(LOAN) Manhattan Bridge Capital - Ratings and Ratios

Manhattan Bridge Capital, Inc. is a real estate finance company specializing in the origination, servicing, and management of first mortgage loans secured by residential and commercial properties in the United States. The company provides short-term, secured, and non-banking loans to real estate investors for property acquisition, renovation, rehabilitation, or development. These loans are collateralized by real estate assets and typically include personal guarantees from the borrowers principals. As a real estate investment trust (REIT), the company is exempt from corporate income tax on the portion of its net income distributed to shareholders, enabling higher dividend payouts. Established in 1989 and headquartered in Great Neck, New York, Manhattan Bridge Capital operates with a focus on risk-adjusted returns and a disciplined approach to credit underwriting. The companys loan portfolio is primarily composed of short-duration, high-yield mortgages, allowing it to maintain liquidity and adapt to market conditions.

Over the next three months, LOAN is expected to maintain its stable performance, supported by consistent earnings from its loan portfolio. The stocks recent price of $5.58 aligns closely with its 20-day and 50-day moving averages, suggesting a balanced technical outlook. The 200-day moving average of $5.23 indicates potential for modest upward momentum. With an average true range (ATR) of 0.11, volatility is expected to remain low. Fundamentally, the companys market capitalization of $65.77M and a price-to-earnings (P/E) ratio of 11.73 reflect a moderate valuation. The return on equity (RoE) of 13.02% highlights profitability, though the price-to-sales (P/S) ratio of 8.90 suggests a need for revenue growth to justify current valuations. Overall, LOAN is anticipated to trade sideways with potential for slight appreciation, driven by its disciplined lending strategy and stable cash flows.