(OCCI) OFS Credit - Ratings and Ratios
Credit Debt Income Securities
OCCI EPS (Earnings per Share)
OCCI Revenue
Description: OCCI OFS Credit
OFS Credit Company Inc (NASDAQ:OCCI) is a US-based company operating in the Asset Management & Custody Banks sub-industry. As a business development company (BDC), OCCI provides debt financing to middle-market companies, generating income through interest and fees.
The companys quarterly tax provision is a critical aspect of its financial reporting, reflecting the tax expense associated with its investment income. To evaluate OCCIs performance, key metrics such as Net Investment Income (NII), Adjusted Net Investment Income (ANII), and Return on Equity (ROE) are essential. With a reported ROE of 8.62%, OCCIs profitability is relatively stable, although it may be affected by changes in interest rates and the credit quality of its investments.
OCCIs business is influenced by key economic drivers, including interest rates, credit spreads, and the overall health of the middle-market corporate landscape. As a BDC, OCCI benefits from a relatively stable income stream due to its floating-rate investment portfolio. However, rising interest rates can increase the companys borrowing costs, potentially compressing its net interest margin. Conversely, a decline in interest rates can lead to decreased income from its investments.
To assess OCCIs valuation, investors often examine metrics such as the Price-to-Earnings (P/E) ratio, which currently stands at 42.21. This multiple suggests that OCCI may be relatively expensive compared to its peers, potentially indicating high growth expectations or a premium valuation due to its dividend yield. The dividend yield, a key metric for income-focused investors, is not explicitly stated but can be calculated based on the companys dividend policy and share price.
From a risk perspective, OCCIs investment portfolio is subject to credit risk, interest rate risk, and liquidity risk. The companys ability to manage these risks effectively is crucial to maintaining its financial stability and delivering returns to shareholders. By monitoring key performance indicators (KPIs) such as the non-accrual rate, debt-to-equity ratio, and coverage ratio, investors can gain insights into OCCIs risk management practices and overall financial health.
OCCI Stock Overview
| Market Cap in USD | 168m |
| Sub-Industry | Asset Management & Custody Banks |
| IPO / Inception | 2018-10-05 |
OCCI Stock Ratings
| Growth Rating | 0.42% |
| Fundamental | 36.9% |
| Dividend Rating | 47.5% |
| Return 12m vs S&P 500 | -17.1% |
| Analyst Rating | 5.0 of 5 |
OCCI Dividends
| Dividend Yield 12m | 26.88% |
| Yield on Cost 5y | 44.11% |
| Annual Growth 5y | -10.52% |
| Payout Consistency | 92.9% |
| Payout Ratio | 63.0% |
OCCI Growth Ratios
| Growth Correlation 3m | -7.9% |
| Growth Correlation 12m | -48.5% |
| Growth Correlation 5y | 10.6% |
| CAGR 5y | 7.04% |
| CAGR/Max DD 3y | 0.21 |
| CAGR/Mean DD 3y | 0.96 |
| Sharpe Ratio 12m | -0.16 |
| Alpha | -14.95 |
| Beta | 0.541 |
| Volatility | 30.87% |
| Current Volume | 227.8k |
| Average Volume 20d | 227.8k |
| Stop Loss | 5.8 (-3.3%) |
| Signal | 0.53 |
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income (11.9m TTM) > 0 and > 6% of Revenue (6% = 2.05m TTM) |
| FCFTA -0.12 (>2.0%) and ΔFCFTA -12.48pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 46.21% (prev 16.52%; Δ 29.69pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.12 (>3.0%) and CFO -30.6m <= Net Income 11.9m (YES >=105%, WARN >=100%) |
| NO Net Debt/EBITDA fails (EBITDA <= 0) |
| Current Ratio 5.93 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (22.0m) change vs 12m ago 38.10% (target <= -2.0% for YES) |
| Gross Margin 85.55% (prev 70.92%; Δ 14.63pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 15.45% (prev 16.07%; Δ -0.62pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 2.37 (EBITDA TTM -14.1m / Interest Expense TTM 3.63m) >= 6 (WARN >= 3) |
Altman Z'' -0.51
| (A) 0.06 = (Total Current Assets 19.0m - Total Current Liabilities 3.21m) / Total Assets 257.0m |
| (B) -0.19 = Retained Earnings (Balance) -49.0m / Total Assets 257.0m |
| (C) 0.04 = EBIT TTM 8.61m / Avg Total Assets 221.2m |
| (D) -0.53 = Book Value of Equity -49.0m / Total Liabilities 92.7m |
| Total Rating: -0.51 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 36.87
| 1. Piotroski 2.0pt = -3.0 |
| 2. FCF Yield -12.55% = -5.0 |
| 3. FCF Margin -89.40% = -7.50 |
| 4. Debt/Equity 0.56 = 2.34 |
| 5. Debt/Ebitda -6.58 = -2.50 |
| 6. ROIC - WACC -1.63% = -2.03 |
| 7. RoE 8.62% = 0.72 |
| 8. Rev. Trend 71.09% = 3.55 |
| 9. Rev. CAGR 20.41% = 2.50 |
| 10. EPS Trend -88.56% = -2.21 |
| 11. EPS CAGR 0.0% = 0.0 |
What is the price of OCCI shares?
Over the past week, the price has changed by +2.26%, over one month by +7.10%, over three months by +2.35% and over the past year by -1.44%.
Is OFS Credit a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of OCCI is around 6.83 USD . This means that OCCI is currently undervalued and has a potential upside of +13.83% (Margin of Safety).
Is OCCI a buy, sell or hold?
- Strong Buy: 2
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the OCCI price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 7.1 | 18.8% |
| Analysts Target Price | 7.1 | 18.8% |
| ValueRay Target Price | 7.5 | 24.5% |
Last update: 2025-09-13 02:44
OCCI Fundamental Data Overview
CCE Cash And Equivalents = 17.5m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 43.7857
P/S = 4.6266
P/B = 1.0489
Beta = 0.805
Revenue TTM = 34.2m USD
EBIT TTM = 8.61m USD
EBITDA TTM = -14.1m USD
Long Term Debt = 89.5m USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 3.21m USD (from totalCurrentLiabilities, last quarter)
Debt = 92.7m USD (Calculated: Short Term 3.21m + Long Term 89.5m)
Net Debt = 71.6m USD (from netDebt column, last quarter)
Enterprise Value = 243.4m USD (168.1m + Debt 92.7m - CCE 17.5m)
Interest Coverage Ratio = 2.37 (Ebit TTM 8.61m / Interest Expense TTM 3.63m)
FCF Yield = -12.55% (FCF TTM -30.6m / Enterprise Value 243.4m)
FCF Margin = -89.40% (FCF TTM -30.6m / Revenue TTM 34.2m)
Net Margin = 34.78% (Net Income TTM 11.9m / Revenue TTM 34.2m)
Gross Margin = 85.55% ((Revenue TTM 34.2m - Cost of Revenue TTM 4.94m) / Revenue TTM)
Tobins Q-Ratio = -4.97 (set to none) (Enterprise Value 243.4m / Book Value Of Equity -49.0m)
Interest Expense / Debt = 3.92% (Interest Expense 3.63m / Debt 92.7m)
Taxrate = 21.0% (US default)
NOPAT = 6.80m (EBIT 8.61m * (1 - 21.00%))
Current Ratio = 5.93 (Total Current Assets 19.0m / Total Current Liabilities 3.21m)
Debt / Equity = 0.56 (Debt 92.7m / last Quarter total Stockholder Equity 164.2m)
Debt / EBITDA = -6.58 (Net Debt 71.6m / EBITDA -14.1m)
Debt / FCF = -3.04 (Debt 92.7m / FCF TTM -30.6m)
Total Stockholder Equity = 137.9m (last 4 quarters mean)
RoA = 4.63% (Net Income 11.9m, Total Assets 257.0m )
RoE = 8.62% (Net Income TTM 11.9m / Total Stockholder Equity 137.9m)
RoCE = 3.78% (Ebit 8.61m / (Equity 137.9m + L.T.Debt 89.5m))
RoIC = 4.63% (NOPAT 6.80m / Invested Capital 146.7m)
WACC = 6.26% (E(168.1m)/V(260.9m) * Re(8.01%)) + (D(92.7m)/V(260.9m) * Rd(3.92%) * (1-Tc(0.21)))
Shares Correlation 3-Years: 100.00 | Cagr: 9.26%
Discount Rate = 8.01% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
Fair Price DCF = unknown (Cash Flow -30.6m)
Revenue Correlation: 71.09 | Revenue CAGR: 20.41%
Rev Growth-of-Growth: 5.86
EPS Correlation: -88.56 | EPS CAGR: 0.0%
EPS Growth-of-Growth: -57.75
Additional Sources for OCCI Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle