(JFIN) Jiayin - Ratings and Ratios
Exchange: NASDAQ • Country: China • Currency: USD • Type: Common Stock • ISIN: US47737C1045
JFIN: Consumer Loans, Investment Referrals, Technology Services, Guarantee Services
Jiayin Group Inc. is a Chinese fintech company that connects individual borrowers with financial institutions through its online platform, while also offering referral services for investment products and providing technology development, guarantee services, and other related services. As a key player in Chinas consumer finance sector, the company has established itself as a facilitator of financial transactions between individuals and institutions.
The companys business model is centered around its fintech platform, which leverages technology to streamline the lending process and provide a range of financial services to its users. By partnering with financial institutions, Jiayin Group Inc. is able to offer a diverse range of financial products to its customers, including loans and investment opportunities. The companys revenue streams are likely generated through fees charged to borrowers, lenders, and other financial institutions.
Given the current market trends and the companys financial performance, we can analyze the
Its worth noting that Jiayin Group Inc. operates in a highly competitive and regulated industry, and its performance is closely tied to the overall health of Chinas consumer finance market. As such, any changes in regulatory policies or market trends may impact the companys future performance. Nonetheless, with its established business model and strong financials, Jiayin Group Inc. is well-positioned to capitalize on the growing demand for fintech services in China.
Additional Sources for JFIN Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
JFIN Stock Overview
Market Cap in USD | 600m |
Sector | Communication Services |
Industry | Internet Content & Information |
GiC Sub-Industry | Consumer Finance |
IPO / Inception | 2019-05-10 |
JFIN Stock Ratings
Growth Rating | 71.0 |
Fundamental | 81.1 |
Dividend Rating | 78.1 |
Rel. Strength | 63.7 |
Analysts | - |
Fair Price Momentum | 16.51 USD |
Fair Price DCF | 446.90 USD |
JFIN Dividends
Dividend Yield 12m | 5.24% |
Yield on Cost 5y | 30.49% |
Annual Growth 5y | 50.00% |
Payout Consistency | 100.0% |
JFIN Growth Ratios
Growth Correlation 3m | 58.5% |
Growth Correlation 12m | 83.1% |
Growth Correlation 5y | 63% |
CAGR 5y | 50.13% |
CAGR/Max DD 5y | 0.56 |
Sharpe Ratio 12m | 0.43 |
Alpha | 89.74 |
Beta | 0.776 |
Volatility | 82.98% |
Current Volume | 74.8k |
Average Volume 20d | 128.4k |
As of May 09, 2025, the stock is trading at USD 12.54 with a total of 74,836 shares traded.
Over the past week, the price has changed by +16.22%, over one month by +16.87%, over three months by +38.87% and over the past year by +98.94%.
Yes, based on ValueRay Fundamental Analyses, Jiayin (NASDAQ:JFIN) is currently (May 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 81.13 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of JFIN as of May 2025 is 16.51. This means that JFIN is currently undervalued and has a potential upside of +31.66% (Margin of Safety).
Jiayin has no consensus analysts rating.
According to ValueRays Forecast Model, JFIN Jiayin will be worth about 18.5 in May 2026. The stock is currently trading at 12.54. This means that the stock has a potential upside of +47.61%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 11.3 | -9.8% |
Analysts Target Price | 11.3 | -9.8% |
ValueRay Target Price | 18.5 | 47.6% |