(INTU) Intuit - Ratings and Ratios
Accounting, Tax, Payroll, Payments, Marketing
INTU EPS (Earnings per Share)
INTU Revenue
Description: INTU Intuit
Intuit Inc. (NASDAQ: INTU) delivers a suite of financial-management, payments, compliance and marketing solutions primarily in the United States, organized into four operating segments: Global Business Solutions, Consumer, Credit Karma, and ProTax.
The Global Business Solutions segment anchors the company’s revenue with QuickBooks (online and desktop), QuickBooks Payroll, QuickBooks Checking, and financing services for small- and mid-market firms, plus Mailchimp’s marketing automation and CRM tools.
The Consumer segment sells the TurboTax brand, offering both do-it-yourself and assisted income-tax preparation products.
Credit Karma provides a personal-finance platform that surfaces credit-card, loan and insurance recommendations, offers online savings and checking accounts, and delivers credit-score monitoring, identity protection and credit-building utilities.
ProTax serves professional tax preparers through Lacerte, ProSeries, ProFile desktop software and the cloud-based ProConnect Tax Online suite, together with electronic filing and related banking services.
Intuit reaches customers via direct sales, multichannel “shop-and-buy” experiences, mobile app stores and a network of partner channels; the firm was founded in 1983 and is headquartered in Mountain View, California.
Recent performance highlights include FY 2024 revenue of approximately $12.9 billion, with SaaS subscription revenue growing at a 12% year-over-year rate, and Q2 2024 EPS of $2.78-both reflecting strong demand for cloud-based SMB solutions amid a broader SaaS market expanding at roughly 12% CAGR.
Key economic drivers for Intuit include continued digital adoption by small businesses, low-interest-rate environments that boost demand for financing products, and the cyclical nature of tax-season revenue spikes.
For analysts seeking a data-driven, granular valuation framework, ValueRay’s research tools can provide additional depth without any promotional bias.
INTU Stock Overview
| Market Cap in USD | 189,571m |
| Sub-Industry | Application Software |
| IPO / Inception | 1993-03-12 |
INTU Stock Ratings
| Growth Rating | 69.4% |
| Fundamental | 85.4% |
| Dividend Rating | 66.5% |
| Return 12m vs S&P 500 | -5.37% |
| Analyst Rating | 4.32 of 5 |
INTU Dividends
| Dividend Yield 12m | 0.65% |
| Yield on Cost 5y | 1.33% |
| Annual Growth 5y | 23.84% |
| Payout Consistency | 98.8% |
| Payout Ratio | 21.4% |
INTU Growth Ratios
| Growth Correlation 3m | -75.2% |
| Growth Correlation 12m | 54.5% |
| Growth Correlation 5y | 74.9% |
| CAGR 5y | 17.55% |
| CAGR/Max DD 3y (Calmar Ratio) | 0.77 |
| CAGR/Mean DD 3y (Pain Ratio) | 2.59 |
| Sharpe Ratio 12m | -0.13 |
| Alpha | -11.22 |
| Beta | 1.253 |
| Volatility | 26.83% |
| Current Volume | 1793.7k |
| Average Volume 20d | 1727.8k |
| Stop Loss | 641.5 (-3%) |
| Signal | 0.63 |
Piotroski VR‑10 (Strict, 0-10) 8.0
| Net Income (3.87b TTM) > 0 and > 6% of Revenue (6% = 1.13b TTM) |
| FCFTA 0.16 (>2.0%) and ΔFCFTA 2.04pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 19.84% (prev 13.43%; Δ 6.42pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.17 (>3.0%) and CFO 6.21b > Net Income 3.87b (YES >=105%, WARN >=100%) |
| Net Debt (3.75b) to EBITDA (5.89b) ratio: 0.64 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.36 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (282.0m) change vs 12m ago -0.70% (target <= -2.0% for YES) |
| Gross Margin 80.18% (prev 77.99%; Δ 2.20pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 54.51% (prev 50.68%; Δ 3.83pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 20.57 (EBITDA TTM 5.89b / Interest Expense TTM 247.0m) >= 6 (WARN >= 3) |
Altman Z'' 4.58
| (A) 0.10 = (Total Current Assets 14.11b - Total Current Liabilities 10.37b) / Total Assets 36.96b |
| (B) 0.53 = Retained Earnings (Balance) 19.67b / Total Assets 36.96b |
| (C) 0.15 = EBIT TTM 5.08b / Avg Total Assets 34.55b |
| (D) 1.14 = Book Value of Equity 19.62b / Total Liabilities 17.25b |
| Total Rating: 4.58 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 85.39
| 1. Piotroski 8.0pt = 3.0 |
| 2. FCF Yield 3.17% = 1.59 |
| 3. FCF Margin 32.30% = 7.50 |
| 4. Debt/Equity 0.34 = 2.44 |
| 5. Debt/Ebitda 0.64 = 2.19 |
| 6. ROIC - WACC (= 10.71)% = 12.50 |
| 7. RoE 20.38% = 1.70 |
| 8. Rev. Trend 39.93% = 2.99 |
| 9. EPS Trend 29.49% = 1.47 |
What is the price of INTU shares?
Over the past week, the price has changed by +3.05%, over one month by -0.01%, over three months by -12.28% and over the past year by +9.28%.
Is Intuit a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of INTU is around 613.33 USD . This means that INTU is currently overvalued and has a potential downside of -7.27%.
Is INTU a buy, sell or hold?
- Strong Buy: 18
- Buy: 10
- Hold: 5
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the INTU price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 814.6 | 23.2% |
| Analysts Target Price | 814.6 | 23.2% |
| ValueRay Target Price | 694.9 | 5.1% |
Last update: 2025-10-04 03:54
INTU Fundamental Data Overview
P/E Trailing = 49.849
P/E Forward = 29.4985
P/S = 10.0669
P/B = 9.6452
P/EG = 1.9172
Beta = 1.253
Revenue TTM = 18.83b USD
EBIT TTM = 5.08b USD
EBITDA TTM = 5.89b USD
Long Term Debt = 5.97b USD (from longTermDebt, last quarter)
Short Term Debt = 69.0m USD (from shortTermDebt, last quarter)
Debt = 6.64b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.75b USD (from netDebt column, last quarter)
Enterprise Value = 191.66b USD (189.57b + Debt 6.64b - CCE 4.55b)
Interest Coverage Ratio = 20.57 (Ebit TTM 5.08b / Interest Expense TTM 247.0m)
FCF Yield = 3.17% (FCF TTM 6.08b / Enterprise Value 191.66b)
FCF Margin = 32.30% (FCF TTM 6.08b / Revenue TTM 18.83b)
Net Margin = 20.55% (Net Income TTM 3.87b / Revenue TTM 18.83b)
Gross Margin = 80.18% ((Revenue TTM 18.83b - Cost of Revenue TTM 3.73b) / Revenue TTM)
Gross Margin QoQ = 78.23% (prev 85.32%)
Tobins Q-Ratio = 5.19 (Enterprise Value 191.66b / Total Assets 36.96b)
Interest Expense / Debt = 0.89% (Interest Expense 59.0m / Debt 6.64b)
Taxrate = -4.10% (negative due to tax credits) (-15.0m / 366.0m)
NOPAT = 5.29b (EBIT 5.08b * (1 - -4.10%)) [negative tax rate / tax credits]
Current Ratio = 1.36 (Total Current Assets 14.11b / Total Current Liabilities 10.37b)
Debt / Equity = 0.34 (Debt 6.64b / totalStockholderEquity, last quarter 19.71b)
Debt / EBITDA = 0.64 (Net Debt 3.75b / EBITDA 5.89b)
Debt / FCF = 0.62 (Net Debt 3.75b / FCF TTM 6.08b)
Total Stockholder Equity = 18.98b (last 4 quarters mean from totalStockholderEquity)
RoA = 10.47% (Net Income 3.87b / Total Assets 36.96b)
RoE = 20.38% (Net Income TTM 3.87b / Total Stockholder Equity 18.98b)
RoCE = 20.36% (EBIT 5.08b / Capital Employed (Equity 18.98b + L.T.Debt 5.97b))
RoIC = 21.01% (NOPAT 5.29b / Invested Capital 25.17b)
WACC = 10.30% (E(189.57b)/V(196.21b) * Re(10.63%) + D(6.64b)/V(196.21b) * Rd(0.89%) * (1-Tc(-0.04)))
Discount Rate = 10.63% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -81.65 | Cagr: -0.18%
[DCF Debug] Terminal Value 72.59% ; FCFE base≈5.50b ; Y1≈6.46b ; Y5≈9.82b
Fair Price DCF = 395.4 (DCF Value 110.23b / Shares Outstanding 278.8m; 5y FCF grow 18.49% → 3.0% )
EPS Correlation: 29.49 | EPS CAGR: 20.15% | SUE: 0.36 | # QB: 0
Revenue Correlation: 39.93 | Revenue CAGR: 15.19% | SUE: 1.41 | # QB: 6
Additional Sources for INTU Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle