(NTRS) Northern Trust - Ratings and Ratios
Asset Servicing, Wealth Management, Custody, Investment Management, Banking
NTRS EPS (Earnings per Share)
NTRS Revenue
| Risk via 10d forecast | |
|---|---|
| Volatility | 26.5% |
| Value at Risk 5%th | 38.9% |
| Reward | |
|---|---|
| Sharpe Ratio | 0.84 |
| Alpha Jensen | 7.96 |
| Character | |
|---|---|
| Hurst Exponent | 0.550 |
| Beta | 1.282 |
| Drawdowns 3y | |
|---|---|
| Max DD | 34.76% |
| Mean DD | 10.90% |
Description: NTRS Northern Trust October 14, 2025
Northern Trust Corporation (NASDAQ: NTRS) is a U.S.-based financial holding company that delivers wealth management, asset servicing, asset management, and banking solutions to a global client base that includes corporations, institutions, families, and individuals. The firm operates through two primary segments: Asset Servicing and Wealth Management.
The Asset Servicing segment provides a broad suite of services such as custody, fund administration, investment-operations outsourcing, securities lending, foreign-exchange, treasury management, brokerage, and transition management. Its customers span corporate and public retirement plans, foundations, endowments, fund managers, insurers, sovereign wealth funds, and other institutional investors.
The Wealth Management segment focuses on high-net-worth individuals, families, business owners, executives, and retirees. Offerings include trust and estate administration, philanthropic consulting, family-business advisory, financial education, brokerage, private-banking, and comprehensive investment management across active and passive equity, fixed-income, multi-asset, and alternative strategies.
As of FY 2023, Northern Trust reported approximately $1.2 trillion in assets under custody/administration and $1.0 trillion in assets under management, generating $5.6 billion in total revenue with a 23 % operating margin-both metrics modestly above the industry median, reflecting its premium-service positioning. The firm’s fee-based revenue grew 5 % YoY, while net interest income benefitted from the recent rise in benchmark rates, though higher rates also introduce valuation pressure on fixed-income holdings. Key sector drivers include continued regulatory scrutiny of custodial banks, fee compression from fintech competition, and the macro-economic impact of shifting interest-rate environments on both cash-management and investment-service demand.
For a deeper, data-driven view of Northern Trust’s valuation dynamics, you may find it worthwhile to explore the analyst tools on ValueRay.
NTRS Stock Overview
| Market Cap in USD | 24,147m |
| Sub-Industry | Asset Management & Custody Banks |
| IPO / Inception | 1990-03-26 |
| Return 12m vs S&P 500 | 8.77% |
| Analyst Rating | 2.87 of 5 |
NTRS Dividends
| Dividend Yield | 2.34% |
| Yield on Cost 5y | 3.92% |
| Yield CAGR 5y | 1.74% |
| Payout Consistency | 98.8% |
| Payout Ratio | 35.6% |
NTRS Growth Ratios
| CAGR | 16.32% |
| CAGR/Max DD Calmar Ratio | 0.47 |
| CAGR/Mean DD Pain Ratio | 1.50 |
| Current Volume | 952.3k |
| Average Volume | 972.4k |
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (1.73b TTM) > 0 and > 6% of Revenue (6% = 855.2m TTM) |
| FCFTA 0.01 (>2.0%) and ΔFCFTA -1.47pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -840.2% (prev -411.8%; Δ -428.4pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.01 (>3.0%) and CFO 2.51b > Net Income 1.73b (YES >=105%, WARN >=100%) |
| Net Debt (-1.25b) to EBITDA (3.06b) ratio: -0.41 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.04 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (191.0m) change vs 12m ago -4.76% (target <= -2.0% for YES) |
| Gross Margin 55.65% (prev 50.82%; Δ 4.83pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 8.74% (prev 9.93%; Δ -1.18pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.36 (EBITDA TTM 3.06b / Interest Expense TTM 6.44b) >= 6 (WARN >= 3) |
Altman Z'' -4.02
| (A) -0.70 = (Total Current Assets 5.35b - Total Current Liabilities 125.10b) / Total Assets 170.26b |
| (B) 0.10 = Retained Earnings (Balance) 16.40b / Total Assets 170.26b |
| (C) 0.01 = EBIT TTM 2.30b / Avg Total Assets 163.01b |
| (D) 0.18 = Book Value of Equity 27.84b / Total Liabilities 157.31b |
| Total Rating: -4.02 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 64.07
| 1. Piotroski 5.0pt = 0.0 |
| 2. FCF Yield 9.23% = 4.61 |
| 3. FCF Margin 14.82% = 3.71 |
| 4. Debt/Equity 0.32 = 2.45 |
| 5. Debt/Ebitda -0.41 = 2.50 |
| 6. ROIC - WACC (= -6.55)% = -8.19 |
| 7. RoE 13.41% = 1.12 |
| 8. Rev. Trend 68.03% = 5.10 |
| 9. EPS Trend 55.34% = 2.77 |
What is the price of NTRS shares?
Over the past week, the price has changed by +2.22%, over one month by +2.63%, over three months by +4.74% and over the past year by +25.59%.
Is Northern Trust a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of NTRS is around 120.60 USD . This means that NTRS is currently overvalued and has a potential downside of -7.49%.
Is NTRS a buy, sell or hold?
- Strong Buy: 1
- Buy: 1
- Hold: 10
- Sell: 1
- Strong Sell: 2
What are the forecasts/targets for the NTRS price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 134.7 | 3.3% |
| Analysts Target Price | 134.7 | 3.3% |
| ValueRay Target Price | 140.2 | 7.5% |
NTRS Fundamental Data Overview November 05, 2025
P/E Trailing = 14.8638
P/E Forward = 14.2653
P/S = 3.0438
P/B = 2.1202
P/EG = 6.7967
Beta = 1.282
Revenue TTM = 14.25b USD
EBIT TTM = 2.30b USD
EBITDA TTM = 3.06b USD
Long Term Debt = 13.37b USD (from longTermDebt, last fiscal year)
Short Term Debt = 8.70b USD (from shortTermDebt, last quarter)
Debt = 4.09b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -1.25b USD (from netDebt column, last quarter)
Enterprise Value = 22.89b USD (24.15b + Debt 4.09b - CCE 5.35b)
Interest Coverage Ratio = 0.36 (Ebit TTM 2.30b / Interest Expense TTM 6.44b)
FCF Yield = 9.23% (FCF TTM 2.11b / Enterprise Value 22.89b)
FCF Margin = 14.82% (FCF TTM 2.11b / Revenue TTM 14.25b)
Net Margin = 12.11% (Net Income TTM 1.73b / Revenue TTM 14.25b)
Gross Margin = 55.65% ((Revenue TTM 14.25b - Cost of Revenue TTM 6.32b) / Revenue TTM)
Gross Margin QoQ = 58.94% (prev 55.04%)
Tobins Q-Ratio = 0.13 (Enterprise Value 22.89b / Total Assets 170.26b)
Interest Expense / Debt = 37.94% (Interest Expense 1.55b / Debt 4.09b)
Taxrate = 26.13% (161.9m / 619.5m)
NOPAT = 1.70b (EBIT 2.30b * (1 - 26.13%))
Current Ratio = 0.04 (Total Current Assets 5.35b / Total Current Liabilities 125.10b)
Debt / Equity = 0.32 (Debt 4.09b / totalStockholderEquity, last quarter 12.96b)
Debt / EBITDA = -0.41 (Net Debt -1.25b / EBITDA 3.06b)
Debt / FCF = -0.59 (Net Debt -1.25b / FCF TTM 2.11b)
Total Stockholder Equity = 12.87b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.01% (Net Income 1.73b / Total Assets 170.26b)
RoE = 13.41% (Net Income TTM 1.73b / Total Stockholder Equity 12.87b)
RoCE = 8.76% (EBIT 2.30b / Capital Employed (Equity 12.87b + L.T.Debt 13.37b))
RoIC = 6.69% (NOPAT 1.70b / Invested Capital 25.38b)
WACC = 13.25% (E(24.15b)/V(28.24b) * Re(10.74%) + D(4.09b)/V(28.24b) * Rd(37.94%) * (1-Tc(0.26)))
Discount Rate = 10.74% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -3.82%
[DCF Debug] Terminal Value 69.10% ; FCFE base≈2.96b ; Y1≈2.96b ; Y5≈3.16b
Fair Price DCF = 193.1 (DCF Value 36.52b / Shares Outstanding 189.1m; 5y FCF grow -0.32% → 3.0% )
EPS Correlation: 55.34 | EPS CAGR: 53.09% | SUE: 0.05 | # QB: 0
Revenue Correlation: 68.03 | Revenue CAGR: 18.86% | SUE: 0.65 | # QB: 0
Additional Sources for NTRS Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle