(INTU) Intuit - Overview

Sector: Technology | Industry: Software - Application | Exchange: NASDAQ (USA) | Market Cap: 109.362m USD | Total Return: -40.9% in 12m

Accounting Software, Tax Preparation, Credit Monitoring, Marketing Automation

Total Rating 56

Safety 73

Buy Signal -0.32

Software - Application
Industry Rotation: +14.4

Market Cap: 109B
Avg Turnover: 931M

Risk 3d forecast

Volatility43.8%

VaR 5^th Pctl7.61%

VaR vs Median5.54%

Reward TTM

Sharpe Ratio-1.30

Rel. Str. IBD8.1

Rel. Str. Peer Group34

Character TTM

Beta0.520

Beta Downside0.764

Hurst Exponent0.578

Drawdowns 3y

Max DD56.24%

CAGR/Max DD-0.06

CAGR/Mean DD-0.29

EPS (Earnings per Share)

EPS CAGR: -15.05%
EPS Trend: 38.8%

Last SUE: 1.72
Qual. Beats: 1

Revenue

Rev. CAGR: -4.98%
Rev. Trend: 30.4%

Last SUE: 2.10
Qual. Beats: 8

Warnings

No concerns identified

Tailwinds

No distinct edge detected

Description: INTU Intuit

Intuit Inc. is a financial technology company headquartered in Mountain View, California, specializing in financial management, compliance, and marketing automation. The company operates through four primary segments: Global Business Solutions (QuickBooks and Mailchimp), Consumer (TurboTax), Credit Karma, and ProTax. These divisions serve a diverse client base ranging from individual consumers and sole proprietors to small and mid-market enterprises.

The business model relies heavily on a software-as-a-service (SaaS) framework, which generates recurring revenue through subscriptions and integrated financial services such as payroll and payment processing. In the application software sector, this model is highly valued for its scalability and the high switching costs associated with critical accounting and tax compliance data. By integrating marketing tools via Mailchimp and credit monitoring via Credit Karma, Intuit has expanded its ecosystem to capture data across the entire financial lifecycle of its users.

For a deeper dive into the companys valuation metrics and historical performance, consider checking the data on ValueRay.

Intuit utilizes a multi-channel distribution strategy, leveraging direct sales, mobile app stores, and professional partner networks to maintain its market position. Founded in 1983, the firm has transitioned from desktop-based software to a cloud-first infrastructure, aligning with broader industry shifts toward digital transformation and automated tax preparation.

Headlines to Watch Out For

Small business ecosystem expansion drives QuickBooks and Mailchimp subscription revenue growth
TurboTax market share stability and IRS Direct File competition impact seasonal earnings
Credit Karma revenue fluctuates based on consumer credit demand and lending partner appetite
AI-driven product innovation increases average revenue per user across financial management platforms
Regulatory shifts in tax filing standards influence long-term consumer segment profitability

Piotroski VR‑10 (Strict) 8.0

Net Income: 4.34b TTM > 0 and > 6% of Revenue
FCF/TA: 0.20 > 0.02 and ΔFCF/TA 2.17 > 1.0
NWC/Revenue: 14.21% < 20% (prev 11.39%; Δ 2.82% < -1%)
CFO/TA 0.20 > 3% & CFO 6.98b > Net Income 4.34b
Net Debt (4.59b) to EBITDA (6.58b): 0.70 < 3
Current Ratio: 1.32 > 1.5 & < 3
Outstanding Shares: last quarter (281.0m) vs 12m ago -0.71% < -2%
Gross Margin: 81.23% > 18% (prev 0.78%; Δ 8.04k% > 0.5%)
Asset Turnover: 61.01% > 50% (prev 54.19%; Δ 6.82% > 0%)
Interest Coverage Ratio: 16.03 > 6 (EBITDA TTM 6.58b / Interest Expense TTM 359.0m)

Altman Z'' 6.56

A: 0.08 (Total Current Assets 11.70b - Total Current Liabilities 8.84b) / Total Assets 34.28b
B: 0.59 (Retained Earnings 20.12b / Total Assets 34.28b)
C: 0.17 (EBIT TTM 5.75b / Avg Total Assets 32.98b)
D: 2.79 (Book Value of Equity 42.41b / Total Liabilities 15.23b)
Altman-Z'' Score: 6.56 = AAA

Beneish M -3.51

DSRI: 0.45 (Receivables 3.08b/5.82b, Revenue 20.12b/17.17b)
GMI: 0.96 (GM 81.23% / 78.27%)
AQI: 0.92 (AQ_t 0.61 / AQ_t-1 0.66)
SGI: 1.17 (Revenue 20.12b / 17.17b)
TATA: -0.08 (NI 4.34b - CFO 6.98b) / TA 34.28b)
Beneish M-Score: -3.51 (Cap -4..+1) = AAA

What is the price of INTU shares? As of May 18, 2026, the stock is trading at USD 393.00 with a total of 3,521,033 shares traded.
Over the past week, the price has changed by -0.84%, over one month by -0.06%, over three months by +3.97% and over the past year by -40.94%.

