(INTU) Intuit - Overview
Stock: Tax Software, Accounting Software, Payroll Software, Marketing Platform
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 0.87% |
| Yield on Cost 5y | 1.24% |
| Yield CAGR 5y | 15.23% |
| Payout Consistency | 98.9% |
| Payout Ratio | 24.9% |
| Risk 5d forecast | |
|---|---|
| Volatility | 39.8% |
| Relative Tail Risk | -5.58% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.44 |
| Alpha | -30.89 |
| Character TTM | |
|---|---|
| Beta | 0.920 |
| Beta Downside | 0.815 |
| Drawdowns 3y | |
|---|---|
| Max DD | 37.47% |
| CAGR/Max DD | 0.12 |
Description: INTU Intuit January 26, 2026
Intuit Inc. (NASDAQ: INTU) delivers a suite of financial-management, payments, compliance, and marketing solutions across four operating segments: Global Business Solutions (QuickBooks and Mailchimp), Consumer (TurboTax), Credit Karma, and ProTax. The Global Business Solutions segment targets small- and mid-market firms with cloud-based accounting, payroll, merchant processing, and financing tools, while Mailchimp adds marketing automation and CRM capabilities. The Consumer segment sells DIY and assisted tax-preparation software, the Credit Karma segment operates a personal-finance platform that matches users with credit, loan, and insurance products, and the ProTax segment provides professional-grade tax-software and related services to accountants and tax preparers.
Key recent metrics (FY 2025) show total revenue of $13.2 billion, up 9 % YoY, driven primarily by a 14 % increase in subscription revenue from QuickBooks Online and a 12 % rise in Credit Karma’s member-growth rate, now exceeding 120 million active users. Operating income improved to $3.1 billion (margin ≈ 23 %) as the company benefited from higher SMB digital-adoption rates and a low-interest-rate environment that spurred small-business financing demand. Sector-wide, the application-software market is projected to expand at a 10 % CAGR through 2028, with cloud-based accounting solutions capturing the fastest growth among enterprise-software sub-segments.
For a deeper, data-driven look at INTU’s valuation and risk profile, consider reviewing the analyst toolkit on ValueRay.
Piotroski VR‑10 (Strict, 0-10) 8.0
| Net Income: 4.12b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.19 > 0.02 and ΔFCF/TA 3.64 > 1.0 |
| NWC/Revenue: 14.93% < 20% (prev 12.70%; Δ 2.23% < -1%) |
| CFO/TA 0.20 > 3% & CFO 6.48b > Net Income 4.12b |
| Net Debt (3.28b) to EBITDA (6.16b): 0.53 < 3 |
| Current Ratio: 1.39 > 1.5 & < 3 |
| Outstanding Shares: last quarter (281.0m) vs 12m ago -0.71% < -2% |
| Gross Margin: 80.79% > 18% (prev 0.78%; Δ 8001 % > 0.5%) |
| Asset Turnover: 58.55% > 50% (prev 49.98%; Δ 8.57% > 0%) |
| Interest Coverage Ratio: 21.80 > 6 (EBITDA TTM 6.16b / Interest Expense TTM 245.0m) |
Altman Z'' 6.76
| A: 0.09 (Total Current Assets 10.42b - Total Current Liabilities 7.52b) / Total Assets 33.19b |
| B: 0.60 (Retained Earnings 19.77b / Total Assets 33.19b) |
| C: 0.16 (EBIT TTM 5.34b / Avg Total Assets 33.19b) |
| D: 3.01 (Book Value of Equity 41.72b / Total Liabilities 13.87b) |
| Altman-Z'' Score: 6.76 = AAA |
Beneish M -2.69
| DSRI: 1.35 (Receivables 2.13b/1.34b, Revenue 19.43b/16.59b) |
| GMI: 0.97 (GM 80.79% / 78.01%) |
| AQI: 1.04 (AQ_t 0.66 / AQ_t-1 0.63) |
| SGI: 1.17 (Revenue 19.43b / 16.59b) |
| TATA: -0.07 (NI 4.12b - CFO 6.48b) / TA 33.19b) |
| Beneish M-Score: -2.69 (Cap -4..+1) = A |
What is the price of INTU shares?
Over the past week, the price has changed by -8.16%, over one month by -25.25%, over three months by -23.19% and over the past year by -14.60%.
