(NMIH) NMI Holdings - Ratings and Ratios

NMI Holdings, Inc. (NASDAQ:NMIH) is a leading provider of private mortgage guaranty insurance and related services in the United States. The company specializes in offering primary mortgage insurance, which protects lenders from defaults by homebuyers. Additionally, it provides outsourced loan review services, enhancing the risk assessment capabilities of mortgage originators. Its client base spans national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank financial institutions. Established in 2011, the company is headquartered in Emeryville, California, and operates in a highly regulated environment, adhering to stringent industry standards and guidelines set by entities like the Federal Housing Finance Agency (FHFA) and the Mortgage Insurance Companies of America (MICA). Web URL: https://www.nationalmi.com

From a technical perspective, NMIH has shown a recent price of 33.47, with a 20-day average volume of 778,501 shares. The stocks short-term moving averages (SMA 20: 34.17, SMA 50: 34.99) suggest a bearish trend, while the SMA 200 (37.72) indicates longer-term strength. The Average True Range (ATR) of 1.07 reflects moderate volatility. Fundamental analysis highlights a market cap of 2.65 billion USD, with a trailing P/E ratio of 7.54 and a forward P/E of 7.28, signaling undervaluation relative to future earnings expectations. The price-to-book (P/B) ratio of 1.18 and price-to-sales (P/S) ratio of 4.07 suggest moderate valuation, while a return on equity (RoE) of 16.24% underscores strong profitability.