(NAVI) Navient - Ratings and Ratios

Navient Corporation, a leader in education finance and business processing solutions, serves clients across education, healthcare, and government sectors in the United States. The company operates through three distinct segments: Federal Education Loans, Consumer Lending, and Business Processing. Its Federal Education Loans segment manages Federal Family Education Loan Program (FFELP) loans, which are insured or guaranteed by state or not-for-profit agencies. Additionally, Navient provides servicing for its own portfolios and federal education loans held by other institutions. In the Consumer Lending segment, the company originates, owns, and services both refinance and in-school private education loans. The Business Processing segment offers a range of solutions, including omnichannel contact center services, workflow processing, and revenue cycle optimization, catering to federal agencies, state governments, tolling and parking authorities, public sector clients, hospitals, medical centers, and public health departments. Navient also provides corporate liquidity portfolio services, further diversifying its financial solutions. Established in 1973, Navient Corporation is headquartered in Herndon, Virginia.

From a technical perspective, Navients stock (NASDAQ:NAVI) is currently trading at $12.76, below its 200-day simple moving average (SMA) of $14.11, indicating potential bearish sentiment. The stocks 20-day average volume is approximately 725,346 shares, with a 20-day SMA of $11.62 and a 50-day SMA of $12.68. The Average True Range (ATR) of 0.58 suggests relatively low volatility. From a fundamental standpoint, Navient has a market capitalization of $1.3 billion, a trailing P/E ratio of 10.76, and a forward P/E ratio of 8.73, signaling expectations of future earnings growth. The price-to-book (P/B) ratio of 0.49 and price-to-sales (P/S) ratio of 1.53 indicate undervaluation relative to book value and revenue, respectively. The return on equity (RoE) stands at 4.96%, reflecting moderate profitability.