(JKHY) Jack Henry & Associates - Ratings and Ratios

Jack Henry & Associates, Inc. is a financial technology firm that provides a comprehensive suite of technology solutions and payment processing services to financial institutions, connecting people and organizations through innovative products. The company operates through four distinct segments: Core, Payments, Complementary, and Corporate and Other, offering a broad range of services including core information processing platforms, secure payment processing tools, digital banking solutions, and risk management products.

The companys Core segment is a critical component, providing integrated applications for banks and credit unions to process transactions and maintain customer information. The Payments segment offers a variety of secure payment processing services, including ATM, debit, and credit card processing, as well as online and mobile bill pay solutions. The Complementary segment enhances the companys offerings with additional software and services, such as digital banking, treasury services, and fraud detection solutions.

With a diverse portfolio of products and services, Jack Henry & Associates, Inc. caters to the needs of financial services organizations and corporate entities, providing them with specialized financial performance, imaging, and payment processing solutions, as well as information security and risk management services. The companys core banking and credit union platforms, including SilverLake, CIF20/20, and Symitar, are designed to meet the complex needs of financial institutions.

Analyzing the , we observe that the stocks Last Price is $181.01, closely aligned with its SMA20 at $181.08, indicating a stable short-term trend. The SMA50 and SMA200 are $176.55 and $174.89, respectively, suggesting an overall upward trend. The ATR of 3.41 (1.88%) implies moderate volatility. Given the current price is near its SMA20 and above its longer-term moving averages, a potential forecast is that the stock may continue its upward trajectory, potentially reaching towards its 52W High of $190.67. However, its crucial to monitor the stocks behavior relative to its moving averages and adjust expectations accordingly.

From a fundamental perspective, Jack Henry & Associates, Inc. has a Market Cap of $13.19B USD and a P/E ratio of 30.86, with a Forward P/E of 28.41, indicating a moderate valuation relative to its earnings. The companys RoE of 22.07% is robust, suggesting efficient use of shareholder equity. Combining these fundamental insights with the technical analysis, a forecast for JKHY could be cautiously optimistic, anticipating potential growth towards its 52W High, driven by its strong financial performance and the overall trend in the financial technology sector.