(INTU) Intuit - Overview
Sector: Technology | Industry: Software - Application | Exchange: NASDAQ (USA) | Market Cap: 111.229m USD | Total Return: -51.6% in 12m
Avg Turnover: 931M
EPS Trend: 99.1%
Qual. Beats: 2
Rev. Trend: 99.7%
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Intuit Inc. is a financial technology company headquartered in Mountain View, California, specializing in financial management, compliance, and marketing automation. The company operates through four primary segments: Global Business Solutions (QuickBooks and Mailchimp), Consumer (TurboTax), Credit Karma, and ProTax. These divisions serve a diverse client base ranging from individual consumers and sole proprietors to small and mid-market enterprises.
The business model relies heavily on a software-as-a-service (SaaS) framework, which generates recurring revenue through subscriptions and integrated financial services such as payroll and payment processing. In the application software sector, this model is highly valued for its scalability and the high switching costs associated with critical accounting and tax compliance data. By integrating marketing tools via Mailchimp and credit monitoring via Credit Karma, Intuit has expanded its ecosystem to capture data across the entire financial lifecycle of its users.
For a deeper dive into the companys valuation metrics and historical performance, consider checking the data on ValueRay.
Intuit utilizes a multi-channel distribution strategy, leveraging direct sales, mobile app stores, and professional partner networks to maintain its market position. Founded in 1983, the firm has transitioned from desktop-based software to a cloud-first infrastructure, aligning with broader industry shifts toward digital transformation and automated tax preparation.
- Small business ecosystem expansion drives QuickBooks and Mailchimp subscription revenue growth
- TurboTax market share stability and IRS Direct File competition impact seasonal earnings
- Credit Karma revenue fluctuates based on consumer credit demand and lending partner appetite
- AI-driven product innovation increases average revenue per user across financial management platforms
- Regulatory shifts in tax filing standards influence long-term consumer segment profitability
| Net Income: 4.58b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.20 > 0.02 and ΔFCF/TA 2.94 > 1.0 |
| NWC/Revenue: 26.58% < 20% (prev 23.71%; Δ 2.87% < -1%) |
| CFO/TA 0.20 > 3% & CFO 7.89b > Net Income 4.58b |
| Net Debt (3.22b) to EBITDA (6.56b): 0.49 < 3 |
| Current Ratio: 1.45 > 1.5 & < 3 |
| Outstanding Shares: last quarter (276.0m) vs 12m ago -2.13% < -2% |
| Gross Margin: 81.09% > 18% (prev 0.80%; Δ 8.03k% > 0.5%) |
| Asset Turnover: 55.12% > 50% (prev 49.69%; Δ 5.43% > 0%) |
| Interest Coverage Ratio: 26.01 > 6 (EBITDA TTM 6.56b / Interest Expense TTM 221.0m) |
| A: 0.14 (Total Current Assets 17.8b - Total Current Liabilities 12.3b) / Total Assets 39.3b |
| B: 0.58 (Retained Earnings 22.9b / Total Assets 39.3b) |
| C: 0.15 (EBIT TTM 5.75b / Avg Total Assets 38.0b) |
| D: 2.44 (Book Value of Equity 45.5b / Total Liabilities 18.7b) |
| Altman-Z'' = 6.40 = AAA |
| DSRI: 2.24 (Receivables 18.7b/7.23b, Revenue 20.9b/18.2b) |
| GMI: 0.98 (GM 81.09% / 79.76%) |
| AQI: 0.88 (AQ_t 0.51 / AQ_t-1 0.58) |
| SGI: 1.15 (Revenue 20.9b / 18.2b) |
| TATA: -0.08 (NI 4.58b - CFO 7.89b) / TA 39.3b) |
| Beneish M = -2.07 (Cap -4..+1) = BB |
As of May 24, 2026, the stock is trading at USD 307.07 with a total of 22,289,955 shares traded.
Over the past week, the price has changed by -18.59%,
over one month by -21.71%,
over three months by -10.74% and
over the past year by -51.58%.
