(OPOF) Old Point Financial - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US6801941070
OPOF: Deposit Accounts, Loans, Insurance, Financial Services
Old Point Financial Corporation is a bank holding company that operates The Old Point National Bank of Phoebus, providing a comprehensive suite of financial services to individuals, businesses, and commercial customers in Virginia. The companys diverse product offerings include deposit accounts, such as interest-bearing transaction accounts and time deposits, as well as loan products, including real estate construction, commercial, and mortgage loans. Additionally, Old Point Financial Corporation offers a range of ancillary services, including insurance products, retirement and financial planning, estate and trust administration, and cash management services, catering to the complex needs of its customers.
The companys strong presence in Virginia, coupled with its long history dating back to 1922, has enabled it to establish a loyal customer base and maintain a stable financial position. As a regional bank, Old Point Financial Corporation is well-positioned to capitalize on the growing demand for personalized banking services and tailored financial solutions. Its commitment to providing a broad range of financial products and services has allowed it to diversify its revenue streams and maintain a competitive edge in the market.
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OPOF Stock Overview
Market Cap in USD | 200m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 1999-01-11 |
OPOF Stock Ratings
Growth Rating | 67.3 |
Fundamental | 66.4 |
Dividend Rating | 57.4 |
Rel. Strength | 132 |
Analysts | - |
Fair Price Momentum | 41.13 USD |
Fair Price DCF | 38.38 USD |
OPOF Dividends
Dividend Yield 12m | 1.84% |
Yield on Cost 5y | 4.13% |
Annual Growth 5y | 3.13% |
Payout Consistency | 95.2% |
OPOF Growth Ratios
Growth Correlation 3m | 86.5% |
Growth Correlation 12m | 98% |
Growth Correlation 5y | 24.8% |
CAGR 5y | 25.00% |
CAGR/Max DD 5y | 0.50 |
Sharpe Ratio 12m | 0.43 |
Alpha | 180.29 |
Beta | -0.608 |
Volatility | 26.32% |
Current Volume | 5.1k |
Average Volume 20d | 8.6k |
As of May 22, 2025, the stock is trading at USD 40.40 with a total of 5,112 shares traded.
Over the past week, the price has changed by +1.71%, over one month by +6.99%, over three months by +36.20% and over the past year by +180.49%.
Yes, based on ValueRay Fundamental Analyses, Old Point Financial (NASDAQ:OPOF) is currently (May 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 66.42 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of OPOF as of May 2025 is 41.13. This means that OPOF is currently overvalued and has a potential downside of 1.81%.
Old Point Financial has no consensus analysts rating.
According to ValueRays Forecast Model, OPOF Old Point Financial will be worth about 46.9 in May 2026. The stock is currently trading at 40.40. This means that the stock has a potential upside of +16.06%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 15 | -62.9% |
Analysts Target Price | - | - |
ValueRay Target Price | 46.9 | 16.1% |