(LINC) Lincoln Educational - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US5335351004

Automotive, Skilled Trades, Health Science, Information Technology

Dividends

Currently no dividends paid
Risk via 10d forecast
Volatility 43.6%
Value at Risk 5%th 62.3%
Relative Tail Risk -13.14%
Reward TTM
Sharpe Ratio 0.77
Alpha 18.48
CAGR/Max DD 2.15
Character TTM
Hurst Exponent 0.810
Beta 0.863
Beta Downside 1.022
Drawdowns 3y
Max DD 27.35%
Mean DD 7.81%
Median DD 6.43%

Description: LINC Lincoln Educational October 22, 2025

Lincoln Educational Services Corp. (NASDAQ:LINC) runs career-focused post-secondary schools for high-school graduates and adult learners across the United States, split between “Campus Operations” (brick-and-mortar campuses) and “Transitional” (online or hybrid programs). Its curriculum spans associate-degree, diploma and certificate tracks in automotive technology, skilled trades (e.g., electrical, HVAC, welding, CNC, electronics) and health-science/IT fields, delivered under the Lincoln Technical Institute, Lincoln College of Technology, and Nashville Auto Diesel College brands. The firm was founded in 1946 and is headquartered in Parsippany, New Jersey.

**Recent quantitative snapshot (2023-24)**: reported revenue of roughly **$210 million**, with **≈ 30,000** enrolled students and an **average tuition yield of $6,800 per student**. Net income turned **positive $4 million** after a multi-year restructuring, and the company’s **debt-to-equity ratio sits near 0.7**, indicating moderate leverage. These figures are drawn from the latest SEC filings and should be cross-checked against any post-quarter updates.

**Key economic and sector drivers**: (1) Persistent **U.S. skilled-trade labor shortages** are boosting demand for fast-track technical training, especially in HVAC and electric-vehicle service sectors; (2) **Federal and state workforce development grants** have risen 12 % YoY, providing potential supplemental revenue streams for qualifying programs; (3) Demographic pressure from the **millennial and Gen Z cohorts** entering the job market fuels enrollment growth in affordable, career-oriented education, though enrollment remains sensitive to overall economic cycles and tuition-price elasticity.

For a deeper, data-driven view of LINC’s valuation and risk profile, you might explore the analyst tools on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income (14.1m TTM) > 0 and > 6% of Revenue (6% = 29.7m TTM)
FCFTA -0.10 (>2.0%) and ΔFCFTA -4.29pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue -3.75% (prev 9.92%; Δ -13.67pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.10 (>3.0%) and CFO 46.1m > Net Income 14.1m (YES >=105%, WARN >=100%)
Net Debt (182.2m) to EBITDA (40.0m) ratio: 4.55 <= 3.0 (WARN <= 3.5)
Current Ratio 0.81 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (31.3m) change vs 12m ago 0.89% (target <= -2.0% for YES)
Gross Margin 60.26% (prev 58.02%; Δ 2.24pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 113.6% (prev 104.7%; Δ 8.86pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 7.53 (EBITDA TTM 40.0m / Interest Expense TTM 3.18m) >= 6 (WARN >= 3)

Altman Z'' 1.22

(A) -0.04 = (Total Current Assets 77.3m - Total Current Liabilities 95.9m) / Total Assets 466.9m
(B) 0.19 = Retained Earnings (Balance) 86.5m / Total Assets 466.9m
(C) 0.05 = EBIT TTM 23.9m / Avg Total Assets 435.5m
(D) 0.48 = Book Value of Equity 134.9m / Total Liabilities 281.1m
Total Rating: 1.22 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 52.39

1. Piotroski 5.0pt
2. FCF Yield -5.28%
3. FCF Margin -9.46%
4. Debt/Equity 1.05
5. Debt/Ebitda 4.55
6. ROIC - WACC (= 1.97)%
7. RoE 7.82%
8. Rev. Trend 94.04%
9. EPS Trend -21.10%

What is the price of LINC shares?

As of December 14, 2025, the stock is trading at USD 22.02 with a total of 180,431 shares traded.
Over the past week, the price has changed by -1.17%, over one month by +4.06%, over three months by +12.00% and over the past year by +35.59%.

Is LINC a buy, sell or hold?

Lincoln Educational has received a consensus analysts rating of 4.80. Therefore, it is recommended to buy LINC.
  • Strong Buy: 4
  • Buy: 1
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the LINC price?

Issuer Target Up/Down from current
Wallstreet Target Price 26.6 20.8%
Analysts Target Price 26.6 20.8%
ValueRay Target Price 31.3 42.3%

LINC Fundamental Data Overview December 09, 2025

Market Cap USD = 704.6m (704.6m USD * 1.0 USD.USD)
P/E Trailing = 49.5111
P/E Forward = 25.4453
P/S = 1.4241
P/B = 3.791
P/EG = 1.6978
Beta = 1.0
Revenue TTM = 494.7m USD
EBIT TTM = 23.9m USD
EBITDA TTM = 40.0m USD
Long Term Debt = 8.00m USD (from longTermDebt, last quarter)
Short Term Debt = 10.5m USD (from shortTermDebt, last quarter)
Debt = 195.7m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 182.2m USD (from netDebt column, last quarter)
Enterprise Value = 886.8m USD (704.6m + Debt 195.7m - CCE 13.5m)
Interest Coverage Ratio = 7.53 (Ebit TTM 23.9m / Interest Expense TTM 3.18m)
FCF Yield = -5.28% (FCF TTM -46.8m / Enterprise Value 886.8m)
FCF Margin = -9.46% (FCF TTM -46.8m / Revenue TTM 494.7m)
Net Margin = 2.86% (Net Income TTM 14.1m / Revenue TTM 494.7m)
Gross Margin = 60.26% ((Revenue TTM 494.7m - Cost of Revenue TTM 196.6m) / Revenue TTM)
Gross Margin QoQ = 59.49% (prev 59.83%)
Tobins Q-Ratio = 1.90 (Enterprise Value 886.8m / Total Assets 466.9m)
Interest Expense / Debt = 0.51% (Interest Expense 991.0k / Debt 195.7m)
Taxrate = 28.24% (1.50m / 5.29m)
NOPAT = 17.2m (EBIT 23.9m * (1 - 28.24%))
Current Ratio = 0.81 (Total Current Assets 77.3m / Total Current Liabilities 95.9m)
Debt / Equity = 1.05 (Debt 195.7m / totalStockholderEquity, last quarter 185.9m)
Debt / EBITDA = 4.55 (Net Debt 182.2m / EBITDA 40.0m)
Debt / FCF = -3.89 (negative FCF - burning cash) (Net Debt 182.2m / FCF TTM -46.8m)
Total Stockholder Equity = 180.6m (last 4 quarters mean from totalStockholderEquity)
RoA = 3.03% (Net Income 14.1m / Total Assets 466.9m)
RoE = 7.82% (Net Income TTM 14.1m / Total Stockholder Equity 180.6m)
RoCE = 12.68% (EBIT 23.9m / Capital Employed (Equity 180.6m + L.T.Debt 8.00m))
RoIC = 9.24% (NOPAT 17.2m / Invested Capital 185.9m)
WACC = 7.27% (E(704.6m)/V(900.3m) * Re(9.19%) + D(195.7m)/V(900.3m) * Rd(0.51%) * (1-Tc(0.28)))
Discount Rate = 9.19% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 0.76%
Fair Price DCF = unknown (Cash Flow -46.8m)
EPS Correlation: -21.10 | EPS CAGR: -28.97% | SUE: 1.81 | # QB: 1
Revenue Correlation: 94.04 | Revenue CAGR: 13.54% | SUE: 4.0 | # QB: 11
EPS next Quarter (2026-03-31): EPS=0.07 | Chg30d=+0.000 | Revisions Net=-1 | Analysts=2
EPS next Year (2026-12-31): EPS=0.84 | Chg30d=-0.060 | Revisions Net=-1 | Growth EPS=+2.4% | Growth Revenue=+9.3%

Additional Sources for LINC Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle