(OPOF) Old Point Financial - Ratings and Ratios

Old Point Financial Corporation is a bank holding company that operates The Old Point National Bank of Phoebus, providing a comprehensive suite of financial services to individuals, businesses, and commercial customers in Virginia. The companys diverse product offerings include deposit accounts, such as interest-bearing transaction accounts and time deposits, as well as loan products, including real estate construction, commercial, and mortgage loans. Additionally, Old Point Financial Corporation offers a range of ancillary services, including insurance products, retirement and financial planning, estate and trust administration, and cash management services, catering to the complex needs of its customers.

The companys strong presence in Virginia, coupled with its long history dating back to 1922, has enabled it to establish a loyal customer base and maintain a stable financial position. As a regional bank, Old Point Financial Corporation is well-positioned to capitalize on the growing demand for personalized banking services and tailored financial solutions. Its commitment to providing a broad range of financial products and services has allowed it to diversify its revenue streams and maintain a competitive edge in the market.

Analyzing the , we observe that the stock has been trending upwards, with the short-term moving averages (SMA20 and SMA50) indicating a bullish signal. The stock is currently trading near its 52-week high, with a relatively low Average True Range (ATR) of 3.03%, suggesting a stable trading environment. Furthermore, the long-term moving average (SMA200) is significantly lower than the current price, indicating a strong uptrend.

Combining the with the , we can forecast that Old Point Financial Corporation is likely to continue its upward trend. The companys market capitalization of $199.96M USD and a price-to-earnings ratio of 19.98 suggest a relatively stable valuation. Additionally, the Return on Equity (RoE) of 8.71% indicates a decent profitability. Based on these factors, we can predict that the stock is likely to reach $45.00 within the next 12 months, representing a potential upside of 14.2% from the current price.