(JFIN) Jiayin - Ratings and Ratios

Exchange: NASDAQ • Country: China • Currency: USD • Type: Common Stock • ISIN: US47737C1045

JFIN: Consumer Loans, Investment Referrals, Technology Services, Guarantee Services

Jiayin Group Inc. is a Chinese fintech company that connects individual borrowers with financial institutions through its online platform, while also offering referral services for investment products and providing technology development, guarantee services, and other related services. As a key player in Chinas consumer finance sector, the company has established itself as a facilitator of financial transactions between individuals and institutions.

The companys business model is centered around its fintech platform, which leverages technology to streamline the lending process and provide a range of financial services to its users. By partnering with financial institutions, Jiayin Group Inc. is able to offer a diverse range of financial products to its customers, including loans and investment opportunities. The companys revenue streams are likely generated through fees charged to borrowers, lenders, and other financial institutions.

Given the current market trends and the companys financial performance, we can analyze the and to forecast the stocks potential movement. With a current price of $12.54, the stock is above its 20-day and 50-day moving averages, indicating a positive short-term trend. The 200-day moving average is at $7.80, suggesting a strong long-term uptrend. The Average True Range (ATR) is 1.22, representing a 9.69% volatility, which may indicate potential price swings. Considering the , the companys Market Cap is $600.41M USD, with a P/E ratio of 4.12 and a Forward P/E of 1.76, suggesting that the stock may be undervalued. The Return on Equity (RoE) is 35.72%, indicating a strong profitability. Based on these factors, we can forecast that Jiayin Group Inc.s stock may continue its upward trend, potentially reaching $15-$18 in the near term, driven by the companys solid financial performance and the growing demand for fintech services in China.

Its worth noting that Jiayin Group Inc. operates in a highly competitive and regulated industry, and its performance is closely tied to the overall health of Chinas consumer finance market. As such, any changes in regulatory policies or market trends may impact the companys future performance. Nonetheless, with its established business model and strong financials, Jiayin Group Inc. is well-positioned to capitalize on the growing demand for fintech services in China.

Additional Sources for JFIN Stock

JFIN Stock Overview

Market Cap in USD 600m
Sector Communication Services
Industry Internet Content & Information
GiC Sub-Industry Consumer Finance
IPO / Inception 2019-05-10

JFIN Stock Ratings

Growth Rating 71.0
Fundamental 81.1
Dividend Rating 78.1
Rel. Strength 63.7
Analysts -
Fair Price Momentum 16.51 USD
Fair Price DCF 446.90 USD

JFIN Dividends

Dividend Yield 12m 5.24%
Yield on Cost 5y 30.49%
Annual Growth 5y 50.00%
Payout Consistency 100.0%

JFIN Growth Ratios

Growth Correlation 3m 58.5%
Growth Correlation 12m 83.1%
Growth Correlation 5y 63%
CAGR 5y 50.13%
CAGR/Max DD 5y 0.56
Sharpe Ratio 12m 0.43
Alpha 89.74
Beta 0.776
Volatility 82.98%
Current Volume 74.8k
Average Volume 20d 128.4k
What is the price of JFIN stocks?
As of May 09, 2025, the stock is trading at USD 12.54 with a total of 74,836 shares traded.
Over the past week, the price has changed by +16.22%, over one month by +16.87%, over three months by +38.87% and over the past year by +98.94%.
Is Jiayin a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, Jiayin (NASDAQ:JFIN) is currently (May 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 81.13 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of JFIN as of May 2025 is 16.51. This means that JFIN is currently undervalued and has a potential upside of +31.66% (Margin of Safety).
Is JFIN a buy, sell or hold?
Jiayin has no consensus analysts rating.
What are the forecast for JFIN stock price target?
According to ValueRays Forecast Model, JFIN Jiayin will be worth about 18.5 in May 2026. The stock is currently trading at 12.54. This means that the stock has a potential upside of +47.61%.
Issuer Forecast Upside
Wallstreet Target Price 11.3 -9.8%
Analysts Target Price 11.3 -9.8%
ValueRay Target Price 18.5 47.6%