Is INTU a buy, sell or hold? Intuit has received a consensus analysts rating of 4.32. Therefore, it is recommended to buy INTU.

StrongBuy: 18
Buy: 10
Hold: 5
Sell: 1
StrongSell: 0

What are the forecasts/targets for the INTU price?

Analysts Target Price	594.1	51.2%

Intuit (INTU) - Fundamental Data Overview as of 17 May 2026

P/E Trailing = 25.5693
P/E Forward = 14.9254
P/S = 5.4352
P/B = 5.7517
P/EG = 1.0195
Revenue TTM = 20.12b USD
EBIT TTM = 5.75b USD
EBITDA TTM = 6.58b USD
Long Term Debt = 5.41b USD (from longTermDebt, last quarter)
Short Term Debt = 831.0m USD (from shortTermDebt, last quarter)
Debt = 7.53b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 4.59b USD (from netDebt column, last quarter)
Enterprise Value = 113.92b USD (109.36b + Debt 7.53b - CCE 2.98b)
Interest Coverage Ratio = 16.03 (Ebit TTM 5.75b / Interest Expense TTM 359.0m)
EV/FCF = 16.66x (Enterprise Value 113.92b / FCF TTM 6.84b)
FCF Yield = 6.00% (FCF TTM 6.84b / Enterprise Value 113.92b)
FCF Margin = 33.99% (FCF TTM 6.84b / Revenue TTM 20.12b)
Net Margin = 21.57% (Net Income TTM 4.34b / Revenue TTM 20.12b)
Gross Margin = 81.23% ((Revenue TTM 20.12b - Cost of Revenue TTM 3.78b) / Revenue TTM)
Gross Margin QoQ = 78.91% (prev 78.79%)
Tobins Q-Ratio = 3.32 (Enterprise Value 113.92b / Total Assets 34.28b)
Interest Expense / Debt = 2.31% (Interest Expense 174.0m / Debt 7.53b)
Taxrate = 20.25% (176.0m / 869.0m)
NOPAT = 4.59b (EBIT 5.75b * (1 - 20.25%))
Current Ratio = 1.32 (Total Current Assets 11.70b / Total Current Liabilities 8.84b)
Debt / Equity = 0.40 (Debt 7.53b / totalStockholderEquity, last quarter 19.05b)
Debt / EBITDA = 0.70 (Net Debt 4.59b / EBITDA 6.58b)
Debt / FCF = 0.67 (Net Debt 4.59b / FCF TTM 6.84b)
Total Stockholder Equity = 19.55b (last 4 quarters mean from totalStockholderEquity)
RoA = 13.16% (Net Income 4.34b / Total Assets 34.28b)
RoE = 22.20% (Net Income TTM 4.34b / Total Stockholder Equity 19.55b)
RoCE = 23.05% (EBIT 5.75b / Capital Employed (Equity 19.55b + L.T.Debt 5.41b))
RoIC = 17.84% (NOPAT 4.59b / Invested Capital 25.72b)
WACC = 7.43% (E(109.36b)/V(116.90b) * Re(7.81%) + D(7.53b)/V(116.90b) * Rd(2.31%) * (1-Tc(0.20)))
Discount Rate = 7.81% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.92%
Shares (quarterly) Correlation: -75.97 | Cagr: -0.31%
[DCF] Terminal Value 82.98% ; FCFF base≈6.36b ; Y1≈7.53b ; Y5≈11.68b
[DCF] Fair Price = 811.4 (EV 228.97b - Net Debt 4.59b = Equity 224.38b / Shares 276.6m; r=7.43% [WACC]; 5y FCF grow 19.61% → 3.0% )
EPS Correlation: 38.80 | EPS CAGR: -15.05% | SUE: 1.72 | # QB: 1
Revenue Correlation: 30.42 | Revenue CAGR: -4.98% | SUE: 2.10 | # QB: 8
EPS current Year (2026-07-31): EPS=23.22 | Chg30d=-0.00% | Revisions=+0% | GrowthEPS=+15.3% | GrowthRev=+12.8%
EPS next Year (2027-07-31): EPS=26.48 | Chg30d=+0.02% | Revisions=+0% | GrowthEPS=+14.0% | GrowthRev=+12.4%
[Analyst] Revisions Ratio: +0%