INTU Stock Analysis: Intuit | NASDAQ

Tax Preparation, Small Business Accounting, Personal Finance, Marketing Automation

Total Rating 47

Safety 67

Buy Signal -1.39

Software - Application
Industry Rotation: -20.0

Market Cap: 73.7B
Avg Turnover: 1.09B

Risk 3d forecast

Volatility47.6%

VaR 5^th Pctl8.36%

VaR vs Median6.65%

Reward TTM

Sharpe Ratio-1.60

Rel. Str. IBD5.1

Rel. Str. Peer Group7.3

Character TTM

Beta0.087

Beta Downside0.437

Hurst Exponent0.483

Drawdowns 3y

Max DD68.19%

CAGR/Max DD-0.28

CAGR/Mean DD-0.96

EPS (Earnings per Share)

EPS CAGR: 14.56%
EPS Trend: 97.1%

Last SUE: 0.18
Qual. Beats: 0

Revenue

Rev. CAGR: 15.12%
Rev. Trend: 99.8%

Last SUE: 1.63
Qual. Beats: 1

Warnings

Below Avwap Earnings

Below Sma 200d

Tailwinds

No distinct edge detected

Seasonality 11.7 years of data

Jan -2.3% 11

Feb -0.4% 7

Mar +0.1% 7

Apr +2.0% 5

May +1.4% 2

Jun +1.4% 18

Jul +1.4% 19

Aug -0.2% 7

Sep -4.9% 54

Oct -1.1% 24

Nov +0.4% 13

Dec -0.2% 0

How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.

Description: INTU Intuit

Intuit Inc. (NASDAQ: INTU) is a U.S.-based software company that provides financial management, payments, compliance, and marketing products and services, operating through four segments: Global Business Solutions, Consumer, Credit Karma, and ProTax. The Global Business Solutions segment serves small and mid-market businesses with the QuickBooks platform-offering cloud and desktop accounting, payroll, merchant payment processing, checking, and financing-and Mailchimp, a marketing automation and customer relationship management (CRM) tool. The Consumer segment delivers do-it-yourself and assisted income tax preparation through TurboTax, while Credit Karma operates a personal finance platform providing credit scores, monitoring, and recommendations across lending, insurance, and deposit products. The ProTax segment supplies professional tax software (Lacerte, ProSeries, ProFile) and ProConnect Tax Online for accountants. Intuit distributes through direct sales, mobile app stores, and partner channels, and was founded in 1983, headquartered in Mountain View, California.

Intuit operates in the Application Software sub-industry (GICS) within the Information Technology sector, competing in areas such as small business accounting, consumer tax software, and personal finance. Its business model combines subscription-based software (e.g., QuickBooks Online, TurboTax) with transactional and embedded finance revenue from payments, lending, and lead-generation services at Credit Karma.

Headlines to Watch Out For

IRS Direct File expansion threatens TurboTax market share
QuickBooks AI features accelerate small business subscription growth
Credit Karma loan referrals face rising rate headwinds

Piotroski VR-10 (Strict) 9.0

Net Income: 4.57b TTM > 0 and > 6% of Revenue
FCF/TA: 0.23 > 0.02 and ΔFCF/TA 6.97 > 1.0
NWC/Revenue: 24.00% < 20% (prev 19.84%; Δ 4.16% < -1%)
CFO/TA 0.24 > 3% & CFO 8.84b > Net Income 4.57b
Net Debt (1.97b) to EBITDA (7.24b): 0.27 < 3
Current Ratio: 1.51 > 1.5 & < 3
Outstanding Shares: last quarter (272.0m) vs 12m ago -3.55% < -2%
Gross Margin: 80.94% > 18% (prev 80.18%; Δ 0.75% > 0.5%)
Asset Turnover: 58.17% > 50% (prev 50.95%; Δ 7.22% > 0%)
Interest Coverage Ratio: 17.17 > 6 (EBIT TTM 6.39b / Interest Expense TTM 372.0m)

Altman Z'' 4.89

A: 0.14 (Total Current Assets 15.3b - Total Current Liabilities 10.2b) / Total Assets 36.8b
B: 0.52 (Retained Earnings 19.0b / Total Assets 36.8b)
C: 0.17 (EBIT TTM 6.39b / Avg Total Assets 36.9b)
D: 1.07 (Book Value of Equity 19.0b / Total Liabilities 17.8b)
Altman-Z'' = 4.89 = AA

Beneish M -3.58

DSRI: 0.28 (Receivables 625.0m/1.98b, Revenue 21.4b/18.8b)
GMI: 0.99 (GM 80.18% / 80.94%)
AQI: 0.93 (AQ_t 0.54 / AQ_t-1 0.58)
SGI: 1.14 (Revenue 21.4b / 18.8b)
TATA: -0.12 (NI 4.57b - CFO 8.84b) / TA 36.8b)
Beneish M = -3.58 (Cap -4..+1) = AAA

What is the price of INTU shares?

As of October 03, 2026, the stock is trading at USD 281.08 with a total of 2,728,573 shares traded. Over the past week, the price has changed by +1.92%, over one month by -18.04%, over three months by +2.53% and over the past year by -58.31%.

Current recommended Stop Loss: 255.00 (which is 9.3% or 2 ATR below the current price).

Is INTU a buy, sell or hold?

Intuit has received a consensus analysts rating of 4.53. Therefore, it is recommended to buy INTU.

StrongBuy: 23
Buy: 6
Hold: 5
Sell: 0
StrongSell: 0

What are the forecasts/targets for the INTU price?

Analysts Target Price	405.6	44.3%

Intuit (INTU) - Fundamental Data Overview as of 27 September 2026

Market Cap USD = 73.7b (73.7b USD * 1.0 USD.USD)
P/E Trailing = 16.7552
P/E Forward = 12.6582
P/S = 3.4363
P/B = 4.1137
P/EG = 0.9278
Revenue TTM = 21.4b USD
EBIT TTM = 6.39b USD
EBITDA TTM = 7.24b USD
Long Term Debt = 6.42b USD (from longTermDebt, last quarter)
Short Term Debt = 1.33b USD (from shortTermDebt, last quarter)
Debt = 9.17b USD (from shortLongTermDebtTotal, last quarter) + Leases 752.0m
Net Debt = 1.97b USD (calculated: Debt 9.17b - CCE 7.20b)
Enterprise Value = 75.7b USD (73.7b + Debt 9.17b - CCE 7.20b)
Interest Coverage Ratio = 17.17 (Ebit TTM 6.39b / Interest Expense TTM 372.0m)
EV/FCF = 8.78x (Enterprise Value 75.7b / FCF TTM 8.62b)
FCF Yield = 11.39% (FCF TTM 8.62b / Enterprise Value 75.7b)
FCF Margin = 40.18% (FCF TTM 8.62b / Revenue TTM 21.4b)
Net Margin = 21.29% (Net Income TTM 4.57b / Revenue TTM 21.4b)
Gross Margin = 80.94% ((Revenue TTM 21.4b - Cost of Revenue TTM 4.09b) / Revenue TTM)
Gross Margin QoQ = 78.11% (prev 84.45%)
Tobins Q-Ratio = 2.06 (Enterprise Value 75.7b / Total Assets 36.8b)
Interest Expense / Debt = 4.06% (Interest Expense 372.0m / Debt 9.17b)
Taxrate = 24.12% (1.45b / 6.02b)
NOPAT = 4.85b (EBIT 6.39b * (1 - 24.12%))
Current Ratio = 1.51 (Total Current Assets 15.3b / Total Current Liabilities 10.2b)
Debt / Equity = 0.48 (Debt 9.17b / totalStockholderEquity, last quarter 19.0b)
Debt / EBITDA = 0.27 (Net Debt 1.97b / EBITDA 7.24b)
Debt / FCF = 0.23 (Net Debt 1.97b / FCF TTM 8.62b)
Total Stockholder Equity = 19.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 12.38% (Net Income 4.57b / Total Assets 36.8b)
RoE = 23.42% (Net Income TTM 4.57b / Total Stockholder Equity 19.5b)
RoCE = 24.65% (EBIT 6.39b / Capital Employed (Equity 19.5b + L.T.Debt 6.42b))
RoIC = 18.03% (NOPAT 4.85b / Invested Capital 26.9b)
WACC = 5.93% (E(73.7b)/V(82.9b) * Re(6.29%) + D(9.17b)/V(82.9b) * Rd(4.06%) * (1-Tc(0.24)))
Discount Rate = 6.29% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -85.73 | Cagr: -1.90%
[DCF] Terminal Value 77.97% ; FCFF base≈7.60b ; Y1≈8.72b ; Y5≈12.8b
[DCF] Fair Price = 715.0 (EV 193b - Net Debt 1.97b = Equity 191b / Shares 267.2m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 97.13 | EPS CAGR: 14.56% | SUE: 0.18 | # QB: 0
Revenue Correlation: 99.78 | Revenue CAGR: 15.12% | SUE: 1.63 | # QB: 1
EPS current Quarter (2026-10-31): EPS=2.64 | Chg30d=-34.25% | Revisions=-79% | Analysts=26
EPS next Quarter (2027-01-31): EPS=3.98 | Chg30d=-17.92% | Revisions=-62% | Analysts=26
EPS current Year (2027-07-31): EPS=23.94 | Chg30d=-12.15% | Revisions=-59% | GrowthEPS=-1.3% | GrowthRev=+9.1%
EPS next Year (2028-07-31): EPS=27.08 | Chg30d=-12.06% | Revisions=-59% | GrowthEPS=+13.1% | GrowthRev=+9.2%
[Analyst] Revisions Ratio: -71% (up=12, down=78)