(JKHY) Jack Henry & Associates - Ratings and Ratios

Jack Henry & Associates, Inc. (NASDAQ:JKHY) is a leading financial technology company that provides end-to-end solutions for banks, credit unions, and corporate entities. Its comprehensive suite of products and services is designed to streamline financial operations, enhance security, and improve customer experiences. The company operates through four distinct segments: Core, Payments, Complementary, and Corporate and Other.

The Core segment delivers mission-critical banking platforms, including the SilverLake System, CIF 20/20, and Core Director for banks, as well as Symitar platforms for credit unions. These systems enable institutions to manage deposit, loan, and general ledger transactions while maintaining centralized customer/member data. The Payments segment offers secure payment processing solutions, such as ATM, debit, and credit card processing, ACH origination, remote deposit capture, and risk management tools. The Complementary segment provides additional software and hosted platforms for digital banking, treasury services, online account opening, fraud prevention, and lending solutions. The Corporate and Other segment includes hardware sales and other auxiliary products.

Jack Henry & Associates also offers a range of professional services, including implementation, training, and support, as well as software licensing and data center services. The company is known for its focus on financial performance, information security, and retail delivery solutions. Founded in 1976 and headquartered in Monett, Missouri, Jack Henry & Associates has established itself as a trusted partner for financial institutions seeking to modernize and secure their operations. The companys solutions are designed to reduce operational barriers and enhance financial health for both institutions and their customers.

Ticker Symbol: JKHY Exchange: NASDAQ Type: common stock Country Origin: United States GICS Sub Industry: Transaction & Payment Processing Services Average Volume 20d: 549,322 Last Price: 172.68 SMA 20: 174.97 SMA 50: 174.63 SMA 200: 173.40 ATR: 5.30 Market Cap: $12,594.54M USD P/E: 31.13 P/E Forward: 27.17 P/B: 6.38 P/S: 5.54 RoE: 20.51

3-Month Forecast: Based on the provided data, JKHY is expected to maintain its stable performance. Technically, the stock is trading near its SMA 20, 50, and 200, indicating a neutral to slightly bullish trend. Support is likely at $170, with resistance around $180. Fundamentally, the companys high P/E ratio suggests it may be overvalued, but its strong ROE of 20.51% indicates robust profitability. The forward P/E of 27.17 reflects market expectations for continued growth. The ATR of 5.30 signals moderate volatility, so price fluctuations within the $170-$180 range are anticipated. Overall, JKHY is expected to remain a stable investment with potential for modest upside.