Intuit has received a consensus analysts rating of 4.53. Therefore, it is recommended to buy INTU.
- StrongBuy: 23
- Buy: 6
- Hold: 5
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 592.3 | 92.9% |
P/E Forward = 14.9254
P/S = 5.528
P/B = 5.7517
P/EG = 1.0195
Revenue TTM = 20.9b USD
EBIT TTM = 5.75b USD
EBITDA TTM = 6.56b USD
Long Term Debt = 5.97b USD (from longTermDebt, last fiscal year)
Short Term Debt = 750.0m USD (from shortTermDebt, last quarter)
Debt = 7.90b USD (from shortLongTermDebtTotal, last quarter) + Leases 728.0m
Net Debt = 3.22b USD (calculated: Debt 7.90b - CCE 4.68b)
Enterprise Value = 114b USD (111b + Debt 7.90b - CCE 4.68b)
Interest Coverage Ratio = 26.01 (Ebit TTM 5.75b / Interest Expense TTM 221.0m)
EV/FCF = 14.83x (Enterprise Value 114b / FCF TTM 7.71b)
FCF Yield = 6.74% (FCF TTM 7.71b / Enterprise Value 114b)
FCF Margin = 36.87% (FCF TTM 7.71b / Revenue TTM 20.9b)
Net Margin = 21.91% (Net Income TTM 4.58b / Revenue TTM 20.9b)
Gross Margin = 81.09% ((Revenue TTM 20.9b - Cost of Revenue TTM 3.96b) / Revenue TTM)
Gross Margin QoQ = 84.61% (prev 78.91%)
Tobins Q-Ratio = 2.91 (Enterprise Value 114b / Total Assets 39.3b)
Interest Expense / Debt = 2.80% (Interest Expense 221.0m / Debt 7.90b)
Taxrate = 24.29% (983.0m / 4.05b)
NOPAT = 4.35b (EBIT 5.75b * (1 - 24.29%))
Current Ratio = 1.45 (Total Current Assets 17.8b / Total Current Liabilities 12.3b)
Debt / Equity = 0.38 (Debt 7.90b / totalStockholderEquity, last quarter 20.6b)
Debt / EBITDA = 0.49 (Net Debt 3.22b / EBITDA 6.56b)
Debt / FCF = 0.42 (Net Debt 3.22b / FCF TTM 7.71b)
Total Stockholder Equity = 19.7b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.08% (Net Income 4.58b / Total Assets 39.3b)
RoE = 23.29% (Net Income TTM 4.58b / Total Stockholder Equity 19.7b)
RoCE = 22.41% (EBIT 5.75b / Capital Employed (Equity 19.7b + L.T.Debt 5.97b))
RoIC = 15.66% (NOPAT 4.35b / Invested Capital 27.8b)
WACC = 7.40% (E(111b)/V(119b) * Re(7.77%) + D(7.90b)/V(119b) * Rd(2.80%) * (1-Tc(0.24)))
Discount Rate = 7.77% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -93.09 | Cagr: -1.26%
[DCF] Terminal Value 77.97% ; FCFF base≈7.07b ; Y1≈8.10b ; Y5≈11.9b
[DCF] Fair Price = 637.4 (EV 179b - Net Debt 3.22b = Equity 176b / Shares 276.6m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 99.09 | EPS CAGR: 17.72% | SUE: 1.77 | # QB: 2
Revenue Correlation: 99.72 | Revenue CAGR: 14.91% | SUE: 0.61 | # QB: 0
EPS current Year (2026-07-31): EPS=23.22 | Chg30d=-0.00% | Revisions=+14% | GrowthEPS=+15.3% | GrowthRev=+12.8%
EPS next Year (2027-07-31): EPS=26.48 | Chg30d=+0.01% | Revisions=+14% | GrowthEPS=+14.0% | GrowthRev=+12.4%
[Analyst] Revisions Ratio: +14%