 0

Revenue

Rev. CAGR: 15.12%
Rev. Trend: 99.8%

Last SUE: 1.63
Qual. Beats: 1

Warnings

Seasonal Headwind

Below Avwap Earnings

Below Sma 200d

Tailwinds

No distinct edge detected

Seasonality 11.6 years of data

Jan -2.3% 11

Feb -0.4% 7

Mar +0.1% 7

Apr +2.0% 5

May +1.4% 2

Jun +1.4% 18

Jul +1.4% 19

Aug -0.3% 16

Sep -4.9% 54

Oct -1.1% 24

Nov +0.4% 13

Dec -0.2% 0

How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.

Description: INTU Intuit

Intuit Inc. is a U.S.-based software company that provides financial management, payments, compliance, and marketing products and services, operating through four reportable segments: Global Business Solutions, Consumer, Credit Karma, and ProTax.

The Global Business Solutions segment is the companys core, offering the QuickBooks platform for small and mid-market businesses, which includes online and desktop accounting software, payroll solutions, payment processing, checking accounts, and financing services. This segment also includes Mailchimp, a marketing automation and customer relationship management platform.

The Consumer segment centers on TurboTax, Intuits flagship do-it-yourself and assisted income tax preparation product. The Credit Karma segment operates a personal finance platform that matches consumers with credit card, loan, and insurance offers, while also providing savings and checking accounts, credit monitoring, and related tools. The ProTax segment serves professional tax preparers with desktop software brands (Lacerte, ProSeries, ProFile) and cloud-based products such as ProConnect Tax Online.

As a large-cap member of the Application Software sub-industry (Information Technology sector), Intuit primarily uses a subscription and SaaS-based delivery model, which is typical for enterprise and consumer software providers. The company was founded in 1983 and is headquartered in Mountain View, California, and went public in March 1993 on the NASDAQ.

Headlines to Watch Out For

QuickBooks Online subscriber growth drives Global Business Solutions revenue
TurboTax faces competition from IRS Direct File program
Credit Karma membership growth accelerates monetization and ad revenue

Piotroski VR-10 (Strict) 9.0

Net Income: 4.57b TTM > 0 and > 6% of Revenue
FCF/TA: 0.23 > 0.02 and ΔFCF/TA 6.97 > 1.0
NWC/Revenue: 24.00% < 20% (prev 19.84%; Δ 4.16% < -1%)
CFO/TA 0.24 > 3% & CFO 8.84b > Net Income 4.57b
Net Debt (1.97b) to EBITDA (6.73b): 0.29 < 3
Current Ratio: 1.51 > 1.5 & < 3
Outstanding Shares: last quarter (272.0m) vs 12m ago -3.55% < -2%
Gross Margin: 81.28% > 18% (prev 80.18%; Δ 1.09% > 0.5%)
Asset Turnover: 58.17% > 50% (prev 50.95%; Δ 7.22% > 0%)
Interest Coverage Ratio: 15.82 > 6 (EBIT TTM 5.88b / Interest Expense TTM 372.0m)

Altman Z'' 4.80

A: 0.14 (Total Current Assets 15.3b - Total Current Liabilities 10.2b) / Total Assets 36.8b
B: 0.52 (Retained Earnings 19.0b / Total Assets 36.8b)
C: 0.16 (EBIT TTM 5.88b / Avg Total Assets 36.9b)
D: 1.07 (Book Value of Equity 19.0b / Total Liabilities 17.8b)
Altman-Z'' = 4.80 = AA

Beneish M -3.59

DSRI: 0.28 (Receivables 625.0m/1.98b, Revenue 21.4b/18.8b)
GMI: 0.99 (GM 80.18% / 81.28%)
AQI: 0.93 (AQ_t 0.54 / AQ_t-1 0.58)
SGI: 1.14 (Revenue 21.4b / 18.8b)
TATA: -0.12 (NI 4.57b - CFO 8.84b) / TA 36.8b)
Beneish M = -3.59 (Cap -4..+1) = AAA

What is the price of INTU shares?

As of September 19, 2026, the stock is trading at USD 303.19 with a total of 7,686,521 shares traded. Over the past week, the price has changed by -5.72%, over one month by -13.48%, over three months by +14.06% and over the past year by -54.58%.

Current recommended Stop Loss: 264.00 (which is 12.9% or 2.8 ATR below the current price).

Is INTU a buy, sell or hold?

Intuit has received a consensus analysts rating of 4.53. Therefore, it is recommended to buy INTU.

StrongBuy: 23
Buy: 6
Hold: 5
Sell: 0
StrongSell: 0

What are the forecasts/targets for the INTU price?

Analysts Target Price	405.6	33.8%

Intuit (INTU) - Fundamental Data Overview as of 19 September 2026

Market Cap USD = 83.7b (83.7b USD * 1.0 USD.USD)
P/E Trailing = 19.341
P/E Forward = 13.7741
P/S = 3.9015
P/B = 4.4764
P/EG = 1.0096
Revenue TTM = 21.4b USD
EBIT TTM = 5.88b USD
EBITDA TTM = 6.73b USD
Long Term Debt = 6.42b USD (from longTermDebt, last quarter)
Short Term Debt = 1.33b USD (from shortTermDebt, last quarter)
Debt = 9.17b USD (from shortLongTermDebtTotal, last quarter) + Leases 752.0m
Net Debt = 1.97b USD (calculated: Debt 9.17b - CCE 7.20b)
Enterprise Value = 85.7b USD (83.7b + Debt 9.17b - CCE 7.20b)
Interest Coverage Ratio = 15.82 (Ebit TTM 5.88b / Interest Expense TTM 372.0m)
EV/FCF = 9.94x (Enterprise Value 85.7b / FCF TTM 8.62b)
FCF Yield = 10.06% (FCF TTM 8.62b / Enterprise Value 85.7b)
FCF Margin = 40.18% (FCF TTM 8.62b / Revenue TTM 21.4b)
Net Margin = 21.29% (Net Income TTM 4.57b / Revenue TTM 21.4b)
Gross Margin = 81.28% ((Revenue TTM 21.4b - Cost of Revenue TTM 4.02b) / Revenue TTM)
Gross Margin QoQ = 79.79% (prev 84.45%)
Tobins Q-Ratio = 2.33 (Enterprise Value 85.7b / Total Assets 36.8b)
Interest Expense / Debt = 4.06% (Interest Expense 372.0m / Debt 9.17b)
Taxrate = 24.12% (1.45b / 6.02b)
NOPAT = 4.47b (EBIT 5.88b * (1 - 24.12%))
Current Ratio = 1.51 (Total Current Assets 15.3b / Total Current Liabilities 10.2b)
Debt / Equity = 0.48 (Debt 9.17b / totalStockholderEquity, last quarter 19.0b)
Debt / EBITDA = 0.29 (Net Debt 1.97b / EBITDA 6.73b)
Debt / FCF = 0.23 (Net Debt 1.97b / FCF TTM 8.62b)
Total Stockholder Equity = 19.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.38% (Net Income 4.57b / Total Assets 36.8b)
RoE = 23.42% (Net Income TTM 4.57b / Total Stockholder Equity 19.5b)
RoCE = 22.70% (EBIT 5.88b / Capital Employed (Equity 19.5b + L.T.Debt 6.42b))
RoIC = 16.61% (NOPAT 4.47b / Invested Capital 26.9b)
WACC = 6.10% (E(83.7b)/V(92.9b) * Re(6.43%) + D(9.17b)/V(92.9b) * Rd(4.06%) * (1-Tc(0.24)))
Discount Rate = 6.43% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -85.73 | Cagr: -1.90%
[DCF] Terminal Value 77.97% ; FCFF base≈7.60b ; Y1≈8.72b ; Y5≈12.8b
[DCF] Fair Price = 715.0 (EV 193b - Net Debt 1.97b = Equity 191b / Shares 267.2m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 97.13 | EPS CAGR: 14.56% | SUE: 0.18 | # QB: 0
Revenue Correlation: 99.78 | Revenue CAGR: 15.12% | SUE: 1.63 | # QB: 1
EPS current Quarter (2026-10-31): EPS=2.72 | Chg30d=-32.36% | Revisions=-79% | Analysts=26
EPS next Quarter (2027-01-31): EPS=4.06 | Chg30d=-16.21% | Revisions=-62% | Analysts=26
EPS current Year (2027-07-31): EPS=24.18 | Chg30d=-11.35% | Revisions=-59% | GrowthEPS=-0.4% | GrowthRev=+9.2%
EPS next Year (2028-07-31): EPS=27.35 | Chg30d=-11.10% | Revisions=-59% | GrowthEPS=+13.1% | GrowthRev=+9.2%
[Analyst] Revisions Ratio: -71% (up=12, down=78)