(NICE) Nice - Overview
Sector: Technology | Industry: Software - Application | Exchange: NASDAQ (USA) | Market Cap: 5.341m USD | Total Return: -45% in 12m
Industry Rotation: +16.9
Avg Turnover: 68.5M
EPS Trend: 92.7%
Qual. Beats: 1
Rev. Trend: 98.7%
Qual. Beats: 2
Warnings
No concerns identified
Tailwinds
Garp
NICE Ltd. is an Israel-based software firm specializing in AI-driven cloud platforms for customer experience (CX) and financial crime prevention. The company operates through two primary segments: Customer Engagement, centered on the CXone Mpower platform for service automation, and Financial Crime and Compliance, which utilizes the Actimize and X-Sight suites to mitigate fraud and money laundering risks.
The company functions within the Application Software sector, where business models are increasingly transitioning toward Software-as-a-Service (SaaS) to generate recurring high-margin revenue. NICE serves a diverse global client base, including financial institutions and government agencies, by integrating machine learning into real-time data intelligence and digital evidence management.
To better understand the companys competitive positioning and valuation, you may want to review the detailed metrics on ValueRay.
- CXone cloud migration drives recurring revenue growth and software margin expansion
- AI-powered automation reduces labor costs and increases customer engagement platform adoption
- Actimize financial crime compliance demand scales with global anti-money laundering regulations
- Geopolitical instability in Israel creates operational risk and potential stock price volatility
- Enterprise shift toward generative AI integration accelerates high-value software subscription renewals
| Net Income: 529.5m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.11 > 0.02 and ΔFCF/TA -3.28 > 1.0 |
| NWC/Revenue: 7.93% < 20% (prev 33.16%; Δ -25.23% < -1%) |
| CFO/TA 0.12 > 3% & CFO 612.1m > Net Income 529.5m |
| Net Debt (-177.6m) to EBITDA (841.3m): -0.21 < 3 |
| Current Ratio: 1.22 > 1.5 & < 3 |
| Outstanding Shares: last quarter (60.6m) vs 12m ago -5.85% < -2% |
| Gross Margin: 65.79% > 18% (prev 0.67%; Δ 6.51k% > 0.5%) |
| Asset Turnover: 58.97% > 50% (prev 53.06%; Δ 5.91% > 0%) |
| Interest Coverage Ratio: error (cannot be calculated; needs correct EBITDA TTM and Interest Expense TTM) |
| A: 0.05 (Total Current Assets 1.30b - Total Current Liabilities 1.06b) / Total Assets 4.98b |
| B: 0.67 (Retained Earnings 3.31b / Total Assets 4.98b) |
| C: 0.12 (EBIT TTM 624.0m / Avg Total Assets 5.11b) |
| D: 2.54 (Book Value of Equity 3.31b / Total Liabilities 1.31b) |
| Altman-Z'' Score: 5.97 = AAA |
| DSRI: 1.10 (Receivables 767.3m/643.2m, Revenue 3.01b/2.78b) |
| GMI: 1.02 (GM 65.79% / 66.90%) |
| AQI: 1.43 (AQ_t 0.68 / AQ_t-1 0.48) |
| SGI: 1.08 (Revenue 3.01b / 2.78b) |
| TATA: -0.02 (NI 529.5m - CFO 612.1m) / TA 4.98b) |
| Beneish M-Score: -2.63 (Cap -4..+1) = A |
Over the past week, the price has changed by +1.12%, over one month by -12.43%, over three months by -6.18% and over the past year by -44.99%.
- StrongBuy: 10
- Buy: 4
- Hold: 4
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 136.6 | 47.9% |
P/E Forward = 8.3612
P/S = 1.7722
P/B = 1.4725
P/EG = 0.6967
Revenue TTM = 3.01b USD
EBIT TTM = 624.0m USD
EBITDA TTM = 841.3m USD
Long Term Debt = 88.8m USD (from capitalLeaseObligations, last fiscal year)
Short Term Debt = 13.6m USD (from shortTermDebt, last quarter)
Debt = 102.4m USD (corrected: LT Debt 88.8m + ST Debt 13.6m)
Net Debt = -177.6m USD (from netDebt column, last quarter)
Enterprise Value = 5.13b USD (5.34b + Debt 102.4m - CCE 310.2m)
Interest Coverage Ratio = unknown (Ebit TTM 624.0m / Interest Expense TTM 0.0)
EV/FCF = 9.02x (Enterprise Value 5.13b / FCF TTM 569.3m)
FCF Yield = 11.09% (FCF TTM 569.3m / Enterprise Value 5.13b)
FCF Margin = 18.90% (FCF TTM 569.3m / Revenue TTM 3.01b)
Net Margin = 17.58% (Net Income TTM 529.5m / Revenue TTM 3.01b)
Gross Margin = 65.79% ((Revenue TTM 3.01b - Cost of Revenue TTM 1.03b) / Revenue TTM)
Gross Margin QoQ = 64.38% (prev 65.33%)
Tobins Q-Ratio = 1.03 (Enterprise Value 5.13b / Total Assets 4.98b)
Interest Expense / Debt = 0.0% (Interest Expense 0.0 / Debt 102.4m)
Taxrate = 13.06% (91.9m / 704.0m)
NOPAT = 542.5m (EBIT 624.0m * (1 - 13.06%))
Current Ratio = 1.22 (Total Current Assets 1.30b / Total Current Liabilities 1.06b)
Debt / Equity = 0.03 (Debt 102.4m / totalStockholderEquity, last quarter 3.68b)
Debt / EBITDA = -0.21 (Net Debt -177.6m / EBITDA 841.3m)
Debt / FCF = -0.31 (Net Debt -177.6m / FCF TTM 569.3m)
Total Stockholder Equity = 3.79b (last 4 quarters mean from totalStockholderEquity)
RoA = 10.37% (Net Income 529.5m / Total Assets 4.98b)
RoE = 13.98% (Net Income TTM 529.5m / Total Stockholder Equity 3.79b)
RoCE = 16.10% (EBIT 624.0m / Capital Employed (Equity 3.79b + L.T.Debt 88.8m))
RoIC = 13.64% (NOPAT 542.5m / Invested Capital 3.98b)
WACC = 9.81% (E(5.34b)/V(5.44b) * Re(10.0%) + D(102.4m)/V(5.44b) * Rd(0.0%) * (1-Tc(0.13)))
Discount Rate = 10.0% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -91.11 | Cagr: -3.56%
[DCF] Terminal Value 75.91% ; FCFF base≈649.4m ; Y1≈801.1m ; Y5≈1.37b
[DCF] Fair Price = 294.8 (EV 17.05b - Net Debt -177.6m = Equity 17.23b / Shares 58.4m; r=9.81% [WACC]; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 92.71 | EPS CAGR: 9.79% | SUE: 1.65 | # QB: 1
Revenue Correlation: 98.67 | Revenue CAGR: 10.31% | SUE: 1.36 | # QB: 2
EPS current Quarter (2026-06-30): EPS=2.64 | Chg30d=+0.35% | Revisions=+0% | Analysts=14
EPS next Quarter (2026-09-30): EPS=2.79 | Chg30d=+0.52% | Revisions=+0% | Analysts=13
EPS current Year (2026-12-31): EPS=11.09 | Chg30d=+1.31% | Revisions=+76% | GrowthEPS=-9.8% | GrowthRev=+7.9%
EPS next Year (2027-12-31): EPS=12.59 | Chg30d=+1.28% | Revisions=+29% | GrowthEPS=+13.5% | GrowthRev=+9.7%
[Analyst] Revisions Ratio: +76%