(OXLC) Oxford Lane Capital - Ratings and Ratios
Debt, Securities, Loans
Description: OXLC Oxford Lane Capital
Oxford Lane Capital Corp (NASDAQ:OXLC) is a US-based Asset Management & Custody Banks company, operating as a common stock. The companys primary business involves investing in CLOs (Collateralized Loan Obligations) and other debt securities, providing financing to middle-market companies.
Key performance indicators (KPIs) for Oxford Lane Capital Corp include its Return on Equity (RoE) of 19.79%, indicating a relatively strong return for shareholders. The companys Price-to-Earnings (P/E) ratio is 11.47, suggesting a moderate valuation compared to its earnings. With a Market Cap of $1.66 billion, Oxford Lane Capital Corp is considered a mid-cap company, potentially offering a balance between growth and stability.
Economic drivers influencing Oxford Lane Capital Corps performance include interest rates, credit spreads, and the overall health of the middle-market corporate lending landscape. As a CLO-focused investment company, Oxford Lane Capital Corp benefits from a strong demand for CLOs, driven by their attractive yields and diversification benefits. Conversely, rising interest rates and widening credit spreads can negatively impact the companys investment portfolio.
Oxford Lane Capital Corps quarterly tax provision is a critical aspect of its financial reporting, reflecting the companys tax obligations on its investment income. The companys tax liability is influenced by its investment portfolio composition, including the proportion of income generated from tax-exempt sources. Understanding the quarterly tax provision is essential for investors to accurately assess the companys net income and overall financial performance.
OXLC Stock Overview
| Market Cap in USD | 1,647m |
| Sub-Industry | Asset Management & Custody Banks |
| IPO / Inception | 2011-01-20 |
OXLC Stock Ratings
| Growth Rating | 18.2% |
| Fundamental | 61.7% |
| Dividend Rating | 78.0% |
| Return 12m vs S&P 500 | -26.0% |
| Analyst Rating | 5.0 of 5 |
OXLC Dividends
| Dividend Yield 12m | 36.02% |
| Yield on Cost 5y | 77.05% |
| Annual Growth 5y | -3.49% |
| Payout Consistency | 91.2% |
| Payout Ratio | 33.8% |
OXLC Growth Ratios
| Growth Correlation 3m | -87.7% |
| Growth Correlation 12m | -52.7% |
| Growth Correlation 5y | 63.2% |
| CAGR 5y | 15.17% |
| CAGR/Max DD 5y | 0.41 |
| Sharpe Ratio 12m | -0.16 |
| Alpha | -22.98 |
| Beta | 0.416 |
| Volatility | 40.85% |
| Current Volume | 3834.1k |
| Average Volume 20d | 5846.7k |
| Stop Loss | 3.5 (-3.6%) |
| Signal | 1.64 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (283.6m TTM) > 0 and > 6% of Revenue (6% = 43.1m TTM) |
| FCFTA 0.45 (>2.0%) and ΔFCFTA -4.73pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 44.34% (prev 12.96%; Δ 31.38pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.45 (>3.0%) and CFO 1.28b > Net Income 283.6m (YES >=105%, WARN >=100%) |
| Net Debt (191.6m) to EBITDA (268.0m) ratio: 0.71 <= 3.0 (WARN <= 3.5) |
| Current Ratio 220.7 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (453.2m) change vs 12m ago 188.2% (target <= -2.0% for YES) |
| Gross Margin 73.29% (prev 72.77%; Δ 0.52pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 34.40% (prev 26.50%; Δ 7.91pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.00 (EBITDA TTM 268.0m / Interest Expense TTM 32.9m) >= 6 (WARN >= 3) |
Altman Z'' -0.73
| (A) 0.11 = (Total Current Assets 320.0m - Total Current Liabilities 1.45m) / Total Assets 2.84b |
| (B) -0.24 = Retained Earnings (Balance) -674.3m / Total Assets 2.84b |
| (C) 0.02 = EBIT TTM 32.9m / Avg Total Assets 2.09b |
| (D) -0.76 = Book Value of Equity -669.8m / Total Liabilities 883.2m |
| Total Rating: -0.73 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 61.73
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield 57.18% = 5.0 |
| 3. FCF Margin data missing |
| 4. Debt/Equity 0.45 = 2.40 |
| 5. Debt/Ebitda 3.30 = -2.13 |
| 6. ROIC - WACC -3.93% = -4.91 |
| 7. RoE 19.79% = 1.65 |
| 8. Rev. Trend 97.10% = 4.85 |
| 9. Rev. CAGR 62.41% = 2.50 |
| 10. EPS Trend 34.62% = 0.87 |
| 11. EPS CAGR 33.10% = 2.50 |
What is the price of OXLC shares?
Over the past week, the price has changed by +6.14%, over one month by +2.95%, over three months by -11.40% and over the past year by -14.12%.
Is Oxford Lane Capital a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of OXLC is around 4.51 USD . This means that OXLC is currently undervalued and has a potential upside of +24.24% (Margin of Safety).
Is OXLC a buy, sell or hold?
- Strong Buy: 2
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the OXLC price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 4.5 | 24% |
| Analysts Target Price | 5.1 | 41.3% |
| ValueRay Target Price | 4.9 | 34.7% |
Last update: 2025-08-22 04:45
OXLC Fundamental Data Overview
CCE Cash And Equivalents = 295.3m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 11.4
P/S = 3.8256
P/B = 0.8417
Beta = 0.751
Revenue TTM = 718.4m USD
EBIT TTM = 32.9m USD
EBITDA TTM = 268.0m USD
Long Term Debt = 881.8m USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 1.45m USD (from totalCurrentLiabilities, last quarter)
Debt = 883.2m USD (Calculated: Short Term 1.45m + Long Term 881.8m)
Net Debt = 191.6m USD (from netDebt column, last quarter)
Enterprise Value = 2.23b USD (1.65b + Debt 883.2m - CCE 295.3m)
Interest Coverage Ratio = 1.00 (Ebit TTM 32.9m / Interest Expense TTM 32.9m)
FCF Yield = 57.18% (FCF TTM 1.28b / Enterprise Value 2.23b)
FCF Margin = 177.9% (FCF TTM 1.28b / Revenue TTM 718.4m)
Net Margin = 39.47% (Net Income TTM 283.6m / Revenue TTM 718.4m)
Gross Margin = 73.29% ((Revenue TTM 718.4m - Cost of Revenue TTM 191.9m) / Revenue TTM)
Tobins Q-Ratio = -3.34 (set to none) (Enterprise Value 2.23b / Book Value Of Equity -669.8m)
Interest Expense / Debt = 1.86% (Interest Expense 16.4m / Debt 883.2m)
Taxrate = 21.0% (US default)
NOPAT = 26.0m (EBIT 32.9m * (1 - 21.00%))
Current Ratio = 220.7 (Total Current Assets 320.0m / Total Current Liabilities 1.45m)
Debt / Equity = 0.45 (Debt 883.2m / last Quarter total Stockholder Equity 1.96b)
Debt / EBITDA = 3.30 (Net Debt 191.6m / EBITDA 268.0m)
Debt / FCF = 0.69 (Debt 883.2m / FCF TTM 1.28b)
Total Stockholder Equity = 1.43b (last 4 quarters mean)
RoA = 9.98% (Net Income 283.6m, Total Assets 2.84b )
RoE = 19.79% (Net Income TTM 283.6m / Total Stockholder Equity 1.43b)
RoCE = 1.42% (Ebit 32.9m / (Equity 1.43b + L.T.Debt 881.8m))
RoIC = 1.50% (NOPAT 26.0m / Invested Capital 1.73b)
WACC = 5.43% (E(1.65b)/V(2.53b) * Re(7.55%)) + (D(883.2m)/V(2.53b) * Rd(1.86%) * (1-Tc(0.21)))
Shares Correlation 5-Years: 100.0 | Cagr: 42.11%
Discount Rate = 7.55% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 81.43% ; FCFE base≈1.03b ; Y1≈1.27b ; Y5≈2.17b
Fair Price DCF = 76.76 (DCF Value 36.97b / Shares Outstanding 481.6m; 5y FCF grow 25.0% → 3.0% )
Revenue Correlation: 97.10 | Revenue CAGR: 62.41%
Rev Growth-of-Growth: 6.30
EPS Correlation: 34.62 | EPS CAGR: 33.10%
EPS Growth-of-Growth: -169.8
Additional Sources for OXLC Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle