(KINS) Kingstone Companies - Ratings and Ratios

Kingstone Companies Inc (NASDAQ:KINS) is a property and casualty insurance provider in the United States, offering a range of personal and commercial insurance products, including homeowners, auto, and umbrella policies, as well as reinsurance products. The company has a long history, dating back to 1886, and is headquartered in Kingston, New York.

To evaluate the companys performance, we can look at key performance indicators (KPIs) such as the combined ratio, which measures the companys underwriting profitability. A combined ratio below 100% indicates profitable underwriting. Additionally, we can examine the companys loss ratio, which measures the percentage of premiums paid out in claims. A lower loss ratio is generally more desirable. The companys expense ratio, which measures operating expenses as a percentage of premiums, is also an important metric.

From a financial perspective, Kingstone Companies Inc has a market capitalization of $216.39M USD and a price-to-earnings ratio of 9.46, indicating a relatively low valuation compared to its earnings. The companys return on equity (RoE) is 33.38%, suggesting strong profitability. To further assess the companys financial health, we can analyze its debt-to-equity ratio, interest coverage ratio, and other metrics.

To determine the attractiveness of Kingstone Companies Inc as an investment opportunity, we need to consider various factors, including its competitive position in the property and casualty insurance market, its underwriting performance, and its financial strength. We should also examine the companys growth prospects, including its ability to expand its product offerings and increase its market share.