(PEGA) Pegasystems - Ratings and Ratios
CRM, Automation, AI, Cloud, Workflow
PEGA EPS (Earnings per Share)
PEGA Revenue
Description: PEGA Pegasystems November 04, 2025
Pegasystems Inc. (NASDAQ: PEGA) creates, licenses, hosts, and supports enterprise-software solutions globally, spanning the Americas, EMEA, and APAC. Its flagship offering, Pega Infinity, bundles AI-driven decisioning, customer-service automation, and workflow-automation capabilities into a unified platform.
The suite includes the real-time Pega Customer Decision Hub, which predicts customer behavior and recommends next-best actions; Pega Customer Service, which automates multi-channel interactions and boosts employee productivity; and the Pega Platform, a low-code environment for building AI-enabled process applications. Ancillary tools such as the Situational Layer Cake, GenAI Blueprint, Pega Cloud, Catalyst, and Pega Academy round out the ecosystem.
Pega sells primarily to financial services, healthcare, communications & media, government, insurance, manufacturing, high-tech, and consumer-services firms, leveraging a direct sales force complemented by technology-partner and ISV alliances.
Assuming FY 2024 results are comparable to the most recent earnings release, PEGA reported ~ $2.0 billion in annual revenue, representing ~ 13 % year-over-year growth driven by expanding AI and low-code adoption. The low-code market is projected to grow at a 22 % CAGR through 2028, providing a secular tailwind, while enterprise digital-transformation budgets have been resilient despite macro-uncertainty, supporting demand for Pega’s automation solutions.
For a deeper, data-driven valuation perspective, you might explore ValueRay’s analyst framework on PEGA to see how its growth assumptions compare to sector benchmarks.
PEGA Stock Overview
| Market Cap in USD | 10,691m |
| Sub-Industry | Application Software |
| IPO / Inception | 1996-07-18 |
PEGA Stock Ratings
| Growth Rating | 65.1% |
| Fundamental | 85.2% |
| Dividend Rating | 18.8% |
| Return 12m vs S&P 500 | 20.1% |
| Analyst Rating | 4.21 of 5 |
PEGA Dividends
| Dividend Yield 12m | 0.15% |
| Yield on Cost 5y | 0.15% |
| Annual Growth 5y | -6.94% |
| Payout Consistency | 62.9% |
| Payout Ratio | 2.4% |
PEGA Growth Ratios
| Growth Correlation 3m | 72.3% |
| Growth Correlation 12m | 69.5% |
| Growth Correlation 5y | -23.1% |
| CAGR 5y | 48.97% |
| CAGR/Max DD 3y (Calmar Ratio) | 1.10 |
| CAGR/Mean DD 3y (Pain Ratio) | 4.55 |
| Sharpe Ratio 12m | 1.28 |
| Alpha | 25.36 |
| Beta | 1.087 |
| Volatility | 42.34% |
| Current Volume | 928.1k |
| Average Volume 20d | 1291k |
| Stop Loss | 56.2 (-4.7%) |
| Signal | -0.34 |
Piotroski VR‑10 (Strict, 0-10) 7.5
| Net Income (278.0m TTM) > 0 and > 6% of Revenue (6% = 103.9m TTM) |
| FCFTA 0.34 (>2.0%) and ΔFCFTA 13.83pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 12.37% (prev 6.39%; Δ 5.99pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.34 (>3.0%) and CFO 442.0m > Net Income 278.0m (YES >=105%, WARN >=100%) |
| Net Debt (-86.3m) to EBITDA (373.3m) ratio: -0.23 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.36 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (184.1m) change vs 12m ago 7.50% (target <= -2.0% for YES) |
| Gross Margin 75.74% (prev 74.40%; Δ 1.33pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 120.6% (prev 93.75%; Δ 26.88pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 112.4 (EBITDA TTM 373.3m / Interest Expense TTM 2.96m) >= 6 (WARN >= 3) |
Altman Z'' 3.58
| (A) 0.17 = (Total Current Assets 811.8m - Total Current Liabilities 597.5m) / Total Assets 1.29b |
| (B) 0.18 = Retained Earnings (Balance) 233.9m / Total Assets 1.29b |
| (C) 0.23 = EBIT TTM 332.8m / Avg Total Assets 1.44b |
| (D) 0.33 = Book Value of Equity 226.8m / Total Liabilities 696.0m |
| Total Rating: 3.58 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 85.21
| 1. Piotroski 7.50pt = 2.50 |
| 2. FCF Yield 4.26% = 2.13 |
| 3. FCF Margin 25.59% = 6.40 |
| 4. Debt/Equity 0.10 = 2.49 |
| 5. Debt/Ebitda -0.23 = 2.50 |
| 6. ROIC - WACC (= 86.78)% = 12.50 |
| 7. RoE 45.98% = 2.50 |
| 8. Rev. Trend 38.64% = 2.90 |
| 9. EPS Trend 25.70% = 1.29 |
What is the price of PEGA shares?
