(PCAR) PACCAR - Ratings and Ratios
Trucks, Parts, Financing, Leasing, Winches
PCAR EPS (Earnings per Share)
PCAR Revenue
Description: PCAR PACCAR September 26, 2025
PACCAR Inc (NASDAQ:PCAR) designs, manufactures, and distributes light, medium, and heavy-duty commercial trucks across North America, Europe, South America, Australia, and other international markets. The business is organized into three operating segments: Truck (Kenworth, Peterbilt, DAF), Parts (aftermarket components), and Financial Services (PacLease leasing and financing).
The Truck segment accounts for roughly 80% of total revenue, with FY2023 sales of about $22 billion, driven primarily by freight-transport demand and a rebound in over-the-road trucking volumes after the pandemic slowdown. A key sector driver is the ongoing shortage of qualified drivers, which sustains demand for higher-specification, fuel-efficient trucks.
The Parts segment contributes roughly 10% of revenue and benefits from the high-margin, recurring nature of aftermarket sales; its operating profit margin typically exceeds 20% because parts are sold at a premium to original equipment manufacturers.
Financial Services, the remaining ~10% of revenue, generates earnings that are highly sensitive to interest-rate environments; rising rates in 2024 have compressed lease spreads, but the segment’s diversified loan portfolio and strong dealer financing relationships provide a cushion against credit-cycle volatility.
Additional context: PACCAR’s FY2023 operating margin stood at 13.2%, and its free cash flow conversion was 85%, reflecting robust cash generation that funds both R&D for electric-driven trucks and share-repurchase programs.
For a deeper, data-driven valuation framework, the ValueRay platform offers granular financial models and scenario analysis you may find useful.
PCAR Stock Overview
| Market Cap in USD | 52,588m |
| Sub-Industry | Construction Machinery & Heavy Transportation Equipment |
| IPO / Inception | 1986-07-09 |
PCAR Stock Ratings
| Growth Rating | 35.7% |
| Fundamental | 64.6% |
| Dividend Rating | 78.1% |
| Return 12m vs S&P 500 | -19.3% |
| Analyst Rating | 3.43 of 5 |
PCAR Dividends
| Dividend Yield 12m | 4.70% |
| Yield on Cost 5y | 9.36% |
| Annual Growth 5y | 33.32% |
| Payout Consistency | 89.5% |
| Payout Ratio | 19.0% |
PCAR Growth Ratios
| Growth Correlation 3m | -13.4% |
| Growth Correlation 12m | -55.1% |
| Growth Correlation 5y | 87.5% |
| CAGR 5y | 19.32% |
| CAGR/Max DD 3y (Calmar Ratio) | 0.70 |
| CAGR/Mean DD 3y (Pain Ratio) | 1.96 |
| Sharpe Ratio 12m | -1.45 |
| Alpha | -21.81 |
| Beta | 0.946 |
| Volatility | 24.94% |
| Current Volume | 2358.6k |
| Average Volume 20d | 2620.3k |
| Stop Loss | 95 (-3.5%) |
| Signal | -0.53 |
Piotroski VR‑10 (Strict, 0-10) 7.5
| Net Income (2.69b TTM) > 0 and > 6% of Revenue (6% = 1.67b TTM) |
| FCFTA 0.16 (>2.0%) and ΔFCFTA 9.45pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 21.78% (prev 63.92%; Δ -42.14pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.25 (>3.0%) and CFO 4.48b > Net Income 2.69b (YES >=105%, WARN >=100%) |
| Net Debt (8.83b) to EBITDA (4.33b) ratio: 2.04 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.82 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (526.8m) change vs 12m ago 0.06% (target <= -2.0% for YES) |
| Gross Margin 15.39% (prev 19.38%; Δ -4.00pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 91.13% (prev 80.50%; Δ 10.63pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 7.97 (EBITDA TTM 4.33b / Interest Expense TTM 411.5m) >= 6 (WARN >= 3) |
Altman Z'' 6.20
| (A) 0.34 = (Total Current Assets 13.46b - Total Current Liabilities 7.38b) / Total Assets 17.90b |
| (B) 0.99 = Retained Earnings (Balance) 17.75b / Total Assets 17.90b |
| warn (B) unusual magnitude: 0.99 — check mapping/units |
| (C) 0.11 = EBIT TTM 3.28b / Avg Total Assets 30.59b |
| (D) 0.02 = Book Value of Equity 525.2m / Total Liabilities 25.91b |
| Total Rating: 6.20 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 64.64
| 1. Piotroski 7.50pt = 2.50 |
| 2. FCF Yield 4.85% = 2.42 |
| 3. FCF Margin 10.33% = 2.58 |
| 4. Debt/Equity 0.91 = 2.10 |
| 5. Debt/Ebitda 2.04 = -0.08 |
| 6. ROIC - WACC (= 219.5)% = 12.50 |
| 7. RoE 14.72% = 1.23 |
| 8. Rev. Trend -66.29% = -4.97 |
| 9. EPS Trend -72.88% = -3.64 |
What is the price of PCAR shares?
Over the past week, the price has changed by -2.65%, over one month by -0.69%, over three months by +2.47% and over the past year by -2.22%.
Is PACCAR a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PCAR is around 106.60 USD . This means that PCAR is currently overvalued and has a potential downside of 8.33%.
Is PCAR a buy, sell or hold?
- Strong Buy: 5
- Buy: 2
- Hold: 12
- Sell: 1
- Strong Sell: 1
What are the forecasts/targets for the PCAR price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 106.9 | 8.7% |
| Analysts Target Price | 106.9 | 8.7% |
| ValueRay Target Price | 117.6 | 19.5% |
PCAR Fundamental Data Overview October 26, 2025
P/E Trailing = 19.4805
P/E Forward = 14.8148
P/S = 1.7808
P/B = 2.7466
P/EG = 2.4359
Beta = 0.946
Revenue TTM = 27.88b USD
EBIT TTM = 3.28b USD
EBITDA TTM = 4.33b USD
Long Term Debt = 10.41b USD (from longTermDebt, last fiscal year)
Short Term Debt = 5.48b USD (from shortTermDebt, last fiscal year)
Debt = 15.89b USD (from shortLongTermDebtTotal, last fiscal year)
Net Debt = 8.83b USD (from netDebt column, last fiscal year)
Enterprise Value = 59.41b USD (52.59b + Debt 15.89b - CCE 9.07b)
Interest Coverage Ratio = 7.97 (Ebit TTM 3.28b / Interest Expense TTM 411.5m)
FCF Yield = 4.85% (FCF TTM 2.88b / Enterprise Value 59.41b)
FCF Margin = 10.33% (FCF TTM 2.88b / Revenue TTM 27.88b)
Net Margin = 9.65% (Net Income TTM 2.69b / Revenue TTM 27.88b)
Gross Margin = 15.39% ((Revenue TTM 27.88b - Cost of Revenue TTM 23.59b) / Revenue TTM)
Gross Margin QoQ = 6.57% (prev 15.44%)
Tobins Q-Ratio = 3.32 (Enterprise Value 59.41b / Total Assets 17.90b)
Interest Expense / Debt = 0.20% (Interest Expense 31.8m / Debt 15.89b)
Taxrate = -414.8% (out of range, set to none) (-475.4m / 114.6m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 1.82 (Total Current Assets 13.46b / Total Current Liabilities 7.38b)
Debt / Equity = 0.91 (Debt 15.89b / totalStockholderEquity, last fiscal year 17.51b)
Debt / EBITDA = 2.04 (Net Debt 8.83b / EBITDA 4.33b)
Debt / FCF = 3.07 (Net Debt 8.83b / FCF TTM 2.88b)
Total Stockholder Equity = 18.28b (last 4 quarters mean from totalStockholderEquity)
RoA = 15.03% (Net Income 2.69b / Total Assets 17.90b)
RoE = 14.72% (Net Income TTM 2.69b / Total Stockholder Equity 18.28b)
RoCE = 11.43% (EBIT 3.28b / Capital Employed (Equity 18.28b + L.T.Debt 10.41b))
RoIC = 226.8% (EBIT 3.28b / (Assets 17.90b - Curr.Liab 7.38b - Cash 9.07b))
WACC = 7.30% (E(52.59b)/V(68.48b) * Re(9.50%) + (debt cost/tax rate unavailable))
Discount Rate = 9.50% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 0.11%
[DCF Debug] Terminal Value 76.85% ; FCFE base≈2.88b ; Y1≈3.55b ; Y5≈6.06b
Fair Price DCF = 151.1 (DCF Value 79.34b / Shares Outstanding 525.2m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: -72.88 | EPS CAGR: -15.16% | SUE: -0.26 | # QB: 0
Revenue Correlation: -66.29 | Revenue CAGR: -16.04% | SUE: -2.18 | # QB: 0
Additional Sources for PCAR Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle