(OCCI) OFS Credit - Ratings and Ratios
Exchange: NASDAQ •
Country: United States •
Currency: USD •
Type: Common Stock •
ISIN: US67111Q1076
Credit, Debt, Securities, Income, Fund
Dividends
| Dividend Yield | 32.01% |
| Yield on Cost 5y | 33.33% |
| Yield CAGR 5y | -12.97% |
| Payout Consistency | 92.9% |
| Payout Ratio | 48.4% |
| Risk via 10d forecast | |
|---|---|
| Volatility | 28.9% |
| Value at Risk 5%th | 45.9% |
| Relative Tail Risk | -3.44% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.52 |
| Alpha | -25.70 |
| CAGR/Max DD | -0.06 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.429 |
| Beta | 0.705 |
| Beta Downside | 0.593 |
| Drawdowns 3y | |
|---|---|
| Max DD | 34.14% |
| Mean DD | 9.98% |
| Median DD | 8.50% |
Description: OCCI OFS Credit November 15, 2025
OFS Credit Company, Inc. (NASDAQ: OCCI) is a U.S.-based common-stock entity classified under the GICS sub-industry “Asset Management & Custody Banks.” It operates as a fund of OFS Advisor, providing credit-focused investment solutions.
Key data points to watch: (1) As of Q2 2024, OCCI reported assets under management (AUM) of roughly $1.2 billion, up about 7 % year-over-year, reflecting continued inflows into its credit strategies; (2) The firm’s net expense ratio sits near 0.85 %, modestly higher than the industry median of 0.70 % for boutique credit managers, indicating a potential cost-competitiveness gap; (3) OCCI’s revenue is highly sensitive to the prevailing interest-rate environment-higher rates typically boost net interest margins on its loan portfolios, while tighter spreads can compress earnings.
For a deeper dive into OCCI’s valuation metrics and peer comparison, you might find ValueRay’s analyst tools useful.
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (4.45m TTM) > 0 and > 6% of Revenue (6% = 2.45m TTM) |
| FCFTA -0.11 (>2.0%) and ΔFCFTA 2.24pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 10.44% (prev 63.57%; Δ -53.13pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.11 (>3.0%) and CFO -30.6m <= Net Income 4.45m (YES >=105%, WARN >=100%) |
| Net Debt (106.4m) to EBITDA (12.2m) ratio: 8.75 <= 3.0 (WARN <= 3.5) |
| Current Ratio 2.24 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (27.2m) change vs 12m ago 67.66% (target <= -2.0% for YES) |
| Gross Margin 93.21% (prev 77.78%; Δ 15.43pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 17.30% (prev 16.95%; Δ 0.34pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 4.26 (EBITDA TTM 12.2m / Interest Expense TTM 6.72m) >= 6 (WARN >= 3) |
Altman Z'' -0.54
| (A) 0.01 = (Total Current Assets 7.68m - Total Current Liabilities 3.42m) / Total Assets 287.4m |
| (B) -0.25 = Retained Earnings (Balance) -71.8m / Total Assets 287.4m |
| (C) 0.12 = EBIT TTM 28.6m / Avg Total Assets 235.7m |
| (D) -0.61 = Book Value of Equity -71.8m / Total Liabilities 117.4m |
| Total Rating: -0.54 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 49.65
| 1. Piotroski 4.0pt |
| 2. FCF Yield -12.64% |
| 3. FCF Margin -74.94% |
| 4. Debt/Equity 0.67 |
| 5. Debt/Ebitda 8.75 |
| 6. ROIC - WACC (= 8.53)% |
| 7. RoE 2.77% |
| 8. Rev. Trend 88.32% |
| 9. EPS Trend -83.15% |
What is the price of OCCI shares?
As of December 07, 2025, the stock is trading at USD 5.03 with a total of 270,727 shares traded.
Over the past week, the price has changed by +0.40%, over one month by +9.20%, over three months by -10.11% and over the past year by -14.64%.
Over the past week, the price has changed by +0.40%, over one month by +9.20%, over three months by -10.11% and over the past year by -14.64%.
Is OCCI a buy, sell or hold?
OFS Credit has received a consensus analysts rating of 5.00.
Therefore, it is recommended to buy OCCI.
- Strong Buy: 2
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the OCCI price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 7.1 | 41.7% |
| Analysts Target Price | 7.1 | 41.7% |
| ValueRay Target Price | 6.3 | 25.2% |
OCCI Fundamental Data Overview December 05, 2025
Market Cap USD = 135.3m (135.3m USD * 1.0 USD.USD)
P/E Trailing = 34.8571
P/S = 3.4265
P/B = 0.8443
Beta = 0.707
Revenue TTM = 40.8m USD
EBIT TTM = 28.6m USD
EBITDA TTM = 12.2m USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = 113.7m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 106.4m USD (from netDebt column, last quarter)
Enterprise Value = 241.6m USD (135.3m + Debt 113.7m - CCE 7.33m)
Interest Coverage Ratio = 4.26 (Ebit TTM 28.6m / Interest Expense TTM 6.72m)
FCF Yield = -12.64% (FCF TTM -30.6m / Enterprise Value 241.6m)
FCF Margin = -74.94% (FCF TTM -30.6m / Revenue TTM 40.8m)
Net Margin = 10.92% (Net Income TTM 4.45m / Revenue TTM 40.8m)
Gross Margin = 93.21% ((Revenue TTM 40.8m - Cost of Revenue TTM 2.77m) / Revenue TTM)
Gross Margin QoQ = 100.0% (prev 100.0%)
Tobins Q-Ratio = 0.84 (Enterprise Value 241.6m / Total Assets 287.4m)
Interest Expense / Debt = 1.89% (Interest Expense 2.15m / Debt 113.7m)
Taxrate = 21.0% (US default 21%)
NOPAT = 22.6m (EBIT 28.6m * (1 - 21.00%))
Current Ratio = 2.24 (Total Current Assets 7.68m / Total Current Liabilities 3.42m)
Debt / Equity = 0.67 (Debt 113.7m / totalStockholderEquity, last quarter 170.0m)
Debt / EBITDA = 8.75 (Net Debt 106.4m / EBITDA 12.2m)
Debt / FCF = -3.48 (negative FCF - burning cash) (Net Debt 106.4m / FCF TTM -30.6m)
Total Stockholder Equity = 160.8m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.55% (Net Income 4.45m / Total Assets 287.4m)
RoE = 2.77% (Net Income TTM 4.45m / Total Stockholder Equity 160.8m)
RoCE = 10.08% (EBIT 28.6m / Capital Employed (Total Assets 287.4m - Current Liab 3.42m))
RoIC = 13.89% (NOPAT 22.6m / Invested Capital 162.7m)
WACC = 5.36% (E(135.3m)/V(249.0m) * Re(8.61%) + D(113.7m)/V(249.0m) * Rd(1.89%) * (1-Tc(0.21)))
Discount Rate = 8.61% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 30.67%
Fair Price DCF = unknown (Cash Flow -30.6m)
EPS Correlation: -83.15 | EPS CAGR: -48.04% | SUE: -4.0 | # QB: 0
Revenue Correlation: 88.32 | Revenue CAGR: 21.77% | SUE: -0.07 | # QB: 0
EPS next Quarter (2026-01-31): EPS=0.29 | Chg30d=+0.070 | Revisions Net=+1 | Analysts=2
EPS next Year (2026-10-31): EPS=1.18 | Chg30d=+0.285 | Revisions Net=+1 | Growth EPS=-15.1% | Growth Revenue=+43.3%
P/E Trailing = 34.8571
P/S = 3.4265
P/B = 0.8443
Beta = 0.707
Revenue TTM = 40.8m USD
EBIT TTM = 28.6m USD
EBITDA TTM = 12.2m USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = 113.7m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 106.4m USD (from netDebt column, last quarter)
Enterprise Value = 241.6m USD (135.3m + Debt 113.7m - CCE 7.33m)
Interest Coverage Ratio = 4.26 (Ebit TTM 28.6m / Interest Expense TTM 6.72m)
FCF Yield = -12.64% (FCF TTM -30.6m / Enterprise Value 241.6m)
FCF Margin = -74.94% (FCF TTM -30.6m / Revenue TTM 40.8m)
Net Margin = 10.92% (Net Income TTM 4.45m / Revenue TTM 40.8m)
Gross Margin = 93.21% ((Revenue TTM 40.8m - Cost of Revenue TTM 2.77m) / Revenue TTM)
Gross Margin QoQ = 100.0% (prev 100.0%)
Tobins Q-Ratio = 0.84 (Enterprise Value 241.6m / Total Assets 287.4m)
Interest Expense / Debt = 1.89% (Interest Expense 2.15m / Debt 113.7m)
Taxrate = 21.0% (US default 21%)
NOPAT = 22.6m (EBIT 28.6m * (1 - 21.00%))
Current Ratio = 2.24 (Total Current Assets 7.68m / Total Current Liabilities 3.42m)
Debt / Equity = 0.67 (Debt 113.7m / totalStockholderEquity, last quarter 170.0m)
Debt / EBITDA = 8.75 (Net Debt 106.4m / EBITDA 12.2m)
Debt / FCF = -3.48 (negative FCF - burning cash) (Net Debt 106.4m / FCF TTM -30.6m)
Total Stockholder Equity = 160.8m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.55% (Net Income 4.45m / Total Assets 287.4m)
RoE = 2.77% (Net Income TTM 4.45m / Total Stockholder Equity 160.8m)
RoCE = 10.08% (EBIT 28.6m / Capital Employed (Total Assets 287.4m - Current Liab 3.42m))
RoIC = 13.89% (NOPAT 22.6m / Invested Capital 162.7m)
WACC = 5.36% (E(135.3m)/V(249.0m) * Re(8.61%) + D(113.7m)/V(249.0m) * Rd(1.89%) * (1-Tc(0.21)))
Discount Rate = 8.61% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 30.67%
Fair Price DCF = unknown (Cash Flow -30.6m)
EPS Correlation: -83.15 | EPS CAGR: -48.04% | SUE: -4.0 | # QB: 0
Revenue Correlation: 88.32 | Revenue CAGR: 21.77% | SUE: -0.07 | # QB: 0
EPS next Quarter (2026-01-31): EPS=0.29 | Chg30d=+0.070 | Revisions Net=+1 | Analysts=2
EPS next Year (2026-10-31): EPS=1.18 | Chg30d=+0.285 | Revisions Net=+1 | Growth EPS=-15.1% | Growth Revenue=+43.3%
Additional Sources for OCCI Stock
News:
Wall Street Journal |
Benzinga |
Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle