Overview Dividends

(OFS) OFS Capital - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US67103B1008

Private Credit, Middle-Market Loans, Senior Debt

OFS EPS (Earnings per Share)

EPS Growth (3Y CAGR): 1.17%
EPS Trend (3Y Correlation): 9.0%

OFS Revenue

Revenue Growth (3Y CAGR): -22.23%
Revenue Trend (3Y Correlation): -16.2%

Description: OFS OFS Capital

OFS Capital Corp (NASDAQ:OFS) is a US-based company operating in the Asset Management & Custody Banks sub-industry. The firms primary business involves providing investment management services and capital solutions to middle-market companies.

To evaluate OFS Capital Corps performance, key performance indicators (KPIs) such as Return on Equity (RoE) and Price-to-Earnings (P/E) ratio are crucial. With a RoE of 6.50%, the company demonstrates a relatively stable return on shareholders equity. The P/E ratio stands at 10.92, indicating the markets expectations for the companys future growth. Additionally, the forward P/E ratio is 9.20, suggesting a potential decline in earnings growth rate.

Economic drivers influencing OFS Capital Corps business include interest rates, credit market conditions, and overall economic growth. As an asset management company, OFS Capital Corps revenue is likely tied to the performance of its investment portfolio and the fees generated from managing assets. The companys exposure to the middle-market segment may also be influenced by the overall health of the US economy and the demand for capital from middle-market companies.

To assess the companys valuation, metrics such as Market Capitalization and Beta are relevant. With a Market Cap of $111.20M, OFS Capital Corp is a relatively small-cap company. The Beta of 1.402 indicates that the stocks price movements are more volatile than the overall market, suggesting a higher level of risk.

OFS Stock Overview

Market Cap in USD	111m
Sub-Industry	Asset Management & Custody Banks
IPO / Inception	2012-11-08

OFS Stock Ratings

Growth Rating	83.2%
Fundamental	55.7%
Dividend Rating	97.3%
Return 12m vs S&P 500	2.78%
Analyst Rating	3.0 of 5

OFS Dividends

Dividend Yield 12m	21.10%
Yield on Cost 5y	64.15%
Annual Growth 5y	9.60%
Payout Consistency	93.8%
Payout Ratio	125.9%

OFS Growth Ratios

Growth Correlation 3m	10.1%
Growth Correlation 12m	84.9%
Growth Correlation 5y	77.1%
CAGR 5y	25.62%
CAGR/Max DD 5y	0.65
Sharpe Ratio 12m	-0.17
Alpha	15.73
Beta	0.091
Volatility	20.52%
Current Volume	27.3k
Average Volume 20d	31k
Stop Loss	8 (-3.5%)
Signal	-1.14

Piotroski VR‑10 (Strict, 0-10) 3.5

Net Income (10.2m TTM) > 0 and > 6% of Revenue (6% = 2.06m TTM)

FCFTA 0.08 (>2.0%) and ΔFCFTA -5.17pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -348.6% (prev 9.45%; Δ -358.1pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.08 (>3.0%) and CFO 33.1m > Net Income 10.2m (YES >=105%, WARN >=100%)

Net Debt (232.0m) to EBITDA (5.71m) ratio: 40.62 <= 3.0 (WARN <= 3.5)

Current Ratio 0.09 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (13.4m) change vs 12m ago 0.0% (target <= -2.0% for YES)

Gross Margin 57.69% (prev 65.03%; Δ -7.34pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 8.53% (prev 9.18%; Δ -0.65pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -0.01 (EBITDA TTM 5.71m / Interest Expense TTM 15.7m) >= 6 (WARN >= 3)

Altman Z'' -2.47

(A) -0.30 = (Total Current Assets 11.6m - Total Current Liabilities 131.0m) / Total Assets 395.4m

(B) -0.10 = Retained Earnings (Balance) -38.9m / Total Assets 395.4m

(D) -0.16 = Book Value of Equity -38.7m / Total Liabilities 249.2m

Total Rating: -2.47 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 55.68

1. Piotroski 3.50pt = -1.50

2. FCF Yield 8.05% = 4.02

3. FCF Margin 96.71% = 7.50

4. Debt/Equity 2.13 = 0.58

5. Debt/Ebitda 54.44 = -2.50

6. ROIC - WACC data missing

7. RoE 6.50% = 0.54

8. Rev. Trend -16.23% = -0.81

9. Rev. CAGR -22.23% = -2.50

10. EPS Trend 9.04% = 0.23

11. EPS CAGR 1.17% = 0.12

What is the price of OFS shares?

As of August 23, 2025, the stock is trading at USD 8.29 with a total of 27,305 shares traded.
Over the past week, the price has changed by +0.24%, over one month by -1.89%, over three months by +4.50% and over the past year by +20.73%.

Is OFS Capital a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, OFS Capital is currently (August 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 55.68 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of OFS is around 10.75 USD . This means that OFS is currently undervalued and has a potential upside of +29.67% (Margin of Safety).

Is OFS a buy, sell or hold?

OFS Capital has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold OFS.

Strong Buy: 0
Buy: 0
Hold: 1
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the OFS price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	9	8.6%
Analysts Target Price	9	8.6%
ValueRay Target Price	11.8	41.7%

Last update: 2025-08-13 02:52

OFS Fundamental Data Overview

Market Cap USD = 111.2m (111.2m USD * 1.0 USD.USD)
CCE Cash And Equivalents = 10.2m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 10.9211
P/E Forward = 9.1996
P/S = 2.566
P/B = 0.7681
P/EG = 1.6667
Beta = 1.402
Revenue TTM = 34.3m USD
EBIT TTM = -100.0k USD
EBITDA TTM = 5.71m USD
Long Term Debt = 185.8m USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 125.0m USD (from shortTermDebt, last quarter)
Debt = 310.8m USD (Calculated: Short Term 125.0m + Long Term 185.8m)
Net Debt = 232.0m USD (from netDebt column, last quarter)
Enterprise Value = 411.8m USD (111.2m + Debt 310.8m - CCE 10.2m)
Interest Coverage Ratio = -0.01 (Ebit TTM -100.0k / Interest Expense TTM 15.7m)
FCF Yield = 8.05% (FCF TTM 33.1m / Enterprise Value 411.8m)
FCF Margin = 96.71% (FCF TTM 33.1m / Revenue TTM 34.3m)
Net Margin = 29.90% (Net Income TTM 10.2m / Revenue TTM 34.3m)
Gross Margin = 57.69% ((Revenue TTM 34.3m - Cost of Revenue TTM 14.5m) / Revenue TTM)
Tobins Q-Ratio = -10.64 (set to none) (Enterprise Value 411.8m / Book Value Of Equity -38.7m)
Interest Expense / Debt = 1.24% (Interest Expense 3.84m / Debt 310.8m)
Taxrate = -0.03% (set to none) (from yearly Income Tax Expense: -9000 / 28.4m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 0.09 (Total Current Assets 11.6m / Total Current Liabilities 131.0m)
Debt / Equity = 2.13 (Debt 310.8m / last Quarter total Stockholder Equity 146.2m)
Debt / EBITDA = 54.44 (Net Debt 232.0m / EBITDA 5.71m)
Debt / FCF = 9.38 (Debt 310.8m / FCF TTM 33.1m)
Total Stockholder Equity = 157.5m (last 4 quarters mean)
RoA = 2.59% (Net Income 10.2m, Total Assets 395.4m )
RoE = 6.50% (Net Income TTM 10.2m / Total Stockholder Equity 157.5m)
RoCE = -0.03% (Ebit -100.0k / (Equity 157.5m + L.T.Debt 185.8m))
RoIC = unknown (NOPAT none, Invested Capital 403.2m, Ebit -100.0k)
WACC = unknown (E(111.2m)/V(422.1m) * Re(6.35%)) + (D(310.8m)/V(422.1m) * Rd(1.24%) * (1-Tc(none)))
Shares Correlation 5-Years: -22.40 | Cagr: -0.04%
Discount Rate = 6.35% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 70.46% ; FCFE base≈42.0m ; Y1≈27.6m ; Y5≈12.6m
Fair Price DCF = 18.49 (DCF Value 247.8m / Shares Outstanding 13.4m; 5y FCF grow -40.0% → 3.0% )
Revenue Correlation: -16.23 | Revenue CAGR: -22.23%
Rev Growth-of-Growth: -57.12
EPS Correlation: 9.04 | EPS CAGR: 1.17%
EPS Growth-of-Growth: -33.27

Additional Sources for OFS Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle