Overview Dividends

(PCAR) PACCAR - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US6937181088

Trucks, Parts, Financing, Leasing, Winches

PCAR EPS (Earnings per Share)

EPS Growth (3Y CAGR): -15.16%
EPS Trend (3Y Correlation): -72.9%

PCAR Revenue

Revenue Growth (3Y CAGR): -16.04%
Revenue Trend (3Y Correlation): -66.3%

Risk via 10d forecast
Volatility	26.2%
Value at Risk 5%th	37.7%
Relative Tail Risk	-12.56%

Reward TTM
Sharpe Ratio	-0.57
Alpha	-26.89

Character TTM
Hurst Exponent	0.314
Beta	0.844
Beta Downside	0.775

Drawdowns 3y
Max DD	27.75%
Mean DD	10.08%
Median DD	8.38%

Description: PCAR PACCAR September 26, 2025

PACCAR Inc (NASDAQ:PCAR) designs, manufactures, and distributes light, medium, and heavy-duty commercial trucks across North America, Europe, South America, Australia, and other international markets. The business is organized into three operating segments: Truck (Kenworth, Peterbilt, DAF), Parts (aftermarket components), and Financial Services (PacLease leasing and financing).

The Truck segment accounts for roughly 80% of total revenue, with FY2023 sales of about $22 billion, driven primarily by freight-transport demand and a rebound in over-the-road trucking volumes after the pandemic slowdown. A key sector driver is the ongoing shortage of qualified drivers, which sustains demand for higher-specification, fuel-efficient trucks.

The Parts segment contributes roughly 10% of revenue and benefits from the high-margin, recurring nature of aftermarket sales; its operating profit margin typically exceeds 20% because parts are sold at a premium to original equipment manufacturers.

Financial Services, the remaining ~10% of revenue, generates earnings that are highly sensitive to interest-rate environments; rising rates in 2024 have compressed lease spreads, but the segment’s diversified loan portfolio and strong dealer financing relationships provide a cushion against credit-cycle volatility.

Additional context: PACCAR’s FY2023 operating margin stood at 13.2%, and its free cash flow conversion was 85%, reflecting robust cash generation that funds both R&D for electric-driven trucks and share-repurchase programs.

For a deeper, data-driven valuation framework, the ValueRay platform offers granular financial models and scenario analysis you may find useful.

PCAR Stock Overview

Market Cap in USD	51,680m
Sub-Industry	Construction Machinery & Heavy Transportation Equipment
IPO / Inception	1986-07-09
Return 12m vs S&P 500	-23.0%
Analyst Rating	3.43 of 5

PCAR Dividends

Dividend Yield	4.52%
Yield on Cost 5y	8.64%
Yield CAGR 5y	33.32%
Payout Consistency	89.5%
Payout Ratio	25.8%

PCAR Growth Ratios

CAGR 3y	16.31%
CAGR/Max DD Calmar Ratio	0.59
CAGR/Mean DD Pain Ratio	1.62
Current Volume	2928.2k
Average Volume	2928.2k

Piotroski VR‑10 (Strict, 0-10) 6.0

Net Income (2.69b TTM) > 0 and > 6% of Revenue (6% = 1.67b TTM)

FCFTA 0.07 (>2.0%) and ΔFCFTA 0.81pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 31.04% (prev 63.92%; Δ -32.87pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.11 (>3.0%) and CFO 4.72b > Net Income 2.69b (YES >=105%, WARN >=100%)

Net Debt (9.55b) to EBITDA (4.33b) ratio: 2.21 <= 3.0 (WARN <= 3.5)

Current Ratio 2.42 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (526.8m) change vs 12m ago 0.06% (target <= -2.0% for YES)

Gross Margin 15.39% (prev 19.38%; Δ -4.00pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 63.73% (prev 80.50%; Δ -16.77pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 7.97 (EBITDA TTM 4.33b / Interest Expense TTM 411.5m) >= 6 (WARN >= 3)

Altman Z'' 4.00

(A) 0.20 = (Total Current Assets 14.73b - Total Current Liabilities 6.07b) / Total Assets 44.20b

(B) 0.43 = Retained Earnings (Balance) 19.05b / Total Assets 44.20b

(D) 0.77 = Book Value of Equity 19.01b / Total Liabilities 24.83b

Total Rating: 4.00 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 56.44

1. Piotroski 6.0pt = 1.0

2. FCF Yield 5.48% = 2.74

3. FCF Margin 11.46% = 2.86

4. Debt/Equity 0.82 = 2.18

5. Debt/Ebitda 2.21 = -0.40

6. ROIC - WACC (= 4.37)% = 5.46

7. RoE 14.58% = 1.21

8. Rev. Trend -66.29% = -4.97

9. EPS Trend -72.88% = -3.64

What is the price of PCAR shares?

As of November 17, 2025, the stock is trading at USD 95.59 with a total of 2,928,160 shares traded.
Over the past week, the price has changed by -3.10%, over one month by +0.79%, over three months by -2.51% and over the past year by -10.94%.

Is PACCAR a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, PACCAR is currently (November 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 56.44 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PCAR is around 101.07 USD . This means that PCAR is currently overvalued and has a potential downside of 5.73%.

Is PCAR a buy, sell or hold?

PACCAR has received a consensus analysts rating of 3.43. Therefor, it is recommend to hold PCAR.

Strong Buy: 5
Buy: 2
Hold: 12
Sell: 1
Strong Sell: 1

What are the forecasts/targets for the PCAR price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	107.1	12.1%
Analysts Target Price	107.1	12.1%
ValueRay Target Price	111.2	16.3%

PCAR Fundamental Data Overview November 04, 2025

Market Cap USD = 51.68b (51.68b USD * 1.0 USD.USD)
P/E Trailing = 19.2941
P/E Forward = 14.8148
P/S = 1.75
P/B = 2.7466
P/EG = 2.4359
Beta = 0.946
Revenue TTM = 27.88b USD
EBIT TTM = 3.28b USD
EBITDA TTM = 4.33b USD
Long Term Debt = 10.41b USD (from longTermDebt, last fiscal year)
Short Term Debt = 5.48b USD (from shortTermDebt, last fiscal year)
Debt = 15.85b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 9.55b USD (from netDebt column, last quarter)
Enterprise Value = 58.28b USD (51.68b + Debt 15.85b - CCE 9.25b)
Interest Coverage Ratio = 7.97 (Ebit TTM 3.28b / Interest Expense TTM 411.5m)
FCF Yield = 5.48% (FCF TTM 3.19b / Enterprise Value 58.28b)
FCF Margin = 11.46% (FCF TTM 3.19b / Revenue TTM 27.88b)
Net Margin = 9.65% (Net Income TTM 2.69b / Revenue TTM 27.88b)
Gross Margin = 15.39% ((Revenue TTM 27.88b - Cost of Revenue TTM 23.59b) / Revenue TTM)
Gross Margin QoQ = 6.57% (prev 15.44%)
Tobins Q-Ratio = 1.32 (Enterprise Value 58.28b / Total Assets 44.20b)
Interest Expense / Debt = 0.20% (Interest Expense 31.8m / Debt 15.85b)
Taxrate = -414.8% (out of range, set to none) (-475.4m / 114.6m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 2.42 (Total Current Assets 14.73b / Total Current Liabilities 6.07b)
Debt / Equity = 0.82 (Debt 15.85b / totalStockholderEquity, last quarter 19.37b)
Debt / EBITDA = 2.21 (Net Debt 9.55b / EBITDA 4.33b)
Debt / FCF = 2.99 (Net Debt 9.55b / FCF TTM 3.19b)
Total Stockholder Equity = 18.46b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.09% (Net Income 2.69b / Total Assets 44.20b)
RoE = 14.58% (Net Income TTM 2.69b / Total Stockholder Equity 18.46b)
RoCE = 11.36% (EBIT 3.28b / Capital Employed (Equity 18.46b + L.T.Debt 10.41b))
RoIC = 11.35% (EBIT 3.28b / (Assets 44.20b - Curr.Liab 6.07b - Cash 9.25b))
WACC = 6.99% (E(51.68b)/V(67.53b) * Re(9.13%) + (debt cost/tax rate unavailable))
Discount Rate = 9.13% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 0.11%
[DCF Debug] Terminal Value 77.99% ; FCFE base≈3.03b ; Y1≈3.73b ; Y5≈6.37b
Fair Price DCF = 168.8 (DCF Value 88.67b / Shares Outstanding 525.2m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: -72.88 | EPS CAGR: -15.16% | SUE: -0.26 | # QB: 0
Revenue Correlation: -66.29 | Revenue CAGR: -16.04% | SUE: -2.18 | # QB: 0

Additional Sources for PCAR Stock

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Fund Manager Positions: Dataroma | Stockcircle