(INTU) Intuit - Ratings and Ratios
QuickBooks, TurboTax, Mailchimp, Credit Karma, Tax Desktop
INTU EPS (Earnings per Share)
INTU Revenue
Description: INTU Intuit
Intuit Inc. is a leading provider of financial management, compliance, and marketing products and services, operating through four key segments: Small Business & Self-Employed, Consumer, Credit Karma, and ProTax. The companys diverse portfolio includes QuickBooks for small and mid-market businesses, TurboTax for individual tax preparation, and Credit Karma for personal finance management.
From a business perspective, Intuits revenue streams are diversified across its segments, with a strong presence in the accounting and tax preparation software markets. Key performance indicators (KPIs) to watch include revenue growth, customer acquisition costs, and customer retention rates. For instance, the companys ability to drive growth through its cloud-based offerings, such as QuickBooks Online and TurboTax, is crucial. Additionally, the integration of Mailchimp, a marketing automation and customer relationship management platform, into Intuits ecosystem is expected to enhance its value proposition for small businesses.
To evaluate Intuits financial health, we can examine key metrics such as revenue growth rate, operating margin, and return on equity (RoE). With a RoE of 18.58%, Intuit demonstrates a strong ability to generate profits from shareholder equity. Furthermore, the companys forward P/E ratio of 34.60 suggests that the market expects continued growth in earnings. Other important KPIs include the companys debt-to-equity ratio, free cash flow margin, and the percentage of revenue derived from subscription-based services.
From a competitive standpoint, Intuit operates in a rapidly evolving market, with key competitors including companies like Sage, Xero, and tax preparation services like H&R Block. Intuits ability to innovate and expand its product offerings, as well as its strategic acquisitions, such as Credit Karma, will be critical in maintaining its market position. As the company continues to shift towards cloud-based services and expand its ecosystem, monitoring its progress in these areas will be essential for investors.
INTU Stock Overview
| Market Cap in USD | 194,638m |
| Sub-Industry | Application Software |
| IPO / Inception | 1993-03-12 |
INTU Stock Ratings
| Growth Rating | 56.3% |
| Fundamental | 83.7% |
| Dividend Rating | 61.0% |
| Return 12m vs S&P 500 | -7.38% |
| Analyst Rating | 4.32 of 5 |
INTU Dividends
| Dividend Yield 12m | 0.64% |
| Yield on Cost 5y | 1.24% |
| Annual Growth 5y | 18.66% |
| Payout Consistency | 98.8% |
| Payout Ratio | 18.7% |
INTU Growth Ratios
| Growth Correlation 3m | -38.7% |
| Growth Correlation 12m | 47.1% |
| Growth Correlation 5y | 75.1% |
| CAGR 5y | 14.86% |
| CAGR/Max DD 5y | 0.30 |
| Sharpe Ratio 12m | 0.41 |
| Alpha | -5.86 |
| Beta | 0.706 |
| Volatility | 35.69% |
| Current Volume | 2068.3k |
| Average Volume 20d | 1751.7k |
| Stop Loss | 648.1 (-3%) |
| Signal | 0.55 |
Piotroski VR‑10 (Strict, 0-10) 7.5
| Net Income (3.47b TTM) > 0 and > 6% of Revenue (6% = 1.09b TTM) |
| FCFTA 0.17 (>2.0%) and ΔFCFTA 0.64pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 23.71% (prev 19.43%; Δ 4.27pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.17 (>3.0%) and CFO 6.24b > Net Income 3.47b (YES >=105%, WARN >=100%) |
| Net Debt (1.64b) to EBITDA (5.38b) ratio: 0.31 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.45 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (282.0m) change vs 12m ago -0.70% (target <= -2.0% for YES) |
| Gross Margin 79.76% (prev 77.77%; Δ 1.99pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 53.36% (prev 50.10%; Δ 3.26pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 18.38 (EBITDA TTM 5.38b / Interest Expense TTM 249.0m) >= 6 (WARN >= 3) |
Altman Z'' 6.03
| (A) 0.12 = (Total Current Assets 13.96b - Total Current Liabilities 9.65b) / Total Assets 36.59b |
| (B) 0.54 = Retained Earnings (Balance) 19.59b / Total Assets 36.59b |
| (C) 0.13 = EBIT TTM 4.58b / Avg Total Assets 34.08b |
| (D) 2.48 = Book Value of Equity 40.92b / Total Liabilities 16.47b |
| Total Rating: 6.03 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 83.73
| 1. Piotroski 7.50pt = 2.50 |
| 2. FCF Yield 3.13% = 1.57 |
| 3. FCF Margin 33.56% = 7.50 |
| 4. Debt/Equity 0.32 = 2.45 |
| 5. Debt/Ebitda 1.20 = 1.47 |
| 6. ROIC - WACC 6.99% = 8.73 |
| 7. RoE 18.58% = 1.55 |
| 8. Rev. Trend 54.32% = 2.72 |
| 9. Rev. CAGR 52.86% = 2.50 |
| 10. EPS Trend 29.49% = 0.74 |
| 11. EPS CAGR 20.15% = 2.01 |
What is the price of INTU shares?
Over the past week, the price has changed by -4.24%, over one month by -16.34%, over three months by -11.31% and over the past year by +8.99%.
Is Intuit a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of INTU is around 662.85 USD . This means that INTU is currently overvalued and has a potential downside of -0.8%.
Is INTU a buy, sell or hold?
- Strong Buy: 18
- Buy: 10
- Hold: 5
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the INTU price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 834.7 | 24.9% |
| Analysts Target Price | 788.8 | 18.1% |
| ValueRay Target Price | 738.2 | 10.5% |
Last update: 2025-08-24 02:05
INTU Fundamental Data Overview
CCE Cash And Equivalents = 6.17b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 57.0065
P/E Forward = 31.0559
P/S = 10.7038
P/B = 9.6907
P/EG = 1.8151
Beta = 1.287
Revenue TTM = 18.18b USD
EBIT TTM = 4.58b USD
EBITDA TTM = 5.38b USD
Long Term Debt = 5.91b USD (from longTermDebt, last quarter)
Short Term Debt = 567.0m USD (from shortTermDebt, last quarter)
Debt = 6.47b USD (Calculated: Short Term 567.0m + Long Term 5.91b)
Net Debt = 1.64b USD (from netDebt column, last quarter)
Enterprise Value = 194.94b USD (194.64b + Debt 6.47b - CCE 6.17b)
Interest Coverage Ratio = 18.38 (Ebit TTM 4.58b / Interest Expense TTM 249.0m)
FCF Yield = 3.13% (FCF TTM 6.10b / Enterprise Value 194.94b)
FCF Margin = 33.56% (FCF TTM 6.10b / Revenue TTM 18.18b)
Net Margin = 19.07% (Net Income TTM 3.47b / Revenue TTM 18.18b)
Gross Margin = 79.76% ((Revenue TTM 18.18b - Cost of Revenue TTM 3.68b) / Revenue TTM)
Tobins Q-Ratio = 4.76 (Enterprise Value 194.94b / Book Value Of Equity 40.92b)
Interest Expense / Debt = 1.05% (Interest Expense 68.0m / Debt 6.47b)
Taxrate = 16.54% (from yearly Income Tax Expense: 587.0m / 3.55b)
NOPAT = 3.82b (EBIT 4.58b * (1 - 16.54%))
Current Ratio = 1.45 (Total Current Assets 13.96b / Total Current Liabilities 9.65b)
Debt / Equity = 0.32 (Debt 6.47b / last Quarter total Stockholder Equity 20.12b)
Debt / EBITDA = 1.20 (Net Debt 1.64b / EBITDA 5.38b)
Debt / FCF = 1.06 (Debt 6.47b / FCF TTM 6.10b)
Total Stockholder Equity = 18.66b (last 4 quarters mean)
RoA = 9.48% (Net Income 3.47b, Total Assets 36.59b )
RoE = 18.58% (Net Income TTM 3.47b / Total Stockholder Equity 18.66b)
RoCE = 18.63% (Ebit 4.58b / (Equity 18.66b + L.T.Debt 5.91b))
RoIC = 15.36% (NOPAT 3.82b / Invested Capital 24.87b)
WACC = 8.37% (E(194.64b)/V(201.11b) * Re(8.62%)) + (D(6.47b)/V(201.11b) * Rd(1.05%) * (1-Tc(0.17)))
Shares Correlation 5-Years: 5.10 | Cagr: 0.45%
Discount Rate = 8.62% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 78.81% ; FCFE base≈5.69b ; Y1≈6.66b ; Y5≈10.07b
Fair Price DCF = 555.1 (DCF Value 154.85b / Shares Outstanding 278.9m; 5y FCF grow 18.18% → 3.0% )
Revenue Correlation: 54.32 | Revenue CAGR: 52.86%
Rev Growth-of-Growth: 1.37
EPS Correlation: 29.49 | EPS CAGR: 20.15%
EPS Growth-of-Growth: -1.69
Additional Sources for INTU Stock
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