Is INTU a buy, sell or hold?
- StrongBuy: 18
- Buy: 10
- Hold: 5
- Sell: 1
- StrongSell: 0
What are the forecasts/targets for the INTU price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 787.8 | 56.6% |
| Analysts Target Price | 787.8 | 56.6% |
| ValueRay Target Price | 471.8 | -6.2% |
INTU Fundamental Data Overview January 28, 2026
P/E Forward = 24.3902
P/S = 8.048
P/B = 8.1222
P/EG = 1.5181
Revenue TTM = 19.43b USD
EBIT TTM = 5.34b USD
EBITDA TTM = 6.16b USD
Long Term Debt = 5.39b USD (from longTermDebt, last quarter)
Short Term Debt = 749.0m USD (from shortTermDebt, last quarter)
Debt = 6.78b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.28b USD (from netDebt column, last quarter)
Enterprise Value = 159.48b USD (156.40b + Debt 6.78b - CCE 3.70b)
Interest Coverage Ratio = 21.80 (Ebit TTM 5.34b / Interest Expense TTM 245.0m)
EV/FCF = 25.10x (Enterprise Value 159.48b / FCF TTM 6.35b)
FCF Yield = 3.98% (FCF TTM 6.35b / Enterprise Value 159.48b)
FCF Margin = 32.69% (FCF TTM 6.35b / Revenue TTM 19.43b)
Net Margin = 21.19% (Net Income TTM 4.12b / Revenue TTM 19.43b)
Gross Margin = 80.79% ((Revenue TTM 19.43b - Cost of Revenue TTM 3.73b) / Revenue TTM)
Gross Margin QoQ = 78.79% (prev 78.23%)
Tobins Q-Ratio = 4.81 (Enterprise Value 159.48b / Total Assets 33.19b)
Interest Expense / Debt = 0.86% (Interest Expense 58.0m / Debt 6.78b)
Taxrate = 20.50% (115.0m / 561.0m)
NOPAT = 4.25b (EBIT 5.34b * (1 - 20.50%))
Current Ratio = 1.39 (Total Current Assets 10.42b / Total Current Liabilities 7.52b)
Debt / Equity = 0.35 (Debt 6.78b / totalStockholderEquity, last quarter 19.32b)
Debt / EBITDA = 0.53 (Net Debt 3.28b / EBITDA 6.16b)
Debt / FCF = 0.52 (Net Debt 3.28b / FCF TTM 6.35b)
Total Stockholder Equity = 19.28b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.41% (Net Income 4.12b / Total Assets 33.19b)
RoE = 21.36% (Net Income TTM 4.12b / Total Stockholder Equity 19.28b)
RoCE = 21.66% (EBIT 5.34b / Capital Employed (Equity 19.28b + L.T.Debt 5.39b))
RoIC = 16.67% (NOPAT 4.25b / Invested Capital 25.47b)
WACC = 8.95% (E(156.40b)/V(163.18b) * Re(9.31%) + D(6.78b)/V(163.18b) * Rd(0.86%) * (1-Tc(0.20)))
Discount Rate = 9.31% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -81.65 | Cagr: -0.35%
[DCF Debug] Terminal Value 77.59% ; FCFF base≈5.87b ; Y1≈6.95b ; Y5≈10.76b
Fair Price DCF = 540.5 (EV 153.67b - Net Debt 3.28b = Equity 150.39b / Shares 278.3m; r=8.95% [WACC]; 5y FCF grow 19.61% → 2.90% )
EPS Correlation: 27.23 | EPS CAGR: 22.72% | SUE: 1.03 | # QB: 4
Revenue Correlation: 34.53 | Revenue CAGR: 10.49% | SUE: 2.25 | # QB: 7
EPS next Quarter (2026-04-30): EPS=12.98 | Chg30d=+0.011 | Revisions Net=+0 | Analysts=28
EPS current Year (2026-07-31): EPS=23.21 | Chg30d=+0.012 | Revisions Net=+0 | Growth EPS=+15.2% | Growth Revenue=+12.6%
EPS next Year (2027-07-31): EPS=26.45 | Chg30d=+0.051 | Revisions Net=-1 | Growth EPS=+14.0% | Growth Revenue=+12.6%