Over the past week, the price has changed by -7.25%, over one month by +5.81%, over three months by +2.33% and over the past year by +37.85%.
Is Pegasystems a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PEGA is around 51.58 USD . This means that PEGA is currently overvalued and has a potential downside of -12.52%.
Is PEGA a buy, sell or hold?
- Strong Buy: 7
- Buy: 3
- Hold: 4
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the PEGA price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 73.1 | 24% |
| Analysts Target Price | 73.1 | 24% |
| ValueRay Target Price | 58.3 | -1.2% |
PEGA Fundamental Data Overview November 05, 2025
P/E Trailing = 40.9026
P/E Forward = 27.3224
P/S = 6.1714
P/B = 15.7619
P/EG = 0.9329
Beta = 1.087
Revenue TTM = 1.73b USD
EBIT TTM = 332.8m USD
EBITDA TTM = 373.3m USD
Long Term Debt = 82.2m USD (from capitalLeaseObligations, last fiscal year)
Short Term Debt = 482.0m USD (from shortTermDebt, last fiscal year)
Debt = 62.4m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -86.3m USD (from netDebt column, last quarter)
Enterprise Value = 10.40b USD (10.69b + Debt 62.4m - CCE 351.4m)
Interest Coverage Ratio = 112.4 (Ebit TTM 332.8m / Interest Expense TTM 2.96m)
FCF Yield = 4.26% (FCF TTM 443.2m / Enterprise Value 10.40b)
FCF Margin = 25.59% (FCF TTM 443.2m / Revenue TTM 1.73b)
Net Margin = 16.05% (Net Income TTM 278.0m / Revenue TTM 1.73b)
Gross Margin = 75.74% ((Revenue TTM 1.73b - Cost of Revenue TTM 420.3m) / Revenue TTM)
Gross Margin QoQ = 72.23% (prev 71.50%)
Tobins Q-Ratio = 8.05 (Enterprise Value 10.40b / Total Assets 1.29b)
Interest Expense / Debt = 0.23% (Interest Expense 144.0k / Debt 62.4m)
Taxrate = -79.96% (out of range, set to none) (-19.3m / 24.1m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 1.36 (Total Current Assets 811.8m / Total Current Liabilities 597.5m)
Debt / Equity = 0.10 (Debt 62.4m / totalStockholderEquity, last quarter 596.8m)
Debt / EBITDA = -0.23 (Net Debt -86.3m / EBITDA 373.3m)
Debt / FCF = -0.19 (Net Debt -86.3m / FCF TTM 443.2m)
Total Stockholder Equity = 604.5m (last 4 quarters mean from totalStockholderEquity)
RoA = 21.50% (Net Income 278.0m / Total Assets 1.29b)
RoE = 45.98% (Net Income TTM 278.0m / Total Stockholder Equity 604.5m)
RoCE = 48.46% (EBIT 332.8m / Capital Employed (Equity 604.5m + L.T.Debt 82.2m))
RoIC = 96.75% (EBIT 332.8m / (Assets 1.29b - Curr.Liab 597.5m - Cash 351.4m))
WACC = 9.96% (E(10.69b)/V(10.75b) * Re(10.02%) + (debt cost/tax rate unavailable))
Discount Rate = 10.02% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 1.44%
[DCF Debug] Terminal Value 75.29% ; FCFE base≈395.2m ; Y1≈487.5m ; Y5≈831.8m
Fair Price DCF = 59.25 (DCF Value 10.06b / Shares Outstanding 169.7m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 25.70 | EPS CAGR: -30.63% | SUE: 0.23 | # QB: 0
Revenue Correlation: 38.64 | Revenue CAGR: -1.40% | SUE: 0.77 | # QB: 0
Additional Sources for PEGA Stock
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Fund Manager Positions: Dataroma | Stockcircle